[{"data":1,"prerenderedAt":2853},["ShallowReactive",2],{"de-blog/firmenkreditkarte-fuer-mitarbeiter":3,"de-global-content":718,"de-article-global-content":2034,"de-blog-article-more-articles-208785709":2292},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":705,"full_slug":706,"sort_by_date":26,"position":707,"tag_list":708,"is_startpage":29,"parent_id":709,"meta_data":26,"group_id":710,"first_published_at":711,"release_id":26,"lang":33,"path":26,"alternates":712,"default_full_slug":713,"translated_slugs":714},"Kreditkarten für Mitarbeiter - welches Modell passt zu Ihrer Firma?","2022-10-24T16:32:59.803Z","2026-11-03T12:15:07.386Z","2026-11-03T12:15:07.411Z",208785709,"1876dab5-6809-4789-885e-c4b07b1d55e2",{"_uid":11,"roles":12,"title":4,"author":43,"topics":92,"content":151,"category":599,"language":624,"component":612,"heroMedia":625,"sidebarCta":632,"publishedAt":633,"readingTime":634,"redirectUrl":53,"listingImage":635,"metaDescription":636,"componentsAfterTheArticle":637},"4a97682f-6bd2-41e5-b78f-dc7bb6db9c8c",[13],{"name":14,"created_at":15,"published_at":16,"updated_at":17,"id":18,"uuid":19,"content":20,"slug":24,"full_slug":25,"sort_by_date":26,"position":27,"tag_list":28,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":31,"first_published_at":32,"release_id":26,"lang":33,"path":26,"alternates":34,"default_full_slug":35,"translated_slugs":36,"_stopResolving":42},"Accountant","2022-09-19T13:36:28.660Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:19.576Z",190903620,"27d61cde-0093-4c00-be8d-5cda47ef9ed7",{"_uid":21,"name":22,"component":23},"8ee7bc5e-ac5d-48c5-8424-e446196b1d39","Accountants","tag","accountants","de/blog/role/accountants",null,0,[],false,190903385,"08848a19-819c-4c13-a216-e645ec1fe12a","2022-11-02T15:24:19.056Z","de",[],"blog/role/accountants",[37,39,40],{"path":35,"name":26,"lang":38,"published":26},"fr",{"path":35,"name":26,"lang":33,"published":26},{"path":35,"name":26,"lang":41,"published":26},"es",true,{"name":44,"created_at":45,"published_at":16,"updated_at":46,"id":47,"uuid":48,"content":49,"slug":79,"full_slug":80,"sort_by_date":26,"position":81,"tag_list":82,"is_startpage":29,"parent_id":83,"meta_data":26,"group_id":84,"first_published_at":85,"release_id":26,"lang":33,"path":26,"alternates":86,"default_full_slug":87,"translated_slugs":88,"_stopResolving":42},"Helena Kleine","2022-10-19T17:36:57.152Z","2026-03-12T10:47:20.541Z",206165091,"b7a9a2a4-7a2d-4d1f-ae95-6493d01ac71b",{"_uid":50,"name":44,"links":51,"picture":65,"lastName":67,"component":68,"firstName":69,"description":70},"c3ed0e10-6263-4733-8202-dfd040e90030",[52],{"tag":53,"_uid":54,"icon":55,"link":59,"type":53,"label":53,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"","4747640b-1787-4766-88ac-a275146e50e5",{"id":56,"alt":53,"name":53,"focus":53,"title":53,"filename":57,"copyright":53,"fieldtype":58,"is_external_url":29},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",{"id":53,"url":60,"linktype":61,"fieldtype":62,"cached_url":60},"https://www.linkedin.com/in/helena-kleine-86275872","url","multilink","primary","cta",{"alt":66,"name":53,"focus":53,"title":53,"filename":66,"copyright":53,"fieldtype":58,"is_external_url":29},"https://a.storyblok.com/f/146026/433x433/c9d214cd2d/klein.jpeg","Kleine","author","Helena",{"type":71,"content":72},"doc",[73],{"type":74,"content":75},"paragraph",[76],{"text":77,"type":78},"Helena Kleine sammelte reichlich Erfahrung im SaaS-Vertrieb und lernte so, wie wichtig informative Inhalte und Ressourcen für Kunden sind. Aktuelle unterstützt sie Spendesk als Expertin für Themen rund um Finanzen und Buchhaltung. ","text","helena-kleine","de/blog/author/helena-kleine",-280,[],176408854,"c66c945a-8fee-45f5-a751-dd3b7d65750b","2022-11-02T15:26:04.249Z",[],"blog/author/helena-kleine",[89,90,91],{"path":87,"name":26,"lang":38,"published":26},{"path":87,"name":26,"lang":33,"published":26},{"path":87,"name":26,"lang":41,"published":26},[93,124],{"name":94,"created_at":95,"published_at":96,"updated_at":97,"id":98,"uuid":99,"content":100,"slug":111,"full_slug":112,"sort_by_date":26,"position":113,"tag_list":114,"is_startpage":29,"parent_id":115,"meta_data":26,"group_id":116,"first_published_at":117,"release_id":26,"lang":33,"path":26,"alternates":118,"default_full_slug":119,"translated_slugs":120,"_stopResolving":42},"Firmenkreditkarte","2022-10-19T17:57:57.018Z","2026-09-29T09:14:14.380Z","2026-09-29T09:14:14.395Z",206171430,"960fb4eb-b934-4613-ab97-e88b6a69f128",{"seo":101,"_uid":109,"name":110,"component":23},[102],{"_uid":103,"noIndex":29,"component":104,"metaFields":105},"a281e47d-9fce-4e91-8c1e-6a08dba008b9","seo",{"_uid":106,"plugin":107,"description":108},"2c9ae355-0a93-40af-a365-5bb063f69eaf","meta-fields","Alles rund um die Firmenkreditkarte: Auswahlkriterien, Ausgabenkontrolle und wie Unternehmenskarten den Zahlungsalltag vereinfachen.","dbcf681f-6b39-42cc-84bc-b6ef13703d5b","Firmenkreditkarten","firmenkreditkarte","de/blog/topic/firmenkreditkarte",-340,[],176456153,"fa0725d2-ef5d-4e5d-9932-4eecc7c1912e","2022-11-02T15:24:46.112Z",[],"blog/topic/firmenkreditkarte",[121,122,123],{"path":119,"name":26,"lang":38,"published":26},{"path":119,"name":26,"lang":33,"published":42},{"path":119,"name":26,"lang":41,"published":26},{"name":125,"created_at":126,"published_at":127,"updated_at":128,"id":129,"uuid":130,"content":131,"slug":139,"full_slug":140,"sort_by_date":26,"position":141,"tag_list":142,"is_startpage":29,"parent_id":115,"meta_data":26,"group_id":143,"first_published_at":144,"release_id":26,"lang":33,"path":26,"alternates":145,"default_full_slug":146,"translated_slugs":147,"_stopResolving":42},"Geschäftsausgaben","2022-10-24T16:11:35.894Z","2026-09-29T09:14:15.441Z","2026-09-29T09:14:15.456Z",208763789,"2e74ff1e-c931-4b4b-be73-cfed9979a153",{"seo":132,"_uid":138,"name":125,"component":23,"hubspotId":53},[133],{"_uid":134,"noIndex":29,"component":104,"metaFields":135},"11be08ae-3e01-4e42-adea-6b6a67583d60",{"_uid":136,"plugin":107,"description":137},"00cf6f53-e8a1-4ecb-baca-f3338cd97916","Geschaeftsausgaben im Griff: Erfassung, Freigabe und Kontrolle von Unternehmensausgaben fuer mehr Transparenz im Finanzalltag.","3f4c451e-8e90-42af-8ab4-49c7a12230b6","geschaeftsausgaben","de/blog/topic/geschaeftsausgaben",-550,[],"3faaf794-80d2-438d-b107-65619171cb1c","2022-11-02T15:24:38.392Z",[],"blog/topic/geschaeftsausgaben",[148,149,150],{"path":146,"name":26,"lang":38,"published":26},{"path":146,"name":26,"lang":33,"published":26},{"path":146,"name":26,"lang":41,"published":26},{"type":71,"content":152},[153,176,186,190,201,208,214,218,222,242,246,268,276,281,285,289,297,302,306,310,363,367,375,380,384,416,433,451,464,469,477,482,486,497,502,506,524,532,540,551,556,564,568,578,582],{"type":74,"content":154},[155,157,174],{"text":156,"type":78},"Sind Ihre Angestellten bereits mit Kreditkarten ausgestattet oder suchen sie noch nach dem passenden Modell für den Einstieg? Möglicherweise haben Sie, wie viele andere Unternehmen auch, schlechte Erfahrungen mit undurchsichtigen Abrechnungen oder gar ",{"text":158,"type":78,"marks":159},"Spesenbetrug",[160],{"type":161,"attrs":162},"link",{"href":163,"uuid":164,"anchor":26,"custom":165,"target":166,"linktype":167,"story":168},"/blog/spesenbetrug","400d3c5b-e7d6-4d54-95ce-45d78f97cc21",{},"_self","story",{"name":169,"id":170,"uuid":164,"slug":171,"url":172,"full_slug":173,"_stopResolving":42},"Wie sich Spesenbetrug vermeiden lässt",208777188,"spesenbetrug","blog/spesenbetrug","de/blog/spesenbetrug",{"text":175,"type":78}," gemacht.",{"type":74,"content":177},[178,180,184],{"text":179,"type":78},"Oder aber Sie stehen dem Thema ",{"text":110,"type":78,"marks":181},[182],{"type":183},"bold",{"text":185,"type":78}," generell skeptisch gegenüber, so dass Ihre Buchhaltung jeden Monat Stunden oder gar Tage damit zubringt, Belege über kleinste Beträge einzeln in DATEV einzutippen und die Auslagen der Mitarbeiter zu erstatten.",{"type":74,"content":187},[188],{"text":189,"type":78},"Das geht einfacher, so viel lässt sich schon mal sagen. Wir werfen einen Blick auf die verschiedenen Kreditkarten-Modelle für Unternehmen.",{"type":74,"content":191},[192],{"type":193,"attrs":194},"blok",{"id":195,"body":196},"6183e3fc-b1df-41ec-8402-70c9c7acae12",[197],{"_uid":198,"html":199,"component":200},"63a03a13-4f8e-472e-a629-f5ab71e46c79","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-069ee0a9-bf66-499a-b50d-73e3291310e0\">\u003Cspan class=\"hs-cta-node hs-cta-069ee0a9-bf66-499a-b50d-73e3291310e0\" id=\"hs-cta-069ee0a9-bf66-499a-b50d-73e3291310e0\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/069ee0a9-bf66-499a-b50d-73e3291310e0\" >\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-069ee0a9-bf66-499a-b50d-73e3291310e0\" style=\"border-width:0px;\" height=\"500\" width=\"1000\" src=\"https://no-cache.hubspot.com/cta/default/2694209/069ee0a9-bf66-499a-b50d-73e3291310e0.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, '069ee0a9-bf66-499a-b50d-73e3291310e0', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->","embed",{"type":202,"attrs":203,"content":205},"heading",{"level":204},2,[206],{"text":207,"type":78},"Welche Firmenkreditkarten-Modelle gibt es? Ein Überblick",{"type":202,"attrs":209,"content":211},{"level":210},3,[212],{"text":213,"type":78},"Option #1: Keine Kreditkarten für Mitarbeiter",{"type":74,"content":215},[216],{"text":217,"type":78},"Junge Start-ups und kleine Unternehmen mit sehr wenigen Mitarbeitern kommen vielleicht sogar ganz ohne Firmenkreditkarten aus. Solange die Geschäftsführung und die Finanzabteilung Zugriff auf Firmengelder haben, ist alles gut.",{"type":74,"content":219},[220],{"text":221,"type":78},"Sobald aber irgendwann die erste Kollegin einen Premium Dropbox Account anlegen will oder das Marketingteam Werbung auf Facebook schaltet, stellt sich die Frage: „Wie machen wir das denn jetzt?”",{"type":74,"content":223},[224,226,240],{"text":225,"type":78},"Klar, die Kollegin könnte sich die Kreditkartendaten von der Geschäftsführung durchgeben lassen. Sitzen alle nebeneinander, geht das auch ganz gut. Dank ",{"text":227,"type":78,"marks":228},"3D-S und PSD2",[229],{"type":161,"attrs":230},{"href":231,"uuid":232,"anchor":26,"custom":233,"target":166,"linktype":167,"story":234},"/blog/3ds-psd2-firmenkreditkarte","6e259d87-7939-41fd-b72e-f92d5354bf42",{},{"name":235,"id":236,"uuid":232,"slug":237,"url":238,"full_slug":239,"_stopResolving":42},"3D-S Authentifizierung ab 15. Januar 2021 verpflichtend – Auswirkungen auf Firmenkreditkarten",208785650,"3ds-psd2-firmenkreditkarte","blog/3ds-psd2-firmenkreditkarte","de/blog/3ds-psd2-firmenkreditkarte",{"text":241,"type":78}," ist das Kreditkarten ausleihen aber gar nicht mehr so einfach – und kostet zudem alle Beteiligten Zeit und Nerven.",{"type":74,"content":243},[244],{"text":245,"type":78},"Oder aber Mitarbeiter legen die Kosten aus eigener Tasche aus, reichen den Beleg ein und bekommen den Betrag erstattet. Das wird in folgenden Fällen schwierig:",{"type":247,"content":248},"bullet_list",[249,256,262],{"type":250,"content":251},"list_item",[252],{"type":74,"content":253},[254],{"text":255,"type":78},"bei höheren Ausgaben, zum Beispiel bei Hotel- und Flugbuchungen",{"type":250,"content":257},[258],{"type":74,"content":259},[260],{"text":261,"type":78},"bei einem hohen Volumen an kleinen Beträgen",{"type":250,"content":263},[264],{"type":74,"content":265},[266],{"text":267,"type":78},"bei monatlich wiederkehrenden Kosten, wie Abos oder Werbung",{"type":74,"content":269},[270,274],{"text":271,"type":78,"marks":272},"Wer seinen Mitarbeitern gar keinen Zugang zu Firmenkarten ermöglicht, belastet sie mit Auslagen und halst der Finanzabteilung besonders viel Arbeit auf.",[273],{"type":183},{"text":275,"type":78}," Option #1 ist also eigentlich gar keine reale Option. Zumindest nicht auf Dauer.",{"type":202,"attrs":277,"content":278},{"level":210},[279],{"text":280,"type":78},"Option #2: Eine Reisestellenkarte für das ganze Unternehmen",{"type":74,"content":282},[283],{"text":284,"type":78},"Eine Reisestellenkarte ist eine recht traditionelle Lösung für die Ausgaben auf Dienstreisen. Nur das Travel Management hat Zugriff auf die Karte und bucht im Auftrag der reisenden Angestellten Transportmittel und Unterkünfte. Somit sind die größten Kosten einer Dienstreise zumindest gedeckt.",{"type":74,"content":286},[287],{"text":288,"type":78},"Mitarbeiter legen dann entweder die zusätzlichen Kosten unterwegs selbst aus oder sie bekommen zusätzlich eine Firmenkarte ausgehändigt für die Reise.",{"type":74,"content":290},[291,295],{"text":292,"type":78,"marks":293},"Der Vorteil der Reisestellenkarte ist, dass alle Reisekosten gebündelt zusammenlaufen.",[294],{"type":183},{"text":296,"type":78}," Das macht die Analyse einfacher und erleichtert auch der Buchhaltung einige manuelle Schritte. Zudem kann gut kontrolliert werden, welche Hotels und Flugtickets gekauft wurden, um Missbrauch vorzubeugen. Allerdings: Viele Unternehmen haben heute gar keine Reiseabteilung mehr, sondern lassen die Dienstreisen direkt von den Mitarbeitern buchen. In dem Fall ist eine Reisestellenkarte nicht der richtige Ansatz.",{"type":202,"attrs":298,"content":299},{"level":210},[300],{"text":301,"type":78},"Option #3: Corporate Credit Cards / Firmenkreditkarten",{"type":74,"content":303},[304],{"text":305,"type":78},"Wer seinen Mitarbeitern direkten Zugang zu Firmengeldern gewähren will, um ihnen Auslagen mit ihrem privaten Geld zu ersparen, muss sich früher oder später um Firmenkreditkarten (oft auch als Corporate Credit Cards bezeichnet) kümmern.",{"type":74,"content":307},[308],{"text":309,"type":78},"Dabei gibt es drei verschiedene Optionen:",{"type":247,"content":311},[312,322,336],{"type":250,"content":313},[314],{"type":74,"content":315},[316,320],{"text":317,"type":78,"marks":318},"Standard Kreditkarten",[319],{"type":183},{"text":321,"type":78}," mit theoretisch uneingeschränktem Zugriff auf Firmengelder (Limits müssen mit der Bank vereinbart werden)",{"type":250,"content":323},[324],{"type":74,"content":325},[326,334],{"text":327,"type":78,"marks":328},"Prepaid-Karten",[329,333],{"type":161,"attrs":330},{"href":331,"uuid":26,"anchor":26,"custom":332,"target":26,"linktype":61},"https://www.spendesk.com/de/product/cards/physical-cards/",{},{"type":183},{"text":335,"type":78},", die mit einem gewissen Betrag aufgeladen und nur im Rahmen dessen genutzt werden können",{"type":250,"content":337},[338],{"type":74,"content":339},[340,348,352,354,361],{"text":341,"type":78,"marks":342},"Virtuelle Kreditkarten",[343,347],{"type":161,"attrs":344},{"href":345,"uuid":26,"anchor":26,"custom":346,"target":26,"linktype":61},"https://www.spendesk.com/de/product/cards/virtual-cards/",{},{"type":183},{"text":349,"type":78,"marks":350},",",[351],{"type":183},{"text":353,"type":78}," die zweckgebunden online für genau eine Zahlung oder für regelmäßige Zahlungen (z.B. ",{"text":355,"type":78,"marks":356},"ein Software-Abo oder Marketing-Ausgaben",[357],{"type":161,"attrs":358},{"href":359,"uuid":26,"anchor":26,"custom":360,"target":26,"linktype":61},"https://blog.spendesk.com/de/saas-abos-und-digitales-marketing-warum-die-firmenkreditkarte-keine-gute-loesung-ist",{},{"text":362,"type":78},") generiert werden",{"type":74,"content":364},[365],{"text":366,"type":78},"Und wer sich nach Angeboten für Firmenkreditkarten umsieht, stößt ganz schnell auf die nächste Frage: Wer soll den überhaupt eine Karte bekommen? Wie Viele Karten werden benötigt und wer haftet eigentlich?",{"type":74,"content":368},[369],{"type":193,"attrs":370},{"id":195,"body":371},[372],{"_uid":373,"html":374,"component":200},"4e574f77-26d6-4a4f-a577-01cb51292a24","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-620c9c59-12d3-4833-b30d-eaa6b6d377be\">\u003Cspan class=\"hs-cta-node hs-cta-620c9c59-12d3-4833-b30d-eaa6b6d377be\" id=\"hs-cta-620c9c59-12d3-4833-b30d-eaa6b6d377be\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/620c9c59-12d3-4833-b30d-eaa6b6d377be\" target=\"_blank\" rel=\"noopener\">\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-620c9c59-12d3-4833-b30d-eaa6b6d377be\" style=\"border-width:0px;\" height=\"500\" width=\"1500\" src=\"https://no-cache.hubspot.com/cta/default/2694209/620c9c59-12d3-4833-b30d-eaa6b6d377be.png\"  alt=\"Virtuelle Karten\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, '620c9c59-12d3-4833-b30d-eaa6b6d377be', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->",{"type":202,"attrs":376,"content":377},{"level":204},[378],{"text":379,"type":78},"Grundatzfrage #1: Wer bekommt eine Firmenkreditkarte?",{"type":74,"content":381},[382],{"text":383,"type":78},"Auch hier gibt es für gewöhnlich drei verschiedene Modelle:",{"type":247,"content":385},[386,396,406],{"type":250,"content":387},[388],{"type":74,"content":389},[390,394],{"text":391,"type":78,"marks":392},"Jeder",[393],{"type":183},{"text":395,"type":78}," bekommt eine Karte",{"type":250,"content":397},[398],{"type":74,"content":399},[400,404],{"text":401,"type":78,"marks":402},"Nur Manager",[403],{"type":183},{"text":405,"type":78}," haben Zugriff auf Firmengelder",{"type":250,"content":407},[408],{"type":74,"content":409},[410,414],{"text":411,"type":78,"marks":412},"Wer viel reist",[413],{"type":183},{"text":415,"type":78},", bekommt eine Kreditkarte",{"type":74,"content":417},[418,422,424,431],{"text":419,"type":78,"marks":420},"Und genau hier kommen Ihnen die verschiedenen Kreditkarten-Typen zugute.",[421],{"type":183},{"text":423,"type":78}," Wenn Sie ein ",{"text":425,"type":78,"marks":426},"modernes Tool zur Ausgabenverwaltung",[427],{"type":161,"attrs":428},{"href":429,"uuid":26,"anchor":26,"custom":430,"target":26,"linktype":61},"/de/",{},{"text":432,"type":78}," nutzen, müssen Sie sich gar nicht