[{"data":1,"prerenderedAt":2722},["ShallowReactive",2],{"de-blog/budgetplanung":3,"de-global-content":633,"de-article-global-content":1947,"de-blog-article-more-articles-276033073":2210,"MarkdownRenderer_6q5bvz4NIFLn0bOwD4h8fzm5WWCAAp4tYqCSqeHao3w":2708,"MarkdownRenderer_B7vYNhSZb9h3retQTybRjN1Kvdbbr6OB0YKLYEfI":2715},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":620,"full_slug":621,"sort_by_date":26,"position":622,"tag_list":623,"is_startpage":29,"parent_id":624,"meta_data":26,"group_id":625,"first_published_at":626,"release_id":26,"lang":33,"path":26,"alternates":627,"default_full_slug":628,"translated_slugs":629},"Budgetplanung: So behalten Unternehmen Ihre Finanzen im Griff","2023-03-15T11:32:40.410Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:53.728Z",276033073,"9fea6741-fef9-44a3-81c5-28a4ee716592",{"_uid":11,"roles":12,"title":4,"author":43,"topics":82,"content":113,"category":579,"language":605,"component":592,"heroMedia":606,"sidebarCta":615,"publishedAt":616,"readingTime":617,"redirectUrl":23,"listingImage":618,"metaDescription":619},"493067e4-ab77-4e7b-93d7-be2d8b6bbbcd",[13],{"name":14,"created_at":15,"published_at":6,"updated_at":16,"id":17,"uuid":18,"content":19,"slug":24,"full_slug":25,"sort_by_date":26,"position":27,"tag_list":28,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":31,"first_published_at":32,"release_id":26,"lang":33,"path":26,"alternates":34,"default_full_slug":35,"translated_slugs":36,"_stopResolving":42},"Budget manager","2022-10-19T16:17:12.879Z","2026-03-12T10:47:19.777Z",206109932,"af79d1a6-f01f-43eb-aa41-6f9705b93e01",{"_uid":20,"name":21,"component":22,"hubspotId":23},"fe9819d0-b5da-4a13-9120-3050ce8baea9","Budget owner or manager","tag","","budget-manager","de/blog/role/budget-manager",null,-20,[],false,190903385,"b04d86a8-2a32-4b6e-b3de-8639e5557b83","2022-10-19T16:17:56.630Z","de",[],"blog/role/budget-manager",[37,39,40],{"path":35,"name":26,"lang":38,"published":26},"fr",{"path":35,"name":26,"lang":33,"published":26},{"path":35,"name":26,"lang":41,"published":26},"es",true,{"name":44,"created_at":45,"published_at":6,"updated_at":46,"id":47,"uuid":48,"content":49,"slug":69,"full_slug":70,"sort_by_date":26,"position":71,"tag_list":72,"is_startpage":29,"parent_id":73,"meta_data":26,"group_id":74,"first_published_at":75,"release_id":26,"lang":33,"path":26,"alternates":76,"default_full_slug":77,"translated_slugs":78,"_stopResolving":42},"Isabelle Beyer","2022-10-19T17:44:12.668Z","2026-03-12T10:47:22.708Z",206168000,"5b8f9808-4cec-4117-b1f7-1fb63364deeb",{"_uid":50,"name":44,"links":51,"picture":52,"lastName":57,"component":58,"firstName":59,"description":60},"48fe3a4a-defa-4699-a21e-0fd78acc900d",[],{"id":53,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":54,"copyright":23,"fieldtype":55,"meta_data":56,"is_external_url":29},19031456,"https://a.storyblok.com/f/146026/2316x3088/fd195b6b2d/isabelle_author-pic.jpeg","asset",{},"Beyer","author","Isabelle",{"type":61,"content":62},"doc",[63],{"type":64,"content":65},"paragraph",[66],{"text":67,"type":68},"Isabelle ist Senior Content Managerin bei Spendesk. Mit über fünf Jahren Erfahrung in der deutschen Tech-Branche – insbesondere in den Bereichen FinTech, InsurTech und E-Commerce – beleuchtet sie aktuelle Entwicklungen und Trends, die Unternehmen jeder Größe dabei helfen, effizienter zu