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La integración conecta perfectamente Spendesk con su sistema de gestión de personal, liberando a los equipos de RRHH y finanzas de las tediosas tareas administrativas manuales. ",[97],{"type":64,"attrs":98},{"color":66},{"type":57,"content":100},[101],{"text":102,"type":61,"marks":103},"Sigue leyendo para descubrir todos los beneficios de esta nueva integración de SIRH.",[104],{"type":64,"attrs":105},{"color":66},{"type":107,"attrs":108,"content":110},"heading",{"level":109},2,[111],{"text":112,"type":61,"marks":113},"El reto: la gestión tradicional y manual de gastos y personal",[114],{"type":64,"attrs":115},{"color":66},{"type":57,"content":117},[118],{"text":119,"type":61,"marks":120},"En muchas organizaciones, la gestión de los gastos y los datos de los empleados sigue siendo incompleta y manual. 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Las actualizaciones de información de los empleados existentes también se envían a finanzas con regularidad, a menudo en grandes volúmenes.",[139],{"type":64,"attrs":140},{"color":66},{"type":57,"content":142},[143],{"text":144,"type":61,"marks":145},"Para las empresas con grandes equipos, este proceso consume aún más tiempo. 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Las empresas sólo necesitan acceso de administrador a Spendesk y a la herramienta de RRHH, así como un conocimiento básico de los procesos de incorporación actuales de ambos sistemas.",[431],{"type":64,"attrs":432},{"color":66},{"type":57,"content":434},[435],{"text":436,"type":61,"marks":437},"Una vez que la integración esté activa, todos los nuevos empleados se añadirán automáticamente en Spendesk, ya sean clientes nuevos o existentes de Spendesk. ",[438],{"type":64,"attrs":439},{"color":66},{"type":57,"content":441},[442],{"text":443,"type":61,"marks":444},"A tener en cuenta: Todavía puedes crear miembros manualmente si es necesario; por ejemplo, para autónomos que no están en la herramienta de RRHH, o para casos excepcionales que no se ajustan a la lógica de los filtros estándar.",[445],{"type":64,"attrs":446},{"color":66},{"type":57,"content":448},[449,454,464],{"text":450,"type":61,"marks":451},"Puedes encontrar más detalles sobre la configuración, los requisitos y más información en nuestro artículo del ",[452],{"type":64,"attrs":453},{"color":66},{"text":455,"type":61,"marks":456},"Centro de ayuda",[457,462],{"type":78,"attrs":458},{"href":459,"uuid":37,"anchor":37,"target":460,"linktype":461},"https://helpcenter.spendesk.com/en/articles/8469957-spendesk-s-native-hr-tools-integrations","_blank","url",{"type":64,"attrs":463},{"color":66},{"text":465,"type":61,"marks":466},".",[467],{"type":64,"attrs":468},{"color":66},{"type":107,"attrs":470,"content":471},{"level":109},[472],{"text":473,"type":61,"marks":474},"Conclusión",[475],{"type":64,"attrs":476},{"color":66},{"type":57,"content":478},[479],{"text":480,"type":61,"marks":481},"La integración de Spendesk HR proporciona a las organizaciones una solución eficaz para gestionar los gastos y los datos de los empleados. 