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",[151],{"type":138,"attrs":152},{"color":140},{"text":154,"type":87,"marks":155},"es el nombre moderno que refleja la evolución del trabajo de un Director Financiero tradicional",[156,157],{"type":145},{"type":138,"attrs":158},{"color":25},{"text":160,"type":87,"marks":161},".",[162],{"type":138,"attrs":163},{"color":25},{"type":81,"content":165},[166,171,177],{"text":167,"type":87,"marks":168},"La función financiera dentro de las empresas está evolucionando. Ahora el CFO desempeña un ",[169],{"type":138,"attrs":170},{"color":140},{"text":172,"type":87,"marks":173},"papel clave en la gestión",[174,175],{"type":145},{"type":138,"attrs":176},{"color":140},{"text":178,"type":87,"marks":179},". Ya no es solo un \"maestro de las cifras\". Sus tareas se alejan progresivamente de un papel administrativo tradicional para convertirse en una función transversal y estratégica.",[180],{"type":138,"attrs":181},{"color":140},{"type":183,"attrs":184,"content":186},"heading",{"level":185},2,[187],{"text":188,"type":87,"marks":189},"¿Qué es un CFO?",[190,191],{"type":145},{"type":138,"attrs":192},{"color":193},"rgb(79, 129, 189)",{"type":81,"content":195},[196,201,207],{"text":197,"type":87,"marks":198},"Ya sabes el ",[199],{"type":138,"attrs":200},{"color":140},{"text":202,"type":87,"marks":203},"significado de CFO",[204,205],{"type":145},{"type":138,"attrs":206},{"color":140},{"text":208,"type":87,"marks":209},". El CFO o Chief Financial Officer es un término propio de la cultura empresarial anglosajona. Poco a poco está sustituyendo a los títulos tradicionales de Director Administrativo y Financiero (DAF), Responsable Administrativo y Financiero (RAF) o Director Administrativo en las PYME.",[210],{"type":138,"attrs":211},{"color":140},{"type":81,"content":213},[214,219,225],{"text":215,"type":87,"marks":216},"A menudo dependiente de la Dirección General, el CFO actúa como ",[217],{"type":138,"attrs":218},{"color":140},{"text":220,"type":87,"marks":221},"mano derecha del CEO",[222,223],{"type":145},{"type":138,"attrs":224},{"color":140},{"text":226,"type":87,"marks":227}," o Director General. Además, en las grandes empresas y en las start-up, el CFO es miembro del Comité Ejecutivo. ",[228],{"type":138,"attrs":229},{"color":140},{"type":231,"attrs":232},"blok",{"id":233,"body":234},"afc979f5-beec-4d21-b734-709063d35778",[235],{"_uid":236,"html":237,"component":238},"i-6ebe51cf-2aa4-4897-b0fe-6bd850db4bcc","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-c964f302-2ac1-498f-9d70-d18c4caad6a8\">\u003Cspan class=\"hs-cta-node hs-cta-c964f302-2ac1-498f-9d70-d18c4caad6a8\" id=\"hs-cta-c964f302-2ac1-498f-9d70-d18c4caad6a8\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/c964f302-2ac1-498f-9d70-d18c4caad6a8\" >\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-c964f302-2ac1-498f-9d70-d18c4caad6a8\" style=\"border-width:0px;\" src=\"https://no-cache.hubspot.com/cta/default/2694209/c964f302-2ac1-498f-9d70-d18c4caad6a8.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, 'c964f302-2ac1-498f-9d70-d18c4caad6a8', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->","embed",{"type":81,"content":240},[241,246,252,257,263],{"text":242,"type":87,"marks":243},"El CFO supervisa las ",[244],{"type":138,"attrs":245},{"color":140},{"text":247,"type":87,"marks":248},"finanzas de la empresa",[249,250],{"type":145},{"type":138,"attrs":251},{"color":140},{"text":253,"type":87,"marks":254}," y gestiona los equipos financieros y administrativos. Pero ahora el papel del CFO está cambiando radicalmente. Se trata ya de una de las ",[255],{"type":138,"attrs":256},{"color":140},{"text":258,"type":87,"marks":259},"funciones clave para toda la empresa",[260,261],{"type":145},{"type":138,"attrs":262},{"color":140},{"text":264,"type":87,"marks":265},", y que está llamada a crecer. El CFO dirige la empresa hacia la rentabilidad y el éxito.",[266],{"type":138,"attrs":267},{"color":140},{"type":183,"attrs":269,"content":270},{"level":185},[271],{"text":272,"type":87,"marks":273},"Las funciones del CFO en una empresa",[274,275],{"type":145},{"type":138,"attrs":276},{"color":193},{"type":81,"content":278},[279,284,290],{"text":280,"type":87,"marks":281},"El contexto empresarial actual ya no es el mismo que hace unos años. Los retos de las compañías cambian radicalmente, la transformación digital se acelera y la internacionalización aumenta. Por ello, el papel del CFO es ahora ",[282],{"type":138,"attrs":283},{"color":140},{"text":285,"type":87,"marks":286},"más estratégico que técnico",[287,288],{"type":145},{"type":138,"attrs":289},{"color":140},{"text":160,"type":87,"marks":291},[292],{"type":138,"attrs":293},{"color":140},{"type":183,"attrs":295,"content":297},{"level":296},3,[298],{"text":299,"type":87,"marks":300},"Un papel clave para toda empresa que quiera crecer",[301,302],{"type":145},{"type":138,"attrs":303},{"color":304},"rgb(0, 176, 240)",{"type":81,"content":306},[307,312,318],{"text":308,"type":87,"marks":309},"El rol del CFO está evolucionando rápidamente y es cada vez más interfuncional. Como contacto clave del CEO, el Director Financiero proporciona un apoyo