[{"data":1,"prerenderedAt":3099},["ShallowReactive",2],{"es-blog/software-de-compras-procure-to-pay":3,"es-global-content":984,"es-article-global-content":2296,"es-blog-article-more-articles-213279533546748":2549},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":971,"full_slug":972,"sort_by_date":25,"position":973,"tag_list":974,"is_startpage":28,"parent_id":975,"meta_data":25,"group_id":976,"first_published_at":977,"release_id":25,"lang":32,"path":25,"alternates":978,"default_full_slug":979,"translated_slugs":980},"Software de compras y de la compra al pago: cómo elegir una herramienta para equipos financieros","2026-08-26T15:56:38.607Z","2026-08-27T10:55:17.918Z","2026-08-27T10:55:17.939Z",213279533546748,"6fbe7e8d-99d9-4dc0-b9d4-f2b989c02a54",{"_uid":11,"roles":12,"title":4,"author":80,"topics":139,"content":168,"noIndex":28,"category":850,"language":875,"component":863,"heroMedia":876,"metaTitle":877,"sidebarCta":878,"publishedAt":879,"readingTime":880,"redirectUrl":99,"listingImage":881,"metaDescription":890,"bottomArticleCta":891,"componentsAfterTheArticle":892},"344a3357-3ce2-4011-ab4d-5a1013736083",[13,42,62],{"name":14,"created_at":15,"published_at":16,"updated_at":17,"id":18,"uuid":19,"content":20,"slug":23,"full_slug":24,"sort_by_date":25,"position":26,"tag_list":27,"is_startpage":28,"parent_id":29,"meta_data":25,"group_id":30,"first_published_at":31,"release_id":25,"lang":32,"path":25,"alternates":33,"default_full_slug":34,"translated_slugs":35,"_stopResolving":41},"CFO","2022-09-20T14:27:36.164Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:19.605Z",191679062,"a5510262-f27a-456f-aafb-282a0dc1152c",{"_uid":21,"name":14,"component":22},"0a20d718-30d9-4f0d-9b62-6d1d5842bf81","tag","cfo","es/blog/role/cfo",null,-10,[],false,190903385,"13455da7-6739-4b5f-9d1e-993eccd54cdf","2022-11-02T15:24:18.724Z","es",[],"blog/role/cfo",[36,38,40],{"path":34,"name":25,"lang":37,"published":25},"fr",{"path":34,"name":25,"lang":39,"published":25},"de",{"path":34,"name":25,"lang":32,"published":25},true,{"name":43,"created_at":44,"published_at":16,"updated_at":45,"id":46,"uuid":47,"content":48,"slug":50,"full_slug":51,"sort_by_date":25,"position":52,"tag_list":53,"is_startpage":28,"parent_id":29,"meta_data":25,"group_id":54,"first_published_at":55,"release_id":25,"lang":32,"path":25,"alternates":56,"default_full_slug":57,"translated_slugs":58,"_stopResolving":41},"Finance Manager","2024-11-14T16:28:41.778Z","2026-03-12T10:48:04.003Z",579108186,"ac906673-c199-4d4b-900d-b03772ebac22",{"_uid":49,"name":43,"component":22},"8ee7bc5e-ac5d-48c5-8424-e446196b1d39","finance-manager","es/blog/role/finance-manager",0,[],"bec0b063-2fa8-44a2-aefc-e1335f13ea22","2024-11-14T16:29:40.515Z",[],"blog/role/finance-manager",[59,60,61],{"path":57,"name":25,"lang":37,"published":25},{"path":57,"name":25,"lang":39,"published":25},{"path":57,"name":25,"lang":32,"published":25},{"name":63,"created_at":64,"published_at":16,"updated_at":65,"id":66,"uuid":67,"content":68,"slug":69,"full_slug":70,"sort_by_date":25,"position":52,"tag_list":71,"is_startpage":28,"parent_id":29,"meta_data":25,"group_id":72,"first_published_at":73,"release_id":25,"lang":32,"path":25,"alternates":74,"default_full_slug":75,"translated_slugs":76,"_stopResolving":41},"Financial Controller","2024-11-14T16:28:28.920Z","2026-03-12T10:48:03.955Z",579107717,"ef8ab7b7-f3c6-41c4-8363-45848989042c",{"_uid":49,"name":63,"component":22},"financial-controller","es/blog/role/financial-controller",[],"95642eaf-2539-4d06-bbba-8fc9ba64af2b","2024-11-14T16:29:42.813Z",[],"blog/role/financial-controller",[77,78,79],{"path":75,"name":25,"lang":37,"published":25},{"path":75,"name":25,"lang":39,"published":25},{"path":75,"name":25,"lang":32,"published":25},{"name":81,"created_at":82,"published_at":83,"updated_at":84,"id":85,"uuid":86,"content":87,"slug":126,"full_slug":127,"sort_by_date":25,"position":128,"tag_list":129,"is_startpage":28,"parent_id":130,"meta_data":25,"group_id":131,"first_published_at":132,"release_id":25,"lang":32,"path":25,"alternates":133,"default_full_slug":134,"translated_slugs":135,"_stopResolving":41},"Spendesk","2022-10-19T17:36:24.519Z","2026-09-29T08:35:15.730Z","2026-09-29T08:35:15.747Z",206165082,"7b3f51f5-9ac6-400c-82f5-cdb35d1a342f",{"seo":88,"_uid":96,"name":81,"links":97,"picture":111,"lastName":113,"component":114,"firstName":81,"description":115},[89],{"_uid":90,"noIndex":28,"component":91,"metaFields":92},"9456e3d2-a528-4a1f-ad6b-14924525deea","seo",{"_uid":93,"title":94,"plugin":95},"55c65c77-c766-4878-92c0-647ac9314a32","Equipo Spendesk | Blog Spendesk","meta-fields","89813b57-3ec3-4169-890b-393e41c6d7ea",[98],{"tag":99,"_uid":100,"icon":101,"link":105,"type":99,"label":99,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"","792703e5-f28a-4cbb-882c-a50a48656953",{"id":102,"alt":99,"name":99,"focus":99,"title":99,"filename":103,"copyright":99,"fieldtype":104,"is_external_url":28},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",{"id":99,"url":106,"linktype":107,"fieldtype":108,"cached_url":106},"https://www.linkedin.com/company/spendesk/","url","multilink","primary","cta",{"alt":112,"name":99,"focus":99,"title":99,"filename":112,"copyright":99,"fieldtype":104,"is_external_url":28},"https://a.storyblok.com/f/146026/433x433/cfd74e99e1/spendesk-logo-square-1.png","Team","author",{"type":116,"content":117},"doc",[118],{"type":119,"attrs":120,"content":122},"paragraph",{"textAlign":25,"key":121},"p-0",[123],{"text":124,"type":125},"Spendesk tiene un objetivo: eliminar las molestias de gastar en el trabajo.","text","spendesk","es/blog/author/spendesk",-190,[],176408854,"b313f6db-7d77-4069-8018-de89aa2f2d43","2022-11-02T15:26:07.267Z",[],"blog/author/spendesk",[136,137,138],{"path":134,"name":25,"lang":37,"published":25},{"path":134,"name":25,"lang":39,"published":25},{"path":134,"name":25,"lang":32,"published":25},[140],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":147,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":158,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":162,"default_full_slug":163,"translated_slugs":164,"_stopResolving":41},"Equipos financieros","2023-04-12T07:17:50.759Z","2026-09-29T09:14:28.236Z","2026-09-29T09:14:28.249Z",290528746,"0d21d83f-545d-4f60-acc8-ab3b9c5b94e6",{"seo":148,"_uid":154,"name":141,"component":22},[149],{"_uid":150,"noIndex":28,"component":91,"metaFields":151},"d20eeeee-83da-4669-878e-81e763407d36",{"_uid":152,"plugin":95,"description":153},"3ee2a8f0-4897-4ea0-a5d4-70397eee5132","Contenido para equipos financieros: organizacion, roles y como estructurar un departamento de finanzas que escale con la empresa.","a2c58a16-f495-475f-951f-05171468aae4","equipos-financieros","es/blog/topic/equipos-financieros",-530,[],176456153,"37251365-a886-4869-8f3b-1976331cbcf4","2022-11-02T15:24:39.815Z",[],"blog/topic/equipos-financieros",[165,166,167],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"type":116,"content":169},[170,175,182,226,231,237,243,259,265,271,276,281,286,291,304,309,314,319,332,342,351,368,377,387,393,399,404,410,424,438,444,450,456,462,468,473,479,493,767,773,778,784,794,812,822,832,838,840],{"type":119,"attrs":171,"content":172},{"textAlign":25,"key":121},[173],{"text":174,"type":125},"Es final de mes y el director financiero de una empresa mediana abre su bandeja de entrada con una mezcla de resignación y urgencia. Tres facturas esperan aprobación en un hilo de correo que nadie consigue localizar, un responsable de departamento pide autorización de compra por Slack y una hoja de cálculo intenta consolidar el gasto comprometido de la semana. Nadie sabe con certeza cuánto ha gastado ya la empresa ni qué pagos están pendientes. El proceso de compras existe, pero está fragmentado: el control llega después, cuando las sorpresas ya aparecen en la cuenta de resultados. Esta guía explica qué buscar en un software de compras y _procure-to-pay_ (de la compra al pago) para recuperar visibilidad antes de que se produzca el gasto.",{"type":176,"attrs":177,"content":179},"heading",{"level":178,"textAlign":25},2,[180],{"text":181,"type":125},"Puntos clave",{"type":183,"content":184},"bullet_list",[185,194,202,210,218],{"type":186,"content":187},"list_item",[188],{"type":119,"attrs":189,"content":191},{"textAlign":25,"key":190},"p-1",[192],{"text":193,"type":125},"El proceso de compras suele cubrir desde la solicitud y la aprobación hasta el pedido, la recepción y la validación de la factura. El procure-to-pay amplía el flujo para incluir también el pago y la conciliación contable.",{"type":186,"content":195},[196],{"type":119,"attrs":197,"content":199},{"textAlign":25,"key":198},"p-2",[200],{"text":201,"type":125},"Un flujo conectado puede reducir las aprobaciones perdidas, mejorar la trazabilidad y limitar las facturas sin pedido asociado.",{"type":186,"content":203},[204],{"type":119,"attrs":205,"content":207},{"textAlign":25,"key":206},"p-3",[208],{"text":209,"type":125},"Las funciones críticas para finanzas incluyen formularios personalizados, flujos de aprobación por importe y centro de coste, visibilidad del gasto y del impacto presupuestario, e integración con el ERP o el software contable.",{"type":186,"content":211},[212],{"type":119,"attrs":213,"content":215},{"textAlign":25,"key":214},"p-4",[216],{"text":217,"type":125},"La evaluación de proveedores debe incluir controles sobre los datos bancarios y una gestión centralizada de contratos para reducir el riesgo de fraude, pagos desviados y renovaciones no deseadas.",{"type":186,"content":219},[220],{"type":119,"attrs":221,"content":223},{"textAlign":25,"key":222},"p-5",[224],{"text":225,"type":125},"Las herramientas enterprise de aprovisionamiento, licitaciones y gestión estratégica de categorías resuelven problemas distintos a los de control del gasto y automatización operativa.",{"type":176,"attrs":227,"content":228},{"level":178,"textAlign":25},[229],{"text":230,"type":125},"Dónde termina el proceso de compras y empieza el _procure-to-pay (de la compra al pago)_",{"type":119,"attrs":232,"content":234},{"textAlign":25,"key":233},"p-6",[235],{"text":236,"type":125},"En