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Esta se envía directamente a su superior para su validación y, a continuación, al equipo financiero.",{"type":57,"attrs":2191,"content":2192},{"textAlign":37},[2193,2197,2198],{"text":2194,"type":61,"marks":2195},"Para los equipos financieros",[2196],{"type":91},{"type":2025},{"text":2199,"type":61},"Cada empleado tiene su propio perfil de Spendesk y su tarjeta de débito para gastos. Así, a diferencia de lo que ocurre con las tarjetas de crédito de empresa, siempre se sabe quién está gastando el dinero de la empresa.",{"type":57,"attrs":2201,"content":2202},{"textAlign":37},[2203],{"text":2204,"type":61},"La plataforma permite a los controladores crear límites de gasto y aprobaciones previas. Los ejecutivos de nivel C o los gerentes tendrán un nivel de gasto preaprobado diferente al del resto del personal. Si un miembro del equipo necesita superar su presupuesto preaprobado, puede solicitarlo a su gerente a través de la aplicación móvil o la plataforma en línea.",{"type":57,"attrs":2206,"content":2207},{"textAlign":37},[2208],{"text":2209,"type":61},"Cuando se realiza un gasto con una tarjeta Spendesk, el empleado simplemente toma una foto del recibo en el momento de la compra. Esto significa que ya no se pierden los recibos.",{"type":57,"attrs":2211,"content":2212},{"textAlign":37},[2213],{"text":2214,"type":61},"Los equipos financieros pueden ver los gastos de la empresa en tiempo real y hacer un seguimiento de los recibos o facturas que faltan enviando recordatorios a los empleados a través de la plataforma.",{"type":57,"attrs":2216,"content":2217},{"textAlign":37},[2218],{"text":2219,"type":61},"La revisión de los gastos también es más fácil, ya que los equipos financieros pueden agruparlos y asignarles los tipos de IVA y las cuentas de gastos adecuados antes de exportarlos fácilmente a sus herramientas de 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00:00",[],[2290],{"_uid":2291,"link":2292,"asset":2293,"caption":13,"component":606},"6ec874b7-bb17-4de2-ae6f-9792ef8fc755",{"id":13,"url":13,"linktype":83,"fieldtype":724,"cached_url":1731,"prep":52},{"id":2294,"alt":13,"name":13,"focus":13,"title":13,"source":13,"filename":2295,"copyright":13,"fieldtype":583,"meta_data":2296,"is_external_url":26},236278285490971,"https://a.storyblok.com/f/146026/1536x1024/4908518b53/marketing-budget-header-funnel.png",{},"Descubre herramientas para gestionar el presupuesto de marketing: planifica campañas, controla gastos, automatiza aprobaciones y mide el ROI.\n",[],[2300],{"cta":2301,"_uid":2302,"items":2303,"heading":2348,"reverse":26,"component":671,"sectionSettings":2367},[],"4fccae22-53c5-4eb0-a3dd-d9ca4f4d4737",[2304,2315,2326,2337],{"_uid":2305,"hide":26,"title":2306,"component":619,"description":2307},"86e3510a-a8eb-400b-be28-bf00b8458eae","¿Sirve una hoja de cálculo para el presupuesto de 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Cuando varias personas gastan con tarjeta y llegan facturas cada semana, úsala como plan y haz el seguimiento con una herramienta conectada a los pagos.",{"_uid":2316,"hide":26,"title":2317,"component":619,"description":2318},"23bb4593-0fbf-4a60-a723-37056dc5bd89","¿Cómo comparar el gasto real con el presupuesto previsto?",{"type":54,"attrs":2319,"content":2320},{"backgroundColor":37},[2321],{"type":57,"attrs":2322,"content":2323},{"textAlign":37},[2324],{"text":2325,"type":61},"Asigna cada pago a una partida con sus cuatro etiquetas y revisa la diferencia una vez por semana. Así detectas las desviaciones cuando aún puedes mover dinero entre