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Sehen Sie sich an, wie Spendesk das umsetzt.",[1013],{"type":176,"attrs":1014},{"color":178},{"name":1016,"created_at":1017,"published_at":16,"updated_at":1018,"id":1019,"uuid":1020,"content":1021,"slug":1028,"full_slug":1029,"sort_by_date":25,"position":26,"tag_list":1030,"is_startpage":28,"parent_id":1031,"meta_data":25,"group_id":1032,"first_published_at":1033,"release_id":25,"lang":32,"path":25,"alternates":1034,"default_full_slug":1035,"translated_slugs":1036,"_stopResolving":41},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":1022,"icon":1023,"name":1016,"component":1027},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":1024,"alt":1025,"name":98,"focus":98,"title":98,"filename":1026,"copyright":98,"fieldtype":103,"is_external_url":28},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","de/blog/category/article",[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[1037,1038,1039],{"path":1035,"name":25,"lang":37,"published":25},{"path":1035,"name":25,"lang":32,"published":25},{"path":1035,"name":25,"lang":40,"published":25},[32],[],[],"2026-06-15 00:00",[1045],{"_uid":1046,"asset":1047,"caption":98,"component":291},"3a9fd773-22c4-4281-97c5-08acfd57275e",{"id":1048,"alt":98,"name":98,"focus":98,"title":98,"source":98,"filename":1049,"copyright":98,"fieldtype":103,"meta_data":1050,"is_external_url":28},168580497833836,"https://a.storyblok.com/f/146026/1376x768/6efb2f6452/erp-implementation.png",{},"Viele Tools nennen sich DATEV-kompatibel – nur wenige sind es wirklich. CSV-Export, DATEVconnect oder Buchungsdatenservice: Dieser Leitfaden erklärt die Unterschiede und nennt fünf Kriterien für die Toolauswahl.",[],[1054],{"cta":1055,"_uid":1056,"items":1057,"heading":1155,"reverse":28,"component":1174,"sectionSettings":1175},[],"a7e573f8-a813-47af-ba59-ba469e08a2cf",[1058,1072,1085,1116,1129,1142],{"_uid":1059,"hide":28,"title":1060,"component":1061,"description":1062},"819984b6-8875-48ad-bc8c-9656b2d78aed","Was bedeutet „DATEV-kompatibel\" genau?","faqItem",{"type":115,"content":1063},[1064],{"type":118,"attrs":1065,"content":1066},{"textAlign":25,"key":120},[1067],{"text":1068,"type":124,"marks":1069},"Der Begriff ist nicht geschützt: Manche Anbieter meinen damit einen einfachen CSV-Export, andere eine zertifizierte Buchungsdatenservice-Anbindung mit Beleganhang. Prüfen Sie auf dem DATEV Marktplatz, ob der Anbieter dort gelistet ist, und fragen Sie gezielt nach dem Schnittstellentyp.",[1070],{"type":176,"attrs":1071},{"color":178},{"_uid":1073,"hide":28,"title":1074,"component":1061,"description":1075},"e01cbc2f-0cd7-443c-8383-6a74158319f7","Welche DATEV-Schnittstelle passt zu meinem Unternehmen?",{"type":115,"content":1076},[1077],{"type":118,"attrs":1078,"content":1079},{"textAlign":25,"key":120},[1080],{"text":1081,"type":124,"marks":1082},"Für Unternehmen mit weniger als 50 monatlichen Buchungen reicht ein CSV-Export oft aus. Ab 100 bis 150 Buchungen pro Monat lohnt sich der Buchungsdatenservice: Der manuelle Belegtransfer entfällt, und die GoBD-Konformität ist automatisch gesichert.",[1083],{"type":176,"attrs":1084},{"color":178},{"_uid":1086,"hide":28,"title":1087,"component":1061,"description":1088},"db9ee30b-709f-4da5-b224-b7ae97290276","Was kostet die DATEV E-Rechnungsplattform ab Juli 2026?",{"type":115,"content":1089},[1090],{"type":118,"attrs":1091,"content":1092},{"textAlign":25,"key":120},[1093,1098,1105,1112],{"text":1094,"type":124,"marks":1095},"Über ein Drittanbieter-Postfach fallen ab dem 1. Juli 2026 0,50 EUR pro ausgehender Rechnung an. DATEV-eigene Lösungen und der Empfang bleiben kostenfrei. 