entscheiden, welche eingegrenzte Personengruppe Karten bekommt, sondern können jedem Mitarbeiter je nach Bedarf den richtigen Kreditkartentyp ausstellen.",{"type":74,"content":434},[435,449],{"text":436,"type":78,"marks":437},"Virtuelle Karten",[438],{"type":161,"attrs":439},{"href":440,"uuid":441,"anchor":26,"custom":442,"target":166,"linktype":167,"story":443},"/blog/virtuelle-kreditkarten","05484202-8d88-4132-a760-9a1f4ddb81ea",{},{"name":444,"id":445,"uuid":441,"slug":446,"url":447,"full_slug":448,"_stopResolving":42},"Die virtuelle Kreditkarte: So bezahlen Unternehmen sicher online",208777197,"virtuelle-kreditkarte","blog/virtuelle-kreditkarte","de/blog/virtuelle-kreditkarte",{"text":450,"type":78}," zum Beispiel sind mit einem Klick generiert und immer an einen Zweck gebunden – zum Beispiel die Buchung für genau ein Hotel oder ein SaaS-Abo. Sie sind so einfach erstellt und dank Vorab-Freigaben und Ausgabenlimits so risikoarm, dass man sie guten Gewissens für die komplette Belegschaft nutzen kann.",{"type":74,"content":452},[453,455,462],{"text":454,"type":78},"Wer viel unterwegs ist, profitiert von einer haptischen Karte. Das ",{"text":456,"type":78,"marks":457},"Prepaid-Modell",[458],{"type":161,"attrs":459},{"href":460,"uuid":26,"anchor":26,"custom":461,"target":26,"linktype":61},"/de/use-cases/travel-spending/",{},{"text":463,"type":78}," macht Missbrauch schwierig und minimiert auch hier wieder das Risiko für Unternehmen mit individuellen Ausgabenrichtlinien für jeden Mitarbeiter.",{"type":202,"attrs":465,"content":466},{"level":204},[467],{"text":468,"type":78},"Grundsatzfrage #2: Wer haftet eigentlich für die Ausgaben über Firmenkreditkarten?",{"type":74,"content":470},[471,475],{"text":472,"type":78,"marks":473},"Die vielleicht spannendste Frage für CFOs.",[474],{"type":183},{"text":476,"type":78}," Wer seinen Mitarbeitern Freiheiten einräumt, riskiert einen gewissen Kontrollverlust. Wie kann abgewogen werden, ob sich das Risiko lohnt?",{"type":202,"attrs":478,"content":479},{"level":210},[480],{"text":481,"type":78},"Abbuchung über das Privatkonto der Mitarbeiter nicht mehr erlaubt",{"type":74,"content":483},[484],{"text":485,"type":78},"In der Vergangenheit nutzten viele deutsche Unternehmen den Trick, die Kreditkarten nicht über ein Firmenkonto auszugleichen, sondern über das private Konto des entsprechenden Mitarbeiters. Vor der nächsten Abbuchung mussten dann alle Kosten ausgeglichen und dem Mitarbeiter auf eben dieses private Konto ausgezahlt worden sein.",{"type":74,"content":487},[488,490],{"text":489,"type":78},"Das bedeutet Zeitdruck und Stress. Und es sendete eine klare Nachricht ans Team: Wir vertrauen euch nicht. Wer Geld falsch ausgibt, haftet mit seinem Privatvermögen. ",{"text":491,"type":78,"marks":492},"Genau das ist seit 2015 gar nicht mehr erlaubt.",[493],{"type":161,"attrs":494},{"href":495,"uuid":26,"anchor":26,"custom":496,"target":26,"linktype":61},"https://beschaffung-aktuell.industrie.de/einkaufsrecht/richtig-und-sicher-reisen/",{},{"type":202,"attrs":498,"content":499},{"level":210},[500],{"text":501,"type":78},"Risiko minimieren, Vertrauen aufbauen: mit Prepaid- oder Debitkarten für Mitarbeiter",{"type":74,"content":503},[504],{"text":505,"type":78},"Folglich haften also die Unternehmen für die Kreditkartenausgaben ihrer Mitarbeiter. Und das macht viele CFOs nervös. Gleichzeitig ist es nicht mehr zeitgemäß und unglaublich aufwändig, keine Kreditkarten einzusetzen. Was also tun? Zwei Dinge sollten parallel geschehen:",{"type":507,"attrs":508,"content":511},"ordered_list",{"order":509,"key":510},1,"ol-0",[512,518],{"type":250,"content":513},[514],{"type":74,"content":515},[516],{"text":517,"type":78},"Risiko minimieren – durch Prepaid-Modelle und virtuelle Karten",{"type":250,"content":519},[520],{"type":74,"content":521},[522],{"text":523,"type":78},"Perspektivwechsel – weg von absoluter Kontrolle hin zu Vertrauen",{"type":74,"content":525},[526,530],{"text":527,"type":78,"marks":528},"Schritt eins",[529],{"type":183},{"text":531,"type":78}," ist einfach. Moderne Lösungen wie Spendesk erlauben es Ihnen, das Risiko enorm zu minimieren. Jede Ausgabe über eine Firmenkreditkarte schlägt sofort beim Management auf und bei Ungereimtheiten kann direkt nachgehakt werden.",{"type":74,"content":533},[534,538],{"text":535,"type":78,"marks":536},"Schritt zwei",[537],{"type":183},{"text":539,"type":78}," ist schwieriger. Doch sieht man sich bei innovativen Marktführern wie Google und Facebook um, wird ein Trend sofort klar: Den Mitarbeitern wird ein großer Vertrauensvorschuss gegeben. Sie können zum Beispiel arbeiten, wann und von wo sie wollen.",{"type":74,"content":541},[542,549],{"text":543,"type":78,"marks":544},"Auch Spendesk hat sich entschieden",[545],{"type":161,"attrs":546},{"href":547,"uuid":26,"anchor":26,"custom":548,"target":26,"linktype":61},"https://blog.spendesk.com/en/spendesk-employees-company-card",{},{"text":550,"type":78},", Vertrauen vor absoluter Kontrolle walten zu lassen. Damit fühlen sich Mitarbeiter nicht nur wohler, auch der Buchhaltungsprozess wird extrem verbessert. Und sollten Sie nicht sowieso nur Menschen einstellen, denen sie vertrauen?",{"type":202,"attrs":552,"content":553},{"level":204},[554],{"text":555,"type":78},"Grundsatzfrage #3: Wer gibt die Zahlungen über Firmenkreditkarten frei?",{"type":74,"content":557},[558,562],{"text":559,"type":78,"marks":560},"Jede Ausgabe",[561],{"type":183},{"text":563,"type":78}," wird entweder im Voraus (zum Beispiel bei virtuellen Karten) oder nachträglich (zum Beispiel bei Zahlungen unterwegs) “durchgewunken”. So tauchen Ausgaben über Spendesk-Karten sofort beim Manager auf und können geprüft und genehmigt werden.",{"type":74,"content":565},[566],{"text":567,"type":78},"Teilweise entscheiden Unternehmen sich dafür, nicht jede einzelne Zahlung unabhängig von ihrer Höhe einzeln freigeben zu lassen. Das kostet nämlich viel Zeit. Und nicht nur das, es kostet die Zeit der bestbezahlten Mitarbeiter.",{"type":74,"content":569},[570,572,576],{"text":571,"type":78},"Alternativ können ",{"text":573,"type":78,"marks":574},"individuelle Ausgabenrichtlinien",[575],{"type":183},{"text":577,"type":78}," für Mitarbeiter und Teams festgelegt werden. Diese erlauben die automatische Freigabe bis zu einem gewissen Limit.",{"type":74,"content":579},[580],{"text":581,"type":78},"Wir finden das richtige Kreditkarten-Modell für Sie",{"type":74,"content":583},[584,586,593],{"text":585,"type":78},"Die möglichen Kombinationen von Kartentypen, Limits, Genehmigungsprozessen etc. sind nahezu unbegrenzt. Sie brauchen Hilfe dabei, das passende Modell für Ihr Unternehmen zu finden? ",{"text":587,"type":78,"marks":588},"Sprechen Sie einfach mit einem unserer Experten!",[589],{"type":161,"attrs":590},{"href":591,"uuid":26,"anchor":26,"custom":592,"target":26,"linktype":61},"/de/schedule-a-demo/",{},{"type":193,"attrs":594},{"id":195,"body":595},[596],{"_uid":597,"html":598,"component":200},"02e07bab-5420-4942-b05a-3f0ab8e9086f","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-e33e1187-300b-49f3-8a67-052db3fae170\">\u003Cspan class=\"hs-cta-node hs-cta-e33e1187-300b-49f3-8a67-052db3fae170\" id=\"hs-cta-e33e1187-300b-49f3-8a67-052db3fae170\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/e33e1187-300b-49f3-8a67-052db3fae170\" >\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-e33e1187-300b-49f3-8a67-052db3fae170\" style=\"border-width:0px;\" height=\"540\" width=\"1680\" src=\"https://no-cache.hubspot.com/cta/default/2694209/e33e1187-300b-49f3-8a67-052db3fae170.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, 'e33e1187-300b-49f3-8a67-052db3fae170', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->",{"name":600,"created_at":601,"published_at":16,"updated_at":602,"id":603,"uuid":604,"content":605,"slug":612,"full_slug":613,"sort_by_date":26,"position":27,"tag_list":614,"is_startpage":29,"parent_id":615,"meta_data":26,"group_id":616,"first_published_at":617,"release_id":26,"lang":33,"path":26,"alternates":618,"default_full_slug":619,"translated_slugs":620,"_stopResolving":42},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":606,"icon":607,"name":600,"component":611},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":608,"alt":609,"name":53,"focus":53,"title":53,"filename":610,"copyright":53,"fieldtype":58,"is_external_url":29},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","de/blog/category/article",[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[621,622,623],{"path":619,"name":26,"lang":38,"published":26},{"path":619,"name":26,"lang":33,"published":26},{"path":619,"name":26,"lang":41,"published":26},[33],[626],{"_uid":627,"asset":628,"shadow":29,"caption":53,"overlay":630,"component":631},"48b38b81-ea61-47fe-8017-9a888fd43849",{"alt":53,"name":53,"focus":53,"title":53,"filename":629,"copyright":53,"fieldtype":58,"is_external_url":29},"https://a.storyblok.com/f/146026/1190x670/f81cc2e455/blog-visual_kreditkarte.jpg",[],"image",[],"2022-09-26 09:00","5",[],"Erfahren Sie, wie klassische Firmenkarten Risiken und Ineffizienzen für moderne Unternehmen mit sich bringen und was Sie dagegen tun können.",[638],{"_uid":639,"items":640,"heading":678,"reverse":29,"component":696,"sectionSettings":697},"fc10c269-63fe-4397-bf82-53f10857e81f",[641,651,660,669],{"_uid":642,"title":643,"component":644,"description":645},"8b3836b3-087b-4588-87bd-4c9e9a34b5fc","Wie funktionieren Firmenkreditkarten für Mitarbeiter bei Spendesk?","faqItem",{"type":71,"content":646},[647],{"type":74,"content":648},[649],{"text":650,"type":78},"Spendesk bietet Firmenkreditkarten für Mitarbeiter mit zentral gesteuerter Ausgabe, individuellen Ausgabelimits und Echtzeit-Transaktionsdaten. Spendesk stellt sowohl virtuelle als auch physische Karten bereit, integriert Genehmigungsworkflows und ordnet Belege automatisch zu, sodass Finanzteams Ausgaben kontrollieren, Budgets verwalten und die Abrechnung ohne manuellen Aufwand beschleunigen.",{"_uid":652,"title":653,"component":644,"description":654},"9c9158a9-3d93-4c7e-88b6-e21322207c4e","Welche Sicherheitsfunktionen bieten Spendesk-Karten für Mitarbeiter?",{"type":71,"content":655},[656],{"type":74,"content":657},[658],{"text":659,"type":78},"Spendesk schützt Zahlungen mit individuellen Kartengrenzen, temporären virtuellen Karten, 2‑stufigen Genehmigungen und Echtzeit-Transaktionsbenachrichtigungen. Spendesk ermöglicht außerdem Rollenbasierte Zugriffe und automatische Sperrungen, wodurch nicht autorisierte Ausgaben verhindert und Compliance-Anforderungen für Finanzteams zuverlässig eingehalten werden.",{"_uid":661,"title":662,"component":644,"description":663},"ad28356f-70b1-4eb7-8465-457ebbf107a1","Wie integriert Spendesk die Karten­transaktionen in die Buchhaltung?",{"type":71,"content":664},[665],{"type":74,"content":666},[667],{"text":668,"type":78},"Spendesk synchronisiert Karten­transaktionen automatisch mit Buchhaltungsdaten, ordnet Belege per OCR zu und exportiert strukturierte Buchhaltungsdateien. Spendesk bietet native Integrationen und CSV/DATEV-Exporte, sodass Finanzteams Journale schnell abgleichen, Buchungen automatisieren und Monatsabschlüsse deutlich effizienter durchführen können.",{"_uid":670,"title":671,"component":644,"description":672},"61d71895-744b-46a0-a8c5-d3de87c073db","Wie schnell bekommen Mitarbeiter eine virtuelle Karte mit Spendesk?",{"type":71,"content":673},[674],{"type":74,"content":675},[676],{"text":677,"type":78},"Spendesk stellt virtuelle Karten in Echtzeit bereit, sodass Mitarbeiter sofort online einkaufen können. Spendesk erlaubt das sofortige Festlegen von Ausgabelimits und Verwendungszweck, kombiniert mit automatischer Belegerfassung und Genehmigungsworkflows, womit Ausgaben sofort kontrolliert und nachvollziehbar für die Finanzabteilung sind.",[679],{"cta":680,"_uid":681,"title":682,"eyebrow":689,"subtitle":692,"component":202,"textAlign":53,"sectionSettings":695,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":53},[],"86f9bace-9bb9-4af9-9521-ee2cc4bbab34",{"type":71,"content":683},[684],{"type":202,"attrs":685,"content":686},{"level":204},[687],{"text":688,"type":78},"Firmenkreditkarte Fuer Mitarbeiter — FAQ",{"type":71,"content":690},[691],{"type":74},{"type":71,"content":693},[694],{"type":74},[],"faqSection",[698],{"_uid":699,"hide":29,"theme":700,"anchorId":53,"component":701,"spacingTop":53,"hideOnDevices":702,"spacingBottom":53,"floatingImages":703,"variableOverrides":704},"57c88c50-db6a-4dff-8649-de74a552abbe","light-theme","sectionSettings",[],[],[],"firmenkreditkarte-fuer-mitarbeiter","de/blog/firmenkreditkarte-fuer-mitarbeiter",6130,[],176386517,"7d4408df-09fd-45a9-93ba-0bb20b436f59","2022-11-04T13:36:49.161Z",[],"blog/firmenkreditkarte-fuer-mitarbeiter",[715,716,717],{"path":713,"name":26,"lang":38,"published":26},{"path":713,"name":26,"lang":33,"published":26},{"path":713,"name":26,"lang":41,"published":26},{"header":719,"footer":1404,"commonContent":1818,"userCentricsAndSegmentMappingTable":1997},{"name":720,"created_at":721,"published_at":722,"updated_at":723,"id":724,"uuid":725,"content":726,"slug":1227,"full_slug":1391,"sort_by_date":26,"position":27,"tag_list":1392,"is_startpage":29,"parent_id":1394,"meta_data":26,"group_id":1395,"first_published_at":1396,"release_id":26,"lang":33,"path":1397,"alternates":1398,"default_full_slug":1399,"translated_slugs":1400},"Header","2022-03-03T10:18:44.837Z","2026-10-29T11:36:19.639Z","2026-10-29T11:36:19.664Z",112682816,"5cdfaafc-a9d2-47fd-a16f-d782131160fd",{"_uid":727,"logo":728,"navbar":733,"loginBtn":1226,"component":1227,"languages":1228,"logoBlack":1247,"logoWhite":1251,"topNavbar":1256,"footerLinks":1265,"socialLinks":1284,"homepageLink":1325,"getStartedBtn":1337,"announcementBanner":1351,"localeSwitcherTitle":1390},"d642d99f-3914-487e-abe1-9515eca76325",{"id":729,"alt":730,"name":53,"focus":53,"title":730,"source":53,"filename":731,"copyright":53,"fieldtype":58,"meta_data":732,"is_external_url":29},4112223,"Spendesk","https://a.storyblok.com/f/146026/x/5f4956f538/spendesk-logo.svg",{},[734,943,955,968,1145],{"_uid":735,"label":736,"columns":737,"component":905,"headingNewBranding":906},"99e54924-f77d-4501-978a-b578da0140ca","Produkt",[738,822],{"_uid":739,"ctas":740,"label":736,"component":820,"labelColor":53,"backgroundIconColor":821},"5f198563-42a4-441a-bdb5-8a4ee4320b66",[741,757,773,788,804],{"tag":53,"_uid":742,"hide":29,"icon":743,"link":747,"type":53,"label":756,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"09547f47-fd5a-4b75-bd20-5b419c3a9692",{"id":744,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":745,"copyright":53,"fieldtype":58,"meta_data":746,"is_external_url":29},16729348,"https://a.storyblok.com/f/146026/32x32/e26321511f/icon-star-32px-carbon-naked.svg",{},{"id":748,"url":53,"linktype":167,"fieldtype":62,"cached_url":749,"prep":42,"story":750},"d942dafa-667c-49cd-bfcf-a53c8faa8e92","/de/platform/mcp",{"name":751,"id":752,"uuid":748,"slug":753,"url":754,"full_slug":755,"_stopResolving":42},"MCP",184147202165078,"mcp","platform/mcp","de/platform/mcp","Spendesk AI Connect",{"tag":53,"_uid":758,"icon":759,"link":763,"type":53,"label":772,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29},"40af8152-1e3f-4e5c-b9f2-5d8ff7672be7",{"id":760,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":761,"copyright":53,"fieldtype":58,"meta_data":762,"is_external_url":29},16281091,"https://a.storyblok.com/f/146026/16x16/c5475cecd9/icon-platic-card-carbon_no-bg.svg",{},{"id":764,"url":53,"linktype":167,"fieldtype":62,"cached_url":765,"prep":42,"story":766},"a0ebe15c-08cc-4f8b-afba-12b165f9fb56","/de/product/cards/",{"name":767,"id":768,"uuid":764,"slug":769,"url":770,"full_slug":771,"_stopResolving":42},"Cards",193401086247857,"cards","product/cards/","de/product/cards/","Karten",{"tag":53,"_uid":774,"hide":29,"icon":775,"link":779,"type":53,"label":783,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"68a2616c-26e5-4688-8333-6c5a4fab3190",{"id":776,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":777,"copyright":53,"fieldtype":58,"meta_data":778,"is_external_url":29},16281100,"https://a.storyblok.com/f/146026/16x16/cc8b7906c6/icon-cart-carbon_no-bg.svg",{},{"id":780,"url":53,"linktype":167,"fieldtype":62,"cached_url":781,"prep":42,"story":782},"54aaf12a-503f-42e6-afbc-61919d53f941","/de/product/procurement",{"name":783,"id":784,"uuid":780,"slug":785,"url":786,"full_slug":787,"_stopResolving":42},"Procurement",193401601446119,"procurement","product/procurement","de/product/procurement",{"tag":53,"_uid":789,"hide":29,"icon":790,"link":794,"type":53,"label":803,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"9dee1a69-11fd-470d-a6b7-98afd828410c",{"id":791,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":792,"copyright":53,"fieldtype":58,"meta_data":793,"is_external_url":29},16281102,"https://a.storyblok.com/f/146026/16x17/f28007595c/icon-approved-expenses-carbon_no-bg.svg",{},{"id":795,"url":53,"linktype":167,"fieldtype":62,"cached_url":796,"prep":42,"story":797},"5a15816c-5303-499e-9774-f4eab6597303","/de/product/accounts-payable",{"name":798,"id":799,"uuid":795,"slug":800,"url":801,"full_slug":802,"_stopResolving":42},"Accounts Payable",193400887722918,"accounts-payable","product/accounts-payable","de/product/accounts-payable","Eingangsrechnungen",{"tag":53,"_uid":805,"icon":806,"link":810,"type":53,"label":819,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29},"3d54b3a1-be28-45fe-a0a8-ebbc68e9e36d",{"id":807,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":808,"copyright":53,"fieldtype":58,"meta_data":809,"is_external_url":29},16281106,"https://a.storyblok.com/f/146026/16x16/b57ae3cc57/icon-expenses-carbon_no-bg.svg",{},{"id":811,"url":53,"linktype":167,"fieldtype":62,"cached_url":812,"prep":42,"story":813},"2c9f9c07-cfb4-48e3-9391-89ea909b50ca","/de/product/expense-management",{"name":814,"id":815,"uuid":811,"slug":816,"url":817,"full_slug":818,"_stopResolving":42},"Expense