partidas.",{"_uid":2327,"hide":26,"title":2328,"component":619,"description":2329},"992cb062-7826-4016-bbf9-c281e4273f65","¿Cómo controlar las suscripciones de software de marketing?",{"type":54,"attrs":2330,"content":2331},{"backgroundColor":37},[2332],{"type":57,"attrs":2333,"content":2334},{"textAlign":37},[2335],{"text":2336,"type":61},"Paga cada herramienta con su propia tarjeta virtual y un responsable asignado. Revisa cada mes las renovaciones de los 30 días siguientes y cancela las licencias de quien ya no las usa.",{"_uid":2338,"hide":26,"title":2339,"component":619,"description":2340},"3bcecb71-7f98-4fb9-ae2a-676a44cae61e","¿Qué debe buscar en un software de presupuesto de marketing?",{"type":54,"attrs":2341,"content":2342},{"backgroundColor":37},[2343],{"type":57,"attrs":2344,"content":2345},{"textAlign":37},[2346],{"text":2347,"type":61},"Que conecte cada pago con su partida en tiempo real y muestre el saldo disponible dentro del flujo de aprobación. Debe cubrir los tres tipos de gasto, tarjetas, facturas y suscripciones, guardar el historial de aprobaciones y exportar a tu contabilidad sin trabajo 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00:00",[],[2427],{"_uid":2428,"link":2429,"asset":2430,"caption":13,"component":606},"f506bcb7-50ba-48b8-9251-2ada4ed83471",{"id":13,"url":13,"linktype":83,"fieldtype":724,"cached_url":1731,"prep":52},{"id":2431,"alt":13,"name":13,"focus":13,"title":13,"source":13,"filename":2432,"copyright":13,"fieldtype":583,"meta_data":2433,"is_external_url":26},235914227943049,"https://a.storyblok.com/f/146026/1248x832/2af297a350/budget-control-bridge.png",{},"Descubre qué herramientas permiten controlar el presupuesto en tiempo real, anticipar desviaciones y gestionar gastos, aprobaciones y compromisos desde una sola plataforma.\n",[],[2437],{"cta":2438,"_uid":2439,"items":2440,"heading":2485,"reverse":26,"component":671,"sectionSettings":2504},[],"760e6fb0-3e22-4972-8687-bf5b1b9ca40f",[2441,2452,2463,2474],{"_uid":2442,"hide":26,"title":2443,"component":619,"description":2444},"cfa24319-bfaf-4bb3-9f12-5c7b0883e58a","¿Con qué frecuencia debe revisarse el presupuesto si los datos están en tiempo real?",{"type":54,"attrs":2445,"content":2446},{"backgroundColor":37},[2447],{"type":57,"attrs":2448,"content":2449},{"textAlign":37},[2450],{"text":2451,"type":61},"Los responsables de presupuesto pueden consultarlo a diario, pero una revisión formal cada mes sigue siendo útil. Con datos en vivo, esa reunión de 30 minutos se dedica a decidir reasignaciones.",{"_uid":2453,"hide":26,"title":2454,"component":619,"description":2455},"bba79f0b-6b67-4991-bd15-049529b25433","¿Se puede hacer seguimiento del presupuesto por entidad en un grupo de empresas?",{"type":54,"attrs":2456,"content":2457},{"backgroundColor":37},[2458],{"type":57,"attrs":2459,"content":2460},{"textAlign":37},[2461],{"text":2462,"type":61},"Sí, siempre que cada gasto se impute a su sociedad en el momento de la compra. Con dos o más entidades, esa imputación evita reconstruir el presupuesto de cada filial a mano.",{"_uid":2464,"hide":26,"title":2465,"component":619,"description":2466},"c6602111-0021-4043-9f5c-18c8f9e90ce9","¿Cuándo conviene dejar Excel para el seguimiento del presupuesto?",{"type":54,"attrs":2467,"content":2468},{"backgroundColor":37},[2469],{"type":57,"attrs":2470,"content":2471},{"textAlign":37},[2472],{"text":2473,"type":61},"Como