inestimable a la hora de ",[310],{"type":138,"attrs":311},{"color":140},{"text":313,"type":87,"marks":314},"tomar decisiones estratégicas y operativas",[315,316],{"type":145},{"type":138,"attrs":317},{"color":140},{"text":319,"type":87,"marks":320},". Es quien debe validar la viabilidad de estas decisiones desde un punto de vista financiero.",[321],{"type":138,"attrs":322},{"color":140},{"type":81,"content":324},[325,330,336],{"text":326,"type":87,"marks":327},"El CFO está en ",[328],{"type":138,"attrs":329},{"color":140},{"text":331,"type":87,"marks":332},"contacto permanente con los distintos departamentos",[333,334],{"type":145},{"type":138,"attrs":335},{"color":140},{"text":337,"type":87,"marks":338}," de la empresa. Gestiona los equipos contables y financieros, y consulta a los departamentos de recursos humanos, ventas y marketing. Brinda un importante apoyo y una perspectiva exterior a estos departamentos.",[339],{"type":138,"attrs":340},{"color":140},{"type":81,"content":342},[343,348,354],{"text":344,"type":87,"marks":345},"Por su papel interfuncional, el CFO debe comunicarse eficazmente, tanto interna como externamente. Debe ser capaz de ",[346],{"type":138,"attrs":347},{"color":140},{"text":349,"type":87,"marks":350},"transmitir y explicar la información financiera",[351,352],{"type":145},{"type":138,"attrs":353},{"color":140},{"text":355,"type":87,"marks":356}," a toda la empresa, así como al mundo exterior. De hecho, trabaja también con las compañías externas de contabilidad y auditoría, abogados, bancos, socios, etc.",[357],{"type":138,"attrs":358},{"color":140},{"type":183,"attrs":360,"content":361},{"level":296},[362],{"text":363,"type":87,"marks":364},"Las tareas principales del CFO",[365,366],{"type":145},{"type":138,"attrs":367},{"color":304},{"type":81,"content":369},[370,375,381],{"text":371,"type":87,"marks":372},"Por supuesto, las tareas del CFO o Director Financiero no son idénticas de una empresa a otra. Dependiendo del tamaño de la empresa y de su fase de crecimiento, las ",[373],{"type":138,"attrs":374},{"color":140},{"text":376,"type":87,"marks":377},"tareas del CFO varían",[378,379],{"type":145},{"type":138,"attrs":380},{"color":140},{"text":160,"type":87,"marks":382},[383],{"type":138,"attrs":384},{"color":140},{"type":81,"content":386},[387],{"text":388,"type":87,"marks":389},"En todo caso, las tareas más comunes son las siguientes:",[390],{"type":138,"attrs":391},{"color":140},{"type":393,"content":394},"bullet_list",[395,416,431,451,471,491],{"type":396,"content":397},"list_item",[398],{"type":81,"content":399},[400,405,411],{"text":401,"type":87,"marks":402},"Apoyo a la toma de decisiones, en particular mediante el uso de ",[403],{"type":138,"attrs":404},{"color":140},{"text":406,"type":87,"marks":407},"cuadros de mando de alto rendimiento ",[408,409],{"type":145},{"type":138,"attrs":410},{"color":140},{"text":412,"type":87,"marks":413},"e informes financieros.",[414],{"type":138,"attrs":415},{"color":140},{"type":396,"content":417},[418],{"type":81,"content":419},[420,426],{"text":421,"type":87,"marks":422},"Control administrativo y financiero",[423,424],{"type":145},{"type":138,"attrs":425},{"color":140},{"text":427,"type":87,"marks":428},". Debe garantizar el cumplimiento de las obligaciones contables, legales y fiscales.",[429],{"type":138,"attrs":430},{"color":140},{"type":396,"content":432},[433],{"type":81,"content":434},[435,440,446],{"text":436,"type":87,"marks":437},"Supervisar y optimizar la contabilidad, la tesorería y el control de los riesgos financieros. Es ",[438],{"type":138,"attrs":439},{"color":140},{"text":441,"type":87,"marks":442},"responsable de la expansión y optimización",[443,444],{"type":145},{"type":138,"attrs":445},{"color":140},{"text":447,"type":87,"marks":448}," de todo el departamento financiero.",[449],{"type":138,"attrs":450},{"color":140},{"type":396,"content":452},[453],{"type":81,"content":454},[455,460,466],{"text":456,"type":87,"marks":457},"En ",[458],{"type":138,"attrs":459},{"color":140},{"text":461,"type":87,"marks":462},"colaboración con los equipos financieros",[463,464],{"type":145},{"type":138,"attrs":465},{"color":140},{"text":467,"type":87,"marks":468},", el CFO elabora y supervisa las previsiones y simulaciones presupuestarias, especialmente en materia de rentabilidad.",[469],{"type":138,"attrs":470},{"color":140},{"type":396,"content":472},[473],{"type":81,"content":474},[475,480,486],{"text":476,"type":87,"marks":477},"Define y ",[478],{"type":138,"attrs":479},{"color":140},{"text":481,"type":87,"marks":482},"dirige la política organizativa",[483,484],{"type":145},{"type":138,"attrs":485},{"color":140},{"text":487,"type":87,"marks":488},". De hecho, en las grandes empresas, el CFO suele ser el interlocutor privilegiado y el enlace con las filiales.",[489],{"type":138,"attrs":490},{"color":140},{"type":396,"content":492},[493],{"type":81,"content":494},[495,500,506],{"text":496,"type":87,"marks":497},"Participa activamente en las ",[498],{"type":138,"attrs":499},{"color":140},{"text":501,"type":87,"marks":502},"operaciones de crecimiento",[503,504],{"type":145},{"type":138,"attrs":505},{"color":140},{"text":507,"type":87,"marks":508}," y