Management",193401429506811,"expense-management","product/expense-management","de/product/expense-management","Spesen","ctasColumn","--color-accent-06",{"_uid":823,"ctas":824,"label":904,"component":820,"labelColor":53,"backgroundIconColor":821},"c7e769a0-95c8-49e3-a177-8c7061def31b",[825,841,857,873,889],{"tag":53,"_uid":826,"hide":29,"icon":827,"link":831,"type":53,"label":840,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"4c5373c4-ce33-450b-b5a2-6fd072f8b1f4",{"id":828,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":829,"copyright":53,"fieldtype":58,"meta_data":830,"is_external_url":29},16729298,"https://a.storyblok.com/f/146026/32x32/afc3b416d2/icon-chart-32px-carbon-naked.svg",{},{"id":832,"url":53,"linktype":167,"fieldtype":62,"cached_url":833,"prep":42,"story":834},"28bb9756-1ece-4e77-95d1-14f9384a14c9","/de/platform/spends-controls",{"name":835,"id":836,"uuid":832,"slug":837,"url":838,"full_slug":839,"_stopResolving":42},"Spend Controls",193400956097450,"spend-controls","platform/spend-controls","de/platform/spend-controls","Ausgabenkontrollen",{"tag":53,"_uid":842,"hide":29,"icon":843,"link":847,"type":53,"label":856,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"2510867b-7a54-4419-b9bf-179d0e428694",{"id":844,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":845,"copyright":53,"fieldtype":58,"meta_data":846,"is_external_url":29},16729328,"https://a.storyblok.com/f/146026/32x32/b0f8886cda/icon-marvin-32px-carbon-naked.svg",{},{"id":848,"url":53,"linktype":167,"fieldtype":62,"cached_url":849,"prep":42,"story":850},"fd085d94-f53b-4b62-8db8-a7210e0836c2","/de/platform/ai-automation",{"name":851,"id":852,"uuid":848,"slug":853,"url":854,"full_slug":855,"_stopResolving":42},"AI & Automation",193401551136651,"ai-automation","platform/ai-automation","de/platform/ai-automation","AI",{"tag":53,"_uid":858,"hide":29,"icon":859,"link":863,"type":53,"label":872,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"26c4c111-0fcd-42c7-a1a9-adda4b11510c",{"id":860,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":861,"copyright":53,"fieldtype":58,"meta_data":862,"is_private":29,"is_external_url":29},16281093,"https://a.storyblok.com/f/146026/16x16/6958f61a21/icon-puzzle-carbon_no-bg.svg",{},{"id":864,"url":53,"linktype":167,"fieldtype":62,"cached_url":865,"prep":42,"story":866},"e0594f7b-c01a-45b3-96e2-186a17439c46","/de/integrations/",{"name":867,"id":868,"uuid":864,"slug":869,"url":870,"full_slug":871,"_stopResolving":42},"Integrations",129006144,"integrations","integrations/","de/integrations/","API & Integrationen",{"tag":53,"_uid":874,"icon":875,"link":879,"type":53,"label":888,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29},"b4465174-3e37-44c2-99ee-8cd84e6e5a98",{"id":876,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":877,"copyright":53,"fieldtype":58,"meta_data":878,"is_external_url":29},16281085,"https://a.storyblok.com/f/146026/16x16/aa4d62e541/icon-office-carbon_no-bg.svg",{},{"id":880,"url":53,"linktype":167,"fieldtype":62,"cached_url":881,"prep":42,"story":882},"3d432995-4a9f-417f-b7d9-48e760bf8646","/de/product/multi-entity-management",{"name":883,"id":884,"uuid":880,"slug":885,"url":886,"full_slug":887,"_stopResolving":42},"Multi-Entity Management",193401474719366,"multi-entity-management","product/multi-entity-management","de/product/multi-entity-management","Multi-Entity-Management",{"tag":53,"_uid":890,"icon":891,"link":895,"type":53,"label":899,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29},"a349de93-1409-4ba4-a5e3-3c1916013987",{"id":892,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":893,"copyright":53,"fieldtype":58,"meta_data":894,"is_external_url":29},16281109,"https://a.storyblok.com/f/146026/16x16/e708885b4d/icon-wallet-carbon_no-bg.svg",{},{"id":896,"url":53,"linktype":167,"fieldtype":62,"cached_url":897,"prep":42,"story":898},"b419cae8-61d4-4ab4-919b-71875ceab832","/de/product/budget",{"name":899,"id":900,"uuid":896,"slug":901,"url":902,"full_slug":903,"_stopResolving":42},"Budget",193401384269658,"budget","product/budget","de/product/budget","Plattform ","dropdownMenu",[907],{"cta":908,"_uid":923,"title":924,"eyebrow":932,"subtitle":935,"component":202,"textAlign":53,"sectionSettings":942,"subtitleLeftBorder":29},[909],{"tag":53,"_uid":910,"hide":29,"icon":911,"link":912,"type":53,"label":922,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"c116cfe4-00a7-4def-bfa6-50635b56f3cd",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":58},{"id":913,"url":53,"linktype":167,"fieldtype":62,"cached_url":914,"prep":42,"story":915},"0c6c4fbe-f44e-4fe1-8340-f16097c5e857","/de/platform/platform-releases/october-update-2026",{"name":916,"id":917,"uuid":913,"slug":918,"url":919,"translated_name":920,"full_slug":921,"_stopResolving":42},"October update 2026",225204977508410,"october-update-2026","platform/platform-releases/october-update-2026","Oktober Update 2026","de/platform/platform-releases/oktober-update-2026","Jetzt entdecken","5602ee0e-a19d-4a6d-81c7-654623a62c53",{"type":71,"content":925},[926],{"type":74,"attrs":927,"content":929},{"textAlign":26,"key":928},"p-0",[930],{"text":931,"type":78},"Was ist neu",{"type":71,"content":933},[934],{"type":74},{"type":71,"content":936},[937],{"type":74,"attrs":938,"content":939},{"textAlign":26,"key":928},[940],{"text":941,"type":78},"Ihr neuestes Spendesk-Produktupdate ist da",[],{"tag":53,"_uid":944,"hide":29,"icon":945,"link":946,"type":53,"label":954,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"3e099d1d-7633-470a-b225-70ff55117055",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":58},{"id":947,"url":53,"linktype":167,"fieldtype":62,"cached_url":948,"prep":42,"story":949},"3fa6ea10-966e-4089-af4b-7e6e442aa044","/de/pricing",{"name":950,"id":951,"uuid":947,"slug":952,"url":952,"full_slug":953,"_stopResolving":42},"Pricing",118542802,"pricing","de/pricing","Preise",{"tag":53,"_uid":956,"icon":957,"link":958,"type":53,"label":967,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29},"d5e1987a-f5af-4885-8aaa-ef59abcd1856",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":58},{"id":959,"url":53,"linktype":167,"fieldtype":62,"cached_url":960,"prep":42,"story":961},"09ad78b4-d4be-4ef1-9f8d-7f452d2592ee","/de/customers/",{"name":962,"id":963,"uuid":959,"slug":964,"url":965,"full_slug":966,"_stopResolving":42},"Listing page",107236629,"customers","customers/","de/customers/","Referenzen",{"_uid":969,"label":970,"columns":971,"component":905,"headingNewBranding":1144},"59752063-d282-4855-95bc-45cfb825ed90","Ressourcen ",[972,1039,1113],{"_uid":973,"ctas":974,"label":1037,"component":820,"labelColor":53,"backgroundIconColor":1038},"705444cd-cbfb-417a-99c3-8481453ed293",[975,991,1007,1021],{"tag":53,"_uid":976,"icon":977,"link":981,"type":53,"label":990,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29},"5fa4f3ea-1139-4bfb-9f4b-5bfc2ee878e4",{"id":978,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":979,"copyright":53,"fieldtype":58,"meta_data":980,"is_private":29,"is_external_url":29},16281084,"https://a.storyblok.com/f/146026/16x16/4c0bcd937c/icon-edit-carbon_no-bg.svg",{},{"id":982,"url":53,"linktype":167,"fieldtype":62,"cached_url":983,"prep":42,"story":984},"f85ca87f-b289-449f-9fc4-9c760a70f55b","/de/blog/",{"name":985,"id":986,"uuid":982,"slug":987,"url":988,"full_slug":989,"_stopResolving":42},"Blog homepage (listing page)",181576014,"blog","blog/","de/blog/","Blog",{"tag":53,"_uid":992,"hide":29,"icon":993,"link":997,"type":53,"label":1006,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"550defa8-3f12-404f-93c9-d1712a0cede6",{"id":994,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":995,"copyright":53,"fieldtype":58,"meta_data":996,"is_external_url":29},22166084,"https://a.storyblok.com/f/146026/16x16/70203afe7e/icon_-_play_-_carbon.svg",{},{"id":998,"url":53,"linktype":167,"fieldtype":62,"cached_url":999,"prep":42,"story":1000},"06849c8d-cf20-4692-b0d3-1a26c8b49950","/de/events/",{"name":1001,"id":1002,"uuid":998,"slug":1003,"url":1004,"full_slug":1005,"_stopResolving":42},"Events listing page",86201135839603,"events","events/","de/events/","Veranstaltungen & Webinare",{"tag":53,"_uid":1008,"hide":29,"icon":1009,"link":1013,"type":53,"label":1017,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"d6c7b904-02c6-4635-b6ef-7c41c9ffc857",{"id":1010,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1011,"copyright":53,"fieldtype":58,"meta_data":1012,"is_external_url":29},16281086,"https://a.storyblok.com/f/146026/16x16/0e8759095b/icon-help-carbon_no-bg.svg",{},{"id":1014,"url":53,"linktype":167,"fieldtype":62,"cached_url":1015,"prep":42,"story":1016},"58f938c1-a22b-4a2a-8ba3-85610455b1e2","/de/faq",{"name":1017,"id":1018,"uuid":1014,"slug":1019,"url":1019,"full_slug":1020,"_stopResolving":42},"FAQ",126231937,"faq","de/faq",{"tag":53,"_uid":1022,"hide":29,"icon":1023,"link":1027,"type":53,"label":1036,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"615e7cc9-41e0-4033-aa94-52ae8aa728ff",{"id":1024,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1025,"copyright":53,"fieldtype":58,"meta_data":1026,"is_external_url":29},16281080,"https://a.storyblok.com/f/146026/17x17/dfacf276ea/icon-search-carbon_no-bg.svg",{},{"id":1028,"url":53,"linktype":167,"fieldtype":62,"cached_url":1029,"prep":42,"story":1030},"73f35c2d-ebf7-4761-8e05-7ef4d9d7df01","/de/glossary/",{"name":1031,"id":1032,"uuid":1028,"slug":1033,"url":1034,"full_slug":1035,"_stopResolving":42},"Glossary",127190994,"glossary","glossary/","de/glossary/","Glossar","Content","--color-accent-05",{"_uid":1040,"ctas":1041,"label":1112,"component":820,"labelColor":53,"backgroundIconColor":1038},"487d38bc-1a08-45a5-807a-5a7c04de8a6e",[1042,1054,1069,1084,1100],{"tag":53,"_uid":1043,"hide":29,"icon":1044,"link":1046,"type":53,"label":1050,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"8f6dba5c-37eb-4e62-a1ab-3c40a4558b8e",{"id":844,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":845,"copyright":53,"fieldtype":58,"meta_data":1045,"is_external_url":29},{},{"id":1047,"url":53,"linktype":167,"fieldtype":62,"cached_url":1048,"prep":42,"story":1049},"9425912b-288d-48f1-a7c7-6247f58ed8ed","/de/ai",{"name":1050,"id":1051,"uuid":1047,"slug":1052,"url":1052,"full_slug":1053,"_stopResolving":42},"AI Hub",114865617041697,"ai","de/ai",{"tag":53,"_uid":1055,"icon":1056,"link":1060,"type":53,"label":1068,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29},"7777fb05-58e5-4f3c-aa58-92cdbc65fd09",{"id":1057,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1058,"copyright":53,"fieldtype":58,"meta_data":1059,"is_external_url":29},16281087,"https://a.storyblok.com/f/146026/16x16/e6ec37650f/icon-file-carbon_no-bg.svg",{},{"id":1061,"url":53,"linktype":167,"fieldtype":62,"cached_url":1062,"prep":42,"story":1063},"b116361a-f2a4-40f7-a021-4b9b64edade9","/de/finance-resources",{"name":1064,"id":1065,"uuid":1061,"slug":1066,"url":1066,"full_slug":1067,"_stopResolving":42},"Finance resources",363638378,"finance-resources","de/finance-resources","Finanzwissen",{"tag":53,"_uid":1070,"hide":29,"icon":1071,"link":1075,"type":53,"label":1079,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"627fe88e-fe6c-48e9-a3c4-2fd3336c1013",{"id":1072,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1073,"copyright":53,"fieldtype":58,"meta_data":1074,"is_external_url":29},70200044241480,"https://a.storyblok.com/f/146026/20x20/c23deb7ab6/icon-map-carbon_no-bg.svg",{},{"id":1076,"url":53,"linktype":167,"fieldtype":62,"cached_url":1077,"prep":42,"story":1078},"52ff1d3e-2698-4924-98a8-bb3c78d08bac","/de/tools/cfo-tech-stack-map",{"name":1079,"id":1080,"uuid":1076,"slug":1081,"url":1082,"full_slug":1083,"_stopResolving":42},"CFO Tech Stack Map",688303595,"cfo-tech-stack-map","tools/cfo-tech-stack-map","de/tools/cfo-tech-stack-map",{"tag":53,"_uid":1085,"hide":29,"icon":1086,"link":1090,"type":53,"label":1099,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"bcc29e92-02f7-467c-95b2-b1a3745b8641",{"id":1087,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1088,"copyright":53,"fieldtype":58,"meta_data":1089,"is_external_url":29},16281098,"https://a.storyblok.com/f/146026/16x16/3e30487589/icon-calculator-carbon_no-bg.svg",{},{"id":1091,"url":53,"linktype":167,"fieldtype":62,"cached_url":1092,"prep":42,"story":1093},"ab956bec-b6b4-434a-b4aa-b772873f9577","/de/tools/spend-management-calculator",{"name":1094,"id":1095,"uuid":1091,"slug":1096,"url":1097,"full_slug":1098,"_stopResolving":42},"ROI calculator",159362364,"spend-management-calculator","tools/spend-management-calculator","de/tools/spend-management-calculator","Ausgabenrechner",{"tag":53,"_uid":1101,"icon":1102,"link":1104,"type":53,"label":1111,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29,"hide":42},"2ebe313f-59e0-4d88-b72e-217efc4a1c17",{"id":791,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":792,"copyright":53,"fieldtype":58,"meta_data":1103,"is_external_url":29},{},{"id":1105,"url":53,"linktype":167,"fieldtype":62,"cached_url":1106,"prep":42,"story":1107},"001bfc30-c6f3-44bd-93ed-888c2ec3bc46","/de/tools/hmrc-mileage-calculator",{"name":1108,"id":1109,"uuid":1105,"slug":1108,"url":1110,"full_slug":1110,"_stopResolving":42},"hmrc-mileage-calculator",590567568,"tools/hmrc-mileage-calculator","HMRC Mileage Calculator","Ressourcen und Tools",{"_uid":1114,"ctas":1115,"label":1143,"component":820,"backgroundIconColor":1038},"42cd977b-64fd-4daa-a999-3e539c48fdf8",[1116,1125,1134],{"tag":53,"_uid":1117,"icon":1118,"link":1122,"type":53,"label":1124,"style":63,"component":64,"onClickEvent":53,"openInANewTab":42},"2d80d8b9-bc29-451a-8830-93f777a4035f",{"id":1119,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1120,"copyright":53,"fieldtype":58,"meta_data":1121,"is_external_url":29},16281104,"https://a.storyblok.com/f/146026/24x24/9630540d4d/icon-cfoc-carbon_no-bg.svg",{},{"id":53,"url":1123,"linktype":61,"fieldtype":62,"cached_url":1123},"https://www.cfoconnect.eu/en/","CFO Connect beitreten",{"tag":53,"_uid":1126,"icon":1127,"link":1131,"type":53,"label":1133,"style":63,"component":64,"onClickEvent":53,"openInANewTab":42},"8aa1408e-a5de-4956-b981-e612681b1217",{"id":1128,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1129,"copyright":53,"fieldtype":58,"meta_data":1130,"is_external_url":29},16281088,"https://a.storyblok.com/f/146026/16x16/11abf8539b/icon-calendar-carbon_no-bg.svg",{},{"id":53,"url":1132,"linktype":61,"fieldtype":62,"cached_url":1132},"https://www.cfoconnect.eu/events/","CFO Connect Veranstaltungen",{"tag":53,"_uid":1135,"icon":1136,"link":1140,"type":53,"label":1142,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29},"51f87bc2-673b-462f-8774-e0e4ff7d7c32",{"id":1137,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1138,"copyright":53,"fieldtype":58,"meta_data":1139,"is_private":29,"is_external_url":29},16281082,"https://a.storyblok.com/f/146026/16x16/d2c2ef928e/icon-chat-carbon_no-bg.svg",{},{"id":53,"url":1141,"linktype":61,"cached_url":1141},"https://www.cfoconnect.eu/en/resources/faces-of-finance/?