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So verlieren sie keine wertvolle Zeit und können sich auf wichtigere Tätigkeiten konzentrieren.",{"_uid":2684,"title":2685,"component":1061,"description":2686},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","Wie funktioniert Spendesk?",{"type":115,"content":2687},[2688],{"type":118,"content":2689},[2690,2692,2693,2694,2698,2699,2701,2702,2703,2705,2706,2707,2711,2712,2714,2715,2716,2718,2719,2720,2722,2726,2728,2729,2730,2732,2733,2734],{"text":2691,"type":124},"Spendesk bietet modernen Unternehmen die passenden Zahlungsmethoden und eine leistungsstarke Plattform zur Verwaltung von Ausgaben. Dazu gehören Debitkarten als Ersatz für altmodische Firmenkreditkarten, virtuelle Karten für Online-Zahlungen und automatisierte Spesenabrechnungen.",{"type":994},{"type":994},{"text":2695,"type":124,"marks":2696},"Für Beschäftigte",[2697],{"type":198},{"type":994},{"text":2700,"type":124},"Die Teammitglieder müssen Ausgaben nicht mehr aus eigener Tasche vorstrecken. Stattdessen fragen Sie einen Betrag für einen bestimmten Kauf an und können die Zahlung mit ihrer (physischen) Spendesk-Karte oder einer virtuellen Karte durchführen.",{"type":994},{"type":994},{"text":2704,"type":124},"Wenn die Beschäftigten aus irgendeinem Grund ihre Spendesk-Karte nicht verwenden können, machen sie über die mobile Spendesk-App ein Foto der Quittung und erstellen direkt unterwegs eine digitale Spesenabrechnung. Diese wird zur Validierung direkt an die Führungskraft, und dann weiter an das Finanzteam geschickt.",{"type":994},{"type":994},{"text":2708,"type":124,"marks":2709},"Für Finanzteams",[2710],{"type":198},{"type":994},{"text":2713,"type":124},"Alle Beschäftigten haben ihr eigenes Spendesk-Profil und eine eigene Spesenkarte, die mit einem bestimmten Betrag aufgeladen wird. Im Gegensatz zur Firmenkreditkarte wissen Sie also immer, wer gerade wo Firmengelder ausgibt.",{"type":994},{"type":994},{"text":2717,"type":124},"Über die Plattform können Controller:innen Ausgabenlimits und Vorab-Freigaben für die Mitarbeitende festlegen. C-Level-Führungskräfte oder Manager:innen können dabei ein anderes Niveau an vorab genehmigten Ausgaben haben als die restlichen Beschäftigten. Wenn ein Teammitglied sein vorab freigegebenes Budget überschreiten möchte, kann über die mobile App oder die Plattform online eine Anfrage an die entsprechende Führungskraft gestellt werden.",{"type":994},{"type":994},{"text":2721,"type":124},"Wenn eine Ausgabe mit einer Spendesk-Karte getätigt wird, macht der/die Mitarbeitende beim Kauf einfach ",{"text":2723,"type":124,"marks":2724},"ein Foto von der Quittung",[2725],{"type":198},{"text":2727,"type":124},". So gehen keine Belege mehr verloren.",{"type":994},{"type":994},{"text":2731,"type":124},"Finanzteams können die Ausgaben des Unternehmens in Echtzeit einsehen und fehlende Quittungen oder Rechnungen nachverfolgen, indem sie über die Plattform Erinnerungen an die Beschäftigten senden.",{"type":994},{"type":994},{"text":2735,"type":124},"Auch die Überprüfung von Ausgaben ist einfacher, da Ausgaben gruppiert werden können. Das Finanzteam kann vor dem Export in die Buchhaltungssoftware außerdem direkt in Spendesk die richtigen Mehrwertsteuersätze und Sachkonten zuweisen. Spendesk macht das Ausgabenmanagement intuitiv einfach und effizient.",[2737],{"cta":2738,"_uid":2739,"title":2740,"eyebrow":2747,"subtitle":2750,"component":259,"textAlign":98,"sectionSettings":2756,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":98},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":115,"content":2741},[2742],{"type":259,"attrs":2743,"content":2744},{"level":261},[2745],{"text":2746,"type":124},"Nutzen Sie Spendesk",{"type":115,"content":2748},[2749],{"type":118},{"type":115,"content":2751},[2752],{"type":118,"content":2753},[2754],{"text":2755,"type":124},"Schließen Sie Ihre Buchhaltung 4x schneller ab, sammeln Sie über 95 % der Belege pünktlich und erhalten Sie 100 % Transparenz über die Unternehmensausgaben.",[],[],"Weitere 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00:00",[2813],{"_uid":2814,"type":98,"asset":2815,"caption":98,"overlay":2819,"component":291},"d7fd0fe0-ee9b-4ee1-b00e-f3f24c0d8e98",{"id":2816,"alt":98,"name":98,"focus":98,"title":98,"source":98,"filename":2817,"copyright":98,"fieldtype":103,"meta_data":2818,"is_external_url":28},174391255313814,"https://a.storyblok.com/f/146026/1376x768/331dc4dd36/sox-regulatory-compliance.png",{},[],"DATEV Kontoauszugsmanager in 5 Schritten einrichten: Stammdaten, Teilnahmeerklärung, camt.053 und Buchungsvorschläge – inkl. häufigen Fehlern und