los proyectos estratégicos. Por ejemplo, en la captación de fondos, el crecimiento externo, las fusiones y adquisiciones y las salidas a bolsa.",[509],{"type":138,"attrs":510},{"color":140},{"type":81,"content":512},[513,518,524],{"text":514,"type":87,"marks":515},"Para apoyar su crecimiento, el trabajo del CFO es esencial en cualquier empresa. En las start-up es un puesto fijo. Las PYMES que aún no tienen recursos para contratar a un CFO deberían al menos trabajar con un ",[516],{"type":138,"attrs":517},{"color":140},{"text":519,"type":87,"marks":520},"CFO profesional externo",[521,522],{"type":145},{"type":138,"attrs":523},{"color":140},{"text":160,"type":87,"marks":525},[526],{"type":138,"attrs":527},{"color":140},{"type":183,"attrs":529,"content":530},{"level":185},[531],{"text":532,"type":87,"marks":533},"¿Cómo reclutar un CFO de alto nivel?",[534,535],{"type":145},{"type":138,"attrs":536},{"color":193},{"type":81,"content":538},[539,544,550],{"text":540,"type":87,"marks":541},"El CFO no sólo destaca por su visión y decisión, sino también por mantener relaciones constructivas con las partes interesadas internas y externas. Además, sus ",[542],{"type":138,"attrs":543},{"color":140},{"text":545,"type":87,"marks":546},"dotes de liderazgo",[547,548],{"type":145},{"type":138,"attrs":549},{"color":140},{"text":551,"type":87,"marks":552}," son inspiradoras y hacen del departamento financiero un equipo duradero y cohesionado.",[553],{"type":138,"attrs":554},{"color":140},{"type":183,"attrs":556,"content":557},{"level":296},[558],{"text":559,"type":87,"marks":560},"Una formación y trayectoria profesional adaptada al puesto",[561,562],{"type":145},{"type":138,"attrs":563},{"color":304},{"type":81,"content":565},[566,571,577],{"text":567,"type":87,"marks":568},"Normalmente, la mayoría de los CFO son ",[569],{"type":138,"attrs":570},{"color":140},{"text":572,"type":87,"marks":573},"graduados universitarios",[574,575],{"type":145},{"type":138,"attrs":576},{"color":140},{"text":578,"type":87,"marks":579}," en Administración y Dirección de Empresas (ADE). Y a esta titulación añaden algún máster, como el Business Administration (MBA) o un Máster en Finanzas Corporativas, Contabilidad o Dirección Financiera.",[580],{"type":138,"attrs":581},{"color":140},{"type":81,"content":583},[584,589,595],{"text":585,"type":87,"marks":586},"Después está la experiencia. La mayoría de multinacionales y grandes empresas exigen a los CFO una sólida ",[587],{"type":138,"attrs":588},{"color":140},{"text":590,"type":87,"marks":591},"experiencia de al menos 5 años",[592,593],{"type":145},{"type":138,"attrs":594},{"color":140},{"text":596,"type":87,"marks":597}," en gestión y finanzas.",[598],{"type":138,"attrs":599},{"color":140},{"type":81,"content":601},[602,607,613,618,636],{"text":603,"type":87,"marks":604},"Se valora mucho la ",[605],{"type":138,"attrs":606},{"color":140},{"text":608,"type":87,"marks":609},"experiencia en auditoría",[610,611],{"type":145},{"type":138,"attrs":612},{"color":140},{"text":614,"type":87,"marks":615},". Deben estar familiarizados con documentos contables clave como el balance, los procesos de facturación, los flujos de caja o los ",[616],{"type":138,"attrs":617},{"color":140},{"text":619,"type":87,"marks":620},"informes de gasto",[621,634],{"type":622,"attrs":623},"link",{"href":624,"uuid":625,"anchor":25,"target":626,"linktype":627,"story":628},"/blog/hojas-de-gastos","2fb7321f-3c5c-460d-8d5f-8b587bd35d35","_self","story",{"name":629,"id":630,"uuid":625,"slug":631,"url":632,"full_slug":633,"_stopResolving":41},"La guía definitiva para convertirse en un experto en hojas de gastos",290751497,"hojas-de-gastos","blog/hojas-de-gastos","es/blog/hojas-de-gastos",{"type":138,"attrs":635},{"color":140},{"text":160,"type":87,"marks":637},[638],{"type":138,"attrs":639},{"color":140},{"type":81,"content":641},[642,647,653],{"text":643,"type":87,"marks":644},"Las start-up y empresas medianas buscan que su CFO conozca de antemano estas estructuras. Y sobre todo, que tenga experiencia en ",[645],{"type":138,"attrs":646},{"color":140},{"text":648,"type":87,"marks":649},"captación de fondos",[650,651],{"type":145},{"type":138,"attrs":652},{"color":140},{"text":654,"type":87,"marks":655}," y relaciones con inversores.",[656],{"type":138,"attrs":657},{"color":140},{"type":183,"attrs":659,"content":660},{"level":296},[661],{"text":662,"type":87,"marks":663},"Las competencias clave de todo CFO",[664,665],{"type":145},{"type":138,"attrs":666},{"color":304},{"type":81,"content":668},[669,674,680],{"text":670,"type":87,"marks":671},"No solo basta con los estudios y la experiencia. El puesto de Director Financiero o Chief Financial Officer requiere también unas ",[672],{"type":138,"attrs":673},{"color":140},{"text":675,"type":87,"marks":676},"competencias y  conocimientos técnicos",[677,678],{"type":145},{"type":138,"attrs":679},{"color":140},{"text":681,"type":87,"marks":682}," avanzados y unos soft skills acordes al puesto.  ",[683],{"type":138,"attrs":684},{"color":140},{"type":81,"content":686},[687],{"text":688,"type":87,"marks":689},"Como conocimientos técnicos, ya no sólo bata con saber Excel. El CFO debe añadir esto: ",[690],{"type":138,"attrs":691},{"color":140},{"type":393,"content":693},[694,734,749,764],{"type":396,"content":695},[696],{"type":81,"content":697},[698,703,709,714,729],{"text":699,"type":87,"marks":700},"Sólidos ",[701],{"type":138,"attrs":702},{"color":140},{"text":704,"type":87,"marks":705},"conocimientos de finanzas",[706,707],{"type":145},{"type":138,"attrs":708},{"color":140},{"text":710,"type":87,"marks":711},", ",[712],{"type":138,"attrs":713},{"color":140},{"text":715,"type":87,"marks":716},"control de gestión",[717,727],{"type":622,"attrs":718},{"href":719,"uuid":720,"anchor":25,"target":626,"linktype":627,"story":721},"/blog/gestion-de-gastos","42c0dbd0-9303-4e28-b598-a4f52cd70865",{"name":722,"id":723,"uuid":720,"slug":724,"url":725,"full_slug":726,"_stopResolving":41}," Todo lo que debes saber para gestionar mejor los gastos de empresa",290893276,"gestion-de-gastos","blog/gestion-de-gastos","es/blog/gestion-de-gastos",{"type":138,"attrs":728},{"color":140},{"text":730,"type":87,"marks":731},", contabilidad, derecho laboral, derecho mercantil y fiscalidad.",[732],{"type":138,"attrs":733},{"color":140},{"type":396,"content":735},[736],{"type":81,"content":737},[738,744],{"text":739,"type":87,"marks":740},"Dominio de las herramientas informáticas",[741,742],{"type":145},{"type":138,"attrs":743},{"color":140},{"text":745,"type":87,"marks":746},", contables y de CRM.",[747],{"type":138,"attrs":748},{"color":140},{"type":396,"content":750},[751],{"type":81,"content":752},[753,759],{"text":754,"type":87,"marks":755},"Hablar inglés",[756,757],{"type":145},{"type":138,"attrs":758},{"color":140},{"text":760,"type":87,"marks":761},", básico a medida que la empresa se expande internacionalmente.",[762],{"type":138,"attrs":763},{"color":140},{"type":396,"content":765},[766],{"type":81,"content":767},[768,774],{"text":769,"type":87,"marks":770},"Gestión transversal",[771,772],{"type":145},{"type":138,"attrs":773},{"color":140},{"text":775,"type":87,"marks":776}," y jerárquica.",[777],{"type":138,"attrs":778},{"color":140},{"type":81,"content":780},[781,786,792,800],{"text":782,"type":87,"marks":783},"Y como la profesión de CFO evoluciona y se hace más interfuncional, las ",[784],{"type":138,"attrs":785},{"color":140},{"text":787,"type":87,"marks":788},"habilidades blandas o ",[789,790],{"type":145},{"type":138,"attrs":791},{"color":140},{"text":793,"type":87,"marks":794},"soft skills",[795,796,798],{"type":145},{"type":797},"italic",{"type":138,"attrs":799},{"color":140},{"text":801,"type":87,"marks":802}," adquieren más importancia. Entre ellas, estas:",[803],{"type":138,"attrs":804},{"color":140},{"type":393,"content":806},[807,827,842,857,872,887],{"type":396,"content":808},[809],{"type":81,"content":810},[811,816,822],{"text":812,"type":87,"marks":813},"Excelentes ",[814],{"type":138,"attrs":815},{"color":140},{"text":817,"type":87,"marks":818},"habilidades interpersonales y de comunicación",[819,820],{"type":145},{"type":138,"attrs":821},{"color":140},{"text":823,"type":87,"marks":824},". El CFO está en contacto continuo con los diferentes equipos y departamentos de la empresa, y con organizaciones e inversores externos. Por ello,  el CFO debe ser un maestro en el arte de a comunicación y las relaciones.",[825],{"type":138,"attrs":826},{"color":140},{"type":396,"content":828},[829],{"type":81,"content":830},[831,837],{"text":832,"type":87,"marks":833},"Ser un buen líder",[834,835],{"type":145},{"type":138,"attrs":836},{"color":140},{"text":838,"type":87,"marks":839},". Al trabajar con varios equipos dentro de la empresa. debe demostrar cualidades de liderazgo, como una excelente inteligencia emocional y empatía.",[840],{"type":138,"attrs":841},{"color":140},{"type":396,"content":843},[844],{"type":81,"content":845},[846,852],{"text":847,"type":87,"marks":848},"Mente analítica",[849,850],{"type":145},{"type":138,"attrs":851},{"color":140},{"text":853,"type":87,"marks":854}," orientada a los resultados. No se trata sólo de saber analizar cifras para tener una visión clara y saber anticipar los resultados. También para conocer en profundidad los retos estratégicos de la empresa y apoyarlos.",[855],{"type":138,"attrs":856},{"color":140},{"type":396,"content":858},[859],{"type":81,"content":860},[861,867],{"text":862,"type":87,"marks":863},"Saber gestionar el cambio",[864,865],{"type":145},{"type":138,"attrs":866},{"color":140},{"text":868,"type":87,"marks":869},". En el contexto actual de digitalización de las empresas, el CFO debe ser capaz de apoyar el cambio en el seno de sus equipos.",[870],{"type":138,"attrs":871},{"color":140},{"type":396,"content":873},[874],{"type":81,"content":875},[876,882],{"text":877,"type":87,"marks":878},"Orientación y empatía",[879,880],{"type":145},{"type":138,"attrs":881},{"color":140},{"text":883,"type":87,"marks":884}," con el cliente. Debe comprender y anticipar las necesidades de los clientes. Así podrá desempeñar un papel  de asesoramiento y anticipación para el desarrollo de la empresa. ",[885],{"type":138,"attrs":886},{"color":140},{"type":396,"content":888},[889],{"type":81,"content":890},[891,897],{"text":892,"type":87,"marks":893},"Ser