__hstc=41219197.bbead300ed8109c4e10bec25b53311f8.1650355153846.1650355153846.1650393005163.2&__hssc=41219197.11.1650393005163&__hsfp=2647279916","Faces of Finance","Community",[],{"_uid":1146,"label":1147,"columns":1148,"component":905,"headingNewBranding":1225},"4d29560b-a121-4a55-83cc-9ad81e6c3b0d","Unternehmen",[1149,1190],{"_uid":1150,"ctas":1151,"label":1147,"component":820,"labelColor":53,"backgroundIconColor":821},"e742d8be-34ef-4dd7-a505-637bcae2bfe0",[1152,1165,1174],{"tag":53,"_uid":1153,"hide":29,"icon":1154,"link":1156,"type":53,"label":1164,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"08110155-0385-4a0d-bb1f-23db5d38e45f",{"id":876,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":877,"copyright":53,"fieldtype":58,"meta_data":1155,"is_private":29,"is_external_url":29},{},{"id":1157,"url":53,"linktype":167,"fieldtype":62,"cached_url":1158,"prep":42,"story":1159},"e44ca227-8de9-44c9-93ac-9229f1e769ba","/de/about",{"name":1160,"id":1161,"uuid":1157,"slug":1162,"url":1162,"full_slug":1163,"_stopResolving":42},"Our story",126213445,"about","de/about","Mission",{"tag":53,"_uid":1166,"hide":29,"icon":1167,"link":1171,"type":53,"label":1173,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"10f20954-92be-45a9-a38d-4ff377ae1a91",{"id":1168,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1169,"copyright":53,"fieldtype":58,"meta_data":1170,"is_external_url":29},16281083,"https://a.storyblok.com/f/146026/16x16/4710670fe5/icon-suitcase-carbon_no-bg.svg",{},{"id":53,"url":1172,"linktype":61,"fieldtype":62,"cached_url":1172},"https://career.spendesk.com/de/","Karriere",{"tag":53,"_uid":1175,"hide":29,"icon":1176,"link":1180,"type":53,"label":1189,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"54992a01-315a-44ea-8d42-530e6a4991e4",{"id":1177,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1178,"copyright":53,"fieldtype":58,"meta_data":1179,"is_external_url":29},16281079,"https://a.storyblok.com/f/146026/16x16/b2eba365dd/icon-news-carbon_no-bg.svg",{},{"id":1181,"url":53,"linktype":167,"fieldtype":62,"cached_url":1182,"prep":42,"story":1183},"f09d7678-b42b-4c68-b4a5-3d26d457355c","/de/press/",{"name":1184,"id":1185,"uuid":1181,"slug":1186,"url":1187,"full_slug":1188,"_stopResolving":42},"Spendesk Press",265014512,"press","press/","de/press/","Presse",{"_uid":1191,"ctas":1192,"label":1224,"component":820,"labelColor":53,"backgroundIconColor":821},"59a11592-e6cb-405d-8208-9e3c365ac046",[1193,1209],{"tag":53,"_uid":1194,"hide":29,"icon":1195,"link":1199,"type":53,"label":1208,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"4c769292-9f5f-404f-90d3-9a6ed38483ff",{"id":1196,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1197,"copyright":53,"fieldtype":58,"meta_data":1198,"is_private":29,"is_external_url":29},16281099,"https://a.storyblok.com/f/146026/18x16/a7c116c072/icon-people-carbon_no-bg.svg",{},{"id":1200,"url":53,"linktype":167,"fieldtype":62,"cached_url":1201,"prep":42,"story":1202},"256bc156-b5de-4af2-a9d9-17e2f24d8448","/de/partners/",{"name":1203,"id":1204,"uuid":1200,"slug":1205,"url":1206,"full_slug":1207,"_stopResolving":42},"Partners",113802294,"partners","partners/","de/partners/","Partnerprogramm",{"tag":53,"_uid":1210,"hide":29,"icon":1211,"link":1215,"type":53,"label":1223,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"f0e6324a-5e60-43c4-bffc-3430ec5c000b",{"id":1212,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1213,"copyright":53,"fieldtype":58,"meta_data":1214,"is_private":29,"is_external_url":29},16281081,"https://a.storyblok.com/f/146026/18x18/01e1262e82/icon-phone-carbon_no-bg.svg",{},{"id":1216,"url":53,"linktype":167,"fieldtype":62,"cached_url":1217,"prep":42,"story":1218},"07eb4f4d-6829-4200-a43a-40fe668dbd09","/de/contact-us",{"name":1219,"id":1220,"uuid":1216,"slug":1221,"url":1221,"full_slug":1222,"_stopResolving":42},"Contact us",126275406,"contact-us","de/contact-us","Kontakt"," ",[],"Anmelden","header",[1229,1234,1239,1243],{"_uid":1230,"code":33,"name":1231,"component":1232,"shortName":1233},"3825432f-6270-4fc5-a6de-2268b10d53ab","Deutsch","language","DE",{"_uid":1235,"code":1236,"name":1237,"component":1232,"shortName":1238},"5050c343-1954-40e4-bc50-71a22fceaf28","en","English","EN",{"_uid":1240,"code":41,"name":1241,"component":1232,"shortName":1242},"76d21077-cbac-4f11-9fed-1cee8e6221ae","Español","ES",{"_uid":1244,"code":38,"name":1245,"component":1232,"shortName":1246},"a451f395-b57c-4be1-8e17-c87dbc81b87b","Français","FR",{"id":1248,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1249,"copyright":53,"fieldtype":58,"meta_data":1250,"is_external_url":29},15300953,"https://a.storyblok.com/f/146026/143x22/ff77add2ca/spendesk-logo-black.svg",{},{"id":1252,"alt":730,"name":53,"focus":53,"title":1253,"source":53,"filename":1254,"copyright":53,"fieldtype":58,"meta_data":1255,"is_external_url":29},4112224,"Spendesk white","https://a.storyblok.com/f/146026/x/8000a10792/spendesk-logo-white.svg",{},[1257],{"tag":53,"_uid":1258,"hide":29,"icon":1259,"link":1261,"type":53,"label":1263,"style":63,"component":64,"onClickEvent":1264,"openInANewTab":42,"horizontalFill":29},"76967f37-ad44-44e4-942f-2b6c1c1ee456",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"source":26,"filename":53,"copyright":26,"fieldtype":58,"meta_data":1260},{},{"id":53,"url":1262,"linktype":61,"fieldtype":62,"cached_url":1262},"https://helpcenter.spendesk.com/de/","Help Center","website:navbar:helpcenter_cta:clicked",[1266,1271],{"tag":53,"_uid":1267,"hide":29,"icon":1268,"link":1270,"type":53,"label":1263,"style":63,"component":64,"onClickEvent":1264,"openInANewTab":42,"horizontalFill":29},"5973fc04-9f32-479f-8978-27caad9d8e91",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"source":26,"filename":53,"copyright":26,"fieldtype":58,"meta_data":1269},{},{"id":53,"url":1262,"linktype":61,"fieldtype":62,"cached_url":1262},{"tag":53,"_uid":1272,"hide":29,"icon":1273,"link":1275,"type":53,"label":1283,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"9875b499-bfb1-473b-a433-f70b3cff167b",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":58,"meta_data":1274,"is_external_url":29},{},{"id":1276,"url":53,"linktype":167,"fieldtype":62,"cached_url":1277,"prep":42,"story":1278},"0fcd9d53-6332-4709-aeeb-2e72863eb107","/de/spendesk-security",{"name":1279,"id":1280,"uuid":1276,"slug":1281,"url":1281,"full_slug":1282,"_stopResolving":42},"Security",126230553,"spendesk-security","de/spendesk-security","Sicherheit",[1285,1293,1301,1309,1317],{"tag":53,"_uid":1286,"icon":1287,"link":1291,"type":53,"label":53,"style":63,"component":64,"onClickEvent":53,"openInANewTab":42},"71cb89db-23a0-4b90-82d6-ca84b52af561",{"id":1288,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1289,"copyright":53,"fieldtype":58,"meta_data":1290,"is_external_url":29},16281248,"https://a.storyblok.com/f/146026/12x12/2d962efd0e/icon-facebook-carbon_no-bg.svg",{},{"id":53,"url":1292,"linktype":61,"fieldtype":62,"cached_url":1292},"https://www.facebook.com/spendesk/",{"tag":53,"_uid":1294,"icon":1295,"link":1299,"type":53,"label":53,"style":63,"component":64,"onClickEvent":53,"openInANewTab":42},"69887bf3-cc5a-4f8b-82e0-33682082fbb0",{"id":1296,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1297,"copyright":53,"fieldtype":58,"meta_data":1298,"is_private":29,"is_external_url":29},16281245,"https://a.storyblok.com/f/146026/12x12/3d1e2f35e1/icon-instagram-carbon_no-bg.svg",{},{"id":53,"url":1300,"linktype":61,"fieldtype":62,"cached_url":1300},"https://www.instagram.com/spendesk",{"tag":53,"_uid":1302,"icon":1303,"link":1307,"type":53,"label":53,"style":63,"component":64,"onClickEvent":53,"openInANewTab":42},"4b43ad3a-09a9-4670-8fa0-112bc3a16e82",{"id":1304,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1305,"copyright":53,"fieldtype":58,"meta_data":1306,"is_private":29,"is_external_url":29},16281247,"https://a.storyblok.com/f/146026/12x12/864442ea5c/icon-linkedin-carbon_no-bg.svg",{},{"id":53,"url":1308,"linktype":61,"fieldtype":62,"cached_url":1308},"https://www.linkedin.com/company/spendesk/",{"tag":53,"_uid":1310,"icon":1311,"link":1315,"type":53,"label":53,"style":63,"component":64,"onClickEvent":53,"openInANewTab":42},"78310ee6-2020-4d6f-935c-61b7c4320988",{"id":1312,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1313,"copyright":53,"fieldtype":58,"meta_data":1314,"is_private":29,"is_external_url":29},16281249,"https://a.storyblok.com/f/146026/12x12/2b24154a63/icon-x-carbon_no-bg.svg",{},{"id":53,"url":1316,"linktype":61,"fieldtype":62,"cached_url":1316},"https://x.com/Spendesk",{"tag":53,"_uid":1318,"hide":29,"icon":1319,"link":1323,"type":53,"label":53,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":42,"horizontalFill":29},"70991476-75cd-4094-ae94-acd39cb504f1",{"id":1320,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1321,"copyright":53,"fieldtype":58,"meta_data":1322,"is_private":29,"is_external_url":29},16281246,"https://a.storyblok.com/f/146026/12x12/169fccc4c0/icon-youtube-carbon_no-bg.svg",{},{"id":53,"url":1324,"linktype":61,"fieldtype":62,"cached_url":1324},"https://www.youtube.com/c/spendesk",[1326],{"tag":53,"_uid":1327,"hide":29,"icon":1328,"link":1329,"type":53,"label":53,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"b3e35b40-8a11-4b10-8610-d965ad8998f4",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":58},{"id":1330,"url":53,"linktype":167,"fieldtype":62,"cached_url":1331,"prep":42,"story":1332},"cda85daf-0d14-4698-9bb2-d5fbb6bd7bc5","/de/home",{"name":1333,"id":1334,"uuid":1330,"slug":1335,"url":1335,"full_slug":1336,"_stopResolving":42},"Homepage",106735746,"home","de/home",[1338],{"tag":53,"_uid":1339,"hide":29,"icon":1340,"link":1341,"type":53,"label":1349,"style":63,"component":64,"onClickEvent":1350,"openInANewTab":29,"horizontalFill":29},"2c621606-7c33-47b3-9eb1-456d185505fe",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"filename":53,"copyright":26,"fieldtype":58},{"id":1342,"url":53,"anchor":53,"linktype":167,"fieldtype":62,"cached_url":591,"prep":42,"story":1343},"92c675ca-b9a9-4a17-9ac3-8b5dd3221fc4",{"name":1344,"id":1345,"uuid":1342,"slug":1346,"url":1347,"full_slug":1348,"_stopResolving":42},"Schedule a demo",126838129,"schedule-a-demo","schedule-a-demo/","de/schedule-a-demo/","Demo buchen","website:navbar:book_a_demo_cta:clicked",[1352],{"_uid":1353,"hide":29,"style":1354,"content":1355,"display":1376,"component":1377,"hideOnMobile":29,"mobileContent":1378},"295cfee8-25ae-49d8-8704-8e96565866d5","animated-gradient",{"type":71,"attrs":1356,"content":1357},{"backgroundColor":26},[1358],{"type":74,"attrs":1359,"content":1360},{"textAlign":26,"key":928},[1361,1363],{"text":1362,"type":78},"Spendesk und DATEV, nahtlos verbunden für deutsche Finanzteams 👉 ",{"text":1364,"type":78,"marks":1365},"Mehr erfahren",[1366],{"type":161,"attrs":1367},{"href":1368,"uuid":1369,"anchor":26,"target":166,"linktype":167,"story":1370},"/de/lp/datev-schnittstelle","b9983577-ddd1-4a66-b420-f5a2911accd1",{"name":1371,"id":1372,"uuid":1369,"slug":1373,"url":1374,"full_slug":1375,"_stopResolving":42},"DATEV native integration",131512680,"datev-schnittstelle","lp/datev-schnittstelle","de/lp/datev-schnittstelle","Whole website","announcementBanner",{"type":71,"attrs":1379,"content":1380},{"backgroundColor":26},[1381],{"type":74,"attrs":1382,"content":1383},{"textAlign":26,"key":928},[1384,1385],{"text":1362,"type":78},{"text":1364,"type":78,"marks":1386},[1387],{"type":161,"attrs":1388},{"href":1368,"uuid":1369,"anchor":26,"target":166,"linktype":167,"story":1389},{"name":1371,"id":1372,"uuid":1369,"slug":1373,"url":1374,"full_slug":1375,"_stopResolving":42},"Wählen Sie Ihre Sprache","de/global-components/header",[1393],"Links checked",111907194,"ef28e32e-3701-433a-b77f-08737a82cfdc","2022-03-09T14:32:27.754Z","/",[],"global-components/header",[1401,1402,1403],{"path":1399,"name":26,"lang":38,"published":26},{"path":1399,"name":26,"lang":33,"published":26},{"path":1399,"name":26,"lang":41,"published":26},{"name":1405,"created_at":1406,"published_at":1407,"updated_at":1408,"id":1409,"uuid":1410,"content":1411,"slug":1624,"full_slug":1807,"sort_by_date":26,"position":1808,"tag_list":1809,"is_startpage":29,"parent_id":1394,"meta_data":26,"group_id":1810,"first_published_at":1811,"release_id":26,"lang":33,"path":988,"alternates":1812,"default_full_slug":1813,"translated_slugs":1814},"Footer","2022-03-03T10:27:46.390Z","2026-11-05T16:18:15.983Z","2026-11-05T16:18:16.023Z",112689691,"bd332f6b-f70a-4f07-abe4-434b845b6945",{"_uid":1412,"lists":1413,"component":1624,"logoLinks":1625,"legalLinks":1642,"socialLinks":1700,"newsletterForm":1726,"complianceLogos":1765,"newsletterTitle":1774,"smallDescription":1775,"newsletterSubtitle":1781,"legalDescriptionText":1782},"68acc184-683a-412b-863a-297708c3cffb",[1414,1448,1502,1592],{"_uid":1415,"ctas":1416,"label":736,"component":820,"labelColor":53,"backgroundIconColor":53},"d0f2d38f-3465-422c-9ebf-15df11d2c26b",[1417,1424,1430,1436,1442],{"tag":53,"_uid":1418,"hide":29,"icon":1419,"link":1421,"type":53,"label":1423,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"d7c91b3c-6e8c-4210-82fb-50a835efded0",{"id":744,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":745,"copyright":53,"fieldtype":58,"meta_data":1420,"is_external_url":29},{},{"id":748,"url":53,"linktype":167,"fieldtype":62,"cached_url":749,"prep":42,"story":1422},{"name":751,"id":752,"uuid":748,"slug":753,"url":754,"full_slug":755,"_stopResolving":42},"Spendesk AI connect",{"tag":53,"_uid":1425,"icon":1426,"link":1428,"type":53,"label":772,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29},"8fe65f6f-350a-43a6-bd1e-c689ca139c00",{"id":760,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":761,"copyright":53,"fieldtype":58,"meta_data":1427,"is_external_url":29},{},{"id":764,"url":53,"linktype":167,"fieldtype":62,"cached_url":765,"prep":42,"story":1429},{"name":767,"id":768,"uuid":764,"slug":769,"url":770,"full_slug":771,"_stopResolving":42},{"tag":53,"_uid":1431,"hide":29,"icon":1432,"link":1434,"type":53,"label":783,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"49e8fc3a-b545-40f3-89b6-fef1979dfcfc",{"id":776,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":777,"copyright":53,"fieldtype":58,"meta_data":1433,"is_external_url":29},{},{"id":780,"url":53,"linktype":167,"fieldtype":62,"cached_url":781,"prep":42,"story":1435},{"name":783,"id":784,"uuid":780,"slug":785,"url":786,"full_slug":787,"_stopResolving":42},{"tag":53,"_uid":1437,"hide":29,"icon":1438,"link":1440,"type":53,"label":803,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"9069228c-b61f-4f8b-a7f3-7327b46712f7",{"id":791,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":792,"copyright":53,"fieldtype":58,"meta_data":1439,"is_external_url":29},{},{"id":795,"url":53,"linktype":167,"fieldtype":62,"cached_url":796,"prep":42,"story":1441},{"name":798,"id":799,"uuid":795,"slug":800,"url":801,"full_slug":802,"_stopResolving":42},{"tag":53,"_uid":1443,"icon":1444,"link":1446,"type":53,"label":819,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29},"ee715f69-a1cc-4154-b8ba-f55ca358e584",{"id":807,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":808,"copyright":53,"fieldtype":58,"meta_data":1445,"is_external_url":29},{},{"id":811,"url":53,"linktype":167,"fieldtype":62,"cached_url":812,"prep":42,"story":1447},{"name":814,"id":815,"uuid":811,"slug":816,"url":817,"full_slug":818,"_stopResolving":42},{"_uid":1449,"ctas":1450,"label":1501,"component":820,"labelColor":53,"backgroundIconColor":53},"f5cbd7bc-f736-4698-a51e-febd689e8aba",[1451,1457,1464,1470,1476,1482,1488,1494],{"tag":53,"_uid":1452,"hide":29,"icon":1453,"link":1455,"type":53,"label":840,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"c9bdfffe-0a2e-45a2-bdf1-a3e5f4f2b389",{"id":828,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":829,"copyright":53,"fieldtype":58,"meta_data":1454,"is_external_url":29},{},{"id":832,"url":53,"linktype":167,"fieldtype":62,"cached_url":833,"prep":42,"story":1456},{"name":835,"id":836,"uuid":832,"slug":837,"url":838,"full_slug":839,"_stopResolving":42},{"tag":53,"_uid":1458,"hide":29,"icon":1459,"link":1461,"type":53,"label":1463,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"b19cf668-817c-4adc-b839-8635ff2f977e",{"id":844,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":845,"copyright":53,"fieldtype":58,"meta_data":1460,"is_external_url":29},{},{"id":848,"url":53,"linktype":167,"fieldtype":62,"cached_url":849,"prep":42,"story":1462},{"name":851,"id":852,"uuid":848,"slug":853,"url":854,"full_slug":855,"_stopResolving":42},"Intelligence & Automation",{"tag":53,"_uid":1465,"hide":29,"icon":1466,"link":1468,"type":53,"label":872,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"49c8595b-725e-49b7-9375-09b3a5cecbbd",{"id":860,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":861,"copyright":53,"fieldtype":58,"meta_data":1467,"is_private":29,"is_external_url":29},{},{"id":864,"url":53,"linktype":167,"fieldtype":62,"cached_url":865,"prep":42,"story":1469},{"name":867,"id":868,"uuid":864,"slug":869,"url":870,"full_slug":871,"_stopResolving":42},{"tag":53,"_uid":1471,"icon":1472,"link":1474,"type":53,"label":888,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29},"977a634d-082c-4387-8112-d3cfc025cc21",{"id":876,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":877,"copyright":53,"fieldtype":58,"meta_data":1473,"is_external_url":29},{},{"id":880,"url":53,"linktype":167,"fieldtype":62,"cached_url":881,"prep":42,"story":1475},{"name":883,"id":884,"uuid":880,"slug":885,"url":886,"full_slug":887,"_stopResolving":42},{"tag":53,"_uid":1477,"icon":1478,"link":1480,"type":53,"label":899,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29},"75918215-79bd-4d1e-8d6a-0f934a37adaa",{"id":892,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":893,"copyright":53,"fieldtype":58,"meta_data":1479,"is_external_url":29},{},{"id":896,"url":53,"linktype":167,"fieldtype":62,"cached_url":897,"prep":42,"story":1481},{"name":899,"id":900,"uuid":896,"slug":901,"url":902,"full_slug":903,"_stopResolving":42},{"tag":53,"_uid":1483,"hide":29,"icon":1484,"link":1486,"type":53,"label":954,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"6ceacb70-4395-4d46-a104-52bcbb12549a",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"source":26,"filename":53,"copyright":26,"fieldtype":58,"meta_data":1485},{},{"id":947,"url":53,"linktype":167,"fieldtype":62,"cached_url":948,"prep":42,"story":1487},{"name":950,"id":951,"uuid":947,"slug":952,"url":952,"full_slug":953,"_stopResolving":42},{"tag":53,"_uid":1489,"hide":29,"icon":1490,"link":1492,"type":53,"label":1283,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"aaf8481c-eaf9-49d6-bbf8-294414629527",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"source":26,"filename":53,"copyright":26,"fieldtype":58,"meta_data":1491},{},{"id":1276,"url":53,"linktype":167,"fieldtype":62,"cached_url":1277,"prep":42,"story":1493},{"name":1279,"id":1280,"uuid":1276,"slug":1281,"url":1281,"full_slug":1282,"_stopResolving":42},{"tag":53,"_uid":1495,"hide":29,"icon":1496,"link":1498,"type":53,"label":1500,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"9ac83939-1d0e-4acd-a388-b7e84d5fe919",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"source":26,"filename":53,"copyright":26,"fieldtype":58,"meta_data":1497},{},{"id":53,"url":1499,"linktype":61,"fieldtype":62,"cached_url":1499},"https://trust.spendesk.com/","Trust Center","Plattform",{"_uid":1503,"ctas":1504,"label":1364,"component":820,"backgroundIconColor":53},"a5692a00-27ae-4696-a7e1-1634fdadec5f",[1505,1511,1516,1529,1535,1542,1548,1554,1560,1566,1572,1578,1585],{"tag":53,"_uid":1506,"hide":29,"icon":1507,"link":1509,"type":53,"label":967,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"51465f21-aec8-4db0-8abf-a7642c30c371",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"source":26,"filename":53,"copyright":26,"fieldtype":58,"meta_data":1508},{},{"id":959,"url":53,"linktype":167,"fieldtype":62,"cached_url":960,"prep":42,"story":1510},{"name":962,"id":963,"uuid":959,"slug":964,"url":965,"full_slug":966,"_stopResolving":42},{"tag":53,"_uid":1512,"icon":1513,"link":1514,"type":53,"label":990,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29},"d8b26908-181b-4ad4-ac37-10378e37c224",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":58},{"id":982,"url":53,"linktype":167,"fieldtype":62,"cached_url":983,"prep":42,"story":1515},{"name":985,"id":986,"uuid":982,"slug":987,"url":988,"full_slug":989,"_stopResolving":42},{"tag":53,"_uid":1517,"icon":1518,"link":1519,"type":53,"label":1528,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29},"0c3791b7-d195-40e4-b4ef-3e23020f2fbd",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":58},{"id":1520,"url":53,"linktype":167,"fieldtype":62,"cached_url":1521,"prep":42,"story":1522},"00374c17-63ac-466f-a8fc-8e1c49811e67","/de/blog/all-articles",{"name":1523,"id":1524,"uuid":1520,"slug":1525,"url":1526,"full_slug":1527,"_stopResolving":42},"All