DATEV-Tipps.",[],[2823],{"cta":2824,"_uid":2825,"items":2826,"heading":2892,"reverse":28,"component":1174,"sectionSettings":2914},[],"324daa3c-306d-4721-9b57-f24172bfd8d7",[2827,2840,2853,2866,2879],{"_uid":2828,"hide":28,"title":2829,"component":1061,"description":2830},"28f364c3-21c7-45a4-9636-68cabba2f4f3","Was ist eine DATEV-Schnittstelle?",{"type":115,"content":2831},[2832],{"type":118,"attrs":2833,"content":2834},{"textAlign":25},[2835],{"text":2836,"type":124,"marks":2837},"Eine DATEV-Schnittstelle verbindet Ihre Ausgabenmanagement-Software mit DATEV Unternehmen Online oder Kanzlei-Rechnungswesen. Buchungsdaten und digitale Belege werden automatisch übertragen, statt dass Sie 50, 100 oder mehr CSV-Dateien pro Monat manuell exportieren und hochladen müssen.",[2838],{"type":176,"attrs":2839},{"color":178},{"_uid":2841,"hide":28,"title":2842,"component":1061,"description":2843},"81ae982c-4f82-4db5-894d-89202595a3bf","Welche Daten überträgt eine DATEV-Schnittstelle?",{"type":115,"content":2844},[2845],{"type":118,"attrs":2846,"content":2847},{"textAlign":25},[2848],{"text":2849,"type":124,"marks":2850},"Typische Felder sind Rechnungsnummer, Betrag, MwSt-Satz (19 oder 7 Prozent), Sachkonto nach SKR03 oder SKR04, Kostenstelle, Buchungstext und das digitale Belegbild. Leistungsfähige Schnittstellen übertragen zusätzlich Zahlungsstatus und Lieferantenstammdaten.",[2851],{"type":176,"attrs":2852},{"color":178},{"_uid":2854,"hide":28,"title":2855,"component":1061,"description":2856},"5d41cb4a-ab1e-440b-b84b-c9f97d5ead19","Was kostet eine DATEV-Schnittstelle?",{"type":115,"content":2857},[2858],{"type":118,"attrs":2859,"content":2860},{"textAlign":25},[2861],{"text":2862,"type":124,"marks":2863},"Die Kosten variieren je nach Anbieter und Funktionsumfang. Einfache CSV-Exporte sind oft im Basispaket enthalten, während der vollautomatische Buchungsdatenservice ein höheres Paket erfordern kann. Bei einigen Anbietern – darunter Spendesk – ist die DATEV-Integration in allen kostenpflichtigen Paketen enthalten. Für genaue Preisinformationen empfiehlt sich ein direktes Gespräch mit dem Anbieter.",[2864],{"type":176,"attrs":2865},{"color":178},{"_uid":2867,"hide":28,"title":2868,"component":1061,"description":2869},"45c765e5-5b67-4342-a21d-8517c55d5d5d","Muss mein Steuerberater etwas einrichten?",{"type":115,"content":2870},[2871],{"type":118,"attrs":2872,"content":2873},{"textAlign":25},[2874],{"text":2875,"type":124,"marks":2876},"Ja, in der Regel aktiviert die Kanzlei den Zugang zu DATEV Unternehmen Online und erteilt die notwendigen Berechtigungen. Die Verbindung zwischen Ausgabenmanagement und DATEV wird dann über die Software-Einstellungen hergestellt – die Einrichtung dauert bei den meisten Anbietern 15 bis 30 Minuten.",[2877],{"type":176,"attrs":2878},{"color":178},{"_uid":2880,"hide":28,"title":2881,"component":1061,"description":2882},"84a11ec5-9aa7-4173-8803-6a8dee8e0306","Ist der DATEV-Export GoBD-konform?",{"type":115,"content":2883},[2884],{"type":118,"attrs":2885,"content":2886},{"textAlign":25},[2887],{"text":2888,"type":124,"marks":2889},"Wenn Belege revisionssicher archiviert, mit dem Buchungssatz verknüpft und innerhalb der Zehn-Tage-Frist erfasst werden, erfüllt der Export die GoBD-Anforderungen. Achten Sie darauf, dass Ihr Anbieter die Verfahrensdokumentation unterstützt und eine lückenlose Aufbewahrung über zehn Jahre gewährleistet.",[2890],{"type":176,"attrs":2891},{"color":178},[2893],{"cta":2894,"_uid":2895,"title":2896,"eyebrow":2906,"subtitle":2909,"component":259,"textAlign":98,"eyebrowPill":28,"flexibleSection":2912,"sectionSettings":2913,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":98},[],"134f7e85-e860-42d4-ac37-c51f5200dace",{"type":115,"content":2897},[2898],{"type":259,"attrs":2899,"content":2900},{"level":261,"textAlign":25},[2901],{"text":2902,"type":124,"marks":2903},"Häufig gestellte Fragen zur