referencia orientativa, cuando dedicas más de un día al mes a consolidar exportaciones o gestionas más de 10 responsables de presupuesto. Excel falla porque solo refleja lo que alguien exportó, no ve el gasto comprometido y cada responsable acaba trabajando con su propia versión. A partir de ahí, el retraso del dato cuesta más que la herramienta.",{"_uid":2475,"hide":26,"title":2476,"component":619,"description":2477},"03c0a5ed-3dc1-40c8-8d3b-4c22b1f1cff6","¿Cuál es la diferencia entre seguimiento presupuestario y control del gasto?",{"type":54,"attrs":2478,"content":2479},{"backgroundColor":37},[2480],{"type":57,"attrs":2481,"content":2482},{"textAlign":37},[2483],{"text":2484,"type":61},"El seguimiento compara presupuesto y gasto después de que ocurra, mientras que el control actúa antes, con aprobaciones y límites. Una alerta al 80% es seguimiento; un límite de 500 € en una tarjeta es control.",[2486],{"cta":2487,"_uid":2488,"title":2489,"layout":13,"eyebrow":2496,"subtitle":2499,"component":107,"textAlign":13,"eyebrowPill":26,"checkmarkList":26,"flexibleSection":2502,"sectionSettings":2503,"displaySeparator":26,"breakLineOnMobile":26,"subtitleLeftBorder":26,"customTitleFontSize":13},[],"d82fc8f2-16fe-4704-bebc-15d754086f13",{"type":54,"attrs":2490,"content":2491},{"backgroundColor":37},[2492],{"type":107,"attrs":2493,"content":2494},{"level":109,"textAlign":37},[2495],{"text":1504,"type":61},{"type":54,"content":2497},[2498],{"type":57},{"type":54,"content":2500},[2501],{"type":57},[],[],[],"herramientas-para-hacer-seguimiento-del-presupuesto-en-tiempo-real","es/blog/herramientas-para-hacer-seguimiento-del-presupuesto-en-tiempo-real",-4020,[],"915f62e1-9ea1-48a1-b0a3-2068ea7f0e3e","2026-10-29T15:02:50.161Z",[],"blog/herramientas-para-hacer-seguimiento-del-presupuesto-en-tiempo-real",[2514,2515,2516],{"path":2512,"name":37,"lang":48,"published":37},{"path":2512,"name":37,"lang":50,"published":37},{"path":2512,"name":37,"lang":43,"published":37},{"name":2518,"created_at":2519,"published_at":2520,"updated_at":2521,"id":2522,"uuid":2523,"content":2524,"slug":2641,"full_slug":2642,"sort_by_date":37,"position":2643,"tag_list":2644,"is_startpage":26,"parent_id":684,"meta_data":37,"group_id":2645,"first_published_at":2646,"release_id":37,"lang":43,"path":37,"alternates":2647,"default_full_slug":2648,"translated_slugs":2649},"Automatización del onboarding de proveedores: cómo reducir costes y errores","2026-10-29T14:44:09.452Z","2026-10-30T10:38:55.972Z","2026-10-30T10:38:56.003Z",235910960987428,"23b679b6-5593-4cec-83fe-129c1b9c9ad8",{"_uid":2525,"title":2518,"topics":2526,"noIndex":26,"category":2545,"language":2554,"readTime":13,"component":585,"heroMedia":2555,"publishedAt":2424,"redirectUrl":13,"leadwallForm":2556,"listingImage":2557,"leadwallTitle":13,"metaDescription":2565,"bottomArticleCta":2566,"leadwallSubtitle":13,"isLeadwallEnabled":26,"componentsAfterTheArticle":2567,"leadwallVisibleParagraphs":13},"1ed68d25-7530-42ee-ab1c-b0db8eb14ec7",[2527],{"name":2528,"created_at":2529,"published_at":2530,"updated_at":2531,"id":2532,"uuid":2533,"content":2534,"slug":2535,"full_slug":2536,"sort_by_date":37,"position":2266,"tag_list":2537,"is_startpage":26,"parent_id":40,"meta_data":37,"group_id":2538,"first_published_at":2269,"release_id":37,"lang":43,"path":37,"alternates":2539,"default_full_slug":2540,"translated_slugs":2541,"_stopResolving":52},"Equipos