articles",238103281021871,"all-articles","blog/all-articles","de/blog/all-articles","Alle Artikel",{"tag":53,"_uid":1530,"hide":29,"icon":1531,"link":1533,"type":53,"label":1006,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"82afa5ce-ceec-4f5f-8fa9-3f3c3f2ffee6",{"id":994,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":995,"copyright":53,"fieldtype":58,"meta_data":1532,"is_external_url":29},{},{"id":998,"url":53,"linktype":167,"fieldtype":62,"cached_url":999,"prep":42,"story":1534},{"name":1001,"id":1002,"uuid":998,"slug":1003,"url":1004,"full_slug":1005,"_stopResolving":42},{"tag":53,"_uid":1536,"hide":29,"icon":1537,"link":1539,"type":53,"label":1541,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"bc6ea1e5-e214-4c5b-891b-97f3a463ab96",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"source":26,"filename":53,"copyright":26,"fieldtype":58,"meta_data":1538},{},{"id":1014,"url":53,"linktype":167,"fieldtype":62,"cached_url":1015,"prep":42,"story":1540},{"name":1017,"id":1018,"uuid":1014,"slug":1019,"url":1019,"full_slug":1020,"_stopResolving":42},"FAQs",{"tag":53,"_uid":1543,"hide":29,"icon":1544,"link":1546,"type":53,"label":1036,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"a4cbb496-40d2-47fe-a675-0be9c945ac68",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"source":26,"filename":53,"copyright":26,"fieldtype":58,"meta_data":1545},{},{"id":1028,"url":53,"linktype":167,"fieldtype":62,"cached_url":1029,"prep":42,"story":1547},{"name":1031,"id":1032,"uuid":1028,"slug":1033,"url":1034,"full_slug":1035,"_stopResolving":42},{"tag":53,"_uid":1549,"hide":29,"icon":1550,"link":1552,"type":53,"label":1050,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"c6d3959b-8fdc-4fe9-a7f3-52f49ecbe443",{"id":844,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":845,"copyright":53,"fieldtype":58,"meta_data":1551,"is_external_url":29},{},{"id":1047,"url":53,"linktype":167,"fieldtype":62,"cached_url":1048,"prep":42,"story":1553},{"name":1050,"id":1051,"uuid":1047,"slug":1052,"url":1052,"full_slug":1053,"_stopResolving":42},{"tag":53,"_uid":1555,"hide":29,"icon":1556,"link":1558,"type":53,"label":1068,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"c39d3fa4-a923-42b8-9d7c-0b9b936c5bcc",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"source":26,"filename":53,"copyright":26,"fieldtype":58,"meta_data":1557},{},{"id":1061,"url":53,"linktype":167,"fieldtype":62,"cached_url":1062,"prep":42,"story":1559},{"name":1064,"id":1065,"uuid":1061,"slug":1066,"url":1066,"full_slug":1067,"_stopResolving":42},{"tag":53,"_uid":1561,"hide":29,"icon":1562,"link":1564,"type":53,"label":1099,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"240f0a34-aa81-43d6-bda7-2d971d0d57b7",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"source":26,"filename":53,"copyright":26,"fieldtype":58,"meta_data":1563},{},{"id":1091,"url":53,"linktype":167,"fieldtype":62,"cached_url":1092,"prep":42,"story":1565},{"name":1094,"id":1095,"uuid":1091,"slug":1096,"url":1097,"full_slug":1098,"_stopResolving":42},{"tag":53,"_uid":1567,"hide":29,"icon":1568,"link":1570,"type":53,"label":1099,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"34303990-7e9e-493a-b31b-0dec6d2c9350",{"id":1087,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1088,"copyright":53,"fieldtype":58,"meta_data":1569,"is_external_url":29},{},{"id":1091,"url":53,"linktype":167,"fieldtype":62,"cached_url":1092,"prep":42,"story":1571},{"name":1094,"id":1095,"uuid":1091,"slug":1096,"url":1097,"full_slug":1098,"_stopResolving":42},{"tag":53,"_uid":1573,"icon":1574,"link":1576,"type":53,"label":1099,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29,"hide":42},"bdd90120-f369-405f-8e86-565a0cb8bebc",{"id":791,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":792,"copyright":53,"fieldtype":58,"meta_data":1575,"is_external_url":29},{},{"id":1105,"url":53,"linktype":167,"fieldtype":62,"cached_url":1106,"prep":42,"story":1577},{"name":1108,"id":1109,"uuid":1105,"slug":1108,"url":1110,"full_slug":1110,"_stopResolving":42},{"tag":53,"_uid":1579,"hide":29,"icon":1580,"link":1582,"type":53,"label":1584,"style":63,"component":64,"onClickEvent":53,"openInANewTab":42,"horizontalFill":29},"1e38a088-1716-44d2-91c9-b42a77573314",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"source":26,"filename":53,"copyright":26,"fieldtype":58,"meta_data":1581},{},{"id":53,"url":1583,"linktype":61,"fieldtype":62,"cached_url":1583},"https://www.cfoconnect.eu/","CFO Connect",{"tag":53,"_uid":1586,"hide":29,"icon":1587,"link":1589,"type":53,"label":1591,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"729e5d8c-44e2-4878-abfd-74b1064926c4",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"source":26,"filename":53,"copyright":26,"fieldtype":58,"meta_data":1588},{},{"id":53,"url":1590,"linktype":61,"fieldtype":62,"cached_url":1590},"https://helpcenter.spendesk.com/de","Hilfe",{"_uid":1593,"ctas":1594,"label":1147,"component":820,"backgroundIconColor":53},"a55f4bc1-606b-46eb-a94d-b098cfcbf0c3",[1595,1601,1606,1612,1618],{"tag":53,"_uid":1596,"hide":29,"icon":1597,"link":1599,"type":53,"label":1164,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"3bbaa99b-a011-4bb0-b8a4-4155a0f67899",{"id":876,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":877,"copyright":53,"fieldtype":58,"meta_data":1598,"is_private":29,"is_external_url":29},{},{"id":1157,"url":53,"linktype":167,"fieldtype":62,"cached_url":1158,"prep":42,"story":1600},{"name":1160,"id":1161,"uuid":1157,"slug":1162,"url":1162,"full_slug":1163,"_stopResolving":42},{"tag":53,"_uid":1602,"hide":29,"icon":1603,"link":1605,"type":53,"label":1173,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"fa32c6df-1ed1-4b6f-9521-f251c5d79dd4",{"id":1168,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1169,"copyright":53,"fieldtype":58,"meta_data":1604,"is_external_url":29},{},{"id":53,"url":1172,"linktype":61,"fieldtype":62,"cached_url":1172},{"tag":53,"_uid":1607,"hide":29,"icon":1608,"link":1610,"type":53,"label":1189,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"b6549fad-eb8f-4dba-a791-37ba72450943",{"id":1177,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1178,"copyright":53,"fieldtype":58,"meta_data":1609,"is_external_url":29},{},{"id":1181,"url":53,"linktype":167,"fieldtype":62,"cached_url":1182,"prep":42,"story":1611},{"name":1184,"id":1185,"uuid":1181,"slug":1186,"url":1187,"full_slug":1188,"_stopResolving":42},{"tag":53,"_uid":1613,"hide":29,"icon":1614,"link":1616,"type":53,"label":1208,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"6eed8aa0-be5f-4b19-b267-de46368f3dcd",{"id":1196,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1197,"copyright":53,"fieldtype":58,"meta_data":1615,"is_private":29,"is_external_url":29},{},{"id":1200,"url":53,"linktype":167,"fieldtype":62,"cached_url":1201,"prep":42,"story":1617},{"name":1203,"id":1204,"uuid":1200,"slug":1205,"url":1206,"full_slug":1207,"_stopResolving":42},{"tag":53,"_uid":1619,"hide":29,"icon":1620,"link":1622,"type":53,"label":1223,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"58e6df6a-1e1d-4c37-b4eb-6e8911fcc58e",{"id":1212,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1213,"copyright":53,"fieldtype":58,"meta_data":1621,"is_private":29,"is_external_url":29},{},{"id":1216,"url":53,"linktype":167,"fieldtype":62,"cached_url":1217,"prep":42,"story":1623},{"name":1219,"id":1220,"uuid":1216,"slug":1221,"url":1221,"full_slug":1222,"_stopResolving":42},"footer",[1626,1634],{"tag":53,"_uid":1627,"hide":29,"icon":1628,"link":1632,"type":53,"label":53,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"225df49b-7d21-46c3-986a-89b609d15540",{"id":1629,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1630,"copyright":53,"fieldtype":58,"meta_data":1631,"is_external_url":29},173615012056826,"https://a.storyblok.com/f/146026/3840x1138/df5342ecf7/app-store.png",{},{"id":53,"url":1633,"linktype":61,"fieldtype":62,"cached_url":1633},"https://apps.apple.com/gb/app/spendesk/id1189271166",{"tag":53,"_uid":1635,"hide":29,"icon":1636,"link":1640,"type":53,"label":53,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"304ab845-c02d-4797-ac5d-b731333ea7dd",{"id":1637,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1638,"copyright":53,"fieldtype":58,"meta_data":1639,"is_external_url":29},173615379803939,"https://a.storyblok.com/f/146026/3840x1138/74c7cdcd5e/play-store.png",{},{"id":53,"url":1641,"linktype":61,"fieldtype":62,"cached_url":1641},"https://play.google.com/store/apps/details?id=com.spendesk.spendesk",[1643,1649,1662,1675,1688,1694],{"tag":53,"_uid":1644,"icon":1645,"link":1646,"type":53,"label":1648,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29},"18c52dc1-2550-498e-947d-ad963cf65b82",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"filename":53,"copyright":26,"fieldtype":58},{"id":1330,"url":53,"linktype":167,"fieldtype":62,"cached_url":1331,"prep":42,"story":1647},{"name":1333,"id":1334,"uuid":1330,"slug":1335,"url":1335,"full_slug":1336,"_stopResolving":42},"© Spendesk",{"tag":53,"_uid":1650,"icon":1651,"link":1652,"type":53,"label":1661,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"e04f239b-a66b-4a6e-a5aa-98e51dc8ed87",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"filename":53,"copyright":26,"fieldtype":58},{"id":1653,"url":53,"linktype":167,"fieldtype":62,"cached_url":1654,"prep":42,"story":1655},"9ab6c86b-54a0-4c11-815c-fabbc1170f1a","/de/legals/terms",{"name":1656,"id":1657,"uuid":1653,"slug":1658,"url":1659,"full_slug":1660,"_stopResolving":42},"T&C index page",126275944,"terms","legals/terms/","de/legals/terms/","Nutzungsbedingungen",{"tag":53,"_uid":1663,"icon":1664,"link":1665,"type":53,"label":1674,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"8ce65fa2-298d-48d3-813f-ad303b474ba9",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"filename":53,"copyright":26,"fieldtype":58},{"id":1666,"url":53,"linktype":167,"fieldtype":62,"cached_url":1667,"prep":42,"story":1668},"79cf9763-fbf7-44fc-b713-7375d45cc602","/de/legals/privacy",{"name":1669,"id":1670,"uuid":1666,"slug":1671,"url":1672,"full_slug":1673,"_stopResolving":42},"Privacy Policy",126276104,"privacy","legals/privacy","de/legals/privacy","Datenschutzerklärung",{"tag":53,"_uid":1676,"icon":1677,"link":1678,"type":53,"label":1687,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"4102590b-cbea-46dc-a189-9d8f7a6b918d",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"filename":53,"copyright":26,"fieldtype":58},{"id":1679,"url":53,"linktype":167,"fieldtype":62,"cached_url":1680,"prep":42,"story":1681},"48c66e1a-a010-45ab-824d-e2fe67bdc73b","/de/legals/cookies-policy",{"name":1682,"id":1683,"uuid":1679,"slug":1684,"url":1685,"full_slug":1686,"_stopResolving":42},"Cookies Policy",156606099,"cookies-policy","legals/cookies-policy","de/legals/cookies-policy","Cookie-Richtlinie",{"tag":53,"_uid":1689,"icon":1690,"link":1691,"type":53,"label":1693,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"a04b6ac0-49a7-4255-8df7-25607c934f2b",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"filename":53,"copyright":26,"fieldtype":58},{"id":53,"url":1692,"linktype":61,"fieldtype":62,"cached_url":1692},"https://helpcenter.spendesk.com/en/articles/4168878-our-legal-notice","Impressum",{"tag":53,"_uid":1695,"hide":29,"icon":1696,"link":1697,"type":53,"label":1699,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"13ba1af3-98e6-4327-9fd1-0d23d1d77f28",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"filename":53,"copyright":26,"fieldtype":58},{"id":53,"url":1698,"linktype":61,"fieldtype":62,"cached_url":1698},"openConsentManager.action","Cookie-Einstellungen",[1701,1706,1711,1716,1721],{"tag":53,"_uid":1702,"icon":1703,"link":1705,"type":53,"label":53,"style":63,"component":64,"onClickEvent":53,"openInANewTab":42},"b8ae0710-0ec7-4295-a29f-077356785735",{"id":1288,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1289,"copyright":53,"fieldtype":58,"meta_data":1704,"is_external_url":29},{},{"id":53,"url":1292,"linktype":61,"fieldtype":62,"cached_url":1292},{"tag":53,"_uid":1707,"icon":1708,"link":1710,"type":53,"label":53,"style":63,"component":64,"onClickEvent":53,"openInANewTab":42},"ba7893c6-6da5-49f9-860d-c9a859f7d1c7",{"id":1296,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1297,"copyright":53,"fieldtype":58,"meta_data":1709,"is_private":29,"is_external_url":29},{},{"id":53,"url":1300,"linktype":61,"fieldtype":62,"cached_url":1300},{"tag":53,"_uid":1712,"icon":1713,"link":1715,"type":53,"label":53,"style":63,"component":64,"onClickEvent":53,"openInANewTab":42},"acea7ba4-1c98-4646-8648-cc6c8283efb6",{"id":1304,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1305,"copyright":53,"fieldtype":58,"meta_data":1714,"is_private":29,"is_external_url":29},{},{"id":53,"url":1308,"linktype":61,"fieldtype":62,"cached_url":1308},{"tag":53,"_uid":1717,"icon":1718,"link":1720,"type":53,"label":53,"style":63,"component":64,"onClickEvent":53,"openInANewTab":42},"c9f2572b-c12f-49af-bef8-18e30f455bec",{"id":1312,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1313,"copyright":53,"fieldtype":58,"meta_data":1719,"is_private":29,"is_external_url":29},{},{"id":53,"url":1316,"linktype":61,"fieldtype":62,"cached_url":1316},{"tag":53,"_uid":1722,"hide":29,"icon":1723,"link":1725,"type":53,"label":53,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":42,"horizontalFill":29},"17d82410-d4b0-45ca-b555-6942ae3c15a2",{"id":1320,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1321,"copyright":53,"fieldtype":58,"meta_data":1724,"is_private":29,"is_external_url":29},{},{"id":53,"url":1324,"linktype":61,"fieldtype":62,"cached_url":1324},[1727],{"_uid":1728,"fields":1729,"component":1760,"submitUrl":1761,"hubspotFormId":1762,"successMessage":1763,"horizontalAlign":53,"onSubmitSegmentEvent":1764},"b2ae7250-4af9-4eb3-be82-7d6f594a0049",[1730],{"_uid":1731,"name":1732,"type":78,"label":1733,"required":42,"component":1734,"submitBtn":1735,"legalNotice":1736,"placeholder":53,"validateEmail":42,"blockPersonalEmailAddresses":29},"96a2a670-a75c-4d4e-bd95-a8907909d223","email","E-Mail Adresse","textField","Abonnieren",{"type":71,"content":1737},[1738],{"type":74,"content":1739},[1740,1742,1749,1751,1758],{"text":1741,"type":78},"Mit dem Absenden dieses Formulars erklären Sie sich damit einverstanden, von Spendesk kontaktiert zu werden - in Übereinstimmung mit den ",{"text":1661,"type":78,"marks":1743},[1744],{"type":161,"attrs":1745},{"href":1654,"uuid":1653,"anchor":26,"custom":1746,"target":1747,"linktype":167,"story":1748},{},"_blank",{"name":1656,"id":1657,"uuid":1653,"slug":1658,"url":1659,"full_slug":1660,"_stopResolving":42},{"text":1750,"type":78}," und der ",{"text":1752,"type":78,"marks":1753},"Datenschutzrichtlinie",[1754],{"type":161,"attrs":1755},{"href":1667,"uuid":1666,"anchor":26,"custom":1756,"target":1747,"linktype":167,"story":1757},{},{"name":1669,"id":1670,"uuid":1666,"slug":1671,"url":1672,"full_slug":1673,"_stopResolving":42},{"text":1759,"type":78}," von Spendesk.","formGroup",{"id":53,"url":53,"linktype":167,"fieldtype":62,"cached_url":429,"prep":42},"8b1b128b-c02a-41d9-a512-63e778c062c6","Erledigt!","website:footer:blog_newsletter:form_completed",[1766],{"tag":53,"_uid":1767,"hide":29,"icon":1768,"link":1772,"type":53,"label":53,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"60403492-9eb8-4b6c-95a2-ec45ca7b13ee",{"id":1769,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1770,"copyright":53,"fieldtype":58,"meta_data":1771,"is_external_url":29},15634686,"https://a.storyblok.com/f/146026/69x22/4d9cde3045/visa.svg",{},{"id":53,"url":1773,"linktype":61,"fieldtype":62,"cached_url":1773},"https://helpcenter.spendesk.com/de/articles/8850615-fruher-heute-was-hat-sich-bezuglich-spendesk-und-ihrer-visa-business-premium-karten-geandert","Kein Update verpassen",{"type":71,"content":1776},[1777],{"type":74,"content":1778},[1779],{"text":1780,"type":78},"Stärken Sie Ihr Team mit der umfassenden Ausgabenmanagementlösung","Melden Sie sich an, um die neuesten Informationen von Spendesk zu erhalten.",{"type":71,"content":1783},[1784,1793,1800],{"type":74,"content":1785},[1786],{"text":1787,"type":78,"marks":1788},"Die Zahlungsdienste werden im Rahmen des Spendesk-Produkts von Spendesk Financial Services im Europäischen Wirtschaftsraum (EWR), von Adyen im Vereinigten Königreich und von der Sutton Bank in den Vereinigten Staaten angeboten.",[1789],{"type":1790,"attrs":1791},"textStyle",{"color":1792},"rgb(0, 0, 0)",{"type":74,"content":1794},[1795],{"text":1796,"type":78,"marks":1797},"Spendesk Financial Services ist ein französisches Zahlungsinstitut, das von der ACPR unter der Nummer 17518 zugelassen ist. Adyen N.V. ist eine niederländische Bank, deren Zweigstelle im Vereinigten Königreich von der FCA unter der Nummer 779800 für die Erbringung von Zahlungsdiensten zugelassen ist. Die Sutton Bank ist ein FDIC-versichertes Mitgliedsinstitut.",[1798],{"type":1790,"attrs":1799},{"color":1792},{"type":74,"content":1801},[1802],{"text":1803,"type":78,"marks":1804},"Visa-Debitkarten werden im EWR