arbeiten.","text","isabelle-beyer","de/blog/author/isabelle-beyer",-1020,[],176408854,"222c1a40-93c3-4aac-9607-a206b5d130b6","2022-11-02T15:25:39.435Z",[],"blog/author/isabelle-beyer",[79,80,81],{"path":77,"name":26,"lang":38,"published":26},{"path":77,"name":26,"lang":33,"published":26},{"path":77,"name":26,"lang":41,"published":26},[83],{"name":84,"created_at":85,"published_at":86,"updated_at":87,"id":88,"uuid":89,"content":90,"slug":100,"full_slug":101,"sort_by_date":26,"position":102,"tag_list":103,"is_startpage":29,"parent_id":104,"meta_data":26,"group_id":105,"first_published_at":106,"release_id":26,"lang":33,"path":26,"alternates":107,"default_full_slug":108,"translated_slugs":109,"_stopResolving":42},"Wissenswertes","2022-10-19T17:58:00.079Z","2026-09-29T09:14:27.160Z","2026-09-29T09:14:27.180Z",206171444,"05160318-158d-4023-a018-8738a41d81e0",{"seo":91,"_uid":99,"name":84,"component":22},[92],{"_uid":93,"noIndex":29,"component":94,"metaFields":95},"3a200db0-a904-43c9-9d1d-81b45b5f11e5","seo",{"_uid":96,"plugin":97,"description":98},"d994c6c8-4437-4ef3-9b95-c3a640117369","meta-fields","Wissenswertes rund um Finanzen und Ausgabenmanagement: Hintergruende, Erklaerungen und Antworten auf haeufige Fragen.","cf323fed-550f-48c4-81fc-c56e07b72684","wissenswertes","de/blog/topic/wissenswertes",-480,[],176456153,"7fe99c27-c464-4f8e-b4fb-1aeb6ee8822c","2022-11-02T15:24:41.413Z",[],"blog/topic/wissenswertes",[110,111,112],{"path":108,"name":26,"lang":38,"published":26},{"path":108,"name":26,"lang":33,"published":26},{"path":108,"name":26,"lang":41,"published":26},{"type":61,"content":114},[115,119,128,135,139,148,159,163,168,172,262,267,275,281,291,296,306,311,321,326,334,339,343,349,378,383,387,395,403,411,419,427,432,450,455,475,485,490,507,512,531,557,561],{"type":64,"content":116},[117],{"text":118,"type":68},"Die Budgetplanung ist ein unverzichtbarer Bestandteil des Geschäftslebens. Sie hilft Unternehmen, ihre finanziellen Ressourcen effizient einzusetzen und so die gesetzten Ziele zu erreichen. In diesem Artikel erklären wir, was die Schritte und Methoden für eine erfolgreiche Budgetplanung sind. Erfahren Sie außerdem, wie Tools und Software Ihnen helfen können, Budgets zu planen und zu optimieren.",{"type":120,"attrs":121},"blok",{"id":122,"body":123},"2ac4f548-9130-4ac6-ba34-e43bf7a13398",[124],{"_uid":125,"html":126,"component":127},"i-338eb6b2-1c74-4a6f-9cf9-f4d8d9118925","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-bba39516-daaa-41ef-9946-1b1c8279e12a\">\u003Cspan class=\"hs-cta-node hs-cta-bba39516-daaa-41ef-9946-1b1c8279e12a\" id=\"hs-cta-bba39516-daaa-41ef-9946-1b1c8279e12a\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/bba39516-daaa-41ef-9946-1b1c8279e12a\" >\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-bba39516-daaa-41ef-9946-1b1c8279e12a\" style=\"border-width:0px;\" height=\"375\" width=\"750\" src=\"https://no-cache.hubspot.com/cta/default/2694209/bba39516-daaa-41ef-9946-1b1c8279e12a.