una empresa mediana, el proceso de compras suele incluir varios pasos: solicitud, aprobación, pedido, recepción, validación de la factura y pago. El orden y el nivel de control pueden variar según el tipo de compra, la política interna y el contrato con el proveedor.",{"type":119,"attrs":238,"content":240},{"textAlign":25,"key":239},"p-7",[241],{"text":242,"type":125},"En la práctica, esos pasos rara vez están conectados. El empleado que solicita tres portátiles para su equipo envía un correo al responsable de departamento; el responsable lo reenvía al director financiero y alguien introduce el pedido en un Excel que nadie más consulta. Cuando llega la factura, el equipo de finanzas tiene que reconstruir el rastro y comprobar si la compra estaba autorizada.",{"type":119,"attrs":244,"content":246},{"textAlign":25,"key":245},"p-8",[247,249,257],{"text":248,"type":125},"El _procure-to-pay (P2P)_ o de la compra al pago, extiende ese proceso hasta el final: conecta la solicitud inicial con la aprobación, el pedido, la recepción, la validación de la factura, el pago al proveedor y la",{"text":250,"type":125,"marks":251}," conciliación en contabilidad",[252],{"type":253,"attrs":254},"link",{"href":255,"uuid":25,"anchor":25,"target":256,"linktype":107},"https://www.spendesk.com/es/blog/conciliacion-bancaria/","_blank",{"text":258,"type":125},". El ciclo puede cerrarse cuando la factura se empareja con el pedido y los datos contables se exportan o sincronizan con el ERP, siempre que la configuración y la integración lo permitan. Esta visión de extremo a extremo convierte cada compra en un proceso más trazable desde el momento de la solicitud.",{"type":119,"attrs":260,"content":262},{"textAlign":25,"key":261},"p-9",[263],{"text":264,"type":125},"Es importante no confundir procure-to-pay con el aprovisionamiento electrónico o las suites enterprise de gestión estratégica de compras. Las herramientas de aprovisionamiento electrónico pueden centrarse en licitaciones, negociación de contratos y gestión de categorías para grandes departamentos de compras. Las suites enterprise, como SAP Ariba o Coupa, ofrecen funcionalidades pensadas para organizaciones con procesos de aprovisionamiento complejos y de gran escala. El procure-to-pay orientado a finanzas responde a otra necesidad: controlar el gasto, ordenar las aprobaciones y mantener la trazabilidad sin implantar una plataforma desproporcionada para la organización.",{"type":119,"attrs":266,"content":268},{"textAlign":25,"key":267},"p-10",[269],{"text":270,"type":125},"¿Por qué debería importarle a finanzas y no solo al departamento de compras? Porque finanzas responde del presupuesto, cierra el mes y detecta las desviaciones cuando el flujo está fragmentado. Con un proceso conectado, el controller puede consultar las solicitudes aprobadas y su impacto presupuestario antes de que llegue la factura, no después.",{"type":176,"attrs":272,"content":273},{"level":178,"textAlign":25},[274],{"text":275,"type":125},"Un único flujo que conecta pedido, aprobación y pago",{"type":119,"attrs":277,"content":278},{"textAlign":25,"key":121},[279],{"text":280,"type":125},"El coste de un flujo fragmentado no aparece en ningún informe, pero se nota en cada cierre mensual. Cuando las aprobaciones viven en hilos de correo, las facturas llegan sin pedido asociado y cada departamento utiliza su propio método para solicitar compras, el equipo de finanzas se convierte en detective. El responsable financiero recibe una factura de licencias SaaS que nadie recuerda haber autorizado y tiene que decidir si la paga, la bloquea o inicia una revisión interna.",{"type":119,"attrs":282,"content":283},{"textAlign":25,"key":190},[284],{"text":285,"type":125},"Una posible medida de control es aplicar el principio «No PO, no pay», es decir, «sin pedido, no hay pago». Se trata de una política interna o contractual, no de una obligación legal general en España. Además, debe contemplar excepciones para determinados tipos de gasto, proveedores o situaciones operativas. Cuando la organización bloquea o marca una factura que no está vinculada a un pedido aprobado, la disciplina de compra se traslada al momento de la solicitud y no al cierre contable.",{"type":119,"attrs":287,"content":288},{"textAlign":25,"key":198},[289],{"text":290,"type":125},"La captura automática de facturas mediante reconocimiento óptico de caracteres (OCR) puede acelerar el proceso. La factura entra en el sistema, se extraen datos como el IVA y el importe, se proponen categorías según las reglas configuradas y se intenta emparejar el documento con el pedido correspondiente. Si no hay coincidencia, el sistema puede generar una alerta antes de continuar con la aprobación o el pago. La precisión depende del documento, de la configuración y de la revisión disponible.",{"type":119,"attrs":292,"content":293},{"textAlign":25,"key":206},[294,296,302],{"text":295,"type":125},"La integración con el ERP o el",{"text":297,"type":125,"marks":298}," software contable",[299],{"type":253,"attrs":300},{"href":301,"uuid":25,"anchor":25,"target":256,"linktype":107},"https://www.spendesk.com/es/blog/gestion-de-facturas/",{"text":303,"type":125}," puede completar el ciclo. Los datos validados pueden exportarse o sincronizarse para reducir la introducción manual y facilitar la conciliación. No todos los pagos generan automáticamente un asiento en todos los sistemas, por lo que conviene verificar el alcance de cada integración.",{"type":119,"attrs":305,"content":306},{"textAlign":25,"key":214},[307],{"text":308,"type":125},"Un equipo de finanzas que recibe una factura de un proveedor de mobiliario puede consultar si existe un pedido aprobado, quién lo autorizó y a qué presupuesto se imputó. Si la factura no coincide con la información disponible, el sistema puede marcarla para revisión y notificar al responsable correspondiente. Así se reduce la necesidad de reenviar correos o buscar documentos en carpetas compartidas.",{"type":119,"attrs":310,"content":311},{"textAlign":25,"key":222},[312],{"text":313,"type":125},"Una herramienta como Spendesk conecta solicitudes, aprobaciones, proveedores y pagos en un único flujo. También ofrece tarjetas físicas y virtuales con controles y límites de gasto, además de funciones de captura y automatización de datos. Estas capacidades pueden ayudar a reducir la introducción manual en determinados procesos, pero no sustituyen la revisión ni garantizan por sí solas la exactitud contable o el cumplimiento normativo.",{"type":176,"attrs":315,"content":316},{"level":178,"textAlign":25},[317],{"text":318,"type":125},"Funciones imprescindibles de un software de compras para finanzas",{"type":119,"attrs":320,"content":321},{"textAlign":25,"key":233},[322,324,330],{"text":323,"type":125},"No todas las herramientas de",{"text":325,"type":125,"marks":326}," gestión de compras",[327],{"type":253,"attrs":328},{"href":329,"uuid":25,"anchor":25,"target":256,"linktype":107},"https://www.spendesk.com/es/blog/gestion-de-gastos/",{"text":331,"type":125}," están diseñadas pensando en el equipo de finanzas. Antes de evaluar proveedores, conviene definir qué funciones marcan la diferencia para quien controla el presupuesto y responde ante una auditoría.",{"type":119,"attrs":333,"content":334},{"textAlign":25,"key":239},[335,340],{"text":336,"type":125,"marks":337},"Solicitudes internas y formularios personalizables.",[338],{"type":339},"bold",{"text":341,"type":125}," Cada tipo de compra tiene sus propios campos: centro de coste, proyecto, fecha de entrega y justificación. Un formulario estándar no siempre basta. La herramienta debe permitir crear formularios adaptados a software, servicios, material de oficina o viajes, y capturar la información necesaria desde el primer momento.",{"type":119,"attrs":343,"content":344},{"textAlign":25,"key":245},[345,349],{"text":346,"type":125,"marks":347},"Flujos de aprobación por importe, centro de coste y proyecto.",[348],{"type":339},{"text":350,"type":125}," Una compra de 50 € no requiere necesariamente la misma cadena de validación que una de 5.000 €. Los flujos configurables permiten que el responsable de equipo apruebe determinados importes mientras que el director financiero interviene en compras de mayor impacto. Los proyectos pueden utilizarse como campos analíticos o personalizados cuando la solución lo permita, pero conviene comprobar si forman parte de las reglas de aprobación o solo de la clasificación y los informes.",{"type":119,"attrs":352,"content":353},{"textAlign":25,"key":261},[354,358,360,366],{"text":355,"type":125,"marks":356},"Presupuesto y visibilidad del gasto en tiempo real.",[357],{"type":339},{"text":359,"type":125}," El equipo de finanzas necesita saber cuánto presupuesto queda disponible antes de aprobar una solicitud. Un sistema que muestra el gasto realizado y el impacto de las solicitudes aprobadas puede mejorar la visibilidad frente a un proceso basado únicamente en facturas pagadas. Conviene comprobar exactamente qué fases del proceso se incluyen en el cálculo del gasto comprometido y cómo se actualizan los datos. Esto ayuda a evitar",{"text":361,"type":125,"marks":362}," sorpresas al cierre",[363],{"type":253,"attrs":364},{"href":365,"uuid":25,"anchor":25,"target":256,"linktype":107},"https://www.spendesk.com/es/blog/control-presupuestario/",{"text":367,"type":125},".",{"type":119,"attrs":369,"content":370},{"textAlign":25,"key":267},[371,375],{"text":372,"type":125,"marks":373},"Integración con ERP, contabilidad y gestoría.",[374],{"type":339},{"text":376,"type":125}," La herramienta de compras debe poder intercambiar datos con el ERP o el software contable que utilice la empresa. La disponibilidad de integraciones concretas con A3, Holded, Sage u otras soluciones debe verificarse para cada producto, mercado y configuración. Trabajar con una gestoría externa no implica necesariamente que exista un conector específico con la gestoría: puede requerir exportaciones, API o el uso del sistema contable conectado.",{"type":119,"attrs":378,"content":380},{"textAlign":25,"key":379},"p-11",[381,385],{"text":382,"type":125,"marks":383},"Cumplimiento