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So verlieren sie keine wertvolle Zeit und können sich auf wichtigere Tätigkeiten konzentrieren.",{"_uid":5088,"title":5089,"component":3415,"description":5090},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","Wie funktioniert Spendesk?",{"type":136,"content":5091},[5092],{"type":139,"content":5093},[5094,5096,5097,5098,5102,5103,5105,5106,5107,5109,5110,5111,5115,5116,5118,5119,5120,5122,5123,5124,5126,5130,5132,5133,5134,5136,5137,5138],{"text":5095,"type":145},"Spendesk bietet modernen Unternehmen die passenden Zahlungsmethoden und eine leistungsstarke Plattform zur Verwaltung von Ausgaben. Dazu gehören Debitkarten als Ersatz für altmodische Firmenkreditkarten, virtuelle Karten für Online-Zahlungen und automatisierte Spesenabrechnungen.",{"type":4942},{"type":4942},{"text":5099,"type":145,"marks":5100},"Für Beschäftigte",[5101],{"type":1865},{"type":4942},{"text":5104,"type":145},"Die Teammitglieder müssen Ausgaben nicht mehr aus eigener Tasche vorstrecken. Stattdessen fragen Sie einen Betrag für einen bestimmten Kauf an und können die Zahlung mit ihrer (physischen) Spendesk-Karte oder einer virtuellen Karte durchführen.",{"type":4942},{"type":4942},{"text":5108,"type":145},"Wenn die Beschäftigten aus irgendeinem Grund ihre Spendesk-Karte nicht verwenden können, machen sie über die mobile Spendesk-App ein Foto der Quittung und erstellen direkt unterwegs eine digitale Spesenabrechnung. Diese wird zur Validierung direkt an die Führungskraft, und dann weiter an das Finanzteam geschickt.",{"type":4942},{"type":4942},{"text":5112,"type":145,"marks":5113},"Für Finanzteams",[5114],{"type":1865},{"type":4942},{"text":5117,"type":145},"Alle Beschäftigten haben ihr eigenes Spendesk-Profil und eine eigene Spesenkarte, die mit einem bestimmten Betrag aufgeladen wird. Im Gegensatz zur Firmenkreditkarte wissen Sie also immer, wer gerade wo Firmengelder ausgibt.",{"type":4942},{"type":4942},{"text":5121,"type":145},"Über die Plattform können Controller:innen Ausgabenlimits und Vorab-Freigaben für die Mitarbeitende festlegen. C-Level-Führungskräfte oder Manager:innen können dabei ein anderes Niveau an vorab genehmigten Ausgaben haben als die restlichen Beschäftigten. Wenn ein Teammitglied sein vorab freigegebenes Budget überschreiten möchte, kann über die mobile App oder die Plattform online eine Anfrage an die entsprechende Führungskraft gestellt werden.",{"type":4942},{"type":4942},{"text":5125,"type":145},"Wenn eine Ausgabe mit einer Spendesk-Karte getätigt wird, macht der/die Mitarbeitende beim Kauf einfach ",{"text":5127,"type":145,"marks":5128},"ein Foto von der Quittung",[5129],{"type":1865},{"text":5131,"type":145},". So gehen keine Belege mehr verloren.",{"type":4942},{"type":4942},{"text":5135,"type":145},"Finanzteams können die Ausgaben des Unternehmens in Echtzeit einsehen und fehlende Quittungen oder Rechnungen nachverfolgen, indem sie über die Plattform Erinnerungen an die Beschäftigten senden.",{"type":4942},{"type":4942},{"text":5139,"type":145},"Auch die Überprüfung von Ausgaben ist einfacher, da Ausgaben gruppiert werden können. Das Finanzteam kann vor dem Export in die Buchhaltungssoftware außerdem direkt in Spendesk die