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, 'bba39516-daaa-41ef-9946-1b1c8279e12a', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->","embed",{"type":129,"attrs":130,"content":132},"heading",{"level":131},2,[133],{"text":134,"type":68},"Was bedeutet Budgetplanung?",{"type":64,"content":136},[137],{"text":138,"type":68},"Schauen wir uns zunächst eine Definition der Budgetplanung an, bevor wir uns näher mit dem Thema befassen.",{"type":120,"attrs":140},{"id":122,"body":141},[142],{"_uid":143,"text":144,"color":145,"title":146,"component":147},"i-3587336a-67cc-4bd6-b319-b47b611a4f54","Die Budgetplanung ist der Prozess, mit dem ein Unternehmen seine finanziellen Ressourcen plant und verwaltet – in der Regel für ein Jahr im Voraus. Dabei wird das Budget auf der Grundlage der Ziele des Unternehmens und der verfügbaren Ressourcen (z. B. Personal, Kapital, Maschinen) erstellt.","purple","Definition","callout",{"type":64,"content":149},[150,152,157],{"text":151,"type":68},"Die Budgetierung ist ein wichtiger Bestandteil des ",{"text":153,"type":68,"marks":154},"operativen Controllings",[155],{"type":156},"bold",{"text":158,"type":68}," und wird meist monatlich überprüft, um sicherzustellen, dass die Ausgaben im Rahmen der verfügbaren finanziellen Mittel liegen.",{"type":64,"content":160},[161],{"text":162,"type":68},"Budgets sind nicht unbedingt starr, sondern können üblicherweise angepasst werden. Dies ist z.B. notwendig, wenn negative Entwicklungen eintreten und das Unternehmen Geld sparen muss oder aber unerwartete, positive Trends auftreten, d.h. das Unternehmen mehr Geld als erwartet zur Verfügung hat. ",{"type":129,"attrs":164,"content":165},{"level":131},[166],{"text":167,"type":68},"Sinn und Zweck eines Budgetplans",{"type":64,"content":169},[170],{"text":171,"type":68},"Die sorgfältige Planung und Überwachung des Budgets bestimmt maßgeblich, ob ein Unternehmen langfristig erfolgreich ist. Aber warum ist das so? Dies sind die wichtigsten Ziele und Aufgaben eines ausgeklügelten Budgetplans: ",{"type":173,"content":174},"bullet_list",[175,205,230,241,252],{"type":176,"content":177},"list_item",[178,204],{"type":64,"content":179},[180,184,186,202],{"text":181,"type":68,"marks":182},"Zielsetzung:",[183],{"type":156},{"text":185,"type":68}," Budgetplanung ermöglicht es Unternehmen, ihre Ziele und Prioritäten zu definieren und Ressourcen auf die wichtigsten ",{"text":187,"type":68,"marks":188},"Projekte",[189],{"type":190,"attrs":191},"link",{"href":192,"uuid":193,"anchor":26,"target":194,"linktype":195,"story":196},"/de/blog/projektbudget","f5438077-f565-4d33-a0a5-8d47d4654b03","_self","story",{"name":197,"id":198,"uuid":193,"slug":199,"url":200,"full_slug":201,"_stopResolving":42},"Projektbudgets erstellen und tracken – so geht's",208803022,"projektbudget","blog/projektbudget","de/blog/projektbudget",{"text":203,"type":68}," und Initiativen zu konzentrieren.",{"type":64},{"type":176,"content":206},[207,229],{"type":64,"content":208},[209,213,215,227],{"text":210,"type":68,"marks":211},"Ausgabenkontrolle",[212],{"type":156},{"text":214,"type":68},": Durch die Festlegung von Ausgabenlimits und Budgets können Unternehmen ihre Ausgaben kontrollieren (Stichwort: ",{"text":216,"type":68,"marks":217},"Budgetkontrolle",[218],{"type":190,"attrs":219},{"href":220,"uuid":221,"anchor":26,"target":194,"linktype":195,"story":222},"/de/glossary/budgetkontrolle","a2e6232d-14ef-48f4-acf1-b49d8bdbc51d",{"name":216,"id":223,"uuid":221,"slug":224,"url":225,"full_slug":226,"_stopResolving":42},167603044,"budgetkontrolle","glossary/budgetkontrolle","de/glossary/budgetkontrolle",{"text":228,"type":68},") und sicherstellen, dass ihre Finanzorganisation nicht aus den Fugen gerät..",{"type":64},{"type":176,"content":231},[232,240],{"type":64,"content":233},[234,238],{"text":235,"type":68,"marks":236},"Risikomanagement",[237],{"type":156},{"text":239,"type":68},": Eine gründliche