DATEV-Schnittstelle",[2904],{"type":176,"attrs":2905},{"color":2531},{"type":115,"content":2907},[2908],{"type":118},{"type":115,"content":2910},[2911],{"type":118},[],[],[],"datev-schnittstelle-csv-xml-buchungsdatenservice","de/blog/datev-schnittstelle-csv-xml-buchungsdatenservice",-1730,[],"68ae09bf-956c-4709-8f84-f6876a85b579","2026-05-29T09:01:03.973Z",[],"blog/datev-schnittstelle-csv-xml-buchungsdatenservice",[2924,2925,2926],{"path":2922,"name":25,"lang":37,"published":25},{"path":2922,"name":25,"lang":32,"published":25},{"path":2922,"name":25,"lang":40,"published":25},{"name":2928,"created_at":2929,"published_at":2930,"updated_at":2931,"id":2932,"uuid":2933,"content":2934,"slug":3063,"full_slug":3064,"sort_by_date":25,"position":3065,"tag_list":3066,"is_startpage":28,"parent_id":1180,"meta_data":25,"group_id":3067,"first_published_at":3068,"release_id":25,"lang":32,"path":25,"alternates":3069,"default_full_slug":3070,"translated_slugs":3071},"Spendesk Preise 2026 im Vergleich mit Pleo und Payhawk","2026-07-30T16:35:36.237Z","2026-11-04T21:25:12.107Z","2026-11-04T21:25:12.144Z",203733959670339,"58b358c3-b98e-4cc2-8197-ec425797f797",{"_uid":2935,"title":2928,"topics":2936,"noIndex":28,"category":2945,"language":2954,"component":1028,"heroMedia":2955,"publishedAt":2956,"redirectUrl":98,"listingImage":2957,"metaDescription":2968,"bottomArticleCta":2969,"componentsAfterTheArticle":2970},"b8662c97-a1ad-4421-be36-09d5af88e30d",[2937],{"name":140,"created_at":141,"published_at":142,"updated_at":143,"id":144,"uuid":145,"content":2938,"slug":154,"full_slug":155,"sort_by_date":25,"position":156,"tag_list":2939,"is_startpage":28,"parent_id":158,"meta_data":25,"group_id":159,"first_published_at":160,"release_id":25,"lang":32,"path":25,"alternates":2940,"default_full_slug":162,"translated_slugs":2941,"_stopResolving":41},{"_uid":153,"name":140,"component":22},[],[],[2942,2943,2944],{"path":162,"name":25,"lang":37,"published":25},{"path":162,"name":25,"lang":32,"published":25},{"path":162,"name":25,"lang":40,"published":25},{"name":1016,"created_at":1017,"published_at":16,"updated_at":1018,"id":1019,"uuid":1020,"content":2946,"slug":1028,"full_slug":1029,"sort_by_date":25,"position":26,"tag_list":2948,"is_startpage":28,"parent_id":1031,"meta_data":25,"group_id":1032,"first_published_at":1033,"release_id":25,"lang":32,"path":25,"alternates":2949,"default_full_slug":1035,"translated_slugs":2950,"_stopResolving":41},{"_uid":1022,"icon":2947,"name":1016,"component":1027},{"id":1024,"alt":1025,"name":98,"focus":98,"title":98,"filename":1026,"copyright":98,"fieldtype":103,"is_external_url":28},[],[],[2951,2952,2953],{"path":1035,"name":25,"lang":37,"published":25},{"path":1035,"name":25,"lang":32,"published":25},{"path":1035,"name":25,"lang":40,"published":25},[32],[],"2026-07-30 00:00",[2958],{"_uid":2959,"asset":2960,"caption":2967,"component":291},"c4168572-a43e-47ba-b318-02acb2b38dd7",{"id":2961,"alt":2962,"name":98,"focus":98,"title":2963,"source":98,"filename":2964,"copyright":80,"fieldtype":103,"meta_data":2965,"is_external_url":28},203751644808985,"Monochrome blaue Gravur mit drei großen Vergleichselementen für einen Preisvergleich von Spendesk, Pleo und Payhawk","Spendesk, Pleo und Payhawk im Vergleich","https://a.storyblok.com/f/146026/2752x1536/ba1a17acd9/spendesk-preise-vergleich-titelbild-blau.jpg",{"alt":2962,"size":2966,"title":2963,"source":98,"copyright":80},"2752x1536","Drei Ausgabenmanagement-Plattformen im Vergleich: Welche Lösung bei Preisen, Funktionen und DATEV-Anbindung am besten zu Ihrem Unternehmen passt?","Spendesk, Pleo oder Payhawk? Vergleichen Sie Preise, Gebühren, Funktionen und DATEV-Anbindung der drei Ausgabenmanagement-Plattformen im Überblick.",[],[2971],{"cta":2972,"_uid":2973,"items":2974,"heading":3040,"reverse":28,"component":1174,"sectionSettings":3062},[],"50aeaedd-39ad-49bc-8b3f-18dc3eb88988",[2975,2988,3001,3014,3027],{"_uid":2976,"hide":28,"title":2977,"component":1061,"description":2978},"a8037a80-2957-4fd4-9f42-f97e1334f1ff","Was kostet Spendesk im Monat?",{"type":115,"content":2979},[2980],{"type":118,"attrs":2981,"content":2982},{"textAlign":25},[2983],{"text":2984,"type":124,"marks":2985},"Spendesk veröffentlicht keinen allgemeinen Listenpreis. Die Kosten setzen sich aus einer individuellen Plattformgebühr und nutzungsabhängigen Transaktionsgebühren zusammen. Ein Help-Center-Beispiel