normativo español.",[384],{"type":339},{"text":386,"type":125}," Las obligaciones de la empresa pueden incluir el Suministro Inmediato de Información (SII), la factura electrónica dirigida a las administraciones públicas mediante los formatos y canales aplicables, y los requisitos de los sistemas informáticos de facturación. El software de compras no tiene por qué integrar directamente todas estas obligaciones. Es importante identificar qué sistema gestiona cada requisito y cómo se intercambian los datos.",{"type":119,"attrs":388,"content":390},{"textAlign":25,"key":389},"p-12",[391],{"text":392,"type":125},"En el caso de los sistemas informáticos de facturación sujetos a la normativa, los plazos actuales de adaptación son el 1 de enero de 2027 para los contribuyentes del Impuesto sobre Sociedades y el 1 de julio de 2027 para el resto de obligados incluidos en el ámbito de aplicación. VeriFactu es una de las modalidades posibles, no un formato universal de factura electrónica. La obligación B2B de factura electrónica responde a un calendario distinto y sus plazos dependen de la entrada en vigor de la orden ministerial prevista en la normativa.",{"type":119,"attrs":394,"content":396},{"textAlign":25,"key":395},"p-13",[397],{"text":398,"type":125},"Un controller que evalúa dos plataformas puede descubrir que una permite configurar flujos por importe y centro de coste, mientras que la otra solo admite aprobaciones lineales por departamento. Para una empresa con varias líneas de negocio, esa diferencia puede determinar si finanzas recupera visibilidad o sigue persiguiendo autorizaciones.",{"type":176,"attrs":400,"content":401},{"level":178,"textAlign":25},[402],{"text":403,"type":125},"Evaluación y onboarding de proveedores sin frenar al equipo",{"type":119,"attrs":405,"content":407},{"textAlign":25,"key":406},"p-14",[408],{"text":409,"type":125},"La relación con los proveedores no termina cuando se decide a quién comprar. Cada nuevo proveedor implica recopilar datos, registrar condiciones de pago y documentar contratos. Cuando este proceso es manual, puede convertirse en un cuello de botella o realizarse sin los controles adecuados.",{"type":119,"attrs":411,"content":413},{"textAlign":25,"key":412},"p-15",[414,416,422],{"text":415,"type":125},"La",{"text":417,"type":125,"marks":418}," centralización de proveedores y contratos",[419],{"type":253,"attrs":420},{"href":421,"uuid":25,"anchor":25,"target":256,"linktype":107},"https://www.spendesk.com/es/blog/cuentas-por-pagar/",{"text":423,"type":125}," en un único repositorio permite consultar qué proveedores están activos, cuándo vencen los contratos y qué condiciones se pactaron. Esta visibilidad puede ayudar a detectar renovaciones próximas y revisar los servicios antes de que se renueven automáticamente.",{"type":119,"attrs":425,"content":427},{"textAlign":25,"key":426},"p-16",[428,430,436],{"text":429,"type":125},"El alta de nuevos proveedores y cualquier cambio en sus datos bancarios deben incluir controles proporcionales al riesgo. El",{"text":431,"type":125,"marks":432}," fraude de cambio de cuenta bancaria",[433],{"type":253,"attrs":434},{"href":435,"uuid":25,"anchor":25,"target":256,"linktype":107},"https://www.incibe.es/empresas/blog/fraude-del-ceo-el-engano-que-puede-vaciar-la-cuenta-de-tu-pyme",{"text":437,"type":125}," puede producirse cuando un atacante suplanta al proveedor o compromete una cuenta de correo para redirigir un pago a otro número de cuenta.",{"type":119,"attrs":439,"content":441},{"textAlign":25,"key":440},"p-17",[442],{"text":443,"type":125},"La verificación del beneficiario puede señalar algunas discrepancias entre el nombre introducido y el titular asociado a una cuenta, pero no demuestra por sí sola que el proveedor sea legítimo, que la factura sea válida o que la cuenta no haya sido comprometida. Además, el resultado de la verificación no sustituye la decisión ni la revisión de la empresa.",{"type":119,"attrs":445,"content":447},{"textAlign":25,"key":446},"p-18",[448],{"text":449,"type":125},"Por eso, un cambio inesperado de datos bancarios debería activar controles adicionales: confirmación mediante un canal independiente, utilización de los datos de contacto ya registrados y aprobación por una persona distinta de quien solicitó el cambio. Estas medidas pueden reducir determinados riesgos, pero no garantizan la prevención del fraude.",{"type":119,"attrs":451,"content":453},{"textAlign":25,"key":452},"p-19",[454],{"text":455,"type":125},"La evaluación de proveedores también aporta valor a largo plazo. Registrar el cumplimiento de los plazos de entrega, la calidad del servicio y la resolución de incidencias permite tomar decisiones más informadas en futuras compras. Un proveedor que entrega tarde o factura con errores puede revisarse antes de que el problema se repita.",{"type":119,"attrs":457,"content":459},{"textAlign":25,"key":458},"p-20",[460],{"text":461,"type":125},"La estandarización del proceso puede reducir el gasto fuera de proceso, también conocido como _maverick spend_. Cuando dar de alta un proveedor requiere justificación y aprobación, los empleados pueden recurrir con mayor facilidad a proveedores ya validados. El efecto dependerá de las políticas internas, la experiencia de uso y el nivel de adopción de la herramienta.",{"type":119,"attrs":463,"content":465},{"textAlign":25,"key":464},"p-21",[466],{"text":467,"type":125},"Por ejemplo, si un responsable de administración recibe un correo de un proveedor habitual comunicando un cambio de IBAN, el proceso interno puede bloquear el cambio hasta que se confirme mediante un contacto independiente. Si el mensaje era fraudulento, esa verificación adicional puede evitar que el pago se desvíe.",{"type":176,"attrs":469,"content":470},{"level":178,"textAlign":25},[471],{"text":472,"type":125},"Criterios para comparar herramientas de _procure-to-pay_ o de la compra al pago en equipos financieros",{"type":119,"attrs":474,"content":476},{"textAlign":25,"key":475},"p-22",[477],{"text":478,"type":125},"No todas las herramientas que aparecen en una búsqueda de «software de compras» resuelven el mismo problema. Las suites enterprise de aprovisionamiento estratégico, como Coupa, SAP Ariba o Ivalua, están diseñadas para organizaciones que gestionan muchas categorías, licitaciones complejas y negociaciones contractuales a gran escala. Una empresa que busca control del gasto, aprobaciones claras y visibilidad presupuestaria puede necesitar un enfoque más sencillo y adaptado a su capacidad de adopción.",{"type":119,"attrs":480,"content":482},{"textAlign":25,"key":481},"p-23",[483,485,491],{"text":484,"type":125},"Un comité de selección que puntúa tres herramientas según sus funcionalidades puede descubrir que la plataforma más completa sobre el papel exige una implantación compleja, un equipo de consultores y un coste que supera el presupuesto disponible. La",{"text":486,"type":125,"marks":487}," herramienta adecuada",[488],{"type":253,"attrs":489},{"href":490,"uuid":25,"anchor":25,"target":256,"linktype":107},"https://www.spendesk.com/es/blog/proceso-de-adquisicion-a-pago/",{"text":492,"type":125}," es la que encaja con el tamaño del equipo, la complejidad real de los procesos, las integraciones necesarias y la capacidad de adopción.",{"type":494,"content":495},"table",[496,534,564,593,622,651,680,709,738],{"type":497,"content":498},"tableRow",[499,512,523],{"type":500,"attrs":501,"content":503},"tableHeader",{"colspan":502,"rowspan":502,"colwidth":25},1,[504],{"type":119,"attrs":505,"content":507},{"textAlign":25,"key":506},"p-24",[508],{"text":509,"type":125,"marks":510},"Criterio",[511],{"type":339},{"type":500,"attrs":513,"content":514},{"colspan":502,"rowspan":502,"colwidth":25},[515],{"type":119,"attrs":516,"content":518},{"textAlign":25,"key":517},"p-25",[519],{"text":520,"type":125,"marks":521},"Por qué importa para finanzas",[522],{"type":339},{"type":500,"attrs":524,"content":525},{"colspan":502,"rowspan":502,"colwidth":25},[526],{"type":119,"attrs":527,"content":529},{"textAlign":25,"key":528},"p-26",[530],{"text":531,"type":125,"marks":532},"Qué mirar al comparar",[533],{"type":339},{"type":497,"content":535},[536,546,555],{"type":537,"attrs":538,"content":539},"tableCell",{"colspan":502,"rowspan":502,"colwidth":25},[540],{"type":119,"attrs":541,"content":543},{"textAlign":25,"key":542},"p-27",[544],{"text":545,"type":125},"Encaje con la organización",{"type":537,"attrs":547,"content":548},{"colspan":502,"rowspan":502,"colwidth":25},[549],{"type":119,"attrs":550,"content":552},{"textAlign":25,"key":551},"p-28",[553],{"text":554,"type":125},"Una herramienta demasiado compleja puede ralentizar la adopción, mientras que una solución limitada puede no cubrir los controles necesarios.",{"type":537,"attrs":556,"content":557},{"colspan":502,"rowspan":502,"colwidth":25},[558],{"type":119,"attrs":559,"content":561},{"textAlign":25,"key":560},"p-29",[562],{"text":563,"type":125},"Confirmar que el proveedor trabaja con organizaciones de complejidad y tamaño similares, y preguntar por el proceso de implantación.",{"type":497,"content":565},[566,575,584],{"type":537,"attrs":567,"content":568},{"colspan":502,"rowspan":502,"colwidth":25},[569],{"type":119,"attrs":570,"content":572},{"textAlign":25,"key":571},"p-30",[573],{"text":574,"type":125},"Control y aprobaciones",{"type":537,"attrs":576,"content":577},{"colspan":502,"rowspan":502,"colwidth":25},[578],{"type":119,"attrs":579,"content":581},{"textAlign":25,"key":580},"p-31",[582],{"text":583,"type":125},"Finanzas necesita visibilidad sin convertirse en un cuello de botella.",{"type":537,"attrs":585,"content":586},{"colspan":502,"rowspan":502,"colwidth":25},[587],{"type":119,"attrs":588,"content":590},{"textAlign":25,"key":589},"p-32",[591],{"text":592,"type":125},"Flujos configurables por importe y centro de coste, delegación y reglas de excepción.",{"type":497,"content":594},[595,604,613],{"type":537,"attrs":596,"content":597},{"colspan":502,"rowspan":502,"colwidth":25},[598],{"type":119,"attrs":599,"content":601},{"textAlign":25,"key":600},"p-33",[602],{"text":603,"type":125},"Visibilidad