Budget- und Finanzplanung hilft Unternehmen, potenzielle Risiken und Herausforderungen zu identifizieren und Strategien zu entwickeln, um diese zu bewältigen.",{"type":64},{"type":176,"content":242},[243,251],{"type":64,"content":244},[245,249],{"text":246,"type":68,"marks":247},"Entscheidungsfindung:",[248],{"type":156},{"text":250,"type":68}," Budgetplanung bietet Entscheidungsträgern wichtige Informationen und Daten, die bei der Bewertung von Optionen und Alternativen helfen, um die besten Entscheidungen für das Unternehmen zu treffen.",{"type":64},{"type":176,"content":253},[254],{"type":64,"content":255},[256,260],{"text":257,"type":68,"marks":258},"Leistungsbeurteilung: ",[259],{"type":156},{"text":261,"type":68},"Budgetplanung ermöglicht es Unternehmen, ihre tatsächlichen Leistungen mit ihren geplanten Budgets zu vergleichen, um den Fortschritt zu messen und Anpassungen vorzunehmen, falls nötig.",{"type":129,"attrs":263,"content":264},{"level":131},[265],{"text":266,"type":68},"Die gängigsten 4 Planungsmethoden für Budgets",{"type":64,"content":268},[269,273],{"text":270,"type":68,"marks":271},"Budgetplan ist nicht gleich Budgetplan",[272],{"type":156},{"text":274,"type":68},". Denn für die Planung des Budgets gibt es verschiedene Methoden. Wir stellen Ihnen die 4 wichtigsten Techniken zusammenfassend vor:",{"type":129,"attrs":276,"content":278},{"level":277},3,[279],{"text":280,"type":68},"Top-Down-Planung",{"type":64,"content":282},[283,285,289],{"text":284,"type":68},"Top-down-Budgetierung, auch",{"text":286,"type":68,"marks":287}," \"retrograde Budgetierung\"",[288],{"type":156},{"text":290,"type":68}," genannt, ist ein Ansatz, der von der obersten Ebene eines Unternehmens ausgeht und schrittweise bis zur untersten Ebene ausgearbeitet wird. Einfach ausgedrückt: Das Budget wird von der Geschäftsleitung festgelegt und an die verschiedenen Abteilungen und Bereiche weitergegeben .",{"type":129,"attrs":292,"content":293},{"level":277},[294],{"text":295,"type":68},"Bottom-Up-Planung",{"type":64,"content":297},[298,300,304],{"text":299,"type":68},"Die Bottom-up-Planung – auch ",{"text":301,"type":68,"marks":302},"\"progressive Budgetierung\"",[303],{"type":156},{"text":305,"type":68}," genannt – ist der umgekehrte Weg. Dabei handelt es sich um einen Budgetierungsansatz, bei dem die Budgets auf der Ebene der einzelnen Abteilungen und Teams erstellt und dann nach oben konsolidiert werden, um das Gesamtbudget des Unternehmens zu erstellen.",{"type":129,"attrs":307,"content":308},{"level":277},[309],{"text":310,"type":68},"Das Gegenstromverfahren",{"type":64,"content":312},[313,315,319],{"text":314,"type":68},"Das Gegenstromverfahren ist ",{"text":316,"type":68,"marks":317},"eine Mischform aus Top-Down- und Bottom-Up-Ansatz.",[318],{"type":156},{"text":320,"type":68}," Bei dieser Methode werden die Vorschläge für das Budget von den Abteilungen und Teams nach oben weitergeleitet (Bottom-up). Gleichzeitig gibt die Geschäftsleitung die übergeordneten Vorgaben vor und bietet damit eine klare Richtung für die Budgetierung (Top-down). In einem ständigen Austauschprozess werden die Vorschläge und die Vorgaben in Übereinstimmung gebracht, bis ein schlüssiges Budget erstellt wird. ",{"type":129,"attrs":322,"content":323},{"level":277},[324],{"text":325,"type":68},"Zero-Based-Budgeting",{"type":64,"content":327},[328,332],{"text":329,"type":68,"marks":330},"Zero-Based-Budgeting (ZBB) i",[331],{"type":156},{"text":333,"type":68},"st ein Budgetierungsverfahren, bei dem jedes Budgetjahr von Grund auf neu erstellt wird, ohne auf vergangene Budgets oder Ausgaben zurückzugreifen. Das bedeutet, dass jeder Posten im Budget jedes Jahr von null beginnt und neu bewertet wird, um sicherzustellen, dass er den Prioritäten und Zielen des Unternehmens entspricht.",{"type":129,"attrs":335,"content":336},{"level":131},[337],{"text":338,"type":68},"Schritte der Budgetplanung",{"type":64,"content":340},[341],{"text":342,"type":68},"Bei der Budgetplanung für eine einzelne Abteilung, wie beispielsweise das Marketing, oder für das gesamte Unternehmen sollten in der Regel mindestens die folgenden fünf Schritte berücksichtigt werden:",{"type":120,"attrs":344},{"id":122,"body":345},[346],{"_uid":347,"text":348,"color":145,"title":23,"component":147},"i-e2bb268f-8810-4c69-a255-bc7b8201a3c7","**1) Sammeln von Daten und Informationen:** Zunächst müssen alle relevanten Daten und Informationen gesammelt werden, die für die Budgetplanung benötigt werden. Dazu gehören beispielsweise Umsatz- und Kostenprognosen, Finanzberichte, Marketingpläne und Geschäftspläne.\n\n**2) Festlegen von Zielen und Prioritäten:** In diesem Schritt werden die Unternehmensziele und Prioritäten festgelegt. Dazu gehört beispielsweise die Bestimmung von Wachstumszielen, Investitionszielen oder Kosteneinsparungszielen.\n\n**3) Bestimmung des verfügbaren Budgets:** Nun wird das verfügbare Budget ermittelt. Dabei werden alle Einnahmen und Ausgaben des Unternehmens berücksichtigt.\n\n**4) Erstellen des Budgetplans**: Anschließend geht es an die eigentliche Erstellung des Budgetplans. Dabei wird das Budget auf die verschiedenen Abteilungen und Bereiche des Unternehmens bzw. Teams aufgeteilt.\n\n**5) Überprüfen und Anpassen des Plans:** Im Laufe des Geschäftsjahres kann der Plan regelmäßig überprüft und angepasst werden. Dabei werden die Ergebnisse und die tatsächlichen Kosten berücksichtigt und gegebenenfalls Budgetoptmierungen vorgenommen.",{"type":64,"content":350},[351,353,368,376],{"text":352,"type":68},"Übrigens: Ausführlichere Informationen über die Erstellung eines Budgetplans ",{"text":354,"type":68,"marks":355},"finden Sie in diesem Artikel",[356,366],{"type":190,"attrs":357},{"href":358,"uuid":359,"anchor":26,"target":194,"linktype":195,"story":360},"/de/blog/budgetplan-erstellen","eb5778d2-a8ee-4822-9a3f-af59faff16d2",{"name":361,"id":362,"uuid":359,"slug":363,"url":364,"full_slug":365,"_stopResolving":42},"Einen Budgetplan erstellen in acht Schritten",208803027,"budgetplan-erstellen","blog/budgetplan-erstellen","de/blog/budgetplan-erstellen",{"type":367},"underline",{"text":369,"type":68,"marks":370},".",[371,375],{"type":190,"attrs":372},{"href":373,"uuid":26,"anchor":26,"target":26,"linktype":374},"https://www.spendesk.com/de/blog/budgetplan-erstellen/","url",{"type":367},{"text":377,"type":68}," ",{"type":129,"attrs":379,"content":380},{"level":131},[381],{"text":382,"type":68},"Tipps für eine erfolgreiche Budgetplanung",{"type":64,"content":384},[385],{"text":386,"type":68},"Wie Sie sehen gibt es im Zuge der Budgetplanung einige Dinge zu berücksichtigen. Wir geben Ihnen die wichtigsten Tipps an die Hand, um bei der Planung nicht vom Wege abzukommen. Diese sind: ",{"type":64,"content":388},[389,393],{"text":390,"type":68,"marks":391},"Anpassungen vornehmen. ",[392],{"type":156},{"text":394,"type":68},"Unternehmen