nennt 299 Euro monatlich inklusive 100 Transaktionen. Das ist jedoch kein allgemeiner Standardtarif.",[2986],{"type":176,"attrs":2987},{"color":2531},{"_uid":2989,"hide":28,"title":2990,"component":1061,"description":2991},"a9ceb50d-e400-4053-ad4d-52a50450772b","Gibt es bei Spendesk Gebühren pro Nutzer?",{"type":115,"content":2992},[2993],{"type":118,"attrs":2994,"content":2995},{"textAlign":25},[2996],{"text":2997,"type":124,"marks":2998},"Laut der aktuellen Preisseite erhebt Spendesk keine aktiven Nutzergebühren und bietet im Basispaket unbegrenzt viele Nutzer und Karten. Transaktions- und Zahlungsgebühren können trotzdem anfallen.",[2999],{"type":176,"attrs":3000},{"color":2531},{"_uid":3002,"hide":28,"title":3003,"component":1061,"description":3004},"4119df7a-3bba-48c7-9631-9607529122c2","Ist Pleo kostenlos?",{"type":115,"content":3005},[3006],{"type":118,"attrs":3007,"content":3008},{"textAlign":25},[3009],{"text":3010,"type":124,"marks":3011},"Der aktuelle deutsche Starter-Tarif kostet ab 4 Euro pro Monat bei jährlicher Zahlung. Pleo bietet einen kostenlosen Testzeitraum, aber keinen dauerhaft kostenlosen Tarif für neue Kunden.",[3012],{"type":176,"attrs":3013},{"color":2531},{"_uid":3015,"hide":28,"title":3016,"component":1061,"description":3017},"1f3392f3-7309-4d0d-a84c-94fc38d23d87","Was kostet Payhawk?",{"type":115,"content":3018},[3019],{"type":118,"attrs":3020,"content":3021},{"textAlign":25},[3022],{"text":3023,"type":124,"marks":3024},"Die regulären Payhawk-Tarife sind angebotsbasiert. Für bestimmte kleine Unternehmen bewirbt Payhawk ein Growth Program ab 149 Euro pro Monat. Die Teilnahme und der tatsächliche Leistungsumfang hängen von den Programmvoraussetzungen ab.",[3025],{"type":176,"attrs":3026},{"color":2531},{"_uid":3028,"hide":28,"title":3029,"component":1061,"description":3030},"434afec3-e040-455f-b817-737c4fe69bb1","Haben Spendesk, Pleo und Payhawk eine DATEV-Anbindung?",{"type":115,"content":3031},[3032],{"type":118,"attrs":3033,"content":3034},{"textAlign":25},[3035],{"text":3036,"type":124,"marks":3037},"Alle drei Anbieter werden im DATEV-Marktplatz mit entsprechenden Anbindungen aufgeführt. Die konkrete technische Umsetzung kann sich jedoch unterscheiden. Vor dem Kauf sollte geprüft werden, ob der benötigte DATEV-Datenservice und der gewünschte Buchhaltungsworkflow unterstützt werden.",[3038],{"type":176,"attrs":3039},{"color":2531},[3041],{"cta":3042,"_uid":3043,"title":3044,"eyebrow":3054,"subtitle":3057,"component":259,"textAlign":98,"eyebrowPill":28,"checkmarkList":28,"flexibleSection":3060,"sectionSettings":3061,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":98},[],"47a2f9d1-39f5-4780-978b-487bfd1b47b1",{"type":115,"content":3045},[3046],{"type":259,"attrs":3047,"content":3048},{"level":261,"textAlign":25},[3049],{"text":3050,"type":124,"marks":3051},"Häufige Fragen zu Spendesk-Kosten 2026",[3052],{"type":176,"attrs":3053},{"color":2531},{"type":115,"content":3055},[3056],{"type":118},{"type":115,"content":3058},[3059],{"type":118},[],[],[],"spendesk-preise-2026-vergleich-pleo-payhawk","de/blog/spendesk-preise-2026-vergleich-pleo-payhawk",-2330,[],"284fb5e4-5925-457c-b990-0b257558dd91","2026-07-30T17:57:27.793Z",[],"blog/spendesk-preise-2026-vergleich-pleo-payhawk",[3072,3073,3074],{"path":3070,"name":25,"lang":37,"published":25},{"path":3070,"name":25,"lang":32,"published":25},{"path":3070,"name":25,"lang":40,"published":25},{"name":3076,"created_at":3077,"published_at":3078,"updated_at":3079,"id":3080,"uuid":3081,"content":3082,"slug":3229,"full_slug":3230,"sort_by_date":25,"position":3231,"tag_list":3232,"is_startpage":28,"parent_id":1180,"meta_data":25,"group_id":3233,"first_published_at":3234,"release_id":25,"lang":32,"path":25,"alternates":3235,"default_full_slug":3236,"translated_slugs":3237},"Ausgabenmanagement oder ERP für den Mittelstand? 