del gasto",{"type":537,"attrs":605,"content":606},{"colspan":502,"rowspan":502,"colwidth":25},[607],{"type":119,"attrs":608,"content":610},{"textAlign":25,"key":609},"p-34",[611],{"text":612,"type":125},"El presupuesto debe reflejar el gasto realizado y el impacto de las solicitudes aprobadas, no solo las facturas pagadas.",{"type":537,"attrs":614,"content":615},{"colspan":502,"rowspan":502,"colwidth":25},[616],{"type":119,"attrs":617,"content":619},{"textAlign":25,"key":618},"p-35",[620],{"text":621,"type":125},"Paneles actualizados y desglose por periodo, entidad, categoría, centro de coste o proyecto.",{"type":497,"content":623},[624,633,642],{"type":537,"attrs":625,"content":626},{"colspan":502,"rowspan":502,"colwidth":25},[627],{"type":119,"attrs":628,"content":630},{"textAlign":25,"key":629},"p-36",[631],{"text":632,"type":125},"Integración con ERP y contabilidad",{"type":537,"attrs":634,"content":635},{"colspan":502,"rowspan":502,"colwidth":25},[636],{"type":119,"attrs":637,"content":639},{"textAlign":25,"key":638},"p-37",[640],{"text":641,"type":125},"Permite reducir la introducción manual y los errores de conciliación.",{"type":537,"attrs":643,"content":644},{"colspan":502,"rowspan":502,"colwidth":25},[645],{"type":119,"attrs":646,"content":648},{"textAlign":25,"key":647},"p-38",[649],{"text":650,"type":125},"Conectores, exportaciones o API disponibles para el sistema contable concreto.",{"type":497,"content":652},[653,662,671],{"type":537,"attrs":654,"content":655},{"colspan":502,"rowspan":502,"colwidth":25},[656],{"type":119,"attrs":657,"content":659},{"textAlign":25,"key":658},"p-39",[660],{"text":661,"type":125},"Modelo de pago y tarjetas",{"type":537,"attrs":663,"content":664},{"colspan":502,"rowspan":502,"colwidth":25},[665],{"type":119,"attrs":666,"content":668},{"textAlign":25,"key":667},"p-40",[669],{"text":670,"type":125},"Las tarjetas físicas y virtuales con controles pueden facilitar la gestión de determinados gastos.",{"type":537,"attrs":672,"content":673},{"colspan":502,"rowspan":502,"colwidth":25},[674],{"type":119,"attrs":675,"content":677},{"textAlign":25,"key":676},"p-41",[678],{"text":679,"type":125},"Límites por persona o proyecto, tarjetas de uso único o de suscripción y controles configurables.",{"type":497,"content":681},[682,691,700],{"type":537,"attrs":683,"content":684},{"colspan":502,"rowspan":502,"colwidth":25},[685],{"type":119,"attrs":686,"content":688},{"textAlign":25,"key":687},"p-42",[689],{"text":690,"type":125},"Obligaciones aplicables en España",{"type":537,"attrs":692,"content":693},{"colspan":502,"rowspan":502,"colwidth":25},[694],{"type":119,"attrs":695,"content":697},{"textAlign":25,"key":696},"p-43",[698],{"text":699,"type":125},"SII, factura electrónica pública, factura electrónica B2B y sistemas informáticos de facturación son marcos diferentes.",{"type":537,"attrs":701,"content":702},{"colspan":502,"rowspan":502,"colwidth":25},[703],{"type":119,"attrs":704,"content":706},{"textAlign":25,"key":705},"p-44",[707],{"text":708,"type":125},"Identificar qué sistema gestiona cada obligación y comprobar formatos, responsabilidades e integraciones.",{"type":497,"content":710},[711,720,729],{"type":537,"attrs":712,"content":713},{"colspan":502,"rowspan":502,"colwidth":25},[714],{"type":119,"attrs":715,"content":717},{"textAlign":25,"key":716},"p-45",[718],{"text":719,"type":125},"Facilidad de adopción",{"type":537,"attrs":721,"content":722},{"colspan":502,"rowspan":502,"colwidth":25},[723],{"type":119,"attrs":724,"content":726},{"textAlign":25,"key":725},"p-46",[727],{"text":728,"type":125},"Una herramienta que nadie utiliza no resuelve el problema de control.",{"type":537,"attrs":730,"content":731},{"colspan":502,"rowspan":502,"colwidth":25},[732],{"type":119,"attrs":733,"content":735},{"textAlign":25,"key":734},"p-47",[736],{"text":737,"type":125},"Interfaz clara, formación, soporte y experiencia de usuario.",{"type":497,"content":739},[740,749,758],{"type":537,"attrs":741,"content":742},{"colspan":502,"rowspan":502,"colwidth":25},[743],{"type":119,"attrs":744,"content":746},{"textAlign":25,"key":745},"p-48",[747],{"text":748,"type":125},"Soporte y condiciones contractuales",{"type":537,"attrs":750,"content":751},{"colspan":502,"rowspan":502,"colwidth":25},[752],{"type":119,"attrs":753,"content":755},{"textAlign":25,"key":754},"p-49",[756],{"text":757,"type":125},"Es importante evitar una dependencia excesiva del proveedor.",{"type":537,"attrs":759,"content":760},{"colspan":502,"rowspan":502,"colwidth":25},[761],{"type":119,"attrs":762,"content":764},{"textAlign":25,"key":763},"p-50",[765],{"text":766,"type":125},"Acuerdos de nivel de servicio, idioma del soporte, condiciones de cancelación y portabilidad de los datos.",{"type":119,"attrs":768,"content":770},{"textAlign":25,"key":769},"p-51",[771],{"text":772,"type":125},"Para una empresa que busca controlar el gasto sin desplegar una suite enterprise, una herramienta como Spendesk puede encajar si sus necesidades se centran en solicitudes, aprobaciones, proveedores, contratos, pagos y controles de gasto. La solución está orientada tanto a equipos de finanzas como de compras, y la adecuación final dependerá de la configuración, las integraciones y los requisitos de la empresa.",{"type":176,"attrs":774,"content":775},{"level":178,"textAlign":25},[776],{"text":777,"type":125},"Señales de que tu proceso de compras ya no cabe en una hoja de cálculo",{"type":119,"attrs":779,"content":781},{"textAlign":25,"key":780},"p-52",[782],{"text":783,"type":125},"El Excel compartido funciona hasta que deja de funcionar. Hay señales claras de que los procesos de compras manuales han tocado techo y están generando más problemas de los que resuelven.",{"type":119,"attrs":785,"content":787},{"textAlign":25,"key":786},"p-53",[788,792],{"text":789,"type":125,"marks":790},"Pedidos duplicados y aprobaciones perdidas.",[791],{"type":339},{"text":793,"type":125}," Dos departamentos pueden contratar el mismo software sin saberlo porque nadie tiene una visión centralizada de los proveedores activos. El problema aparece cuando llegan varias facturas por un servicio similar.",{"type":119,"attrs":795,"content":797},{"textAlign":25,"key":796},"p-54",[798,802,804,810],{"text":799,"type":125,"marks":800},"Cierre contable con sorpresas.",[801],{"type":339},{"text":803,"type":125}," Si el equipo de finanzas no conoce el impacto de las solicitudes aprobadas hasta que llegan las facturas, el",{"text":805,"type":125,"marks":806}," cierre mensual",[807],{"type":253,"attrs":808},{"href":809,"uuid":25,"anchor":25,"target":256,"linktype":107},"https://www.spendesk.com/es/blog/controller-financiero/",{"text":811,"type":125}," se convierte en un ejercicio de reconstrucción. Las desviaciones aparecen cuando ya queda poco margen para corregirlas.",{"type":119,"attrs":813,"content":815},{"textAlign":25,"key":814},"p-55",[816,820],{"text":817,"type":125,"marks":818},"Falta de una visión única de proveedores y contratos.",[819],{"type":339},{"text":821,"type":125}," Cuando los contratos viven en carpetas de distintos departamentos, las renovaciones pasan desapercibidas y las condiciones pactadas se olvidan.",{"type":119,"attrs":823,"content":825},{"textAlign":25,"key":824},"p-56",[826,830],{"text":827,"type":125,"marks":828},"El crecimiento rompe el control manual.",[829],{"type":339},{"text":831,"type":125}," Un proceso que funcionaba con un equipo pequeño puede dejar de ser sostenible cuando aumentan los usuarios, las entidades, los proveedores o el volumen de solicitudes. El equipo de finanzas no puede escalar persiguiendo aprobaciones por correo electrónico.",{"type":119,"attrs":833,"content":835},{"textAlign":25,"key":834},"p-57",[836],{"text":837,"type":125},"Por ejemplo, una empresa puede descubrir que paga dos licencias de videoconferencia contratadas por equipos distintos. Una visión centralizada de proveedores, contratos y gasto puede ayudar a detectar este tipo de duplicidades antes de que se prolonguen.",{"type":839},"horizontal_rule",{"type":119,"attrs":841,"content":843},{"textAlign":25,"key":842},"p-58",[844],{"text":845,"type":125,"marks":846},"Descubre cómo funciona Spendesk",[847],{"type":253,"attrs":848},{"href":849,"uuid":25,"anchor":25,"target":256,"linktype":107},"https://cta-redirect.hubspot.com/cta/redirect/2694209/03098c55-28b6-455d-827f-0aa7abdb09f5",{"name":851,"created_at":852,"published_at":16,"updated_at":853,"id":854,"uuid":855,"content":856,"slug":863,"full_slug":864,"sort_by_date":25,"position":52,"tag_list":865,"is_startpage":28,"parent_id":866,"meta_data":25,"group_id":867,"first_published_at":868,"release_id":25,"lang":32,"path":25,"alternates":869,"default_full_slug":870,"translated_slugs":871,"_stopResolving":41},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":857,"icon":858,"name":851,"component":862},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":859,"alt":860,"name":99,"focus":99,"title":99,"filename":861,"copyright":99,"fieldtype":104,"is_external_url":28},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","es/blog/category/article",[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[872,873,874],{"path":870,"name":25,"lang":37,"published":25},{"path":870,"name":25,"lang":39,"published":25},{"path":870,"name":25,"lang":32,"published":25},[32],[],"Software de compras y procure-to-pay: cómo elegir",[],"2026-08-04 00:00","16",[882],{"_uid":883,"asset":884,"caption":99,"component":889},"29b7ddcd-1df7-4516-b9a1-f5f6df1121f4",{"id":885,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":886,"copyright":99,"fieldtype":104,"meta_data":887,"is_external_url":28},213559290986096,"https://a.storyblok.com/f/146026/1536x1024/255fadd1fe/software-de-compras-procure-to-pay.png",{"size":888},"1536x1024","image","El proceso de compras fragmentado genera sorpresas al cierre. Descubre cómo elegir un software que conecte solicitud, aprobación y pago en un único flujo.",[],[893],{"_uid":894,"items":895,"heading":947,"component":970},"694060cd-7f73-4d21-964e-bfc3d015e288",[896,907,917,927,937],{"_uid":897,"title":898,"component":899,"description":900},"20410847-1c86-448c-bf8d-5e5b9610fec4","¿Qué