richtigen Mehrwertsteuersätze und Sachkonten zuweisen. Spendesk macht das Ausgabenmanagement intuitiv einfach und effizient.",[5141],{"cta":5142,"_uid":5143,"title":5144,"eyebrow":5151,"subtitle":5154,"component":301,"textAlign":24,"sectionSettings":5160,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":136,"content":5145},[5146],{"type":301,"attrs":5147,"content":5148},{"level":303},[5149],{"text":5150,"type":145},"Nutzen Sie Spendesk",{"type":136,"content":5152},[5153],{"type":139},{"type":136,"content":5155},[5156],{"type":139,"content":5157},[5158],{"text":5159,"type":145},"Schließen Sie Ihre Buchhaltung 4x schneller ab, sammeln Sie über 95 % der Belege pünktlich und erhalten Sie 100 % Transparenz über die Unternehmensausgaben.",[],[],"Weitere Artikel","Inhaltsverzeichnis",["Island",5165],{"key":5166,"result":5167},"MarkdownRenderer_8LgVwD0lNROxAljuetwWsPEGKdSFw4awSdAvaeDv4",{"head":5168},{"link":5169,"style":5170},[],[],[5172,5410,5615,5805],{"name":5173,"created_at":5174,"published_at":5175,"updated_at":5176,"id":5177,"uuid":5178,"content":5179,"slug":5398,"full_slug":5399,"sort_by_date":27,"position":5400,"tag_list":5401,"is_startpage":30,"parent_id":3597,"meta_data":27,"group_id":5402,"first_published_at":5403,"release_id":27,"lang":34,"path":27,"alternates":5404,"default_full_slug":5405,"translated_slugs":5406},"Skonto sichern: Frühzahlerrabatte mit effizienten Rechnungsfreigaben nutzen","2026-09-03T16:51:02.966Z","2026-11-03T12:13:31.478Z","2026-11-03T12:13:31.518Z",216124059542904,"15f2a56d-a9f4-4f90-882b-ee68537e3672",{"_uid":5180,"title":5173,"topics":5181,"noIndex":30,"category":5190,"language":5199,"component":3341,"heroMedia":5200,"publishedAt":5201,"redirectUrl":24,"listingImage":5202,"metaDescription":5212,"bottomArticleCta":5213,"componentsAfterTheArticle":5241},"137bb2a0-3e0d-46b1-ac46-ea8f5a4d62b3",[5182],{"name":161,"created_at":162,"published_at":163,"updated_at":164,"id":165,"uuid":166,"content":5183,"slug":175,"full_slug":176,"sort_by_date":27,"position":177,"tag_list":5184,"is_startpage":30,"parent_id":179,"meta_data":27,"group_id":180,"first_published_at":181,"release_id":27,"lang":34,"path":27,"alternates":5185,"default_full_slug":183,"translated_slugs":5186,"_stopResolving":43},{"_uid":174,"name":161,"component":23},[],[],[5187,5188,5189],{"path":183,"name":27,"lang":39,"published":27},{"path":183,"name":27,"lang":34,"published":27},{"path":183,"name":27,"lang":42,"published":27},{"name":3329,"created_at":3330,"published_at":16,"updated_at":3331,"id":3332,"uuid":3333,"content":5191,"slug":3341,"full_slug":3342,"sort_by_date":27,"position":54,"tag_list":5193,"is_startpage":30,"parent_id":3344,"meta_data":27,"group_id":3345,"first_published_at":3346,"release_id":27,"lang":34,"path":27,"alternates":5194,"default_full_slug":3348,"translated_slugs":5195,"_stopResolving":43},{"_uid":3335,"icon":5192,"name":3329,"component":3340},{"id":3337,"alt":3338,"name":24,"focus":24,"title":24,"filename":3339,"copyright":24,"fieldtype":124,"is_external_url":30},[],[],[5196,5197,5198],{"path":3348,"name":27,"lang":39,"published":27},{"path":3348,"name":27,"lang":34,"published":27},{"path":3348,"name":27,"lang":42,"published":27},[34],[],"2026-09-03 