creativo",[894,895],{"type":145},{"type":138,"attrs":896},{"color":140},{"text":898,"type":87,"marks":899},". Proponer soluciones creativas y pensar de forma innovadora es un plus. Por ejemplo, para encontrar la mejor financiación o estrategia financiera que apoye el crecimiento de la empresa.",[900],{"type":138,"attrs":901},{"color":140},{"type":183,"attrs":903,"content":904},{"level":296},[905],{"text":906,"type":87,"marks":907},"¿Cuánto gana un CFO?",[908,909],{"type":145},{"type":138,"attrs":910},{"color":304},{"type":81,"content":912},[913,918,924],{"text":914,"type":87,"marks":915},"El salario de un CFO o Director Financiero varía en función de su experiencia y conocimientos. También, claro está, depende del tamaño y los retos de la empresa. Por último, es habitual que se ",[916],{"type":138,"attrs":917},{"color":140},{"text":919,"type":87,"marks":920},"incluyan primas en su contrato",[921,922],{"type":145},{"type":138,"attrs":923},{"color":140},{"text":925,"type":87,"marks":926}," que hagan referencia a las ganancias de la empresa, si consigue clientes o inversores, etc.",[927],{"type":138,"attrs":928},{"color":140},{"type":81,"content":930},[931,936,947,952,958],{"text":932,"type":87,"marks":933},"En general, en España, según ",[934],{"type":138,"attrs":935},{"color":140},{"text":937,"type":87,"marks":938},"Jobted",[939,942,945],{"type":622,"attrs":940},{"href":941,"uuid":25,"anchor":25,"target":25,"linktype":69},"https://www.jobted.es/salario/director-financiero",{"type":138,"attrs":943},{"color":944},"rgb(0, 0, 255)",{"type":946},"underline",{"text":948,"type":87,"marks":949}," el ",[950],{"type":138,"attrs":951},{"color":140},{"text":953,"type":87,"marks":954},"sueldo medio de un CFO",[955,956],{"type":145},{"type":138,"attrs":957},{"color":140},{"text":959,"type":87,"marks":960}," es de unos 72.000 euros al año. Para las pequeñas empresas o un CFO junior (5 años de experiencia), el salario ronda los 35.000 euros. En las grandes empresas o multinacionales, un CFO senior puede superar con creces los 150.000 euros de salario.",[961],{"type":138,"attrs":962},{"color":140},{"type":81,"content":964},[965,970,979],{"text":966,"type":87,"marks":967},"Para saber más, echa un vistazo al ",[968],{"type":138,"attrs":969},{"color":140},{"text":971,"type":87,"marks":972},"exclusivo estudio de Spendesk",[973,976,978],{"type":622,"attrs":974},{"href":975,"uuid":25,"anchor":25,"target":25,"linktype":69},"https://get.spendesk.com/finance-compensation-survey",{"type":138,"attrs":977},{"color":944},{"type":946},{"text":980,"type":87,"marks":981}," sobre la remuneración en los equipos financieros, y entre ellos, claro, el CFO.",[982],{"type":138,"attrs":983},{"color":140},{"type":231,"attrs":985},{"id":233,"body":986},[987],{"_uid":988,"html":989,"component":238},"i-f68bbcf3-9d70-4288-9564-f1db97de0180","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-ad046fc5-cb58-49db-a17c-d283a01a6757\">\u003Cspan class=\"hs-cta-node hs-cta-ad046fc5-cb58-49db-a17c-d283a01a6757\" id=\"hs-cta-ad046fc5-cb58-49db-a17c-d283a01a6757\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/ad046fc5-cb58-49db-a17c-d283a01a6757\" target=\"_blank\" rel=\"noopener\">\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-ad046fc5-cb58-49db-a17c-d283a01a6757\" style=\"border-width:0px;\" src=\"https://no-cache.hubspot.com/cta/default/2694209/ad046fc5-cb58-49db-a17c-d283a01a6757.png\"  alt=\"Spendesk CFO Connect salary benchmark 2022\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, 'ad046fc5-cb58-49db-a17c-d283a01a6757', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->",{"type":183,"attrs":991,"content":992},{"level":185},[993],{"text":994,"type":87,"marks":995},"En resumen: el CFO es fundamental para toda empresa",[996,997],{"type":145},{"type":138,"attrs":998},{"color":193},{"type":81,"content":1000},[1001,1006,1012,1017,1025],{"text":1002,"type":87,"marks":1003},"Hoy en día, la figura de un CFO o director financiero moderno es inevitable. Su labor está en el centro del ",[1004],{"type":138,"attrs":1005},{"color":140},{"text":1007,"type":87,"marks":1008},"proceso de digitalización y automatización",[1009,1010],{"type":145},{"type":138,"attrs":1011},{"color":140},{"text":1013,"type":87,"marks":1014}," de los departamentos financieros. Debe ser capaz de apoyar el cambio en  el seno de sus equipos y para ello puede apoyarse en herramientas modernas como ",[1015],{"type":138,"attrs":1016},{"color":140},{"text":43,"type":87,"marks":1018},[1019,1022,1024],{"type":622,"attrs":1020},{"href":1021,"uuid":25,"anchor":25,"target":25,"linktype":69},"https://www.spendesk.com/es/",{"type":138,"attrs":1023},{"color":944},{"type":946},{"text":1026,"type":87,"marks":1027},", que simplifican los procedimientos internos.",[1028],{"type":138,"attrs":1029},{"color":140},{"type":81,"content":1031},[1032,1037,1043],{"text":1033,"type":87,"marks":1034},"Como copiloto del CEO, el CFO apoya plenamente a la empresa en su ",[1035],{"type":138,"attrs":1036},{"color":140},{"text":1038,"type":87,"marks":1039},"estrategia de crecimiento",[1040,1041],{"type":145},{"type":138,"attrs":1042},{"color":140},{"text":1044,"type":87,"marks":1045}," y