es el proceso de compras?","faqItem",{"type":116,"content":901},[902],{"type":119,"attrs":903,"content":904},{"textAlign":25,"key":121},[905],{"text":906,"type":125},"Es el conjunto de actividades que va desde la solicitud de un bien o servicio hasta su recepción, validación, contabilización y pago. El número de pasos varía según la organización, el tipo de compra y los controles internos.",{"_uid":908,"title":909,"component":899,"description":910},"956cf1c7-ea52-4e4c-86a9-1476d4a6c71a","¿En qué se diferencia el procure-to-pay de un ERP?",{"type":116,"content":911},[912],{"type":119,"attrs":913,"content":914},{"textAlign":25,"key":121},[915],{"text":916,"type":125},"El ERP gestiona la contabilidad general y otros módulos de negocio. El procure-to-pay se centra en conectar la solicitud, la aprobación, el pedido, la recepción, la factura y el pago en un flujo trazable. Algunas soluciones P2P se integran con el ERP para intercambiar datos, pero no lo sustituyen necesariamente.",{"_uid":918,"title":919,"component":899,"description":920},"89a515a1-b236-44f1-8bed-aa54da5bd802","¿Necesito un software de compras si ya tengo una gestoría o un ERP?",{"type":116,"content":921},[922],{"type":119,"attrs":923,"content":924},{"textAlign":25,"key":121},[925],{"text":926,"type":125},"No siempre. Depende de si el ERP o la gestoría cubren también la solicitud, la aprobación, el control presupuestario y la trazabilidad previa al gasto. Si esos procesos se gestionan por correo o en hojas de cálculo, una herramienta especializada puede ayudar a estructurarlos y a enviar los datos validados al sistema contable.",{"_uid":928,"title":929,"component":899,"description":930},"a75afb36-ff3d-4435-90a6-7d03a1618aed","¿Cómo puede ayudar la automatización en la evaluación y el onboarding de proveedores?",{"type":116,"content":931},[932],{"type":119,"attrs":933,"content":934},{"textAlign":25,"key":121},[935],{"text":936,"type":125},"Centralizar los datos de proveedores y contratos puede facilitar la consulta de condiciones y fechas de renovación. Los controles sobre los cambios de datos bancarios, incluida la confirmación independiente y, cuando esté disponible, la verificación del beneficiario, pueden ayudar a detectar algunas discrepancias. Ninguna de estas medidas garantiza por sí sola la prevención del fraude o de los pagos duplicados.",{"_uid":938,"title":939,"component":899,"description":940},"9b2055bf-4352-4e62-b5f3-1df3804e80f9","¿Cuál es el mejor software de compras para una empresa mediana?",{"type":116,"content":941},[942],{"type":119,"attrs":943,"content":944},{"textAlign":25,"key":121},[945],{"text":946,"type":125},"Depende del volumen, la complejidad de las aprobaciones, el número de entidades, los controles necesarios y las integraciones disponibles. Conviene buscar una solución que combine solicitudes, aprobaciones, visibilidad del gasto, pagos y conexión con el software contable que utiliza la empresa. La disponibilidad de cada función debe confirmarse para el país y la configuración contratada.",[948],{"cta":949,"_uid":950,"title":951,"eyebrow":958,"subtitle":963,"component":176,"textAlign":99,"flexibleSection":968,"sectionSettings":969,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"fef54cc2-c2be-4343-9535-8260cc58c858",{"type":116,"content":952},[953],{"type":176,"attrs":954,"content":955},{"level":178,"textAlign":25},[956],{"text":957,"type":125},"Preguntas frecuentes",{"type":116,"content":959},[960],{"type":119,"attrs":961,"content":962},{"textAlign":25},[],{"type":116,"content":964},[965],{"type":119,"attrs":966,"content":967},{"textAlign":25},[],[],[],"faqSection","software-de-compras-procure-to-pay","es/blog/software-de-compras-procure-to-pay",-2850,[],176386517,"48849fae-3724-4491-bd58-f1b19c79d627","2026-08-26T16:07:09.947Z",[],"blog/software-de-compras-procure-to-pay",[981,982,983],{"path":979,"name":25,"lang":37,"published":25},{"path":979,"name":25,"lang":39,"published":25},{"path":979,"name":25,"lang":32,"published":25},{"header":985,"footer":1671,"commonContent":2090,"userCentricsAndSegmentMappingTable":2259},{"name":986,"created_at":987,"published_at":988,"updated_at":989,"id":990,"uuid":991,"content":992,"slug":1483,"full_slug":1658,"sort_by_date":25,"position":52,"tag_list":1659,"is_startpage":28,"parent_id":1661,"meta_data":25,"group_id":1662,"first_published_at":1663,"release_id":25,"lang":32,"path":1664,"alternates":1665,"default_full_slug":1666,"translated_slugs":1667},"Header","2022-03-03T10:18:44.837Z","2026-10-29T11:36:19.639Z","2026-10-29T11:36:19.664Z",112682816,"5cdfaafc-a9d2-47fd-a16f-d782131160fd",{"_uid":993,"logo":994,"navbar":998,"loginBtn":1482,"component":1483,"languages":1484,"logoBlack":1503,"logoWhite":1507,"topNavbar":1512,"footerLinks":1521,"socialLinks":1539,"homepageLink":1579,"getStartedBtn":1591,"announcementBanner":1606,"localeSwitcherTitle":1657},"d642d99f-3914-487e-abe1-9515eca76325",{"id":995,"alt":81,"name":99,"focus":99,"title":81,"source":99,"filename":996,"copyright":99,"fieldtype":104,"meta_data":997,"is_external_url":28},4112223,"https://a.storyblok.com/f/146026/x/5f4956f538/spendesk-logo.svg",{},[999,1209,1221,1234,1402],{"_uid":1000,"label":1001,"columns":1002,"component":1172,"headingNewBranding":1173},"99e54924-f77d-4501-978a-b578da0140ca","Producto",[1003,1088],{"_uid":1004,"ctas":1005,"label":1001,"component":1086,"labelColor":99,"backgroundIconColor":1087},"5f198563-42a4-441a-bdb5-8a4ee4320b66",[1006,1023,1039,1054,1070],{"tag":99,"_uid":1007,"hide":28,"icon":1008,"link":1012,"type":99,"label":1022,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"09547f47-fd5a-4b75-bd20-5b419c3a9692",{"id":1009,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1010,"copyright":99,"fieldtype":104,"meta_data":1011,"is_external_url":28},16729348,"https://a.storyblok.com/f/146026/32x32/e26321511f/icon-star-32px-carbon-naked.svg",{},{"id":1013,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1015,"prep":41,"story":1016},"d942dafa-667c-49cd-bfcf-a53c8faa8e92","story","/es/platform/mcp",{"name":1017,"id":1018,"uuid":1013,"slug":1019,"url":1020,"full_slug":1021,"_stopResolving":41},"MCP",184147202165078,"mcp","platform/mcp","es/platform/mcp","Spendesk AI Connect",{"tag":99,"_uid":1024,"icon":1025,"link":1029,"type":99,"label":1038,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"40af8152-1e3f-4e5c-b9f2-5d8ff7672be7",{"id":1026,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1027,"copyright":99,"fieldtype":104,"meta_data":1028,"is_external_url":28},16281091,"https://a.storyblok.com/f/146026/16x16/c5475cecd9/icon-platic-card-carbon_no-bg.svg",{},{"id":1030,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1031,"prep":41,"story":1032},"a0ebe15c-08cc-4f8b-afba-12b165f9fb56","/es/product/cards/",{"name":1033,"id":1034,"uuid":1030,"slug":1035,"url":1036,"full_slug":1037,"_stopResolving":41},"Cards",193401086247857,"cards","product/cards/","es/product/cards/","Tarjetas",{"tag":99,"_uid":1040,"hide":28,"icon":1041,"link":1045,"type":99,"label":1049,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"68a2616c-26e5-4688-8333-6c5a4fab3190",{"id":1042,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1043,"copyright":99,"fieldtype":104,"meta_data":1044,"is_external_url":28},16281100,"https://a.storyblok.com/f/146026/16x16/cc8b7906c6/icon-cart-carbon_no-bg.svg",{},{"id":1046,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1047,"prep":41,"story":1048},"54aaf12a-503f-42e6-afbc-61919d53f941","/es/product/procurement",{"name":1049,"id":1050,"uuid":1046,"slug":1051,"url":1052,"full_slug":1053,"_stopResolving":41},"Procurement",193401601446119,"procurement","product/procurement","es/product/procurement",{"tag":99,"_uid":1055,"hide":28,"icon":1056,"link":1060,"type":99,"label":1069,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"9dee1a69-11fd-470d-a6b7-98afd828410c",{"id":1057,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1058,"copyright":99,"fieldtype":104,"meta_data":1059,"is_external_url":28},16281102,"https://a.storyblok.com/f/146026/16x17/f28007595c/icon-approved-expenses-carbon_no-bg.svg",{},{"id":1061,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1062,"prep":41,"story":1063},"5a15816c-5303-499e-9774-f4eab6597303","/es/product/accounts-payable",{"name":1064,"id":1065,"uuid":1061,"slug":1066,"url":1067,"full_slug":1068,"_stopResolving":41},"Accounts Payable",193400887722918,"accounts-payable","product/accounts-payable","es/product/accounts-payable","Facturas",{"tag":99,"_uid":1071,"icon":1072,"link":1076,"type":99,"label":1085,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"3d54b3a1-be28-45fe-a0a8-ebbc68e9e36d",{"id":1073,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1074,"copyright":99,"fieldtype":104,"meta_data":1075,"is_external_url":28},16281106,"https://a.storyblok.com/f/146026/16x16/b57ae3cc57/icon-expenses-carbon_no-bg.svg",{},{"id":1077,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1078,"prep":41,"story":1079},"2c9f9c07-cfb4-48e3-9391-89ea909b50ca","/es/product/expense-management",{"name":1080,"id":1081,"uuid":1077,"slug":1082,"url":1083,"full_slug":1084,"_stopResolving":41},"Expense Management",193401429506811,"expense-management","product/expense-management","es/product/expense-management","Gastos","ctasColumn","--color-accent-06",{"_uid":1089,"ctas":1090,"label":1171,"component":1086,"labelColor":99,"backgroundIconColor":1087},"c7e769a0-95c8-49e3-a177-8c7061def31b",[1091,1107,1123,1139,1155],{"tag":99,"_uid":1092,"hide":28,"icon":1093,"link":1097,"type":99,"label":1106,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"4c5373c4-ce33-450b-b5a2-6fd072f8b1f4",{"id":1094,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1095,"copyright":99,"fieldtype":104,"meta_data":1096,"is_external_url":28},16729298,"https://a.storyblok.com/f/146026/32x32/afc3b416d2/icon-chart-32px-carbon-naked.svg",{},{"id":1098,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1099,"prep":41,"story":1100},"28bb9756-1ece-4e77-95d1-14f9384a14c9","/es/platform/spends-controls",{"name":1101,"id":1102,"uuid":1098,"slug":1103,"url":1104,"full_slug":1105,"_stopResolving":41},"Spend