00:00",[5203],{"_uid":5204,"asset":5205,"caption":24,"component":1490},"6cd5b0e4-f89d-4382-86f1-1b5e316a757d",{"id":5206,"alt":5207,"name":24,"focus":24,"title":5208,"source":24,"filename":5209,"copyright":102,"fieldtype":124,"meta_data":5210,"is_external_url":30},216124802522996,"Monochrome, stilisierte Darstellung einer Sanduhr mit fließendem Sand auf hellem Hintergrund in gerasterter Gravur-Optik.","Sanduhr mit fließendem Sand in Grüntönen","https://a.storyblok.com/f/146026/2752x1536/50485d8e18/skonto-sichern-titelbild.jpg",{"alt":5207,"size":5211,"title":5208,"source":24,"copyright":102},"2752x1536","Skonto sichern statt Frühzahlerrabatte zu verlieren: Erfahren Sie, wie Sie Skontofristen überwachen, Rechnungen effizient freigeben und Zahlungen rechtzeitig auslösen. Mit klaren Prozessen, aktuellen Kennzahlen und automatisierter Rechnungsverarbeitung steigern Sie Ihre Einsparungen.",[5214],{"cta":5215,"_uid":5222,"image":5223,"title":5225,"subtitle":5240,"component":3406},[5216],{"tag":24,"_uid":5217,"hide":30,"icon":5218,"link":5220,"type":24,"label":4997,"style":129,"component":130,"mobileLabel":24,"onClickEvent":24,"openInANewTab":30,"horizontalFill":30},"456cc869-dbd0-4fce-aa8b-021025340815",{"id":27,"alt":27,"name":24,"focus":27,"title":27,"source":27,"filename":24,"copyright":27,"fieldtype":124,"meta_data":5219},{},{"id":4990,"url":24,"linktype":1481,"fieldtype":128,"cached_url":4991,"prep":43,"story":5221},{"name":4993,"id":4994,"uuid":4990,"slug":4995,"url":4995,"full_slug":4996,"_stopResolving":43},"79309e66-1c40-48d3-80cd-a62f30c6ac60",{"id":27,"alt":27,"name":24,"focus":27,"title":27,"source":27,"filename":24,"copyright":27,"fieldtype":124,"meta_data":5224},{},{"type":136,"attrs":5226,"content":5227},{"backgroundColor":27},[5228],{"type":139,"attrs":5229,"content":5230},{"textAlign":27},[5231],{"text":5232,"type":145,"marks":5233},"Skonto sichern, bevor die Frist verstreicht",[5234,5237],{"type":198,"attrs":5235},{"color":5236},"oklch(0.147 0.004 49.25)",{"type":3402,"attrs":5238},{"class":5239},"patron-heading-2","Automatisieren Sie Rechnungseingang, Freigaben und Zahlungsfristen, damit Ihr Team Frühzahlerrabatte zuverlässig nutzt.",[5242],{"cta":5243,"_uid":5244,"items":5245,"heading":5377,"reverse":30,"component":3591,"sectionSettings":5397},[],"aa8f52b8-eca3-4360-b6d8-c92f899b70c8",[5246,5260,5274,5288,5321,5335,5349,5363],{"_uid":5247,"hide":30,"title":5248,"component":3415,"description":5249},"01fc4f42-ffef-4c1a-9f6a-916fe205b448","Was ist Skonto?",{"type":136,"attrs":5250,"content":5251},{"backgroundColor":27},[5252],{"type":139,"attrs":5253,"content":5254},{"textAlign":27},[5255],{"text":5256,"type":145,"marks":5257},"Skonto ist ein Preisnachlass für die Zahlung innerhalb einer vereinbarten Frist. Der Nachlass wird nur gewährt, wenn die Zahlungsbedingung eingehalten wird.",[5258],{"type":198,"attrs":5259},{"color":200},{"_uid":5261,"hide":30,"title":5262,"component":3415,"description":5263},"31313bab-e717-4918-9b4f-c13513730cc9","Wie wird Skonto berechnet?",{"type":136,"attrs":5264,"content":5265},{"backgroundColor":27},[5266],{"type":139,"attrs":5267,"content":5268},{"textAlign":27},[5269],{"text":5270,"type":145,"marks":5271},"Multiplizieren Sie den Rechnungsbetrag mit dem Skontosatz. Bei