von Spendesk Financial Services, im Vereinigten Königreich von Adyen und in den Vereinigten Staaten von der Sutton Bank unter einer Lizenz von Visa ausgegeben.",[1805],{"type":1790,"attrs":1806},{"color":1792},"de/global-components/footer",-10,[],"8637d535-2095-4870-baed-1138fa7e786e","2022-03-24T16:23:19.302Z",[],"global-components/footer",[1815,1816,1817],{"path":1813,"name":26,"lang":38,"published":26},{"path":1813,"name":26,"lang":33,"published":26},{"path":1813,"name":26,"lang":41,"published":26},{"name":1819,"created_at":1820,"published_at":1821,"updated_at":1822,"id":1823,"uuid":1824,"content":1825,"slug":1985,"full_slug":1986,"sort_by_date":26,"position":1987,"tag_list":1988,"is_startpage":29,"parent_id":1394,"meta_data":26,"group_id":1989,"first_published_at":1990,"release_id":26,"lang":33,"path":26,"alternates":1991,"default_full_slug":1992,"translated_slugs":1993},"Common Content","2022-06-07T08:36:57.529Z","2026-10-22T14:55:39.232Z","2026-10-22T14:55:39.250Z",146453805,"fdf08e93-c532-4aac-bc09-a68c69394432",{"_uid":1826,"modalBtn":1827,"component":1828,"modalTitle":1829,"countdownDay":1830,"modalContent":1831,"modalSuccess":1843,"countdownHour":1844,"hubspotFormId":1845,"countdownLabel":1846,"formErrorTitle":1847,"countdownMinute":1848,"countdownSecond":1849,"eventsLiveLabel":1850,"eventsViewLabel":1851,"formErrorButton":1852,"selectNoOptions":1853,"eventsWatchLabel":1854,"copyPromptLibrary":1855,"eventsReplayLabel":1856,"formErrorSubtitle":1857,"eventsResultsLabel":1858,"blogAuthorResources":1859,"byRolePromptLibrary":1860,"copiedPromptLibrary":1861,"eventsAllTypesLabel":1862,"eventsJoinNextLabel":1863,"eventsLoadMoreLabel":1864,"eventsRegisterLabel":1226,"selectedPricingPage":1865,"yourPlanPricingPage":1866,"byTopicPromptLibrary":1867,"eventsAllTopicsLabel":1868,"allRolesPromptLibrary":1869,"eventsTypeFilterLabel":1870,"modalEmailPlaceholder":1871,"allTopicsPromptLibrary":1868,"emailValidationInvalid":1872,"eventsTopicFilterLabel":1873,"imageItemsListNoResult":1874,"noResultsPromptLibrary":1875,"phoneValidationInvalid":1876,"blogLoadMoreButtonLabel":1877,"eventsReplayPosterLabel":1878,"itemsFoundPromptLibrary":1879,"blogArticleUpdatedAtLabel":1880,"blogArticleWatchTimeLabel":1881,"clearFiltersPromptLibrary":1882,"modalExistingAccountTitle":1883,"modalExistingCompanyTitle":1884,"modalForExistingCustomers":1885,"organizationSchemaOffices":1892,"blogArticleListenTimeLabel":1881,"cardsGridSearchPlaceholder":1945,"blogArticlePublishedOnLabel":1946,"blogArticleReadingTimeLabel":1881,"emailValidationInvalidExist":1947,"modalForUnsupportedCountries":1948,"emailValidationInvalidInvited":1954,"organizationSchemaDescription":1955,"organizationSchemaContactEmail":1956,"modalExistingAccountDescription":1957,"modalExistingCompanyDescription":1973,"emailValidationInvalidDomainName":1979,"multiSelectDropdownSelectedLabel":1980,"softwareApplicationSchemaRatingCount":1981,"softwareApplicationSchemaRatingValue":1982,"emailValidationInvalidUnexpectedError":1983,"emailValidationInvalidCompanyRegistered":1984},"c86a540c-0da7-40e9-a9a5-5053e71081de","Bestätigen","commonContent","Spendesk ist in Ihrem Land noch nicht verfügbar","Taggen",{"type":71,"content":1832},[1833,1838],{"type":74,"attrs":1834,"content":1835},{"textAlign":26},[1836],{"text":1837,"type":78},"Anscheinend befinden Sie sich in einem Land, in dem Spendesk aktuell nicht verfügbar ist. Wenn Sie jedoch ein Unternehmen im Europäischen Wirtschaftsraum oder im Vereinigten Königreich haben, können wir mit Ihnen zusammenarbeiten und Sie können eine Demo buchen.",{"type":74,"attrs":1839,"content":1840},{"textAlign":26},[1841],{"text":1842,"type":78},"Ansonsten hinterlassen Sie uns Ihre E-Mail-Adresse und wir halten Sie auf dem Laufenden, wenn wir Ihnen in Ihrem Land weiterhelfen können.","Vielen Dank für das Ausfüllen des Formulars","Stunden","b095740c-b878-41dd-9a7b-f393d2e4de30","Veranstaltung beginnt in","Oh, da ist etwas schiefgelaufen…","Minuten","Sekunden","Demnächst","Zum Event","Erneut versuchen","Keine Optionen hier!","Aufzeichnung ansehen","Prompt kopieren","Aufzeichnung","Beim Ausfüllen des Formulars ist ein Fehler aufgetreten. Vergewissern Sie sich, dass in Ihrem Browser kein Adblock aktiviert ist und versuchen Sie es erneut.","{count} Events","{firstName}s Artikel","Nach Rolle","Kopiert!","Alle","Beim nächsten dabei sein","Mehr laden","ausgewählt","Ihr Plan","Nach Thema","Alle Themen","Alle Rollen","Nach Typ filtern","E-Mail-Adresse (geschäftlich)","Ungültige E-Mail Adresse","Nach Thema filtern","Keine Ergebnisse","Keine Prompts entsprechen diesen Filtern. Versuche, die Filter zurückzusetzen.","Ungültige Telefonnummer","Mehr lesen","Die vollständige Aufzeichnung ansehen","Gefunden","Aktualisiert am","min","Filter zurücksetzen","Sie haben bereits ein Spendesk Konto","Ihr Unternehmen hat bereits ein Spendesk Konto",{"type":71,"content":1886},[1887,1891],{"type":74,"content":1888},[1889],{"text":1890,"type":78},"It looks like your company already has a Spendesk account. Please request access from your finance team.",{"type":74},[1893,1909,1921,1933],{"cta":1894,"_uid":1901,"image":1902,"title":1906,"subtitle":1907,"component":1908},[1895],{"tag":53,"_uid":1896,"icon":1897,"link":1898,"type":53,"label":1900,"style":63,"component":64,"onClickEvent":53,"openInANewTab":42},"27667f76-0f06-4f10-9e17-a5fb46eb51eb",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"filename":53,"copyright":26,"fieldtype":58},{"id":53,"url":1899,"linktype":61,"fieldtype":62,"cached_url":1899},"https://www.google.com/maps/place/Spendesk/@48.878282,2.3229527,17z/data=!3m1!4b1!4m5!3m4!1s0x47e66dde28328977:0xc584517ccc2c3038!8m2!3d48.8782785!4d2.3251414","Karte","ae40634e-f543-4194-ad8b-b80fb446e253",{"id":1903,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1904,"copyright":53,"fieldtype":58,"meta_data":1905,"is_external_url":29},16726400,"https://a.storyblok.com/f/146026/32x32/991bcc40dc/icon-location-32px-bright-purple-filled.svg",{},"Paris, Frankreich","7 Rue de Madrid, 75008","officeLocationsItem",{"cta":1910,"_uid":1916,"image":1917,"title":1919,"subtitle":1920,"component":1908},[1911],{"tag":53,"_uid":1912,"icon":1913,"link":1914,"type":53,"label":1900,"style":63,"component":64,"onClickEvent":53,"openInANewTab":42},"b4c061b1-4c53-40fe-88e9-786150dc1f48",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"filename":53,"copyright":26,"fieldtype":58},{"id":53,"url":1915,"linktype":61,"fieldtype":62,"cached_url":1915},"https://maps.app.goo.gl/9pFn7ohL5zdGnC3H6","41ed7761-debf-40b7-bd75-e2389bfb20dc",{"id":1903,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1904,"copyright":53,"fieldtype":58,"meta_data":1918,"is_external_url":29},{},"London, Großbritannien","168 Old Street, EC1V 9BP",{"cta":1922,"_uid":1928,"image":1929,"title":1931,"subtitle":1932,"component":1908},[1923],{"tag":53,"_uid":1924,"icon":1925,"link":1926,"type":53,"label":1900,"style":63,"component":64,"onClickEvent":53,"openInANewTab":42},"38c45a5f-f897-4567-9b07-94da07c069c6",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"filename":53,"copyright":26,"fieldtype":58},{"id":53,"url":1927,"linktype":61,"fieldtype":62,"cached_url":1927},"https://maps.app.goo.gl/1sRofgrfatSwRecbA","b69cb15c-bf2d-4d26-9514-1b4301fa22f0",{"id":1903,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1904,"copyright":53,"fieldtype":58,"meta_data":1930,"is_external_url":29},{},"Berlin, Deutschland","Warschauer Pl. 11-13, 10245",{"cta":1934,"_uid":1940,"image":1941,"title":1943,"subtitle":1944,"component":1908},[1935],{"tag":53,"_uid":1936,"icon":1937,"link":1938,"type":53,"label":1900,"style":63,"component":64,"onClickEvent":53,"openInANewTab":42},"e45749e6-59bb-4c57-a078-bd965da09b48",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"filename":53,"copyright":26,"fieldtype":58},{"id":53,"url":1939,"linktype":61,"fieldtype":62,"cached_url":1939},"https://www.google.fr/maps/place/P.%C2%BA+de+la+Castellana,+194,+28046+Madrid,+Espagne/@40.461669,-3.6916388,17z/data=!3m1!4b1!4m6!3m5!1s0xd42291a4a992797:0x841e7e5325bcf405!8m2!3d40.461669!4d-3.6890639!16s%2Fg%2F11c1_kdlzk?entry=ttu","acb64cc8-ddee-4be7-814c-25ce7afba6e5",{"id":1903,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":1904,"copyright":53,"fieldtype":58,"meta_data":1942,"is_external_url":29},{},"Madrid, Spanien","Carrer de Rera Palau, 11, Planta 5, Ciutat Vella, 08003","Hier eingeben","Veröffentlicht am","Es sieht so aus, als hätten Sie bereits ein Spendesk-Konto. Bitte loggen Sie sich ein.",{"type":71,"content":1949},[1950],{"type":74,"content":1951},[1952],{"text":1953,"type":78},"It looks like you're in a country we don't currently serve. Enter your email below and we'll let you know when we can help.","Es sieht so aus, als wären Sie bereits zu Spendesk eingeladen worden. Bitte überprüfen Sie Ihre E-Mails oder bitten Sie Ihren Administrator, die Einladung erneut zu senden.","Spendesk ist eine All-in-One-Plattform für Ausgabenmanagement und Beschaffung, die Unternehmen dabei hilft, Firmenkarten, Rechnungszahlungen, Abonnements und Unternehmensausgaben in Echtzeit zu verwalten.","support@spendesk.com",{"type":71,"content":1958},[1959,1963],{"type":74,"content":1960},[1961],{"text":1962,"type":78},"Es ist bereits ein Spendesk Konto mit dieser E-Mail-Adresse verbunden. Klicken Sie auf diesen Link, um sich einzuloggen.",{"type":193,"attrs":1964},{"id":1965,"body":1966},"2b03f647-6bcb-433a-bc5d-c65c6e5189fe",[1967],{"tag":53,"_uid":1968,"icon":1969,"link":1970,"type":1972,"label":1226,"style":63,"component":64,"onClickEvent":53,"openInANewTab":29,"horizontalFill":42},"i-59271b69-872b-4487-a657-e9cd13c67981",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"filename":53,"copyright":26,"fieldtype":58},{"id":53,"url":1971,"linktype":61,"fieldtype":62,"cached_url":1971},"https://app.spendesk.com/auth/login","btn",{"type":71,"content":1974},[1975],{"type":74,"content":1976},[1977],{"text":1978,"type":78},"Anscheinend hat Ihr Unternehmen bereits ein Spendesk Konto. Bitte wenden Sie sich an den Kontoinhaber, um Zugang zu erhalten.","Dies sieht aus wie Ihre persönliche E-Mail. Bitte geben Sie Ihre geschäftliche E-Mail-Adresse ein.","selected","412","4.6","Leider ist ein unerwarteter Fehler aufgetreten. Bitte versuchen Sie es später erneut oder wenden Sie sich an den Support, um Hilfe zu erhalten.","Dieses Unternehmen ist bereits registriert. Bitte kontaktieren Sie Ihren Administrator.","commoncontent","de/global-components/commoncontent",-30,[],"426c6c03-a0cf-4332-9288-22e88c385143","2022-06-07T09:23:48.804Z",[],"global-components/commoncontent",[1994,1995,1996],{"path":1992,"name":26,"lang":38,"published":26},{"path":1992,"name":26,"lang":33,"published":26},{"path":1992,"name":26,"lang":41,"published":26},[1998,2002,2006,2010,2014,2018,2022,2026,2030],{"id":1999,"name":2000,"value":2001,"dimension_value":26},10736153,"Amplitude (Actions)","Sk9kb5VoOi-7",{"id":2003,"name":2004,"value":2005,"dimension_value":26},10736154,"Google Analytics 4 Web","HkocEodjb7",{"id":2007,"name":2008,"value":2009,"dimension_value":26},10736155,"Intercom","ryDQcVoOoZQ",{"id":2011,"name":2012,"value":2013,"dimension_value":26},10736156,"HubSpot","ry0QcNodoWQ",{"id":2015,"name":2016,"value":2017,"dimension_value":26},10736157,"Facebook Pixel","ko1w5PpFl",{"id":2019,"name":2020,"value":2021,"dimension_value":26},10736159,"Facebook Conversions API (Actions)","hMRPcifE3",{"id":2023,"name":2024,"value":2025,"dimension_value":26},10736765,"Bing Ads","dsS7z9Hv4",{"id":2027,"name":2028,"value":2029,"dimension_value":26},10736882,"LinkedIn Insight Tag","JQ2XQxIk",{"id":2031,"name":2032,"value":2033,"dimension_value":26},190238565984863,"StackAdapt","HJ5nxcEiOjZm",{"_uid":2035,"component":2036,"sidebarCta":2037,"leadwallForm":2078,"leadwallTitle":2079,"exitModalPopup":2080,"newsletterForm":2081,"newsletterTitle":2108,"bottomArticleCta":2109,"leadwallSubtitle":2141,"moreArticlesLabel":2142,"breadcrumbBlogLink":2143,"newsletterSubtitle":2145,"breadcrumbBlogLabel":990,"breadcrumbArticleLabel":600,"leadwallSuccessMessage":53,"hiddenNewsletterOnTopics":2146,"componentsAfterTheArticle":2149,"moreArticlesLabelFallback":2290,"sidebarTableOfContentsLabel":2291},"55aaa7a8-90eb-4bfc-82d2-fac89f2d77fb","blogArticleGlobal",[2038],{"cta":2039,"_uid":2047,"image":2048,"title":2052,"subtitle":2076,"component":2077},[2040],{"tag":53,"_uid":2041,"hide":29,"icon":2042,"link":2044,"type":53,"label":1349,"style":63,"component":64,"mobileLabel":53,"onClickEvent":2046,"openInANewTab":29,"horizontalFill":29},"1044c89e-408a-4543-acbd-f3b05e79fc22",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"source":26,"filename":53,"copyright":26,"fieldtype":58,"meta_data":2043},{},{"id":1342,"url":53,"linktype":167,"fieldtype":62,"cached_url":591,"prep":42,"story":2045},{"name":1344,"id":1345,"uuid":1342,"slug":1346,"url":1347,"full_slug":1348,"_stopResolving":42},"website:blog_sidebar_button:clicked","f7a8e7d9-9cbe-43aa-8797-3cff6be1ffc2",{"id":2049,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":2050,"copyright":53,"fieldtype":58,"meta_data":2051,"is_external_url":29},141863894965290,"https://a.storyblok.com/f/146026/2471x1843/baa22902e7/image-spendesk-product-1-cropped.png",{},{"type":71,"content":2053},[2054],{"type":74,"attrs":2055,"content":2056},{"textAlign":26,"key":928},[2057,2067,2069],{"text":2058,"type":78,"marks":2059},"Smarter ausgeben. ",[2060,2063],{"type":1790,"attrs":2061},{"color":2062},"#000000",{"type":2064,"attrs":2065},"styled",{"class":2066},"patron-heading-2 accentuation-01",{"type":2068},"hard_break",{"text":2070,"type":78,"marks":2071},"Effizienter arbeiten.",[2072,2074],{"type":1790,"attrs":2073},{"color":2062},{"type":2064,"attrs":2075},{"class":2066},"Bringen Sie Karten, Rechnungen und Ausgaben in einen einzigen, kontrollierten Effizienter – für Echtzeit-Transparenz und einen schnelleren Monatsabschluss.","ctaBlock",[],"Want to continue reading?",[],[2082],{"_uid":2083,"fields":2084,"component":1760,"submitUrl":2106,"hubspotFormId":1762,"successMessage":1763,"horizontalAlign":53,"onSubmitSegmentEvent":2107},"631b3bd4-d4d7-468c-a4b2-8dbe164362b8",[2085],{"_uid":2086,"name":1732,"type":78,"label":1733,"required":42,"component":1734,"submitBtn":1735,"legalNotice":2087,"placeholder":53,"validateEmail":42,"blockPersonalEmailAddresses":29},"cc924123-e126-4829-a72a-43fcf863a045",{"type":71,"content":2088},[2089],{"type":74,"content":2090},[2091,2092,2098,2099,2105],{"text":1741,"type":78},{"text":1661,"type":78,"marks":2093},[2094],{"type":161,"attrs":2095},{"href":1654,"uuid":1653,"anchor":26,"custom":2096,"target":1747,"linktype":167,"story":2097},{},{"name":1656,"id":1657,"uuid":1653,"slug":1658,"url":1659,"full_slug":1660,"_stopResolving":42},{"text":1750,"type":78},{"text":1752,"type":78,"marks":2100},[2101],{"type":161,"attrs":2102},{"href":1667,"uuid":1666,"anchor":26,"custom":2103,"target":1747,"linktype":167,"story":2104},{},{"name":1669,"id":1670,"uuid":1666,"slug":1671,"url":1672,"full_slug":1673,"_stopResolving":42},{"text":1759,"type":78},{"id":53,"url":53,"linktype":167,"fieldtype":62,"cached_url":429,"prep":42},"website:article:blog_newsletter:form_completed","Genießen Sie, was Sie lesen?",[2110],{"cta":2111,"_uid":2126,"image":2127,"title":2129,"subtitle":2140,"component":2077},[2112],{"tag":53,"_uid":2113,"hide":29,"icon":2114,"link":2116,"type":53,"label":2124,"style":63,"component":64,"mobileLabel":53,"onClickEvent":2125,"openInANewTab":29,"horizontalFill":29},"9cd3ad49-6a07-48f7-9aa3-34022fabf2d5",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"source":26,"filename":53,"copyright":26,"fieldtype":58,"meta_data":2115},{},{"id":2117,"url":53,"linktype":167,"fieldtype":62,"cached_url":2118,"prep":42,"story":2119},"0e21aea9-1207-42a1-93a5-48a5a547b5d4","/de/platform-tour",{"name":2120,"id":2121,"uuid":2117,"slug":2122,"url":2122,"full_slug":2123,"_stopResolving":42},"Platform tour",413550505,"platform-tour","de/platform-tour","Kostenlose Tour starten","website:blog_bottom_cta_block:clicked","ebce360c-a91d-46ab-8653-18bd86bb08be",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":58,"meta_data":2128,"is_external_url":29},{},{"type":71,"content":2130},[2131],{"type":74,"attrs":2132,"content":2133},{"textAlign":26,"key":928},[2134],{"text":2135,"type":78,"marks":2136},"Neugierig, wie Spendesk funktioniert?",[2137],{"type":2064,"attrs":2138},{"class":2139},"text-item-heading text-item-heading-md","Testen Sie eine interaktive Demo und erleben Sie Ausgabenkontrolle und Freigaben von Anfang bis Ende.","Sign up to our newsletter to keep reading","Weitere Artikel zum Thema",{"id":982,"url":53,"linktype":167,"fieldtype":62,"cached_url":983,"prep":42,"story":2144},{"name":985,"id":986,"uuid":982,"slug":987,"url":988,"full_slug":989,"_stopResolving":42},"Wir veröffentlichen jede Woche neue Artikel wie diesen. Abonnieren Sie unseren Newsletter, um informiert zu bleiben.",[2147,2148],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[2150],{"cta":2151,"_uid":2152,"items":2153,"heading":2268,"reverse":29,"component":696,"sectionSettings":2289},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[2154,2215],{"_uid":2155,"title":2156,"component":644,"description":2157},"dfc0accd-ab64-464a-8597-b76754748f04","Was ist Ausgabenmanagement?",{"type":71,"content":2158},[2159,2163],{"type":74,"content":2160},[2161],{"text":2162,"type":78},"Geschäftsausgaben umfassen verschiedene Arten von Ausgaben:",{"type":507,"attrs":2164,"content":2166},{"order":2165},{"order":509},[2167,2178,2189],{"type":250,"content":2168},[2169],{"type":74,"content":2170},[2171,2175,2177],{"text":2172,"type":78,"marks":2173},"Strategische Ausgaben",[2174],{"type":183},{"text":2176,"type":78}," werden in der Regel zentralisiert und liegen in der Hand von Führungskräften. Sie werden über