financieros","2023-04-12T07:17:50.759Z","2026-09-29T09:14:28.236Z","2026-09-29T09:14:28.249Z",290528746,"0d21d83f-545d-4f60-acc8-ab3b9c5b94e6",{"_uid":2263,"name":2528,"component":34},"equipos-financieros","es/blog/topic/equipos-financieros",[],"37251365-a886-4869-8f3b-1976331cbcf4",[],"blog/topic/equipos-financieros",[2542,2543,2544],{"path":2540,"name":37,"lang":48,"published":37},{"path":2540,"name":37,"lang":50,"published":37},{"path":2540,"name":37,"lang":43,"published":37},{"name":571,"created_at":572,"published_at":573,"updated_at":574,"id":575,"uuid":576,"content":2546,"slug":585,"full_slug":586,"sort_by_date":37,"position":38,"tag_list":2548,"is_startpage":26,"parent_id":588,"meta_data":37,"group_id":589,"first_published_at":590,"release_id":37,"lang":43,"path":37,"alternates":2549,"default_full_slug":592,"translated_slugs":2550,"_stopResolving":52},{"_uid":578,"icon":2547,"name":571,"component":584},{"id":580,"alt":581,"name":13,"focus":13,"title":13,"filename":582,"copyright":13,"fieldtype":583,"is_external_url":26},[],[],[2551,2552,2553],{"path":592,"name":37,"lang":48,"published":37},{"path":592,"name":37,"lang":50,"published":37},{"path":592,"name":37,"lang":43,"published":37},[43],[],[],[2558],{"_uid":2559,"link":2560,"asset":2561,"caption":13,"component":606},"a679ea6f-3187-4525-ba34-6194297b7415",{"id":13,"url":13,"linktype":83,"fieldtype":724,"cached_url":1731,"prep":52},{"id":2562,"alt":13,"name":13,"focus":13,"title":13,"source":13,"filename":2563,"copyright":13,"fieldtype":583,"meta_data":2564,"is_external_url":26},235911367140652,"https://a.storyblok.com/f/146026/1248x832/421c7748b1/supplier-onboarding-flow.png",{},"Automatiza el onboarding de proveedores para reducir costes y errores. Descubre qué tareas automatizar, qué controles aplicar y cómo medir el ahorro.\n",[],[2568],{"cta":2569,"_uid":2570,"items":2571,"heading":2621,"reverse":26,"component":671,"sectionSettings":2640},[],"cfcc9fa2-a4a9-4364-8c53-dceac04b34b0",[2572,2583,2594,2605],{"_uid":2573,"hide":26,"title":2574,"component":619,"description":2575},"4eb0026d-6af1-48a8-b617-971039f56d31","¿Hay que pedir el certificado de estar al corriente a todos los proveedores?",{"type":54,"attrs":2576,"content":2577},{"backgroundColor":37},[2578],{"type":57,"attrs":2579,"content":2580},{"textAlign":37},[2581],{"text":2582,"type":61},"No es un requisito general para todos los proveedores. La necesidad de solicitarlo depende del tipo de contrata o subcontrata, de si corresponde a la actividad económica principal y de las obligaciones previstas en la normativa. En los supuestos aplicables, el certificado específico de la AEAT puede evitar la responsabilidad subsidiaria si se cumplen todas las condiciones legales y se ha emitido dentro de los 12 meses anteriores al pago de la factura. Valida el caso concreto con asesoramiento jurídico.",{"_uid":2584,"hide":26,"title":2585,"component":619,"description":2586},"4776b4c4-219f-42cf-a323-30db1b235f55","¿Qué hacer con las compras urgentes que se saltan el circuito?",{"type":54,"attrs":2587,"content":2588},{"backgroundColor":37},[2589],{"type":57,"attrs":2590,"content":2591},{"textAlign":37},[2592],{"text":2593,"type":61},"Dales un itinerario ligero, como un umbral de 300 € pagado