einem Betrag von 1.000 Euro und zwei Prozent Skonto beträgt der Nachlass 20 Euro.",[5272],{"type":198,"attrs":5273},{"color":200},{"_uid":5275,"hide":30,"title":5276,"component":3415,"description":5277},"2f775fa0-2b6e-45bd-91ee-c352038ab443","Wird Skonto vom Netto- oder Bruttobetrag berechnet?",{"type":136,"attrs":5278,"content":5279},{"backgroundColor":27},[5280],{"type":139,"attrs":5281,"content":5282},{"textAlign":27},[5283],{"text":5284,"type":145,"marks":5285},"Beide Berechnungswege führen zum gleichen Zahlbetrag, sofern der Skonto korrekt auf alle relevanten Steuerpositionen angewendet wird. Bei unterschiedlichen Umsatzsteuersätzen muss die Kürzung anteilig erfolgen.",[5286],{"type":198,"attrs":5287},{"color":200},{"_uid":5289,"hide":30,"title":5290,"component":3415,"description":5291},"942275f5-6ecc-4012-a421-f85155766e7c","Muss die Vorsteuer bei Skonto korrigiert werden?",{"type":136,"attrs":5292,"content":5293},{"backgroundColor":27},[5294],{"type":139,"attrs":5295,"content":5296},{"textAlign":27},[5297,5302,5309,5317],{"text":5298,"type":145,"marks":5299},"Ja. Ein genutzter Skonto reduziert das Entgelt. Deshalb muss auch die abzugsfähige Vorsteuer entsprechend gekürzt werden. 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Häufig beginnt die Frist mit dem Rechnungseingang oder dem Rechnungsdatum. Prüfen Sie die konkrete Formulierung auf der Rechnung und berücksichtigen Sie den Zahlungsweg.",[5333],{"type":198,"attrs":5334},{"color":200},{"_uid":5336,"hide":30,"title":5337,"component":3415,"description":5338},"9af84595-df0e-4c0d-bb64-c95faa871038","Was passiert, wenn die Skontofrist verpasst wird?",{"type":136,"attrs":5339,"content":5340},{"backgroundColor":27},[5341],{"type":139,"attrs":5342,"content":5343},{"textAlign":27},[5344],{"text":5345,"type":145,"marks":5346},"Nach Ablauf der Skontofrist muss grundsätzlich der vollständige Rechnungsbetrag gezahlt werden. Ein nachträglicher Skontoabzug sollte nur erfolgen, wenn das liefernde Unternehmen diesem ausdrücklich zustimmt.",[5347],{"type":198,"attrs":5348},{"color":200},{"_uid":5350,"hide":30,"title":5351,"component":3415,"description":5352},"5f92a0c4-8599-4ac7-b73d-d96558f290d2","Wie können Unternehmen Skontoverluste reduzieren?",{"type":136,"attrs":5353,"content":5354},{"backgroundColor":27},[5355],{"type":139,"attrs":5356,"content":5357},{"textAlign":27},[5358],{"text":5359,"type":145,"marks":5360},"Zentralisieren Sie den Rechnungseingang, lesen Sie Zahlungsbedingungen strukturiert aus, priorisieren Sie Rechnungen nach verbleibender Frist und hinterlegen Sie Stellvertretungen für Freigaben. Zusätzlich sollten Sie Skontoquote, Skontoverlust und Durchlaufzeit regelmäßig auswerten.",[5361],{"type":198,"attrs":5362},{"color":200},{"_uid":5364,"hide":30,"title":5365,"component":3415,"description":5366},"3ffaa99a-bd19-4d26-84a3-0c20193b2e82","Ist die Zahlung mit Skonto immer sinnvoll?",{"type":136,"attrs":5367,"content":5368},{"backgroundColor":27},[5369],{"type":139,"attrs":5370,"content":5371},{"textAlign":27},[5372],{"text":5373,"type":145,"marks":5374},"Nein. Neben dem finanziellen Vorteil müssen Sie Liquidität, Finanzierungskosten und mögliche Klärfälle berücksichtigen. 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