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Erfahren Sie, welche Aufgaben beide Systeme übernehmen, wann eine Kombination sinnvoll ist und worauf Mittelständler achten sollten.",[],[3117],{"cta":3118,"_uid":3119,"items":3120,"heading":3205,"reverse":28,"component":1174,"sectionSettings":3228},[],"d8e8b4d3-e507-4ce8-bb18-b965958859ab",[3121,3135,3149,3163,3177,3191],{"_uid":3122,"hide":28,"title":3123,"component":1061,"description":3124},"6d41a410-0b16-4c91-a4f9-dfc3ff192891","Ist Ausgabenmanagement ein ERP?",{"type":115,"attrs":3125,"content":3126},{"backgroundColor":25},[3127],{"type":118,"attrs":3128,"content":3129},{"textAlign":25},[3130],{"text":3131,"type":124,"marks":3132},"Nein. Ausgabenmanagement ist in der Regel eine spezialisierte Lösung für Ausgaben, Karten, Freigaben, Belege, Rechnungen und vorbereitende Buchhaltung. Ein ERP deckt einen deutlich breiteren Unternehmens- und Finanzkontext ab.",[3133],{"type":176,"attrs":3134},{"color":2531},{"_uid":3136,"hide":28,"title":3137,"component":1061,"description":3138},"6d1b0995-519e-48dd-bc34-faee35d4d227","Kann ein ERP Ausgaben vor der Zahlung kontrollieren?",{"type":115,"attrs":3139,"content":3140},{"backgroundColor":25},[3141],{"type":118,"attrs":3142,"content":3143},{"textAlign":25},[3144],{"text":3145,"type":124,"marks":3146},"Ja. ERP-Systeme können Bestellanforderungen, Bestellungen, Budgets, Rechnungsprüfungen und Freigaben abbilden. Ob der Prozess für dezentrale Ausgaben und Mitarbeitende praktikabel ist, hängt von den Modulen und der Einrichtung ab.",[3147],{"type":176,"attrs":3148},{"color":2531},{"_uid":3150,"hide":28,"title":3151,"component":1061,"description":3152},"2cc2713c-b558-4908-b1a5-a0372e6c622e","Ersetzt ein ERP eine Ausgabenmanagement-Lösung?",{"type":115,"attrs":3153,"content":3154},{"backgroundColor":25},[3155],{"type":118,"attrs":3156,"content":3157},{"textAlign":25},[3158],{"text":3159,"type":124,"marks":3160},"Nicht grundsätzlich. Ein ERP kann die nötigen Funktionen bereits enthalten. Fehlen jedoch nutzerfreundliche Karten-, Beleg- oder Freigabeprozesse, kann eine Ausgabenmanagement-Lösung das ERP sinnvoll ergänzen.",[3161],{"type":176,"attrs":3162},{"color":2531},{"_uid":3164,"hide":28,"title":3165,"component":1061,"description":3166},"f66f5be7-276c-4b27-ab37-10a712676f60","Welches System ist das führende System?",{"type":115,"attrs":3167,"content":3168},{"backgroundColor":25},[3169],{"type":118,"attrs":3170,"content":3171},{"textAlign":25},[3172],{"text":3173,"type":124,"marks":3174},"Das ERP ist meist das führende System für Hauptbuch, Abschluss und Finanzreporting. Eine Ausgabenmanagement-Lösung kann gleichzeitig das führende System für operative Anfragen, Karten, Belege und Freigaben sein.",[3175],{"type":176,"attrs":3176},{"color":2531},{"_uid":3178,"hide":28,"title":3179,"component":1061,"description":3180},"ac5423d6-bd3a-49ac-ab73-273208e4038c","Wie lange dauert die Einführung?",{"type":115,"attrs":3181,"content":3182},{"backgroundColor":25},[3183],{"type":118,"attrs":3184,"content":3185},{"textAlign":25},[3186],{"text":3187,"type":124,"marks":3188},"Ein standardisierter Ausgabenmanagement-Rollout oder eine einfache Integration kann in wenigen Wochen produktiv gehen. Eine vollständige ERP-Einführung dauert abhängig von Umfang und Komplexität mehrere Monate bis über ein Jahr.",[3189],{"type":176,"attrs":3190},{"color":2531},{"_uid":3192,"hide":28,"title":3193,"component":1061,"description":3194},"5966b8a5-8d55-4ef4-935f-828fae9bdb28","Was sollte ein deutsches Unternehmen besonders prüfen?",{"type":115,"attrs":3195,"content":3196},{"backgroundColor":25},[3197],{"type":118,"attrs":3198,"content":3199},{"textAlign":25},[3200],{"text":3201,"type":124,"marks":3202},"Wichtig sind DATEV- oder ERP-Kompatibilität, E-Rechnungsfähigkeit, GoBD-relevante Prozesse, Kontenrahmen, Belegübertragung, Multi-Entity-Funktionen, Berechtigungen und der tatsächliche Einführungsaufwand.",[3203],{"type":176,"attrs":3204},{"color":2531},[3206],{"cta":3207,"_uid":3208,"title":3209,"eyebrow":3220,"subtitle":3223,"component":259,"textAlign":98,"eyebrowPill":28,"checkmarkList":28,"flexibleSection":3226,"sectionSettings":3227,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":98},[],"8acfa41e-3d3b-4841-973d-e61c7578adb5",{"type":115,"attrs":3210,"content":3211},{"backgroundColor":25},[3212],{"type":259,"attrs":3213,"content":3214},{"level":261,"textAlign":25},[3215],{"text":3216,"type":124,"marks":3217},"Häufige