con tarjeta de empresa y justificado después. Si el proveedor se repite más de dos veces, debe pasar por el alta completa.",{"_uid":2595,"hide":26,"title":2596,"component":619,"description":2597},"482ead76-ce6d-48fb-85d8-66b354ab5fbb","¿Cuánto tarda el onboarding de proveedores?",{"type":54,"attrs":2598,"content":2599},{"backgroundColor":37},[2600],{"type":57,"attrs":2601,"content":2602},{"textAlign":37},[2603],{"text":2604,"type":61},"No existe una cifra de referencia verificada, así que mide tu propio tiempo medio por nivel de riesgo. En proveedores críticos, cuenta con que, según la Resolución 2/2004, la AEAT emite o deniega el certificado de estar al corriente en tres días.",{"_uid":2606,"hide":26,"title":2607,"component":619,"description":2608},"e86a04a4-bbaa-4041-b936-9d53e0276ac8","¿Qué documentos se piden a un nuevo proveedor?",{"type":54,"attrs":2609,"content":2610},{"backgroundColor":37},[2611,2616],{"type":57,"attrs":2612,"content":2613},{"textAlign":37},[2614],{"text":2615,"type":61},"Como base, puedes solicitar el NIF, el IBAN y el contacto de facturación. Si el proveedor opera en la Unión Europea, comprueba si necesitas validar su número de IVA en VIES según la operación y el procedimiento de tu empresa.",{"type":57,"attrs":2617,"content":2618},{"textAlign":37},[2619],{"text":2620,"type":61},"Para contratas y subcontratas, la documentación adicional depende de la actividad, del contrato y de las obligaciones legales aplicables. Puede incluir certificados de la TGSS o de la AEAT, documentación preventiva, seguros y otros documentos. Confirma qué certificado corresponde, quién debe solicitarlo y durante cuánto tiempo es válido antes de convertirlo en un requisito del proceso.",[2622],{"cta":2623,"_uid":2624,"title":2625,"layout":13,"eyebrow":2632,"subtitle":2635,"component":107,"textAlign":13,"eyebrowPill":26,"checkmarkList":26,"flexibleSection":2638,"sectionSettings":2639,"displaySeparator":26,"breakLineOnMobile":26,"subtitleLeftBorder":26,"customTitleFontSize":13},[],"1045b02a-07c4-40a8-98b9-f7281777a200",{"type":54,"attrs":2626,"content":2627},{"backgroundColor":37},[2628],{"type":107,"attrs":2629,"content":2630},{"level":109,"textAlign":37},[2631],{"text":1504,"type":61},{"type":54,"content":2633},[2634],{"type":57},{"type":54,"content":2636},[2637],{"type":57},[],[],[],"automatizacion-del-onboarding-de-proveedores-como-reducir-costes-y-errores","es/blog/automatizacion-del-onboarding-de-proveedores-como-reducir-costes-y-errores",-4010,[],"0c5dfbfc-5add-437b-b160-7bb180f3bedd","2026-10-29T14:51:13.649Z",[],"blog/automatizacion-del-onboarding-de-proveedores-como-reducir-costes-y-errores",[2650,2651,2652],{"path":2648,"name":37,"lang":48,"published":37},{"path":2648,"name":37,"lang":50,"published":37},{"path":2648,"name":37,"lang":43,"published":37},{"name":2654,"created_at":2655,"published_at":2656,"updated_at":2657,"id":2658,"uuid":2659,"content":2660,"slug":2809,"full_slug":2810,"sort_by_date":37,"position":2811,"tag_list":2812,"is_startpage":26,"parent_id":684,"meta_data":37,"group_id":2813,"first_published_at":2814,"release_id":37,"lang":43,"path":37,"alternates":2815,"default_full_slug":2816,"translated_slugs":2817}," Cómo evitar pérdidas por cambio de divisa en los gastos de empleados en el