Rechnungen, Überweisungen und Bestellungen verwaltet.",{"type":2068},{"type":250,"content":2179},[2180],{"type":74,"content":2181},[2182,2186,2188],{"text":2183,"type":78,"marks":2184},"Operative Ausgaben",[2185],{"type":183},{"text":2187,"type":78}," werden ebenfalls zentralisiert, aber diese Ausgaben werden von Führungskräften und Beschäftigten im (beruflichen) Alltag getätigt. Dazu zählen u.a. Kartenzahlungen, monatliche Abos für Softwarelösungen, Ausgaben für Bürobedarf und Geschäftsreisen für Meetings oder Messen.",{"type":2068},{"type":250,"content":2190},[2191],{"type":74,"content":2192},[2193,2197,2199,2200,2201,2205,2207,2208,2209,2211,2212,2213],{"text":2194,"type":78,"marks":2195},"Spesen & kleinere Aufwendungen",[2196],{"type":183},{"text":2198,"type":78},": Im Gegensatz zu strategischen Ausgaben handelt es sich in dieser zweiten Kategorie um eine beträchtliche Menge an kleinen Einkäufen, die oft schwer nachzuvollziehen sind. Dazu gehören diverse Kartenzahlungen, Spesenabrechnungen und Reisekosten.",{"type":2068},{"type":2068},{"text":2202,"type":78,"marks":2203},"Ausgabenmanagement beschreibt den Prozess, mit dem Unternehmen ihre Geschäftsausgaben verwalten",[2204],{"type":183},{"text":2206,"type":78},". Es berücksichtigt den gesamten End-to-End-Prozess, d.h. das Einholen einer Genehmigung durch die Mitarbeitenden, die Bereitstellung eines Zahlungsmittels, das Einreichen und Bearbeiten von Rechnungen, das Einreichen und die Rückerstattung von Spesenabrechnungen, sowie den Abgleich von Quittungen und Rechnungen zur Zuweisung der richtigen Kostenstellen, Sachkonten und Mehrwertsteuersätze durch die Buchhaltung.",{"type":2068},{"type":2068},{"text":2210,"type":78},"Tools zur Ausgabenverwaltung werden notwendig, wenn die Zahl der Beschäftigten steigt und der Bedarf an klaren Prozessen, Übersicht und Kontrolle für die Finanzteams wächst.",{"type":2068},{"type":2068},{"text":2214,"type":78},"Die Beschäftigten brauchen flexible, benutzerfreundliche Lösungen, um Ausgaben zu tätigen. So verlieren sie keine wertvolle Zeit und können sich auf wichtigere Tätigkeiten konzentrieren.",{"_uid":2216,"title":2217,"component":644,"description":2218},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","Wie funktioniert Spendesk?",{"type":71,"content":2219},[2220],{"type":74,"content":2221},[2222,2224,2225,2226,2230,2231,2233,2234,2235,2237,2238,2239,2243,2244,2246,2247,2248,2250,2251,2252,2254,2258,2260,2261,2262,2264,2265,2266],{"text":2223,"type":78},"Spendesk bietet modernen Unternehmen die passenden Zahlungsmethoden und eine leistungsstarke Plattform zur Verwaltung von Ausgaben. Dazu gehören Debitkarten als Ersatz für altmodische Firmenkreditkarten, virtuelle Karten für Online-Zahlungen und automatisierte Spesenabrechnungen.",{"type":2068},{"type":2068},{"text":2227,"type":78,"marks":2228},"Für Beschäftigte",[2229],{"type":183},{"type":2068},{"text":2232,"type":78},"Die Teammitglieder müssen Ausgaben nicht mehr aus eigener Tasche vorstrecken. Stattdessen fragen Sie einen Betrag für einen bestimmten Kauf an und können die Zahlung mit ihrer (physischen) Spendesk-Karte oder einer virtuellen Karte durchführen.",{"type":2068},{"type":2068},{"text":2236,"type":78},"Wenn die Beschäftigten aus irgendeinem Grund ihre Spendesk-Karte nicht verwenden können, machen sie über die mobile Spendesk-App ein Foto der Quittung und erstellen direkt unterwegs eine digitale Spesenabrechnung. Diese wird zur Validierung direkt an die Führungskraft, und dann weiter an das Finanzteam geschickt.",{"type":2068},{"type":2068},{"text":2240,"type":78,"marks":2241},"Für Finanzteams",[2242],{"type":183},{"type":2068},{"text":2245,"type":78},"Alle Beschäftigten haben ihr eigenes Spendesk-Profil und eine eigene Spesenkarte, die mit einem bestimmten Betrag aufgeladen wird. Im Gegensatz zur Firmenkreditkarte wissen Sie also immer, wer gerade wo Firmengelder ausgibt.",{"type":2068},{"type":2068},{"text":2249,"type":78},"Über die Plattform können Controller:innen Ausgabenlimits und Vorab-Freigaben für die Mitarbeitende festlegen. C-Level-Führungskräfte oder Manager:innen können dabei ein anderes Niveau an vorab genehmigten Ausgaben haben als die restlichen Beschäftigten. Wenn ein Teammitglied sein vorab freigegebenes Budget überschreiten möchte, kann über die mobile App oder die Plattform online eine Anfrage an die entsprechende Führungskraft gestellt werden.",{"type":2068},{"type":2068},{"text":2253,"type":78},"Wenn eine Ausgabe mit einer Spendesk-Karte getätigt wird, macht der/die Mitarbeitende beim Kauf einfach ",{"text":2255,"type":78,"marks":2256},"ein Foto von der Quittung",[2257],{"type":183},{"text":2259,"type":78},". So gehen keine Belege mehr verloren.",{"type":2068},{"type":2068},{"text":2263,"type":78},"Finanzteams können die Ausgaben des Unternehmens in Echtzeit einsehen und fehlende Quittungen oder Rechnungen nachverfolgen, indem sie über die Plattform Erinnerungen an die Beschäftigten senden.",{"type":2068},{"type":2068},{"text":2267,"type":78},"Auch die Überprüfung von Ausgaben ist einfacher, da Ausgaben gruppiert werden können. Das Finanzteam kann vor dem Export in die Buchhaltungssoftware außerdem direkt in Spendesk die richtigen Mehrwertsteuersätze und Sachkonten zuweisen. Spendesk macht das Ausgabenmanagement intuitiv einfach und effizient.",[2269],{"cta":2270,"_uid":2271,"title":2272,"eyebrow":2279,"subtitle":2282,"component":202,"textAlign":53,"sectionSettings":2288,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":53},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":71,"content":2273},[2274],{"type":202,"attrs":2275,"content":2276},{"level":204},[2277],{"text":2278,"type":78},"Nutzen Sie Spendesk",{"type":71,"content":2280},[2281],{"type":74},{"type":71,"content":2283},[2284],{"type":74,"content":2285},[2286],{"text":2287,"type":78},"Schließen Sie Ihre Buchhaltung 4x schneller ab, sammeln Sie über 95 % der Belege pünktlich und erhalten Sie 100 % Transparenz über die Unternehmensausgaben.",[],[],"Weitere Artikel","Inhaltsverzeichnis",[2293,2351,2498,2675],{"name":2294,"created_at":2295,"published_at":2296,"updated_at":2297,"id":2298,"uuid":2299,"content":2300,"slug":2339,"full_slug":2340,"sort_by_date":26,"position":2341,"tag_list":2342,"is_startpage":29,"parent_id":709,"meta_data":26,"group_id":2343,"first_published_at":2344,"release_id":26,"lang":33,"path":26,"alternates":2345,"default_full_slug":2346,"translated_slugs":2347},"Alternativen zur Firmenkreditkarte: Smarte Zahlungsmittel für Unternehmen","2022-10-24T16:25:55.098Z","2026-09-25T11:18:58.916Z","2026-09-25T11:18:58.932Z",208782390,"848b1cc8-8695-4947-8a84-88b4b452950f",{"_uid":2301,"title":2294,"topics":2302,"category":2319,"language":2328,"component":612,"heroMedia":2329,"publishedAt":2336,"readingTime":2337,"redirectUrl":53,"listingImage":2338,"metaDescription":53},"46cadd6b-0569-4bbc-a7d7-e3174106ac86",[2303,2311],{"name":94,"created_at":95,"published_at":96,"updated_at":97,"id":98,"uuid":99,"content":2304,"slug":111,"full_slug":112,"sort_by_date":26,"position":113,"tag_list":2305,"is_startpage":29,"parent_id":115,"meta_data":26,"group_id":116,"first_published_at":117,"release_id":26,"lang":33,"path":26,"alternates":2306,"default_full_slug":119,"translated_slugs":2307,"_stopResolving":42},{"_uid":109,"name":110,"component":23},[],[],[2308,2309,2310],{"path":119,"name":26,"lang":38,"published":26},{"path":119,"name":26,"lang":33,"published":42},{"path":119,"name":26,"lang":41,"published":26},{"name":125,"created_at":126,"published_at":127,"updated_at":128,"id":129,"uuid":130,"content":2312,"slug":139,"full_slug":140,"sort_by_date":26,"position":141,"tag_list":2313,"is_startpage":29,"parent_id":115,"meta_data":26,"group_id":143,"first_published_at":144,"release_id":26,"lang":33,"path":26,"alternates":2314,"default_full_slug":146,"translated_slugs":2315,"_stopResolving":42},{"_uid":138,"name":125,"component":23,"hubspotId":53},[],[],[2316,2317,2318],{"path":146,"name":26,"lang":38,"published":26},{"path":146,"name":26,"lang":33,"published":26},{"path":146,"name":26,"lang":41,"published":26},{"name":600,"created_at":601,"published_at":16,"updated_at":602,"id":603,"uuid":604,"content":2320,"slug":612,"full_slug":613,"sort_by_date":26,"position":27,"tag_list":2322,"is_startpage":29,"parent_id":615,"meta_data":26,"group_id":616,"first_published_at":617,"release_id":26,"lang":33,"path":26,"alternates":2323,"default_full_slug":619,"translated_slugs":2324,"_stopResolving":42},{"_uid":606,"icon":2321,"name":600,"component":611},{"id":608,"alt":609,"name":53,"focus":53,"title":53,"filename":610,"copyright":53,"fieldtype":58,"is_external_url":29},[],[],[2325,2326,2327],{"path":619,"name":26,"lang":38,"published":26},{"path":619,"name":26,"lang":33,"published":26},{"path":619,"name":26,"lang":41,"published":26},[33],[2330],{"_uid":2331,"asset":2332,"shadow":29,"caption":53,"overlay":2335,"component":631},"db21b233-ae09-4dd0-b9cd-fec489ab8263",{"alt":2333,"name":53,"focus":53,"title":53,"filename":2334,"copyright":53,"fieldtype":58,"is_external_url":29},"modern_corporate_card Cropped","https://a.storyblok.com/f/146026/7763x4367/4027521b04/modern_corporate_card-20cropped.png",[],"2021-04-27 08:30","4",[],"firmenkreditkarte-alternativen","de/blog/firmenkreditkarte-alternativen",6950,[],"9cc2f61b-5bf1-4d76-818d-2a536d98f804","2022-11-04T11:14:11.232Z",[],"blog/firmenkreditkarte-alternativen",[2348,2349,2350],{"path":2346,"name":26,"lang":38,"published":26},{"path":2346,"name":26,"lang":33,"published":26},{"path":2346,"name":26,"lang":41,"published":26},{"name":2352,"created_at":2353,"published_at":2354,"updated_at":2355,"id":2356,"uuid":2357,"content":2358,"slug":111,"full_slug":2488,"sort_by_date":26,"position":2489,"tag_list":2490,"is_startpage":29,"parent_id":709,"meta_data":26,"group_id":2491,"first_published_at":711,"release_id":26,"lang":33,"path":26,"alternates":2492,"default_full_slug":2493,"translated_slugs":2494},"Die Firmenkreditkarte – Geschäftsausgaben von überall abwickeln","2022-10-24T17:00:45.267Z","2026-11-03T12:14:50.098Z","2026-11-03T12:14:50.134Z",208802963,"948770af-8cf3-4580-8db4-e37ef559c055",{"_uid":2359,"title":2352,"topics":2360,"noIndex":29,"category":2377,"language":2386,"component":612,"heroMedia":2387,"publishedAt":2393,"readingTime":634,"redirectUrl":53,"listingImage":2394,"metaDescription":2395,"bottomArticleCta":2396,"componentsAfterTheArticle":2423},"a80bf231-143e-4564-922c-b0899a2a890b",[2361,2369],{"name":94,"created_at":95,"published_at":96,"updated_at":97,"id":98,"uuid":99,"content":2362,"slug":111,"full_slug":112,"sort_by_date":26,"position":113,"tag_list":2363,"is_startpage":29,"parent_id":115,"meta_data":26,"group_id":116,"first_published_at":117,"release_id":26,"lang":33,"path":26,"alternates":2364,"default_full_slug":119,"translated_slugs":2365,"_stopResolving":42},{"_uid":109,"name":110,"component":23},[],[],[2366,2367,2368],{"path":119,"name":26,"lang":38,"published":26},{"path":119,"name":26,"lang":33,"published":42},{"path":119,"name":26,"lang":41,"published":26},{"name":125,"created_at":126,"published_at":127,"updated_at":128,"id":129,"uuid":130,"content":2370,"slug":139,"full_slug":140,"sort_by_date":26,"position":141,"tag_list":2371,"is_startpage":29,"parent_id":115,"meta_data":26,"group_id":143,"first_published_at":144,"release_id":26,"lang":33,"path":26,"alternates":2372,"default_full_slug":146,"translated_slugs":2373,"_stopResolving":42},{"_uid":138,"name":125,"component":23,"hubspotId":53},[],[],[2374,2375,2376],{"path":146,"name":26,"lang":38,"published":26},{"path":146,"name":26,"lang":33,"published":26},{"path":146,"name":26,"lang":41,"published":26},{"name":600,"created_at":601,"published_at":16,"updated_at":602,"id":603,"uuid":604,"content":2378,"slug":612,"full_slug":613,"sort_by_date":26,"position":27,"tag_list":2380,"is_startpage":29,"parent_id":615,"meta_data":26,"group_id":616,"first_published_at":617,"release_id":26,"lang":33,"path":26,"alternates":2381,"default_full_slug":619,"translated_slugs":2382,"_stopResolving":42},{"_uid":606,"icon":2379,"name":600,"component":611},{"id":608,"alt":609,"name":53,"focus":53,"title":53,"filename":610,"copyright":53,"fieldtype":58,"is_external_url":29},[],[],[2383,2384,2385],{"path":619,"name":26,"lang":38,"published":26},{"path":619,"name":26,"lang":33,"published":26},{"path":619,"name":26,"lang":41,"published":26},[33],[2388],{"_uid":2389,"asset":2390,"shadow":29,"caption":53,"overlay":2392,"component":631},"4da1d5b7-8e13-4a92-999b-1914d592bd25",{"alt":53,"name":53,"focus":53,"title":53,"filename":2391,"copyright":53,"fieldtype":58,"is_external_url":29},"https://a.storyblok.com/f/146026/1200x675/658f877f5a/firmenkreditkarten.png",[],"2023-08-08 00:00",[],"Die Firmenkreditkarte - alles, was Sie über die Corporate Card wissen müssen. Anbieter, Kartentypen und mehr. Jetzt lesen!",[2397],{"cta":2398,"_uid":2405,"image":2406,"title":2411,"subtitle":2140,"component":2077,"imageFullWidth":42},[2399],{"tag":2124,"_uid":2400,"hide":29,"icon":2401,"link":2403,"type":53,"label":2124,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29},"4dab2a55-fea1-45fa-b98c-495f3900f619",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"source":26,"filename":53,"copyright":26,"fieldtype":58,"meta_data":2402},{},{"id":2117,"url":53,"linktype":167,"fieldtype":62,"cached_url":2118,"prep":42,"story":2404},{"name":2120,"id":2121,"uuid":2117,"slug":2122,"url":2122,"full_slug":2123,"_stopResolving":42},"383693d4-ff2a-4147-81f9-63d8c1632264",{"id":2407,"alt":53,"name":53,"focus":53,"title":53,"source":53,"filename":2408,"copyright":53,"fieldtype":58,"meta_data":2409,"is_external_url":29},221731183412899,"https://a.storyblok.com/f/146026/3400x930/bfca29ca0b/made_in_europe_banner_de_2x.webp",{"size":2410},"3400x930",{"type":71,"attrs":2412,"content":2413},{"backgroundColor":26},[2414],{"type":74,"attrs":2415,"content":2416},{"textAlign":26},[2417],{"text":2418,"type":78,"marks":2419},"Firmenkreditkarten und Ausgaben besser steuern",[2420],{"type":2064,"attrs":2421},{"class":2422},"patron-heading-2",[2424],{"_uid":2425,"items":2426,"heading":2463,"reverse":29,"component":696,"sectionSettings":2482},"263e5c30-bc65-4356-9849-bfba9a283377",[2427,2436,2445,2454],{"_uid":2428,"title":2429,"component":644,"description":2430},"77d70793-7d02-4404-9f3e-989b30b7f0fe","Was ist eine Firmenkreditkarte und wie funktioniert sie?",{"type":71,"content":2431},[2432],{"type":74,"content":2433},[2434],{"text":2435,"type":78},"Eine Firmenkreditkarte ist eine Geschäftskarte, mit der Unternehmen Ausgaben zentral bezahlen und überwachen können. Spendesk bietet physische und virtuelle Firmenkarten mit Echtzeit-Transaktionsübersicht, konfigurierbaren Ausgabelimits und automatischer Belegzuordnung, sodass Finanzteams Zahlungen kontrollieren und Spesenprozesse ohne manuelle Nachbearbeitung verwalten können. Das schafft transparente Kostenkontrolle für Buchhaltung und Führungskräfte.",{"_uid":2437,"title":2438,"component":644,"description":2439},"50c37f45-2ce5-451a-85f9-63204c993a72","Welche Vorteile haben virtuelle Firmenkreditkarten gegenüber physischen Karten?",{"type":71,"content":2440},[2441],{"type":74,"content":2442},[2443],{"text":2444,"type":78},"Virtuelle Firmenkreditkarten bieten sofortige Kartenerstellung und individuelle Kartennummern pro Kauf oder Lieferant für bessere Kontrolle. Spendesk stellt virtuelle Karten bereit, die sich per Klick erzeugen, mit Budgetlimits und Händlerbeschränkungen versehen und sofort gesperrt werden können, wodurch Finanzteams Projekte granular budgetieren und Betrugsrisiken effizient reduzieren.",{"_uid":2446,"title":2447,"component":644,"description":2448},"156d802d-fdea-4eb0-8938-be48c5f6eced","Wie integriere ich Firmenkreditkartentransaktionen in die Buchhaltung?",{"type":71,"content":2449},[2450],{"type":74,"content":2451},[2452],{"text":2453,"type":78},"Spendesk automatisiert die Integration von Firmenkartentransaktionen in die Buchhaltung durch automatische Belegverknüpfung, kategorisierte Transaktionsdaten und standardisierte Exportformate. Spendesk liefert CSV-/API-Exporte und ein lückenloses Audit-Trail mit Zeitstempeln und Genehmigungsprotokollen, sodass Buchhaltungs- und Controlling-Teams Monatsabschlüsse schneller abgleichen und Prüfpfade ohne manuelle Nacharbeit erstellen.",{"_uid":2455,"title":2456,"component":644,"description":2457},"15262242-f8da-4de7-b095-8341a6f878e6","Welche Sicherheits- und Kontrollebenen bieten Firmenkreditkarten?",{"type":71,"content":2458},[2459],{"type":74,"content":2460},[2461],{"text":2462,"type":78},"Spendesk bietet mehrere Sicherheits- und Kontrollebenen für Firmenkreditkarten, darunter anpassbare Ausgabelimits, Händlerkategorie-Sperren, mehrstufige Genehmigungsworkflows und Echtzeit-Benachrichtigungen bei Transaktionen. Spendesk ermöglicht das sofortige Sperren oder Deaktivieren einzelner Karten und protokolliert alle Aktionen, sodass Compliance-Teams Richtlinien durchsetzen und unautorisierte Ausgaben schnell erkennen und stoppen können.",[2464],{"cta":2465,"_uid":2466,"title":2467,"eyebrow":2475,"subtitle":2478,"component":202,"textAlign":53,"sectionSettings":2481,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":53},[],"122ff372-7a66-499d-b15e-7dc45eb43653",{"type":71,"attrs":2468,"content":2469},{"backgroundColor":26},[2470],{"type":202,"attrs":2471,"content":2472},{"level":204,"textAlign":26},[2473],{"text":2474,"type":78},"Häufige Fragen zu