Controls",193400956097450,"spend-controls","platform/spend-controls","es/platform/spend-controls","Controles de gastos",{"tag":99,"_uid":1108,"hide":28,"icon":1109,"link":1113,"type":99,"label":1122,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"2510867b-7a54-4419-b9bf-179d0e428694",{"id":1110,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1111,"copyright":99,"fieldtype":104,"meta_data":1112,"is_external_url":28},16729328,"https://a.storyblok.com/f/146026/32x32/b0f8886cda/icon-marvin-32px-carbon-naked.svg",{},{"id":1114,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1115,"prep":41,"story":1116},"fd085d94-f53b-4b62-8db8-a7210e0836c2","/es/platform/ai-automation",{"name":1117,"id":1118,"uuid":1114,"slug":1119,"url":1120,"full_slug":1121,"_stopResolving":41},"AI & Automation",193401551136651,"ai-automation","platform/ai-automation","es/platform/ai-automation","IA",{"tag":99,"_uid":1124,"hide":28,"icon":1125,"link":1129,"type":99,"label":1138,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"26c4c111-0fcd-42c7-a1a9-adda4b11510c",{"id":1126,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1127,"copyright":99,"fieldtype":104,"meta_data":1128,"is_private":28,"is_external_url":28},16281093,"https://a.storyblok.com/f/146026/16x16/6958f61a21/icon-puzzle-carbon_no-bg.svg",{},{"id":1130,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1131,"prep":41,"story":1132},"e0594f7b-c01a-45b3-96e2-186a17439c46","/es/integrations/",{"name":1133,"id":1134,"uuid":1130,"slug":1135,"url":1136,"full_slug":1137,"_stopResolving":41},"Integrations",129006144,"integrations","integrations/","es/integrations/","API & integraciones",{"tag":99,"_uid":1140,"icon":1141,"link":1145,"type":99,"label":1154,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"b4465174-3e37-44c2-99ee-8cd84e6e5a98",{"id":1142,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1143,"copyright":99,"fieldtype":104,"meta_data":1144,"is_external_url":28},16281085,"https://a.storyblok.com/f/146026/16x16/aa4d62e541/icon-office-carbon_no-bg.svg",{},{"id":1146,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1147,"prep":41,"story":1148},"3d432995-4a9f-417f-b7d9-48e760bf8646","/es/product/multi-entity-management",{"name":1149,"id":1150,"uuid":1146,"slug":1151,"url":1152,"full_slug":1153,"_stopResolving":41},"Multi-Entity Management",193401474719366,"multi-entity-management","product/multi-entity-management","es/product/multi-entity-management","Gestión multientidad",{"tag":99,"_uid":1156,"icon":1157,"link":1161,"type":99,"label":1170,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"a349de93-1409-4ba4-a5e3-3c1916013987",{"id":1158,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1159,"copyright":99,"fieldtype":104,"meta_data":1160,"is_external_url":28},16281109,"https://a.storyblok.com/f/146026/16x16/e708885b4d/icon-wallet-carbon_no-bg.svg",{},{"id":1162,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1163,"prep":41,"story":1164},"b419cae8-61d4-4ab4-919b-71875ceab832","/es/product/budget",{"name":1165,"id":1166,"uuid":1162,"slug":1167,"url":1168,"full_slug":1169,"_stopResolving":41},"Budget",193401384269658,"budget","product/budget","es/product/budget","Presupuesto","Plataforma ","dropdownMenu",[1174],{"cta":1175,"_uid":1190,"title":1191,"eyebrow":1198,"subtitle":1201,"component":176,"textAlign":99,"sectionSettings":1208,"subtitleLeftBorder":28},[1176],{"tag":99,"_uid":1177,"hide":41,"icon":1178,"link":1179,"type":99,"label":1189,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"c116cfe4-00a7-4def-bfa6-50635b56f3cd",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":104},{"id":1180,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1181,"prep":41,"story":1182},"0c6c4fbe-f44e-4fe1-8340-f16097c5e857","/es/platform/platform-releases/october-update-2026",{"name":1183,"id":1184,"uuid":1180,"slug":1185,"url":1186,"translated_name":1187,"full_slug":1188,"_stopResolving":41},"October update 2026",225204977508410,"october-update-2026","platform/platform-releases/october-update-2026","Actualizacion Octubre 2026","es/platform/platform-releases/actualizacion-octubre-2026","Ver novedades","5602ee0e-a19d-4a6d-81c7-654623a62c53",{"type":116,"content":1192},[1193],{"type":119,"attrs":1194,"content":1195},{"textAlign":25,"key":121},[1196],{"text":1197,"type":125},"Novedades",{"type":116,"content":1199},[1200],{"type":119},{"type":116,"content":1202},[1203],{"type":119,"attrs":1204,"content":1205},{"textAlign":25,"key":121},[1206],{"text":1207,"type":125},"Ya está aquí la última actualización de tus productos Spendesk",[],{"tag":99,"_uid":1210,"hide":28,"icon":1211,"link":1212,"type":99,"label":1220,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"3e099d1d-7633-470a-b225-70ff55117055",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":104},{"id":1213,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1214,"prep":41,"story":1215},"3fa6ea10-966e-4089-af4b-7e6e442aa044","/es/pricing",{"name":1216,"id":1217,"uuid":1213,"slug":1218,"url":1218,"full_slug":1219,"_stopResolving":41},"Pricing",118542802,"pricing","es/pricing","Precios",{"tag":99,"_uid":1222,"icon":1223,"link":1224,"type":99,"label":1233,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"d5e1987a-f5af-4885-8aaa-ef59abcd1856",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":104},{"id":1225,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1226,"prep":41,"story":1227},"09ad78b4-d4be-4ef1-9f8d-7f452d2592ee","/es/customers/",{"name":1228,"id":1229,"uuid":1225,"slug":1230,"url":1231,"full_slug":1232,"_stopResolving":41},"Listing page",107236629,"customers","customers/","es/customers/","Testimonios de clientes",{"_uid":1235,"label":1236,"columns":1237,"component":1172,"headingNewBranding":1401},"59752063-d282-4855-95bc-45cfb825ed90","Recursos",[1238,1303,1370],{"_uid":1239,"ctas":1240,"label":1301,"component":1086,"labelColor":99,"backgroundIconColor":1302},"705444cd-cbfb-417a-99c3-8481453ed293",[1241,1257,1273,1286],{"tag":99,"_uid":1242,"icon":1243,"link":1247,"type":99,"label":1256,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"5fa4f3ea-1139-4bfb-9f4b-5bfc2ee878e4",{"id":1244,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1245,"copyright":99,"fieldtype":104,"meta_data":1246,"is_private":28,"is_external_url":28},16281084,"https://a.storyblok.com/f/146026/16x16/4c0bcd937c/icon-edit-carbon_no-bg.svg",{},{"id":1248,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1249,"prep":41,"story":1250},"f85ca87f-b289-449f-9fc4-9c760a70f55b","/es/blog/",{"name":1251,"id":1252,"uuid":1248,"slug":1253,"url":1254,"full_slug":1255,"_stopResolving":41},"Blog homepage (listing page)",181576014,"blog","blog/","es/blog/","Blog",{"tag":99,"_uid":1258,"hide":28,"icon":1259,"link":1263,"type":99,"label":1272,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"550defa8-3f12-404f-93c9-d1712a0cede6",{"id":1260,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1261,"copyright":99,"fieldtype":104,"meta_data":1262,"is_external_url":28},22166084,"https://a.storyblok.com/f/146026/16x16/70203afe7e/icon_-_play_-_carbon.svg",{},{"id":1264,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1265,"prep":41,"story":1266},"06849c8d-cf20-4692-b0d3-1a26c8b49950","/es/events/",{"name":1267,"id":1268,"uuid":1264,"slug":1269,"url":1270,"full_slug":1271,"_stopResolving":41},"Events listing page",86201135839603,"events","events/","es/events/","Eventos y seminarios web",{"tag":99,"_uid":1274,"hide":41,"icon":1275,"link":1279,"type":99,"label":1283,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"d6c7b904-02c6-4635-b6ef-7c41c9ffc857",{"id":1276,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1277,"copyright":99,"fieldtype":104,"meta_data":1278,"is_external_url":28},16281086,"https://a.storyblok.com/f/146026/16x16/0e8759095b/icon-help-carbon_no-bg.svg",{},{"id":1280,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1281,"prep":41,"story":1282},"58f938c1-a22b-4a2a-8ba3-85610455b1e2","/es/faq",{"name":1283,"id":1284,"uuid":1280,"slug":1285,"url":1285,"full_slug":1285,"_stopResolving":41},"FAQ",126231937,"faq",{"tag":99,"_uid":1287,"hide":41,"icon":1288,"link":1292,"type":99,"label":1300,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"615e7cc9-41e0-4033-aa94-52ae8aa728ff",{"id":1289,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1290,"copyright":99,"fieldtype":104,"meta_data":1291,"is_external_url":28},16281080,"https://a.storyblok.com/f/146026/17x17/dfacf276ea/icon-search-carbon_no-bg.svg",{},{"id":1293,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1294,"prep":41,"story":1295},"73f35c2d-ebf7-4761-8e05-7ef4d9d7df01","/es/glossary/",{"name":1296,"id":1297,"uuid":1293,"slug":1298,"url":1299,"full_slug":1299,"_stopResolving":41},"Glossary",127190994,"glossary","glossary/","Glossario","Perspectivas","--color-accent-05",{"_uid":1304,"ctas":1305,"label":1369,"component":1086,"labelColor":99,"backgroundIconColor":1302},"487d38bc-1a08-45a5-807a-5a7c04de8a6e",[1306,1317,1326,1342,1357],{"tag":99,"_uid":1307,"hide":41,"icon":1308,"link":1310,"type":99,"label":1314,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"8f6dba5c-37eb-4e62-a1ab-3c40a4558b8e",{"id":1110,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1111,"copyright":99,"fieldtype":104,"meta_data":1309,"is_external_url":28},{},{"id":1311,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1312,"prep":41,"story":1313},"9425912b-288d-48f1-a7c7-6247f58ed8ed","/es/ai",{"name":1314,"id":1315,"uuid":1311,"slug":1316,"url":1316,"full_slug":1316,"_stopResolving":41},"AI