extranjero","2026-10-28T11:45:15.093Z","2026-10-30T10:39:11.320Z","2026-10-30T10:39:11.349Z",235513098662119,"3395447c-6f70-4fbf-9e39-20a361ff22f2",{"_uid":2661,"title":2662,"topics":2663,"noIndex":26,"category":2682,"language":2691,"readTime":13,"component":585,"heroMedia":2692,"publishedAt":2693,"redirectUrl":13,"leadwallForm":2694,"listingImage":2695,"leadwallTitle":13,"metaDescription":2703,"bottomArticleCta":2704,"leadwallSubtitle":13,"isLeadwallEnabled":26,"componentsAfterTheArticle":2705,"leadwallVisibleParagraphs":13},"86f91919-577e-44b2-b7e4-86534a2b3e04","Cómo evitar pérdidas por cambio de divisa en los gastos de empleados en el extranjero",[2664],{"name":2665,"created_at":2666,"published_at":2667,"updated_at":2668,"id":2669,"uuid":2670,"content":2671,"slug":2672,"full_slug":2673,"sort_by_date":37,"position":2266,"tag_list":2674,"is_startpage":26,"parent_id":40,"meta_data":37,"group_id":2675,"first_published_at":2269,"release_id":37,"lang":43,"path":37,"alternates":2676,"default_full_slug":2677,"translated_slugs":2678,"_stopResolving":52},"Gastos de 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00:00",[],[2696],{"_uid":2697,"link":2698,"asset":2699,"caption":13,"component":606},"4c670ac3-3d3e-4b40-884e-e2028c3d4aab",{"id":13,"url":13,"linktype":83,"fieldtype":724,"cached_url":1731,"prep":52},{"id":2700,"alt":13,"name":13,"focus":13,"title":13,"source":13,"filename":2701,"copyright":13,"fieldtype":583,"meta_data":2702,"is_external_url":26},235554715685392,"https://a.storyblok.com/f/146026/1536x1024/f5fdc7aa31/foreign-exchange-expenses-turquoise.png",{},"Descubre cómo controlar los gastos en divisa de tus empleados, evitar pérdidas por tipo de cambio y gestionar reembolsos, DCC e IVA extranjero.",[],[2706],{"cta":2707,"_uid":2708,"items":2709,"heading":2787,"reverse":26,"component":671,"sectionSettings":2808},[],"c14f5db0-c20f-41df-8d8a-2182e4457234",[2710,2721,2732,2743,2754,2765,2776],{"_uid":2711,"hide":26,"title":2712,"component":619,"description":2713},"ef46538a-2959-4c20-abcb-cce3753e3738","¿Cómo medir el coste real de cambio?",{"type":54,"attrs":2714,"content":2715},{"backgroundColor":37},[2716],{"type":57,"attrs":2717,"content":2718},{"textAlign":37},[2719],{"text":2720,"type":61},"Compara el cargo en euros con el importe convertido al tipo del BCE de la fecha de la transacción, por ejemplo 176,40 € frente a 166,67 €. Suma las comisiones explícitas y el saldo de las cuentas 668 y 768. Reporta el total cada mes por divisa, equipo y viaje.",{"_uid":2722,"hide":26,"title":2723,"component":619,"description":2724},"7640b785-8028-4917-8a81-a83ab5f102e8","¿Qué es la conversión dinámica de divisa?",{"type":54,"attrs":2725,"content":2726},{"backgroundColor":37},[2727],{"type":57,"attrs":2728,"content":2729},{"textAlign":37},[2730],{"text":2731,"type":61},"La DCC es la conversión a euros que hace el propio terminal, cajero o web, con un tipo y un recargo que fija el comercio. En una cena de 180 USD, aceptarla supuso casi 10 € más que al tipo del BCE, así que la regla es «paga siempre en moneda local».",{"_uid":2733,"hide":26,"title":2734,"component":619,"description":2735},"c0b11e4b-e1d0-4352-9ca9-d3850b7e77b6","¿Las dietas en el extranjero tributan en IRPF?",{"type":54,"attrs":2736,"content":2737},{"backgroundColor":37},[2738],{"type":57,"attrs":2739,"content":2740},{"textAlign":37},[2741],{"text":2742,"type":61},"Según el artículo 9 del Reglamento del IRPF, están