Fragen zu ERP und Ausgabenmanagement",[3218],{"type":176,"attrs":3219},{"color":2531},{"type":115,"content":3221},[3222],{"type":118},{"type":115,"content":3224},[3225],{"type":118},[],[],[],"ausgabenmanagement-erp-fuer-mittelstand","de/blog/ausgabenmanagement-erp-fuer-mittelstand",-2590,[],"972a3598-5ae2-4616-9e88-4be505b5aa41","2026-08-20T10:54:26.996Z",[],"blog/ausgabenmanagement-erp-fuer-mittelstand",[3238,3239,3240],{"path":3236,"name":25,"lang":37,"published":25},{"path":3236,"name":25,"lang":32,"published":25},{"path":3236,"name":25,"lang":40,"published":25},{"name":3242,"created_at":3243,"published_at":3244,"updated_at":3245,"id":3246,"uuid":3247,"content":3248,"slug":3378,"full_slug":3379,"sort_by_date":25,"position":3380,"tag_list":3381,"is_startpage":28,"parent_id":1180,"meta_data":25,"group_id":3382,"first_published_at":3383,"release_id":25,"lang":32,"path":25,"alternates":3384,"default_full_slug":3385,"translated_slugs":3386},"Alternativen zu Payhawk, Pliant und Moss: Ausgabenmanagement im Vergleich","2026-08-14T11:41:35.141Z","2026-11-04T21:25:11.322Z","2026-11-04T21:25:11.375Z",208970117793046,"6cbc9a1b-d4fc-4a84-a653-1afd8d5294cc",{"_uid":3249,"title":3242,"topics":3250,"noIndex":28,"category":3259,"language":3268,"component":1028,"heroMedia":3269,"publishedAt":3270,"redirectUrl":98,"listingImage":3271,"metaDescription":3280,"bottomArticleCta":3281,"componentsAfterTheArticle":3282},"8062aa90-67bc-4313-b3df-0b9892c509f6",[3251],{"name":140,"created_at":141,"published_at":142,"updated_at":143,"id":144,"uuid":145,"content":3252,"slug":154,"full_slug":155,"sort_by_date":25,"position":156,"tag_list":3253,"is_startpage":28,"parent_id":158,"meta_data":25,"group_id":159,"first_published_at":160,"release_id":25,"lang":32,"path":25,"alternates":3254,"default_full_slug":162,"translated_slugs":3255,"_stopResolving":41},{"_uid":153,"name":140,"component":22},[],[],[3256,3257,3258],{"path":162,"name":25,"lang":37,"published":25},{"path":162,"name":25,"lang":32,"published":25},{"path":162,"name":25,"lang":40,"published":25},{"name":1016,"created_at":1017,"published_at":16,"updated_at":1018,"id":1019,"uuid":1020,"content":3260,"slug":1028,"full_slug":1029,"sort_by_date":25,"position":26,"tag_list":3262,"is_startpage":28,"parent_id":1031,"meta_data":25,"group_id":1032,"first_published_at":1033,"release_id":25,"lang":32,"path":25,"alternates":3263,"default_full_slug":1035,"translated_slugs":3264,"_stopResolving":41},{"_uid":1022,"icon":3261,"name":1016,"component":1027},{"id":1024,"alt":1025,"name":98,"focus":98,"title":98,"filename":1026,"copyright":98,"fieldtype":103,"is_external_url":28},[],[],[3265,3266,3267],{"path":1035,"name":25,"lang":37,"published":25},{"path":1035,"name":25,"lang":32,"published":25},{"path":1035,"name":25,"lang":40,"published":25},[32],[],"2026-08-14 00:00",[3272],{"_uid":3273,"asset":3274,"caption":98,"component":291},"3b51b4cf-b73b-4932-92ce-736c21219dc6",{"id":3275,"alt":3276,"name":98,"focus":98,"title":3277,"source":98,"filename":3278,"copyright":80,"fieldtype":103,"meta_data":3279,"is_external_url":28},208970285422666,"Mehrere abstrakte Zahlungskarten und ein Beleg liegen auf violett gewellten Linien","Corporate Cards und Ausgabenmanagement im Vergleich","https://a.storyblok.com/f/146026/2752x1536/b58b55f944/ausgabenmanagement-alternativen-titelbild.jpg",{"alt":3276,"title":3277,"source":98,"copyright":80},"Payhawk, Pliant, Moss, Expensify, Rydoo oder Spendesk? Der Vergleich zeigt Unterschiede bei Firmenkarten, DATEV, Spesen, Rechnungen und Ausgabenmanagement.",[],[3283],{"cta":3284,"_uid":3285,"items":3286,"heading":3357,"reverse":28,"component":1174,"sectionSettings":3377},[],"3c79f700-1f45-49d5-966a-3cb4fcb19116",[3287,3301,3315,3329,3343],{"_uid":3288,"hide":28,"title":3289,"component":1061,"description":3290},"db76d488-98af-454b-88c7-c11a6a6e9434","Was ist die beste Alternative zu Payhawk?",{"type":115,"attrs":3291,"content":3292},{"backgroundColor":25},[3293],{"type":118,"attrs":3294,"content":3295},{"textAlign":25},[3296],{"text":3297,"type":124,"marks":3298},"Das hängt vom Schwerpunkt