Firmenkreditkarten",{"type":71,"content":2476},[2477],{"type":74},{"type":71,"content":2479},[2480],{"type":74},[],[2483],{"_uid":2484,"hide":29,"theme":700,"anchorId":53,"component":701,"spacingTop":53,"hideOnDevices":2485,"spacingBottom":53,"floatingImages":2486,"variableOverrides":2487},"2f39c2ff-6dfa-4165-ad51-aafff55bdf84",[],[],[],"de/blog/firmenkreditkarte",4600,[],"7c1316bc-68d4-4962-a292-2a0831cd2505",[],"blog/firmenkreditkarte",[2495,2496,2497],{"path":2493,"name":26,"lang":38,"published":26},{"path":2493,"name":26,"lang":33,"published":42},{"path":2493,"name":26,"lang":41,"published":26},{"name":2499,"created_at":2500,"published_at":2501,"updated_at":2502,"id":2503,"uuid":2504,"content":2505,"slug":2663,"full_slug":2664,"sort_by_date":26,"position":2665,"tag_list":2666,"is_startpage":29,"parent_id":709,"meta_data":26,"group_id":2667,"first_published_at":2668,"release_id":26,"lang":33,"path":26,"alternates":2669,"default_full_slug":2670,"translated_slugs":2671},"Geschäftskarten im Vergleich: Gebühren, Zahlungsziele und Ausgabenkontrolle","2026-10-16T08:25:36.914Z","2026-10-16T12:17:14.299Z","2026-10-16T12:17:14.349Z",231217303239002,"2d5f1bd7-3aea-4506-8245-a4baa2b7d64e",{"_uid":2506,"title":2499,"topics":2507,"noIndex":29,"category":2516,"language":2525,"component":612,"heroMedia":2526,"publishedAt":2527,"redirectUrl":53,"leadwallForm":2528,"listingImage":2529,"leadwallTitle":53,"metaDescription":2539,"bottomArticleCta":2540,"leadwallSubtitle":53,"isLeadwallEnabled":29,"componentsAfterTheArticle":2567,"leadwallVisibleParagraphs":53},"8cf4a8f8-ddcb-4047-b349-369e90d9bc2a",[2508],{"name":94,"created_at":95,"published_at":96,"updated_at":97,"id":98,"uuid":99,"content":2509,"slug":111,"full_slug":112,"sort_by_date":26,"position":113,"tag_list":2510,"is_startpage":29,"parent_id":115,"meta_data":26,"group_id":116,"first_published_at":117,"release_id":26,"lang":33,"path":26,"alternates":2511,"default_full_slug":119,"translated_slugs":2512,"_stopResolving":42},{"_uid":109,"name":110,"component":23},[],[],[2513,2514,2515],{"path":119,"name":26,"lang":38,"published":26},{"path":119,"name":26,"lang":33,"published":42},{"path":119,"name":26,"lang":41,"published":26},{"name":600,"created_at":601,"published_at":16,"updated_at":602,"id":603,"uuid":604,"content":2517,"slug":612,"full_slug":613,"sort_by_date":26,"position":27,"tag_list":2519,"is_startpage":29,"parent_id":615,"meta_data":26,"group_id":616,"first_published_at":617,"release_id":26,"lang":33,"path":26,"alternates":2520,"default_full_slug":619,"translated_slugs":2521,"_stopResolving":42},{"_uid":606,"icon":2518,"name":600,"component":611},{"id":608,"alt":609,"name":53,"focus":53,"title":53,"filename":610,"copyright":53,"fieldtype":58,"is_external_url":29},[],[],[2522,2523,2524],{"path":619,"name":26,"lang":38,"published":26},{"path":619,"name":26,"lang":33,"published":26},{"path":619,"name":26,"lang":41,"published":26},[33],[],"2026-10-16 00:00",[],[2530],{"_uid":2531,"link":2532,"asset":2533,"caption":53,"component":631},"b95a1631-c364-4f77-81a9-42a9893d156f",{"id":53,"url":53,"linktype":167,"fieldtype":62,"cached_url":429,"prep":42},{"id":2534,"alt":2535,"name":53,"focus":53,"title":2536,"source":53,"filename":2537,"copyright":730,"fieldtype":58,"meta_data":2538,"is_external_url":29},231274188442623,"Grafische Darstellung einer Geschäftskarte mit Symbolen für sichere und kontrollierte Unternehmensausgaben","Geschäftskarten im Vergleich: Gebühren und Ausgabenkontrolle","https://a.storyblok.com/f/146026/1536x1024/88d15b062c/titelbild-geschaeftskarten-ohne-waage-ohne-zettel.png",{"alt":2535,"title":2536,"copyright":730},"Geschäftskarten im Vergleich: Gebühren, Cashback, Zahlungsziele und Ausgabenkontrolle. Erfahren Sie, welche Firmenkarte zu Ihrem Unternehmen passt.",[2541],{"cta":2542,"_uid":2549,"image":2550,"title":2552,"subtitle":2566,"component":2077,"imageFullWidth":29},[2543],{"tag":53,"_uid":2544,"hide":29,"icon":2545,"link":2547,"type":53,"label":1349,"style":63,"component":64,"mobileLabel":53,"onClickEvent":53,"openInANewTab":29,"horizontalFill":29,"isDownloadable":29},"b89d2dd3-52d5-4b5d-922e-308ea5d0d5c1",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"source":26,"filename":53,"copyright":26,"fieldtype":58,"meta_data":2546},{},{"id":1342,"url":53,"linktype":167,"fieldtype":62,"cached_url":591,"prep":42,"story":2548},{"name":1344,"id":1345,"uuid":1342,"slug":1346,"url":1347,"full_slug":1348,"_stopResolving":42},"07ebb9f3-7d44-413a-8f66-8e115d2c8b58",{"id":26,"alt":26,"name":53,"focus":26,"title":26,"source":26,"filename":53,"copyright":26,"fieldtype":58,"meta_data":2551},{},{"type":71,"attrs":2553,"content":2554},{"backgroundColor":26},[2555],{"type":74,"attrs":2556,"content":2557},{"textAlign":26},[2558],{"text":2559,"type":78,"marks":2560},"Geschäftskarten mit mehr Kontrolle verwalten",[2561,2564],{"type":1790,"attrs":2562},{"color":2563},"oklch(0.206 0.005 67.543)",{"type":2064,"attrs":2565},{"class":2139},"Vergleichen Sie Geschäftskarten nicht nur nach Gebühren und Cashback. Mit Spendesk verbinden Sie Firmenkarten mit Budgets, Freigaben und Belegen. So behält Ihr Finanzteam Ausgaben im Blick und reduziert manuelle Nacharbeit beim Monatsabschluss.",[2568],{"cta":2569,"_uid":2570,"items":2571,"heading":2642,"reverse":29,"component":696,"sectionSettings":2662},[],"6cf537d8-6c03-4972-806d-13a8261ff8c8",[2572,2586,2600,2614,2628],{"_uid":2573,"hide":29,"title":2574,"component":644,"description":2575},"2032d829-aff2-4bcc-a616-7884459a1a0b","Was kostet eine Geschäftskarte pro Jahr?",{"type":71,"attrs":2576,"content":2577},{"backgroundColor":26},[2578],{"type":74,"attrs":2579,"content":2580},{"textAlign":26},[2581],{"text":2582,"type":78,"marks":2583},"Die Kosten hängen vom Anbieter und Kartentyp ab. In diesem Vergleich reichen die Jahresgebühren von 24 Euro für die Deutsche Bank BusinessCard Direct nach dem ersten Jahr bis zu 850 Euro für die American Express Business Platinum Card. Miles & More berechnet für die Blue Credit Card Business 5,50 Euro pro Monat und für die Gold Credit Card Business 11,50 Euro pro Monat.",[2584],{"type":1790,"attrs":2585},{"color":2062},{"_uid":2587,"hide":29,"title":2588,"component":644,"description":2589},"9c90d4ff-d904-45c3-9dbb-7125e43db0ed","Was ist der Unterschied zwischen einer Kreditkarte und einer Debitkarte?",{"type":71,"attrs":2590,"content":2591},{"backgroundColor":26},[2592],{"type":74,"attrs":2593,"content":2594},{"textAlign":26},[2595],{"text":2596,"type":78,"marks":2597},"Eine Kreditkarte sammelt Umsätze und belastet das Geschäftskonto später. Eine Debitkarte bucht den Betrag in der Regel direkt vom Konto ab. Dadurch entsteht bei einer Debitkarte kein Kreditrahmen aus der Kartennutzung. Eine Prepaid-Karte nutzt ein vorher bereitgestelltes Budget.",[2598],{"type":1790,"attrs":2599},{"color":2062},{"_uid":2601,"hide":29,"title":2602,"component":644,"description":2603},"78b6f22d-c175-4fb0-9840-e605bf713a4f","Lohnt sich Cashback bei Geschäftskarten?",{"type":71,"attrs":2604,"content":2605},{"backgroundColor":26},[2606],{"type":74,"attrs":2607,"content":2608},{"textAlign":26},[2609],{"text":2610,"type":78,"marks":2611},"Cashback lohnt sich nur, wenn die Rückvergütung die Jahresgebühr und weitere Kosten übersteigt. Bei der Commerzbank Business Card Premium liegt der rechnerische Break-even bei rund 14.528 Euro Händlerumsatz pro Jahr. Entscheidend sind die konkreten Bedingungen der jeweiligen Karte.",[2612],{"type":1790,"attrs":2613},{"color":2062},{"_uid":2615,"hide":29,"title":2616,"component":644,"description":2617},"bf70d497-d8a4-4c9a-90a5-9578bd95b2bc","Ist die Kreditkartenabrechnung ein ausreichender Beleg?",{"type":71,"attrs":2618,"content":2619},{"backgroundColor":26},[2620],{"type":74,"attrs":2621,"content":2622},{"textAlign":26},[2623],{"text":2624,"type":78,"marks":2625},"Nicht automatisch. Die Kartenabrechnung dokumentiert die Belastung, ersetzt aber nicht zwingend die Rechnung oder den Kassenbeleg des Anbieters. Bewahren Sie den passenden Beleg zur jeweiligen Transaktion auf und ordnen Sie ihn der Kartenzahlung zu.",[2626],{"type":1790,"attrs":2627},{"color":2062},{"_uid":2629,"hide":29,"title":2630,"component":644,"description":2631},"81d48b3f-82f6-4fad-98e9-1970e0d6bb87","Wie wichtig sind Freigaben und Belege?",{"type":71,"attrs":2632,"content":2633},{"backgroundColor":26},[2634],{"type":74,"attrs":2635,"content":2636},{"textAlign":26},[2637],{"text":2638,"type":78,"marks":2639},"Je mehr Personen Karten nutzen, desto wichtiger werden Limits, Freigaben und Belegpflichten. Eine Karte mit Cashback kann günstiger wirken, verursacht aber zusätzliche Arbeit, wenn das Finanzteam fehlende Belege, unklare Kostenstellen oder nicht mehr benötigte Abos nachträglich klären muss.",[2640],{"type":1790,"attrs":2641},{"color":2062},[2643],{"cta":2644,"_uid":2645,"title":2646,"layout":53,"eyebrow":2654,"subtitle":2657,"component":202,"textAlign":53,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":2660,"sectionSettings":2661,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":53},[],"e40adc4a-0799-4f19-911b-01f144e26cbf",{"type":71,"attrs":2647,"content":2648},{"backgroundColor":26},[2649],{"type":202,"attrs":2650,"content":2651},{"level":204,"textAlign":26},[2652],{"text":2653,"type":78},"Häufige Fragen zu Geschäftskarten",{"type":71,"content":2655},[2656],{"type":74},{"type":71,"content":2658},[2659],{"type":74},[],[],[],"geschaeftskarten-gebuehren-zahlungsziele-ausgabenkontrolle","de/blog/geschaeftskarten-gebuehren-zahlungsziele-ausgabenkontrolle",-3720,[],"a577cbdb-e11d-462f-b6cc-ac5bf0192fe5","2026-10-16T09:38:26.206Z",[],"blog/geschaeftskarten-gebuehren-zahlungsziele-ausgabenkontrolle",[2672,2673,2674],{"path":2670,"name":26,"lang":38,"published":26},{"path":2670,"name":26,"lang":33,"published":26},{"path":2670,"name":26,"lang":41,"published":26},{"name":2676,"created_at":2677,"published_at":2678,"updated_at":2679,"id":2680,"uuid":2681,"content":2682,"slug":2841,"full_slug":2842,"sort_by_date":26,"position":2843,"tag_list":2844,"is_startpage":29,"parent_id":709,"meta_data":26,"group_id":2845,"first_published_at":2846,"release_id":26,"lang":33,"path":26,"alternates":2847,"default_full_slug":2848,"translated_slugs":2849},"Virtuelle Einmalkarte: Sichere Onlinezahlungen für Unternehmen","2026-08-22T07:19:52.918Z","2026-09-25T11:59:49.150Z","2026-09-25T11:59:49.184Z",211736956622449,"93cff5be-fa2a-418e-8126-2c554bf59a33",{"_uid":2683,"title":2676,"topics":2684,"noIndex":29,"category":2693,"language":2702,"component":612,"heroMedia":2703,"publishedAt":2704,"redirectUrl":53,"listingImage":2705,"metaDescription":2715,"bottomArticleCta":2716,"componentsAfterTheArticle":2717},"6ab7a872-8599-4669-9416-09f42997e1da",[2685],{"name":94,"created_at":95,"published_at":96,"updated_at":97,"id":98,"uuid":99,"content":2686,"slug":111,"full_slug":112,"sort_by_date":26,"position":113,"tag_list":2687,"is_startpage":29,"parent_id":115,"meta_data":26,"group_id":116,"first_published_at":117,"release_id":26,"lang":33,"path":26,"alternates":2688,"default_full_slug":119,"translated_slugs":2689,"_stopResolving":42},{"_uid":109,"name":110,"component":23},[],[],[2690,2691,2692],{"path":119,"name":26,"lang":38,"published":26},{"path":119,"name":26,"lang":33,"published":42},{"path":119,"name":26,"lang":41,"published":26},{"name":600,"created_at":601,"published_at":16,"updated_at":602,"id":603,"uuid":604,"content":2694,"slug":612,"full_slug":613,"sort_by_date":26,"position":27,"tag_list":2696,"is_startpage":29,"parent_id":615,"meta_data":26,"group_id":616,"first_published_at":617,"release_id":26,"lang":33,"path":26,"alternates":2697,"default_full_slug":619,"translated_slugs":2698,"_stopResolving":42},{"_uid":606,"icon":2695,"name":600,"component":611},{"id":608,"alt":609,"name":53,"focus":53,"title":53,"filename":610,"copyright":53,"fieldtype":58,"is_external_url":29},[],[],[2699,2700,2701],{"path":619,"name":26,"lang":38,"published":26},{"path":619,"name":26,"lang":33,"published":26},{"path":619,"name":26,"lang":41,"published":26},[33],[],"2026-08-24 00:00",[2706],{"_uid":2707,"asset":2708,"caption":53,"component":631},"f33268e6-026b-4f0b-8002-15b8f0a0e343",{"id":2709,"alt":2710,"name":53,"focus":53,"title":2711,"source":53,"filename":2712,"copyright":730,"fieldtype":58,"meta_data":2713,"is_external_url":29},212502123177017,"Indigoblaue Gravur einer virtuellen Einmalkarte an einem Zahlungsterminal als Symbol für begrenzte, kontrollierte und sichere Onlinezahlungen.","Virtuelle Einmalkarte für sichere Onlinezahlungen","https://a.storyblok.com/f/146026/2528x1696/61596eea22/virtuelle-einmalkarten-titelbild.jpg",{"alt":2710,"size":2714,"title":2711,"source":53,"copyright":730},"2528x1696","Virtuelle Einmalkarten sichern einmalige Lieferantenzahlungen und Onlinekäufe. Erfahren Sie, wie Freigaben, Limits und Belegzuordnung funktionieren.",[],[2718],{"cta":2719,"_uid":2720,"items":2721,"heading":2820,"reverse":29,"component":696,"sectionSettings":2840},[],"32c261dc-b2f4-40e5-ab84-ef692a6e2964",[2722,2736,2750,2764,2778,2792,2806],{"_uid":2723,"hide":29,"title":2724,"component":644,"description":2725},"092d2bf5-1b4e-4bf4-853f-40c69b072506","Was ist eine virtuelle Einmalkarte?",{"type":71,"attrs":2726,"content":2727},{"backgroundColor":26},[2728],{"type":74,"attrs":2729,"content":2730},{"textAlign":26},[2731],{"text":2732,"type":78,"marks":2733},"Eine virtuelle Einmalkarte ist ein digitaler Kartendatensatz, der für einen einzelnen genehmigten Zahlungsvorgang vorgesehen ist. Nach erfolgreicher Nutzung oder Ablauf ist sie in der Regel nicht erneut verwendbar.",[2734],{"type":1790,"attrs":2735},{"color":2062},{"_uid":2737,"hide":29,"title":2738,"component":644,"description":2739},"b3e57b18-fa1a-46b5-8b56-1a2086725f81","Ist eine virtuelle Einmalkarte eine Kreditkarte?",{"type":71,"attrs":2740,"content":2741},{"backgroundColor":26},[2742],{"type":74,"attrs":2743,"content":2744},{"textAlign":26},[2745],{"text":2746,"type":78,"marks":2747},"Nein. Sie funktioniert normalerweise nach dem Debit- oder Prepaid-Prinzip und ist durch einen vorher verfügbaren oder genehmigten Betrag begrenzt.",[2748],{"type":1790,"attrs":2749},{"color":2062},{"_uid":2751,"hide":29,"title":2752,"component":644,"description":2753},"86530bb5-f1c9-4984-a428-ab3b70d48aef","Kann ich mit einer Einmalkarte neue Lieferant:innen bezahlen?",{"type":71,"attrs":2754,"content":2755},{"backgroundColor":26},[2756],{"type":74,"attrs":2757,"content":2758},{"textAlign":26},[2759],{"text":2760,"type":78,"marks":2761},"Ja. Sie eignet sich besonders für einmalige Zahlungen an neue Lieferanten, weil keine dauerhaft nutzbare Kartennummer hinterlegt werden muss. Die Lieferantenprüfung bleibt trotzdem erforderlich.",[2762],{"type":1790,"attrs":2763},{"color":2062},{"_uid":2765,"hide":29,"title":2766,"component":644,"description":2767},"20c1d395-ed9e-4ee5-ab3e-274eca4ce6de","Verhindert eine Einmalkarte automatisch die Verlängerung eines Software-Abos?",{"type":71,"attrs":2768,"content":2769},{"backgroundColor":26},[2770],{"type":74,"attrs":2771,"content":2772},{"textAlign":26},[2773],{"text":2774,"type":78,"marks":2775},"Sie kann das Risiko einer ungewollten Folgebelastung reduzieren, weil die Kartennummer nach der erfolgreichen Zahlung nicht dauerhaft verwendet werden kann. Eine Prüfung der Vertragsbedingungen und Kündigungsfristen ersetzt sie nicht.",[2776],{"type":1790,"attrs":2777},{"color":2062},{"_uid":2779,"hide":29,"title":2780,"component":644,"description":2781},"a8ae3416-03b6-4142-b820-bbf938338f22","Was passiert, wenn der Rechnungsbetrag höher ist als das Kartenlimit?",{"type":71,"attrs":2782,"content":2783},{"backgroundColor":26},[2784],{"type":74,"attrs":2785,"content":2786},{"textAlign":26},[2787],{"text":2788,"type":78,"marks":2789},"Die Zahlung kann abgelehnt werden. Das Finanzteam sollte den abweichenden Betrag prüfen, bevor ein höheres Limit oder eine neue Karte freigegeben wird.",[2790],{"type":1790,"attrs":2791},{"color":2062},{"_uid":2793,"hide":29,"title":2794,"component":644,"description":2795},"af98866a-19d2-456a-a289-923f88a901b7","Wie wird eine Einmalkarten-Zahlung verbucht?",{"type":71,"attrs":2796,"content":2797},{"backgroundColor":26},[2798],{"type":74,"attrs":2799,"content":2800},{"textAlign":26},[2801],{"text":2802,"type":78,"marks":2803},"Die Zahlung wird wie eine andere Kartentransaktion erfasst. Entscheidend sind die korrekte Zuordnung von Beleg, Lieferant, Kostenstelle und Ausgabenkategorie sowie die anschließende Übergabe an die Buchhaltung.",[2804],{"type":1790,"attrs":2805},{"color":2062},{"_uid":2807,"hide":29,"title":2808,"component":644,"description":2809},"c81f6c90-3035-4081-8fbb-ac0d66108475","Wann ist eine wiederkehrende virtuelle Karte besser?",{"type":71,"attrs":2810,"content":2811},{"backgroundColor":26},[2812],{"type":74,"attrs":2813,"content":2814},{"textAlign":26},[2815],{"text":2816,"type":78,"marks":2817},"Sie eignet sich für regelmäßige Zahlungen wie Software-Abos oder wiederkehrende Lieferant:innenrechnungen. Die Kartennummer bleibt bestehen und wird mit einem passenden monatlichen oder jährlichen Limit versehen.",[2818],{"type":1790,"attrs":2819},{"color":2062},[2821],{"cta":2822,"_uid":2823,"title":2824,"eyebrow":2832,"subtitle":2835,"component":202,"textAlign":53,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":2838,"sectionSettings":2839,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":53},[],"45a23c85-afee-437e-8d2a-e201551b3fd3",{"type":71,"attrs":2825,"content":2826},{"backgroundColor":26},[2827],{"type":202,"attrs":2828,"content":2829},{"level":204,"textAlign":26},[2830],{"text":2831,"type":78},"Häufige Fragen zu virtuellen Einmalkarten",{"type":71,"content":2833},[2834],{"type":74},{"type":71,"content":2836},[2837],{"type":74},[],[],[],"virtuelle-einmalkarte-unternehmen-onlinezahlungen","de/blog/virtuelle-einmalkarte-unternehmen-onlinezahlungen",-2800,[],"7f5e48f1-d6a8-40d8-acc5-44ac96572036","2026-08-24T10:53:08.760Z",[],"blog/virtuelle-einmalkarte-unternehmen-onlinezahlungen",[2850,2851,2852],{"path":2848,"name":26,"lang":38,"published":26},{"path":2848,"name":26,"lang":33,"published":26},{"path":2848,"name":26,"lang":41,"published":26},1793980967376]