exentas hasta 91,35 € al día con pernocta y 48,08 € sin pernocta. Por encima de esos límites, el exceso deja de estar exento.",{"_uid":2744,"hide":26,"title":2745,"component":619,"description":2746},"04ca7a44-d2c1-4c8d-aae0-bfee99addafd","¿Cuánto tiempo hay que conservar los justificantes de gastos en el extranjero?",{"type":54,"attrs":2747,"content":2748},{"backgroundColor":37},[2749],{"type":57,"attrs":2750,"content":2751},{"textAlign":37},[2752],{"text":2753,"type":61},"El plazo fiscal es de cuatro años y el Código de Comercio exige seis, así que la referencia práctica son seis años.",{"_uid":2755,"hide":26,"title":2756,"component":619,"description":2757},"c6f7008c-e582-4aad-b923-47955007f304","¿Puedo usar un tipo de cambio medio mensual?",{"type":54,"attrs":2758,"content":2759},{"backgroundColor":37},[2760],{"type":57,"attrs":2761,"content":2762},{"textAlign":37},[2763],{"text":2764,"type":61},"Sí, la NRV 11ª del PGC admite un tipo medio para varias operaciones en la misma divisa si el periodo no supera un mes. La excepción es que el tipo haya sufrido variaciones significativas. Un tipo medio trimestral no cumple el límite del mes.",{"_uid":2766,"hide":26,"title":2767,"component":619,"description":2768},"49ee6266-e8f9-44e5-9703-db8ae230247c","¿Quién asume la diferencia de cambio en un reembolso de gastos?",{"type":54,"attrs":2769,"content":2770},{"backgroundColor":37},[2771],{"type":57,"attrs":2772,"content":2773},{"textAlign":37},[2774],{"text":2775,"type":61},"Lo más defendible es que la asuma la empresa y lo diga la política. Se contabiliza en la cuenta 668 si es negativa o en la 768 si es positiva.",{"_uid":2777,"hide":26,"title":2778,"component":619,"description":2779},"9a1e8a8b-1c51-4614-92db-86e22347a53d","¿Cuál es el plazo para recuperar el IVA pagado en otro país de la UE?",{"type":54,"attrs":2780,"content":2781},{"backgroundColor":37},[2782],{"type":57,"attrs":2783,"content":2784},{"textAlign":37},[2785],{"text":2786,"type":61},"El Modelo 360 se presenta ante la AEAT hasta el 30 de septiembre del año siguiente al gasto. El IVA soportado en 2026 se puede solicitar hasta el 30 de septiembre de 2027.",[2788],{"cta":2789,"_uid":2790,"title":2791,"layout":13,"eyebrow":2798,"subtitle":2803,"component":107,"textAlign":13,"eyebrowPill":26,"checkmarkList":26,"flexibleSection":2806,"sectionSettings":2807,"displaySeparator":26,"breakLineOnMobile":26,"subtitleLeftBorder":26,"customTitleFontSize":13},[],"19cfa6f2-c385-4b59-ad18-788251327092",{"type":54,"attrs":2792,"content":2793},{"backgroundColor":37},[2794],{"type":107,"attrs":2795,"content":2796},{"level":109,"textAlign":37},[2797],{"text":1504,"type":61},{"type":54,"attrs":2799,"content":2800},{"backgroundColor":37},[2801],{"type":57,"attrs":2802},{"textAlign":37},{"type":54,"content":2804},[2805],{"type":57},[],[],[],"como-evitar-perdidas-por-cambio-de-divisa-en-los-gastos-de-empleados-en-el-extranjero","es/blog/como-evitar-perdidas-por-cambio-de-divisa-en-los-gastos-de-empleados-en-el-extranjero",-3990,[],"68c63bc7-a689-4084-9a6d-11aa7bf7bd94","2026-10-28T15:39:41.551Z",[],"blog/como-evitar-perdidas-por-cambio-de-divisa-en-los-gastos-de-empleados-en-el-extranjero",[2818,2819,2820],{"path":2816,"name":37,"lang":48,"published":37},{"path":2816,"name":37,"lang":50,"published":37},{"path":2816,"name":37,"lang":43,"published":37},1793980993824]