sollten sich bewusst sein, dass sich die Geschäftsbedingungen und das Geschäftsumfeld ständig ändern können. Eine regelmäßige Überprüfung des Budgetplans und eine Anpassung des Plans sind daher unerlässlich, um eine erfolgreiche Budgetplanung zu gewährleisten.",{"type":64,"content":396},[397,401],{"text":398,"type":68,"marks":399},"Auf Krisenzeiten vorbereiten",[400],{"type":156},{"text":402,"type":68},". Ein weiterer wichtiger Aspekt der Budgetplanung ist die Berücksichtigung von unvorhergesehenen Ereignissen und Risiken. Unternehmen sollten eine finanzielle Reserve einplanen, um unvorhergesehene Ereignisse wie Naturkatastrophen, Konjunkturschwankungen oder plötzliche Änderungen in der Nachfrage abzufedern. Eine solche Reserve kann dazu beitragen, die finanzielle Stabilität des Unternehmens in Krisenzeiten zu gewährleisten.",{"type":64,"content":404},[405,409],{"text":406,"type":68,"marks":407},"Gut kommunizieren. ",[408],{"type":156},{"text":410,"type":68},"Eine klare Kommunikation und Abstimmung mit allen beteiligten Parteien ist ein weiterer wichtiger Faktor. Die Unternehmensleitung, Vorgesetzte und Mitarbeiter:innen sollten über den Budgetplan und die damit verbundenen Ziele und Prioritäten informiert sein. Denn es ist wichtig, dass alle beteiligten Parteien eine gemeinsame Vorstellung davon haben, wie das Budget genutzt wird, um die Unternehmensziele zu erreichen. Nur so können alle auf dasselbe Ziel hinarbeiten und gemeinsam das Unternehmen zum Erfolg führen. ",{"type":64,"content":412},[413,417],{"text":414,"type":68,"marks":415},"Die richtige Methode wählen.",[416],{"type":156},{"text":418,"type":68}," Es ist von großer Bedeutung, die passende Budgetierungstechnik für die Bedürfnisse Ihres Unternehmens zu wählen. Beachten Sie, dass jede Technik ihre Vor- und Nachteile aufweist. Bevor Sie mit der Planung beginnen, sollten Sie sorgfältig prüfen, welche Art der Budgetplanung am besten zu Ihren Prioritäten und Zielen passt, um unnötige Fehler und Kosten zu vermeiden.",{"type":64,"content":420},[421,425],{"text":422,"type":68,"marks":423},"Die passenden Hilfsmittel nutzen. ",[424],{"type":156},{"text":426,"type":68},"Zum Glück gibt es online zahlreiche Tools sowie andere digitale Werkzeuge, die Ihnen bei der Planung Ihres Geschäfts- oder Teambudgets helfen können. 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So verlieren sie keine wertvolle Zeit und können sich auf wichtigere Tätigkeiten konzentrieren.",{"_uid":2133,"title":2134,"component":2070,"description":2135},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","Wie funktioniert Spendesk?",{"type":61,"content":2136},[2137],{"type":64,"content":2138},[2139,2141,2142,2143,2147,2148,2150,2151,2152,2154,2155,2156,2160,2161,2163,2164,2165,2167,2168,2169,2171,2175,2177,2178,2179,2181,2182,2183],{"text":2140,"type":68},"Spendesk bietet modernen Unternehmen die passenden Zahlungsmethoden und eine leistungsstarke Plattform zur Verwaltung von Ausgaben. Dazu gehören Debitkarten als Ersatz für altmodische Firmenkreditkarten, virtuelle Karten für Online-Zahlungen und automatisierte Spesenabrechnungen.",{"type":1981},{"type":1981},{"text":2144,"type":68,"marks":2145},"Für Beschäftigte",[2146],{"type":156},{"type":1981},{"text":2149,"type":68},"Die Teammitglieder müssen Ausgaben nicht mehr aus eigener Tasche vorstrecken. Stattdessen fragen Sie einen Betrag für einen bestimmten