desempeña un papel clave en la toma de decisiones. El CFO debe ser también un impulsor de propuestas para agilizar todos los procesos.",[1046],{"type":138,"attrs":1047},{"color":140},{"type":81,"content":1049},[1050,1055,1061,1066,1075],{"text":1051,"type":87,"marks":1052},"El CFO actual es un maestro de la estrategia, pero para ello debe ser también un maestro de las cifras. Si quieres ",[1053],{"type":138,"attrs":1054},{"color":140},{"text":1056,"type":87,"marks":1057},"debatir los problemas comunes",[1058,1059],{"type":145},{"type":138,"attrs":1060},{"color":140},{"text":1062,"type":87,"marks":1063}," a los que se enfrentan los responsables de las finanzas, descubre nuestra ",[1064],{"type":138,"attrs":1065},{"color":140},{"text":1067,"type":87,"marks":1068},"comunidad CFO Connect",[1069,1072,1074],{"type":622,"attrs":1070},{"href":1071,"uuid":25,"anchor":25,"target":25,"linktype":69},"https://www.cfoconnect.eu/en/",{"type":138,"attrs":1073},{"color":944},{"type":946},{"text":1076,"type":87,"marks":1077}," y accede a eventos y contenidos exclusivos.",[1078],{"type":138,"attrs":1079},{"color":140},{"name":1081,"created_at":1082,"published_at":16,"updated_at":1083,"id":1084,"uuid":1085,"content":1086,"slug":1093,"full_slug":1094,"sort_by_date":25,"position":1095,"tag_list":1096,"is_startpage":28,"parent_id":1097,"meta_data":25,"group_id":1098,"first_published_at":1099,"release_id":25,"lang":32,"path":25,"alternates":1100,"default_full_slug":1101,"translated_slugs":1102,"_stopResolving":41},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":1087,"icon":1088,"name":1081,"component":1092},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":1089,"alt":1090,"name":61,"focus":61,"title":61,"filename":1091,"copyright":61,"fieldtype":66,"is_external_url":28},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","es/blog/category/article",0,[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[1103,1104,1105],{"path":1101,"name":25,"lang":37,"published":25},{"path":1101,"name":25,"lang":39,"published":25},{"path":1101,"name":25,"lang":32,"published":25},[32],[1108],{"_uid":1109,"type":61,"asset":1110,"shadow":28,"caption":61,"overlay":1114,"component":1115},"9f3b97b3-2410-458a-8a6a-2d1c240ea9f6",{"id":1111,"alt":61,"name":61,"focus":61,"title":61,"source":61,"filename":1112,"copyright":61,"fieldtype":66,"meta_data":1113,"is_external_url":28},6306620,"https://a.storyblok.com/f/146026/1190x670/d15f826d46/cfo-maitre-chiffre-maitre-stratege-article-spendesk.png",{},[],"image",[],"2023-06-23 00:00","6",[1120],{"_uid":1121,"type":61,"asset":1122,"shadow":28,"caption":61,"overlay":1124,"component":1115},"8942fd9a-2349-4504-bf9c-2db1da2ee2d0",{"id":1111,"alt":61,"name":61,"focus":61,"title":61,"source":61,"filename":1112,"copyright":61,"fieldtype":66,"meta_data":1123,"is_external_url":28},{},[],"Todo sobre el CFO de una empresa: ¿Qué es? ¿Cuáles son sus funciones? ¿Cuánto gana un CFO? Conoce todas las respuestas y por qué es cada vez más importante.",[1127],{"_uid":1128,"items":1129,"heading":1167,"reverse":28,"component":1185,"sectionSettings":1186},"4be89098-96f3-4bec-82fa-2e376b726082",[1130,1140,1149,1158],{"_uid":1131,"title":1132,"component":1133,"description":1134},"a3406e37-cf55-480e-867b-9c22d661dbde","¿Qué es la gestión del gasto?","faqItem",{"type":78,"content":1135},[1136],{"type":81,"content":1137},[1138],{"text":1139,"type":87},"La gestión del gasto es el proceso de controlar y optimizar todas las salidas de dinero de una empresa, incluyendo tarjetas, facturas y reembolsos. Spendesk centraliza pagos y comprobantes mediante tarjetas físicas y virtuales y solicitudes de gasto aprobadas, lo que facilita la conciliación contable y aplica límites y aprobaciones por usuario para mayor control y visibilidad.",{"_uid":1141,"title":1142,"component":1133,"description":1143},"b56935a4-d3c7-44bf-b4f9-d51fa980dbe6","¿Cómo funciona Spendesk?",{"type":78,"content":1144},[1145],{"type":81,"content":1146},[1147],{"text":1148,"type":87},"Spendesk funciona como plataforma de gestión de gastos que emite tarjetas físicas y virtuales, automatiza informes y centraliza recibos y facturas. Spendesk permite solicitudes de fondos con aprobaciones integradas, establece límites por tarjeta y exporta datos contables, lo que acelera la reconciliación y elimina reembolsos manuales para equipos financieros.",{"_uid":1150,"title":1151,"component":1133,"description":1152},"af4870c3-b271-4edb-8a9f-449d33048eab","¿Qué hace un CFO en relación con la gestión del gasto?",{"type":78,"content":1153},[1154],{"type":81,"content":1155},[1156],{"text":1157,"type":87},"Un CFO supervisa la estrategia financiera, el control de presupuestos y la gobernanza del gasto para garantizar solvencia y cumplimiento. 