Hub",114865617041697,"ai",{"tag":99,"_uid":1318,"icon":1319,"link":1323,"type":99,"label":1325,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"7777fb05-58e5-4f3c-aa58-92cdbc65fd09",{"id":1320,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1321,"copyright":99,"fieldtype":104,"meta_data":1322,"is_external_url":28},16281087,"https://a.storyblok.com/f/146026/16x16/e6ec37650f/icon-file-carbon_no-bg.svg",{},{"id":99,"url":1324,"linktype":107,"fieldtype":108,"cached_url":1324},"https://www.cfoconnect.eu/en/resources/podcast/","Podcast",{"tag":99,"_uid":1327,"hide":28,"icon":1328,"link":1332,"type":99,"label":1341,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"627fe88e-fe6c-48e9-a3c4-2fd3336c1013",{"id":1329,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1330,"copyright":99,"fieldtype":104,"meta_data":1331,"is_external_url":28},70200044241480,"https://a.storyblok.com/f/146026/20x20/c23deb7ab6/icon-map-carbon_no-bg.svg",{},{"id":1333,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1334,"prep":41,"story":1335},"52ff1d3e-2698-4924-98a8-bb3c78d08bac","/es/tools/cfo-tech-stack-map",{"name":1336,"id":1337,"uuid":1333,"slug":1338,"url":1339,"full_slug":1340,"_stopResolving":41},"CFO Tech Stack Map",688303595,"cfo-tech-stack-map","tools/cfo-tech-stack-map","es/tools/cfo-tech-stack-map","Stack tecnológico del CFO",{"tag":99,"_uid":1343,"hide":41,"icon":1344,"link":1348,"type":99,"label":1356,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"bcc29e92-02f7-467c-95b2-b1a3745b8641",{"id":1345,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1346,"copyright":99,"fieldtype":104,"meta_data":1347,"is_external_url":28},16281098,"https://a.storyblok.com/f/146026/16x16/3e30487589/icon-calculator-carbon_no-bg.svg",{},{"id":1349,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1350,"prep":41,"story":1351},"ab956bec-b6b4-434a-b4aa-b772873f9577","/es/tools/spend-management-calculator",{"name":1352,"id":1353,"uuid":1349,"slug":1354,"url":1355,"full_slug":1355,"_stopResolving":41},"ROI calculator",159362364,"spend-management-calculator","tools/spend-management-calculator","Calculadora de ROI",{"tag":99,"_uid":1358,"icon":1359,"link":1361,"type":99,"label":1368,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"hide":41},"2ebe313f-59e0-4d88-b72e-217efc4a1c17",{"id":1057,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1058,"copyright":99,"fieldtype":104,"meta_data":1360,"is_external_url":28},{},{"id":1362,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1363,"prep":41,"story":1364},"001bfc30-c6f3-44bd-93ed-888c2ec3bc46","/es/tools/hmrc-mileage-calculator",{"name":1365,"id":1366,"uuid":1362,"slug":1365,"url":1367,"full_slug":1367,"_stopResolving":41},"hmrc-mileage-calculator",590567568,"tools/hmrc-mileage-calculator","HMRC Mileage Calculator","Recursos y herramientas",{"_uid":1371,"ctas":1372,"label":1400,"component":1086,"backgroundIconColor":1302},"42cd977b-64fd-4daa-a999-3e539c48fdf8",[1373,1382,1391],{"tag":99,"_uid":1374,"icon":1375,"link":1379,"type":99,"label":1381,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"2d80d8b9-bc29-451a-8830-93f777a4035f",{"id":1376,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1377,"copyright":99,"fieldtype":104,"meta_data":1378,"is_external_url":28},16281104,"https://a.storyblok.com/f/146026/24x24/9630540d4d/icon-cfoc-carbon_no-bg.svg",{},{"id":99,"url":1380,"linktype":107,"fieldtype":108,"cached_url":1380},"https://www.cfoconnect.eu/en/","CFO Connect",{"tag":99,"_uid":1383,"icon":1384,"link":1388,"type":99,"label":1390,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"8aa1408e-a5de-4956-b981-e612681b1217",{"id":1385,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1386,"copyright":99,"fieldtype":104,"meta_data":1387,"is_external_url":28},16281088,"https://a.storyblok.com/f/146026/16x16/11abf8539b/icon-calendar-carbon_no-bg.svg",{},{"id":99,"url":1389,"linktype":107,"fieldtype":108,"cached_url":1389},"https://www.cfoconnect.eu/events/","Eventos de CFO Connect",{"tag":99,"_uid":1392,"icon":1393,"link":1397,"type":99,"label":1399,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"51f87bc2-673b-462f-8774-e0e4ff7d7c32",{"id":1394,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1395,"copyright":99,"fieldtype":104,"meta_data":1396,"is_private":28,"is_external_url":28},16281082,"https://a.storyblok.com/f/146026/16x16/d2c2ef928e/icon-chat-carbon_no-bg.svg",{},{"id":99,"url":1398,"linktype":107,"cached_url":1398},"https://www.cfoconnect.eu/en/resources/faces-of-finance/?__hstc=41219197.bbead300ed8109c4e10bec25b53311f8.1650355153846.1650355153846.1650393005163.2&__hssc=41219197.11.1650393005163&__hsfp=2647279916","Responsables financieros","Comunidad",[],{"_uid":1403,"label":1404,"columns":1405,"component":1172,"headingNewBranding":1481},"4d29560b-a121-4a55-83cc-9ad81e6c3b0d","Empresa",[1406,1446],{"_uid":1407,"ctas":1408,"label":1404,"component":1086,"labelColor":99,"backgroundIconColor":1087},"e742d8be-34ef-4dd7-a505-637bcae2bfe0",[1409,1422,1431],{"tag":99,"_uid":1410,"hide":28,"icon":1411,"link":1413,"type":99,"label":1421,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"08110155-0385-4a0d-bb1f-23db5d38e45f",{"id":1142,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1143,"copyright":99,"fieldtype":104,"meta_data":1412,"is_private":28,"is_external_url":28},{},{"id":1414,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1415,"prep":41,"story":1416},"e44ca227-8de9-44c9-93ac-9229f1e769ba","/es/about",{"name":1417,"id":1418,"uuid":1414,"slug":1419,"url":1419,"full_slug":1420,"_stopResolving":41},"Our story",126213445,"about","es/about","Nuestra historia",{"tag":99,"_uid":1423,"hide":28,"icon":1424,"link":1428,"type":99,"label":1430,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"10f20954-92be-45a9-a38d-4ff377ae1a91",{"id":1425,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1426,"copyright":99,"fieldtype":104,"meta_data":1427,"is_external_url":28},16281083,"https://a.storyblok.com/f/146026/16x16/4710670fe5/icon-suitcase-carbon_no-bg.svg",{},{"id":99,"url":1429,"linktype":107,"fieldtype":108,"cached_url":1429},"https://career.spendesk.com/es/","Carreras",{"tag":99,"_uid":1432,"hide":41,"icon":1433,"link":1437,"type":99,"label":1445,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"54992a01-315a-44ea-8d42-530e6a4991e4",{"id":1434,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1435,"copyright":99,"fieldtype":104,"meta_data":1436,"is_external_url":28},16281079,"https://a.storyblok.com/f/146026/16x16/b2eba365dd/icon-news-carbon_no-bg.svg",{},{"id":1438,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1439,"prep":41,"story":1440},"f09d7678-b42b-4c68-b4a5-3d26d457355c","/es/press/",{"name":1441,"id":1442,"uuid":1438,"slug":1443,"url":1444,"full_slug":1444,"_stopResolving":41},"Spendesk Press",265014512,"press","press/","Medios de comunicación",{"_uid":1447,"ctas":1448,"label":1480,"component":1086,"labelColor":99,"backgroundIconColor":1087},"59a11592-e6cb-405d-8208-9e3c365ac046",[1449,1465],{"tag":99,"_uid":1450,"hide":28,"icon":1451,"link":1455,"type":99,"label":1464,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"4c769292-9f5f-404f-90d3-9a6ed38483ff",{"id":1452,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1453,"copyright":99,"fieldtype":104,"meta_data":1454,"is_private":28,"is_external_url":28},16281099,"https://a.storyblok.com/f/146026/18x16/a7c116c072/icon-people-carbon_no-bg.svg",{},{"id":1456,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1457,"prep":41,"story":1458},"256bc156-b5de-4af2-a9d9-17e2f24d8448","/es/partners/",{"name":1459,"id":1460,"uuid":1456,"slug":1461,"url":1462,"full_slug":1463,"_stopResolving":41},"Partners",113802294,"partners","partners/","es/partners/","Socios",{"tag":99,"_uid":1466,"hide":28,"icon":1467,"link":1471,"type":99,"label":1479,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"f0e6324a-5e60-43c4-bffc-3430ec5c000b",{"id":1468,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1469,"copyright":99,"fieldtype":104,"meta_data":1470,"is_private":28,"is_external_url":28},16281081,"https://a.storyblok.com/f/146026/18x18/01e1262e82/icon-phone-carbon_no-bg.svg",{},{"id":1472,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1473,"prep":41,"story":1474},"07eb4f4d-6829-4200-a43a-40fe668dbd09","/es/contact-us",{"name":1475,"id":1476,"uuid":1472,"slug":1477,"url":1477,"full_slug":1478,"_stopResolving":41},"Contact us",126275406,"contact-us","es/contact-us","Contacto"," ",[],"Iniciar sesión","header",[1485,1490,1495,1499],{"_uid":1486,"code":39,"name":1487,"component":1488,"shortName":1489},"3825432f-6270-4fc5-a6de-2268b10d53ab","Deutsch","language","DE",{"_uid":1491,"code":1492,"name":1493,"component":1488,"shortName":1494},"5050c343-1954-40e4-bc50-71a22fceaf28","en","English","EN",{"_uid":1496,"code":32,"name":1497,"component":1488,"shortName":1498},"76d21077-cbac-4f11-9fed-1cee8e6221ae","Español","ES",{"_uid":1500,"code":37,"name":1501,"component":1488,"shortName":1502},"a451f395-b57c-4be1-8e17-c87dbc81b87b","Français","FR",{"id":1504,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1505,"copyright":99,"fieldtype":104,"meta_data":1506,"is_external_url":28},15300953,"https://a.storyblok.com/f/146026/143x22/ff77add2ca/spendesk-logo-black.svg",{},{"id":1508,"alt":81,"name":99,"focus":99,"title":1509,"source":99,"filename":1510,"copyright":99,"fieldtype":104,"meta_data":1511,"is_external_url":28},4112224,"Spendesk white","https://a.storyblok.com/f/146026/x/8000a10792/spendesk-logo-white.svg",{},[1513],{"tag":99,"_uid":1514,"hide":28,"icon":1515,"link":1517,"type":99,"label":1519,"style":109,"component":110,"onClickEvent":1520,"openInANewTab":41,"horizontalFill":28},"76967f37-ad44-44e4-942f-2b6c1c1ee456",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1516},{},{"id":99,"url":1518,"linktype":107,"fieldtype":108,"cached_url":1518},"https://helpcenter.spendesk.com/es/","Centro de