Kauf an und können die Zahlung mit ihrer (physischen) Spendesk-Karte oder einer virtuellen Karte durchführen.",{"type":1981},{"type":1981},{"text":2153,"type":68},"Wenn die Beschäftigten aus irgendeinem Grund ihre Spendesk-Karte nicht verwenden können, machen sie über die mobile Spendesk-App ein Foto der Quittung und erstellen direkt unterwegs eine digitale Spesenabrechnung. Diese wird zur Validierung direkt an die Führungskraft, und dann weiter an das Finanzteam geschickt.",{"type":1981},{"type":1981},{"text":2157,"type":68,"marks":2158},"Für Finanzteams",[2159],{"type":156},{"type":1981},{"text":2162,"type":68},"Alle Beschäftigten haben ihr eigenes Spendesk-Profil und eine eigene Spesenkarte, die mit einem bestimmten Betrag aufgeladen wird. Im Gegensatz zur Firmenkreditkarte wissen Sie also immer, wer gerade wo Firmengelder ausgibt.",{"type":1981},{"type":1981},{"text":2166,"type":68},"Über die Plattform können Controller:innen Ausgabenlimits und Vorab-Freigaben für die Mitarbeitende festlegen. C-Level-Führungskräfte oder Manager:innen können dabei ein anderes Niveau an vorab genehmigten Ausgaben haben als die restlichen Beschäftigten. Wenn ein Teammitglied sein vorab freigegebenes Budget überschreiten möchte, kann über die mobile App oder die Plattform online eine Anfrage an die entsprechende Führungskraft gestellt werden.",{"type":1981},{"type":1981},{"text":2170,"type":68},"Wenn eine Ausgabe mit einer Spendesk-Karte getätigt wird, macht der/die Mitarbeitende beim Kauf einfach ",{"text":2172,"type":68,"marks":2173},"ein Foto von der Quittung",[2174],{"type":156},{"text":2176,"type":68},". So gehen keine Belege mehr verloren.",{"type":1981},{"type":1981},{"text":2180,"type":68},"Finanzteams können die Ausgaben des Unternehmens in Echtzeit einsehen und fehlende Quittungen oder Rechnungen nachverfolgen, indem sie über die Plattform Erinnerungen an die Beschäftigten senden.",{"type":1981},{"type":1981},{"text":2184,"type":68},"Auch die Überprüfung von Ausgaben ist einfacher, da Ausgaben gruppiert werden können. Das Finanzteam kann vor dem Export in die Buchhaltungssoftware außerdem direkt in Spendesk die richtigen Mehrwertsteuersätze und Sachkonten zuweisen. Spendesk macht das Ausgabenmanagement intuitiv einfach und effizient.",[2186],{"cta":2187,"_uid":2188,"title":2189,"eyebrow":2196,"subtitle":2199,"component":129,"textAlign":23,"sectionSettings":2205,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":61,"content":2190},[2191],{"type":129,"attrs":2192,"content":2193},{"level":131},[2194],{"text":2195,"type":68},"Nutzen Sie Spendesk",{"type":61,"content":2197},[2198],{"type":64},{"type":61,"content":2200},[2201],{"type":64,"content":2202},[2203],{"text":2204,"type":68},"Schließen Sie Ihre Buchhaltung 4x schneller ab, sammeln Sie über 95 % der Belege pünktlich und erhalten Sie 100 % Transparenz über die Unternehmensausgaben.",[],"faqSection",[],"Weitere Artikel","Inhaltsverzeichnis",[2211,2325,2439,2585],{"name":2212,"created_at":2213,"published_at":2214,"updated_at":2215,"id":2216,"uuid":2217,"content":2218,"slug":2313,"full_slug":2314,"sort_by_date":26,"position":2315,"tag_list":2316,"is_startpage":29,"parent_id":624,"meta_data":26,"group_id":2317,"first_published_at":2318,"release_id":26,"lang":33,"path":26,"alternates":2319,"default_full_slug":2320,"translated_slugs":2321},"Was ist ein Office Manager? 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