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Esta se envía directamente a su superior para su validación y, a continuación, al equipo financiero.",{"type":81,"attrs":2712,"content":2713},{"textAlign":25},[2714,2718,2719],{"text":2715,"type":87,"marks":2716},"Para los equipos financieros",[2717],{"type":145},{"type":2546},{"text":2720,"type":87},"Cada empleado tiene su propio perfil de Spendesk y su tarjeta de débito para gastos. Así, a diferencia de lo que ocurre con las tarjetas de crédito de empresa, siempre se sabe quién está gastando el dinero de la empresa.",{"type":81,"attrs":2722,"content":2723},{"textAlign":25},[2724],{"text":2725,"type":87},"La plataforma permite a los controladores crear límites de gasto y aprobaciones previas. Los ejecutivos de nivel C o los gerentes tendrán un nivel de gasto preaprobado diferente al del resto del personal. Si un miembro del equipo necesita superar su presupuesto preaprobado, puede solicitarlo a su gerente a través de la aplicación móvil o la plataforma en línea.",{"type":81,"attrs":2727,"content":2728},{"textAlign":25},[2729],{"text":2730,"type":87},"Cuando se realiza un gasto con una tarjeta Spendesk, el empleado simplemente toma una foto del recibo en el momento de la compra. Esto significa que ya no se pierden los recibos.",{"type":81,"attrs":2732,"content":2733},{"textAlign":25},[2734],{"text":2735,"type":87},"Los equipos financieros pueden ver los gastos de la empresa en tiempo real y hacer un seguimiento de los recibos o facturas que faltan enviando recordatorios a los empleados a través de la plataforma.",{"type":81,"attrs":2737,"content":2738},{"textAlign":25},[2739],{"text":2740,"type":87},"La revisión de los gastos también es más fácil, ya que los equipos financieros pueden agruparlos y asignarles los tipos de IVA y las cuentas de gastos adecuados antes de exportarlos fácilmente a sus herramientas de 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La integración puede ser directa vía API o mediante ficheros de exportación estándar.",{"_uid":2852,"title":2853,"component":1133,"description":2854},"97cbe7f5-47b3-437a-be57-f846b7aeefba","¿Es compatible con la factura electrónica y VERI*FACTU?",{"type":78,"content":2855},[2856],{"type":81,"attrs":2857,"content":2858},{"textAlign":25},[2859],{"text":2860,"type":87},"Las herramientas de IA para contabilidad que estructuran datos en formato electrónico facilitan la adaptación a VERI*FACTU (plazo para sociedades: 1 de enero de 2027) y a la facturación electrónica obligatoria de la Ley Crea y Crece.",{"_uid":2862,"title":2863,"component":1133,"description":2864},"fc7c95cc-d42d-4ff7-8d12-2e34e6aea2db","¿Cuánto puede ahorrar una pyme al automatizar la contabilidad de gastos?",{"type":78,"content":2865},[2866],{"type":81,"attrs":2867,"content":2868},{"textAlign":25},[2869,2871],{"text":2870,"type":87},"El ahorro depende del volumen de facturas y del nivel de automatización, pero según estimaciones del sector, la reducción del coste por factura puede alcanzar el 60-80% frente al procesamiento manual, sumado a las horas liberadas del equipo financiero cada mes. ",{"text":2872,"type":87,"marks":2873},"**Descubre cómo Spendesk automatiza la contabilidad de tu pyme**",[2874],{"type":622,"attrs":2875},{"href":2876,"uuid":25,"anchor":25,"target":2240,"linktype":69},"https://cta-redirect.hubspot.com/cta/redirect/2694209/03098c55-28b6-455d-827f-0aa7abdb09f5",[2878],{"cta":2879,"_uid":2880,"title":2881,"eyebrow":2888,"subtitle":2893,"component":183,"textAlign":61,"flexibleSection":2898,"sectionSettings":2899,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":61},[],"80726d22-94ef-4503-8398-87ec3f30b5e4",{"type":78,"content":2882},[2883],{"type":183,"attrs":2884,"content":2885},{"level":185,"textAlign":25},[2886],{"text":2887,"type":87},"Preguntas frecuentes",{"type":78,"content":2889},[2890],{"type":81,"attrs":2891,"content":2892},{"textAlign":25},[],{"type":78,"content":2894},[2895],{"type":81,"attrs":2896,"content":2897},{"textAlign":25},[],[],[],"ia-para-contabilidad-pymes-espanolas","es/blog/ia-para-contabilidad-pymes-espanolas",-2440,[],"8d37ceb8-21f8-4949-8db4-bb6786b5de7e","2026-08-12T08:28:14.780Z",[],"blog/ia-para-contabilidad-pymes-espanolas",[2909,2910,2911],{"path":2907,"name":25,"lang":37,"published":25},{"path":2907,"name":25,"lang":39,"published":25},{"path":2907,"name":25,"lang":32,"published":25},{"name":2913,"created_at":2914,"published_at":2915,"updated_at":2916,"id":2917,"uuid":2918,"content":2919,"slug":3029,"full_slug":3030,"sort_by_date":25,"position":3031,"tag_list":3032,"is_startpage":28,"parent_id":1198,"meta_data":25,"group_id":3033,"first_published_at":3034,"release_id":25,"lang":32,"path":25,"alternates":3035,"default_full_slug":3036,"translated_slugs":3037},"El cierre contable: por qué da tantos problemas y qué soluciones hay","2023-06-29T12:43:20.486Z","2026-03-20T15:31:24.112Z","2026-03-20T15:31:24.144Z",333519861,"0ba13734-a93b-4c3c-a9a3-ecddd5cd031b",{"_uid":2920,"title":2913,"topics":2921,"category":2930,"language":2939,"component":1093,"heroMedia":2940,"publishedAt":2948,"readingTime":2949,"redirectUrl":61,"listingImage":2950,"metaDescription":2956,"componentsAfterTheArticle":2957},"33f17485-a8cf-4836-b23b-d03356cc307b",[2922],{"name":103,"created_at":104,"published_at":105,"updated_at":106,"id":107,"uuid":108,"content":2923,"slug":117,"full_slug":118,"sort_by_date":25,"position":119,"tag_list":2924,"is_startpage":28,"parent_id":121,"meta_data":25,"group_id":122,"first_published_at":123,"release_id":25,"lang":32,"path":25,"alternates":2925,"default_full_slug":125,"translated_slugs":