ab. Payhawk-Alternativen mit unterschiedlichen Profilen sind beispielsweise Moss für Karten, Rechnungen und DATEV, Pliant für Kreditkarten, Rydoo für Reisekosten und Spendesk für Karten, Ausgaben, Rechnungen und Beschaffung. Eine allgemeine Rangfolge wäre ohne einheitliche Gewichtung nicht belastbar.",[3299],{"type":176,"attrs":3300},{"color":2531},{"_uid":3302,"hide":28,"title":3303,"component":1061,"description":3304},"8bae7f2e-a320-4460-ab47-5b760f3251db","Was ist eine gute Alternative zu Pliant?",{"type":115,"attrs":3305,"content":3306},{"backgroundColor":25},[3307],{"type":118,"attrs":3308,"content":3309},{"textAlign":25},[3310],{"text":3311,"type":124,"marks":3312},"Pliant ist auf Visa-Kreditkarten ausgerichtet. Wenn Sie eine Kreditlinie benötigen, sollten Sie die Bonitätsanforderungen und Konditionen anderer Kreditkartenanbieter vergleichen. Wenn Ausgabenkontrolle, Budgets und Beschaffung wichtiger sind als eine Kreditlinie, können Debitkartenlösungen wie Spendesk oder Payhawk besser zum Prozess passen.",[3313],{"type":176,"attrs":3314},{"color":2531},{"_uid":3316,"hide":28,"title":3317,"component":1061,"description":3318},"614ce44b-98d5-4b39-a479-9b94fffbf115","Was ist eine gute Alternative zu Moss?",{"type":115,"attrs":3319,"content":3320},{"backgroundColor":25},[3321],{"type":118,"attrs":3322,"content":3323},{"textAlign":25},[3324],{"text":3325,"type":124,"marks":3326},"Moss ist stark bei Karten, Rechnungsverarbeitung und DATEV. Als Alternativen kommen Payhawk, Spendesk oder Rydoo infrage, je nachdem, ob Multi-Entity, Procurement, Ausgabenkontrolle oder Reisekosten im Mittelpunkt stehen.",[3327],{"type":176,"attrs":3328},{"color":2531},{"_uid":3330,"hide":28,"title":3331,"component":1061,"description":3332},"d2774960-587d-447a-90ef-980ccafa450b","Brauche ich für eine Firmenkarte eine Schufa-Prüfung?",{"type":115,"attrs":3333,"content":3334},{"backgroundColor":25},[3335],{"type":118,"attrs":3336,"content":3337},{"textAlign":25},[3338],{"text":3339,"type":124,"marks":3340},"Das hängt vom Kartenmodell, Anbieter und Vertrag ab. Eine Kreditlinie erfordert häufig eine Bonitätsprüfung des Unternehmens. Bei Debit- oder vorfinanzierten Karten wird in der Regel keine Kreditlinie eingeräumt. Daraus folgt aber nicht automatisch, dass keinerlei Identitäts-, Compliance- oder Bonitätsprüfung stattfindet.",[3341],{"type":176,"attrs":3342},{"color":2531},{"_uid":3344,"hide":28,"title":3345,"component":1061,"description":3346},"b3db5885-0d19-445a-a401-eb4ef7c7a97c","Welche Lösung bietet eine DATEV-Anbindung?",{"type":115,"attrs":3347,"content":3348},{"backgroundColor":25},[3349],{"type":118,"attrs":3350,"content":3351},{"textAlign":25},[3352],{"text":3353,"type":124,"marks":3354},"Payhawk, Pliant, Moss, Rydoo und Spendesk bieten nach ihren aktuellen Anbieterinformationen DATEV-bezogene Integrationen oder Exporte. Die Tiefe unterscheidet sich jedoch deutlich. Prüfen Sie, ob es sich um DATEV Unternehmen online, DATEV Rechnungswesen, den Rechnungsdatenservice, den Buchungsdatenservice oder lediglich um einen Datei-Export handelt.",[3355],{"type":176,"attrs":3356},{"color":2531},[3358],{"cta":3359,"_uid":3360,"title":3361,"eyebrow":3369,"subtitle":3372,"component":259,"textAlign":98,"eyebrowPill":28,"checkmarkList":28,"flexibleSection":3375,"sectionSettings":3376,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":98},[],"f33a388c-1f72-4f73-9cd3-af1190c1be59",{"type":115,"attrs":3362,"content":3363},{"backgroundColor":25},[3364],{"type":259,"attrs":3365,"content":3366},{"level":261,"textAlign":25},[3367],{"text":3368,"type":124},"Häufige Fragen zu Ausgabenmanagement-Tools",{"type":115,"content":3370},[3371],{"type":118},{"type":115,"content":3373},[3374],{"type":118},[],[],[],"payhawk-pliant-moss-ausgabenmanagement-vergleich","de/blog/payhawk-pliant-moss-ausgabenmanagement-vergleich",-2520,[],"a191dd54-60a2-4f80-81fc-7e4c78e97a04","2026-08-14T12:04:49.612Z",[],"blog/payhawk-pliant-moss-ausgabenmanagement-vergleich",[3387,3388,3389],{"path":3385,"name":25,"lang":37,"published":25},{"path":3385,"name":25,"lang":32,"published":25},{"path":3385,"name":25,"lang":40,"published":25},1793980918368]