2926,"_stopResolving":41},{"_uid":116,"name":103,"component":22},[],[],[2927,2928,2929],{"path":125,"name":25,"lang":37,"published":25},{"path":125,"name":25,"lang":39,"published":25},{"path":125,"name":25,"lang":32,"published":25},{"name":1081,"created_at":1082,"published_at":16,"updated_at":1083,"id":1084,"uuid":1085,"content":2931,"slug":1093,"full_slug":1094,"sort_by_date":25,"position":1095,"tag_list":2933,"is_startpage":28,"parent_id":1097,"meta_data":25,"group_id":1098,"first_published_at":1099,"release_id":25,"lang":32,"path":25,"alternates":2934,"default_full_slug":1101,"translated_slugs":2935,"_stopResolving":41},{"_uid":1087,"icon":2932,"name":1081,"component":1092},{"id":1089,"alt":1090,"name":61,"focus":61,"title":61,"filename":1091,"copyright":61,"fieldtype":66,"is_external_url":28},[],[],[2936,2937,2938],{"path":1101,"name":25,"lang":37,"published":25},{"path":1101,"name":25,"lang":39,"published":25},{"path":1101,"name":25,"lang":32,"published":25},[32],[2941],{"_uid":2942,"type":61,"asset":2943,"shadow":28,"caption":61,"overlay":2947,"component":1115},"ecad3cf4-132e-416b-ab6b-6c726cfd26a0",{"id":2944,"alt":61,"name":61,"focus":61,"title":61,"source":61,"filename":2945,"copyright":61,"fieldtype":66,"meta_data":2946,"is_external_url":28},10064526,"https://a.storyblok.com/f/146026/2048x1153/fb65d3b7e6/cierre-contable.webp",{},[],"2023-07-04 00:00","7",[2951],{"_uid":2952,"type":61,"asset":2953,"shadow":28,"caption":61,"overlay":2955,"component":1115},"049abe5e-696a-430b-89d7-25151e660a36",{"id":2944,"alt":61,"name":61,"focus":61,"title":61,"source":61,"filename":2945,"copyright":61,"fieldtype":66,"meta_data":2954,"is_external_url":28},{},[],"¿Te cuesta horrores a ti y a tu equipo financiero cerrar la contabilidad? 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Descubre qué tareas automatizar, qué controles aplicar y cómo medir el ahorro.\n",[],[3083],{"cta":3084,"_uid":3085,"items":3086,"heading":3136,"reverse":28,"component":1185,"sectionSettings":3155},[],"cfcc9fa2-a4a9-4364-8c53-dceac04b34b0",[3087,3098,3109,3120],{"_uid":3088,"hide":28,"title":3089,"component":1133,"description":3090},"4eb0026d-6af1-48a8-b617-971039f56d31","¿Hay que pedir el certificado de estar al corriente a todos los proveedores?",{"type":78,"attrs":3091,"content":3092},{"backgroundColor":25},[3093],{"type":81,"attrs":3094,"content":3095},{"textAlign":25},[3096],{"text":3097,"type":87},"No es un requisito general para todos los proveedores. La necesidad de solicitarlo depende del tipo de contrata o subcontrata, de si corresponde a la actividad económica principal y de las obligaciones previstas en la normativa. En los supuestos aplicables, el certificado específico de la AEAT puede evitar la responsabilidad subsidiaria si se cumplen todas las condiciones legales y se ha emitido dentro de los 12 meses anteriores al pago de la factura. Valida el caso concreto con asesoramiento jurídico.",{"_uid":3099,"hide":28,"title":3100,"component":1133,"description":3101},"4776b4c4-219f-42cf-a323-30db1b235f55","¿Qué hacer con las compras urgentes que se saltan el circuito?",{"type":78,"attrs":3102,"content":3103},{"backgroundColor":25},[3104],{"type":81,"attrs":3105,"content":3106},{"textAlign":25},[3107],{"text":3108,"type":87},"Dales un itinerario ligero, como un umbral de 300 € pagado con tarjeta de empresa y justificado después. Si el proveedor se repite más de dos veces, debe pasar por el alta completa.",{"_uid":3110,"hide":28,"title":3111,"component":1133,"description":3112},"482ead76-ce6d-48fb-85d8-66b354ab5fbb","¿Cuánto tarda el onboarding de proveedores?",{"type":78,"attrs":3113,"content":3114},{"backgroundColor":25},[3115],{"type":81,"attrs":3116,"content":3117},{"textAlign":25},[3118],{"text":3119,"type":87},"No existe una cifra de referencia verificada, así que mide tu propio tiempo medio por nivel de riesgo. 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La homologación valida con mayor profundidad la solvencia, el cumplimiento, la capacidad y los criterios de riesgo antes de formalizar la relación.",{"_uid":3224,"title":3225,"component":1133,"description":3226},"cf378fd2-4480-4154-a37a-265621902672","¿Con qué frecuencia hay que reevaluar a un proveedor?",{"type":78,"content":3227},[3228],{"type":81,"attrs":3229,"content":3230},{"textAlign":25},[3231],{"text":3232,"type":87},"Depende del riesgo, el volumen de gasto, la criticidad, la actividad, el contrato y la política interna. Los proveedores críticos pueden requerir una revisión anual o más frecuente, mientras que los de bajo riesgo pueden revisarse con una periodicidad más amplia. No existe una frecuencia universal aplicable a todos los proveedores.",{"_uid":3234,"title":3235,"component":1133,"description":3236},"7f1e9200-5183-44a0-98bb-a1fd89492a3d","¿Qué KPI sirven para medir a un proveedor?",{"type":78,"content":3237},[3238],{"type":81,"attrs":3239,"content":3240},{"textAlign":25},[3241],{"text":3242,"type":87},"El plazo de entrega medio, la tasa de incidencias o devoluciones, el cumplimiento de las condiciones pactadas y el tiempo de respuesta ante reclamaciones son indicadores habituales. 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