ayuda","website:navbar:helpcenter_cta:clicked",[1522,1527],{"tag":99,"_uid":1523,"hide":28,"icon":1524,"link":1526,"type":99,"label":1519,"style":109,"component":110,"onClickEvent":1520,"openInANewTab":41,"horizontalFill":28},"5973fc04-9f32-479f-8978-27caad9d8e91",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1525},{},{"id":99,"url":1518,"linktype":107,"fieldtype":108,"cached_url":1518},{"tag":99,"_uid":1528,"hide":41,"icon":1529,"link":1531,"type":99,"label":1538,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"9875b499-bfb1-473b-a433-f70b3cff167b",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":104,"meta_data":1530,"is_external_url":28},{},{"id":1532,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1533,"prep":41,"story":1534},"0fcd9d53-6332-4709-aeeb-2e72863eb107","/es/spendesk-security",{"name":1535,"id":1536,"uuid":1532,"slug":1537,"url":1537,"full_slug":1537,"_stopResolving":41},"Security",126230553,"spendesk-security","Seguridad",[1540,1548,1556,1563,1571],{"tag":99,"_uid":1541,"icon":1542,"link":1546,"type":99,"label":99,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"71cb89db-23a0-4b90-82d6-ca84b52af561",{"id":1543,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1544,"copyright":99,"fieldtype":104,"meta_data":1545,"is_external_url":28},16281248,"https://a.storyblok.com/f/146026/12x12/2d962efd0e/icon-facebook-carbon_no-bg.svg",{},{"id":99,"url":1547,"linktype":107,"fieldtype":108,"cached_url":1547},"https://www.facebook.com/spendesk/",{"tag":99,"_uid":1549,"icon":1550,"link":1554,"type":99,"label":99,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"69887bf3-cc5a-4f8b-82e0-33682082fbb0",{"id":1551,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1552,"copyright":99,"fieldtype":104,"meta_data":1553,"is_private":28,"is_external_url":28},16281245,"https://a.storyblok.com/f/146026/12x12/3d1e2f35e1/icon-instagram-carbon_no-bg.svg",{},{"id":99,"url":1555,"linktype":107,"fieldtype":108,"cached_url":1555},"https://www.instagram.com/spendesk",{"tag":99,"_uid":1557,"icon":1558,"link":1562,"type":99,"label":99,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"4b43ad3a-09a9-4670-8fa0-112bc3a16e82",{"id":1559,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1560,"copyright":99,"fieldtype":104,"meta_data":1561,"is_private":28,"is_external_url":28},16281247,"https://a.storyblok.com/f/146026/12x12/864442ea5c/icon-linkedin-carbon_no-bg.svg",{},{"id":99,"url":106,"linktype":107,"fieldtype":108,"cached_url":106},{"tag":99,"_uid":1564,"icon":1565,"link":1569,"type":99,"label":99,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"78310ee6-2020-4d6f-935c-61b7c4320988",{"id":1566,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1567,"copyright":99,"fieldtype":104,"meta_data":1568,"is_private":28,"is_external_url":28},16281249,"https://a.storyblok.com/f/146026/12x12/2b24154a63/icon-x-carbon_no-bg.svg",{},{"id":99,"url":1570,"linktype":107,"fieldtype":108,"cached_url":1570},"https://x.com/Spendesk",{"tag":99,"_uid":1572,"hide":28,"icon":1573,"link":1577,"type":99,"label":99,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":41,"horizontalFill":28},"70991476-75cd-4094-ae94-acd39cb504f1",{"id":1574,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1575,"copyright":99,"fieldtype":104,"meta_data":1576,"is_private":28,"is_external_url":28},16281246,"https://a.storyblok.com/f/146026/12x12/169fccc4c0/icon-youtube-carbon_no-bg.svg",{},{"id":99,"url":1578,"linktype":107,"fieldtype":108,"cached_url":1578},"https://www.youtube.com/c/spendesk",[1580],{"tag":99,"_uid":1581,"hide":28,"icon":1582,"link":1583,"type":99,"label":99,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"b3e35b40-8a11-4b10-8610-d965ad8998f4",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":104},{"id":1584,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1585,"prep":41,"story":1586},"cda85daf-0d14-4698-9bb2-d5fbb6bd7bc5","/es/home",{"name":1587,"id":1588,"uuid":1584,"slug":1589,"url":1589,"full_slug":1590,"_stopResolving":41},"Homepage",106735746,"home","es/home",[1592],{"tag":99,"_uid":1593,"hide":28,"icon":1594,"link":1595,"type":99,"label":1604,"style":109,"component":110,"onClickEvent":1605,"openInANewTab":28,"horizontalFill":28},"2c621606-7c33-47b3-9eb1-456d185505fe",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":99,"copyright":25,"fieldtype":104},{"id":1596,"url":99,"anchor":99,"linktype":1014,"fieldtype":108,"cached_url":1597,"prep":41,"story":1598},"92c675ca-b9a9-4a17-9ac3-8b5dd3221fc4","/es/schedule-a-demo/",{"name":1599,"id":1600,"uuid":1596,"slug":1601,"url":1602,"full_slug":1603,"_stopResolving":41},"Schedule a demo",126838129,"schedule-a-demo","schedule-a-demo/","es/schedule-a-demo/","Agenda una demo","website:navbar:book_a_demo_cta:clicked",[1607],{"_uid":1608,"hide":28,"style":1609,"content":1610,"display":1638,"component":1639,"hideOnMobile":28,"mobileContent":1640},"295cfee8-25ae-49d8-8704-8e96565866d5","animated-gradient",{"type":116,"attrs":1611,"content":1612},{"backgroundColor":25},[1613],{"type":119,"attrs":1614,"content":1615},{"textAlign":25,"key":121},[1616,1623,1628,1630],{"text":1617,"type":125,"marks":1618},"Spendesk AI:",[1619,1622],{"type":1620,"attrs":1621},"textStyle",{"color":99},{"type":339},{"text":1624,"type":125,"marks":1625}," El trabajo rutinario, resuelto. Las decisiones importantes, tuyas",[1626],{"type":1620,"attrs":1627},{"color":99},{"text":1629,"type":125}," 👉 ",{"text":1631,"type":125,"marks":1632},"Conozca más",[1633,1637],{"type":253,"attrs":1634},{"href":1115,"uuid":1114,"anchor":25,"target":1635,"linktype":1014,"story":1636},"_self",{"name":1117,"id":1118,"uuid":1114,"slug":1119,"url":1120,"full_slug":1121,"_stopResolving":41},{"type":339},"Whole website","announcementBanner",{"type":116,"attrs":1641,"content":1642},{"backgroundColor":25},[1643],{"type":119,"attrs":1644,"content":1645},{"textAlign":25,"key":121},[1646,1649,1651],{"text":1617,"type":125,"marks":1647},[1648],{"type":339},{"text":1650,"type":125}," El trabajo rutinario, resuelto. Decisiones importantes, tuyas 👉 ",{"text":1631,"type":125,"marks":1652},[1653,1656],{"type":253,"attrs":1654},{"href":1115,"uuid":1114,"anchor":25,"target":1635,"linktype":1014,"story":1655},{"name":1117,"id":1118,"uuid":1114,"slug":1119,"url":1120,"full_slug":1121,"_stopResolving":41},{"type":339},"Seleccione su idioma","es/global-components/header",[1660],"Links checked",111907194,"ef28e32e-3701-433a-b77f-08737a82cfdc","2022-03-09T14:32:27.754Z","/",[],"global-components/header",[1668,1669,1670],{"path":1666,"name":25,"lang":37,"published":25},{"path":1666,"name":25,"lang":39,"published":25},{"path":1666,"name":25,"lang":32,"published":25},{"name":1672,"created_at":1673,"published_at":1674,"updated_at":1675,"id":1676,"uuid":1677,"content":1678,"slug":1898,"full_slug":2080,"sort_by_date":25,"position":26,"tag_list":2081,"is_startpage":28,"parent_id":1661,"meta_data":25,"group_id":2082,"first_published_at":2083,"release_id":25,"lang":32,"path":1254,"alternates":2084,"default_full_slug":2085,"translated_slugs":2086},"Footer","2022-03-03T10:27:46.390Z","2026-11-05T16:18:15.983Z","2026-11-05T16:18:16.023Z",112689691,"bd332f6b-f70a-4f07-abe4-434b845b6945",{"_uid":1679,"lists":1680,"component":1898,"logoLinks":1899,"legalLinks":1916,"socialLinks":1974,"newsletterForm":2000,"complianceLogos":2039,"newsletterTitle":2048,"smallDescription":2049,"newsletterSubtitle":2055,"legalDescriptionText":2056},"68acc184-683a-412b-863a-297708c3cffb",[1681,1715,1769,1866],{"_uid":1682,"ctas":1683,"label":1001,"component":1086,"labelColor":99,"backgroundIconColor":99},"d0f2d38f-3465-422c-9ebf-15df11d2c26b",[1684,1691,1697,1703,1709],{"tag":99,"_uid":1685,"hide":28,"icon":1686,"link":1688,"type":99,"label":1690,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"d7c91b3c-6e8c-4210-82fb-50a835efded0",{"id":1009,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1010,"copyright":99,"fieldtype":104,"meta_data":1687,"is_external_url":28},{},{"id":1013,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1015,"prep":41,"story":1689},{"name":1017,"id":1018,"uuid":1013,"slug":1019,"url":1020,"full_slug":1021,"_stopResolving":41},"Spendesk AI connect",{"tag":99,"_uid":1692,"icon":1693,"link":1695,"type":99,"label":1038,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"8fe65f6f-350a-43a6-bd1e-c689ca139c00",{"id":1026,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1027,"copyright":99,"fieldtype":104,"meta_data":1694,"is_external_url":28},{},{"id":1030,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1031,"prep":41,"story":1696},{"name":1033,"id":1034,"uuid":1030,"slug":1035,"url":1036,"full_slug":1037,"_stopResolving":41},{"tag":99,"_uid":1698,"hide":28,"icon":1699,"link":1701,"type":99,"label":1049,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"49e8fc3a-b545-40f3-89b6-fef1979dfcfc",{"id":1042,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1043,"copyright":99,"fieldtype":104,"meta_data":1700,"is_external_url":28},{},{"id":1046,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1047,"prep":41,"story":1702},{"name":1049,"id":1050,"uuid":1046,"slug":1051,"url":1052,"full_slug":1053,"_stopResolving":41},{"tag":99,"_uid":1704,"hide":28,"icon":1705,"link":1707,"type":99,"label":1069,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"9069228c-b61f-4f8b-a7f3-7327b46712f7",{"id":1057,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1058,"copyright":99,"fieldtype":104,"meta_data":1706,"is_external_url":28},{},{"id":1061,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1062,"prep":41,"story":1708},{"name":1064,"id":1065,"uuid":1061,"slug":1066,"url":1067,"full_slug":1068,"_stopResolving":41},{"tag":99,"_uid":1710,"icon":1711,"link":1713,"type":99,"label":1085,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"ee715f69-a1cc-4154-b8ba-f55ca358e584",{"id":1073,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1074,"copyright":99,"fieldtype":104,"meta_data":1712,"is_external_url":28},{},{"id":1077,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1078,"prep":41,"story":1714},{"name":1080,"id":1081,"uuid":1077,"slug":1082,"url":1083,"full_slug":1084,"_stopResolving":41},{"_uid":1716,"ctas":1717,"label":1768,"component":1086,"labelColor":99,"backgroundIconColor":99},"f5cbd7bc-f736-4698-a51e-febd689e8aba",[1718,1724,1731,1737,1743,1749,1755,1761],{"tag":99,"_uid":1719,"hide":28,"icon":1720,"link":1722,"type":99,"label":1106,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"c9bdfffe-0a2e-45a2-bdf1-a3e5f4f2b389",{"id":1094,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1095,"copyright":99,"fieldtype":104,"meta_data":1721,"is_external_url":28},{},{"id":1098,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1099,"prep":41,"story":1723},{"name":1101,"id":1102,"uuid":1098,"slug":1103,"url":1104,"full_slug":1105,"_stopResolving":41},{"tag":99,"_uid":1725,"hide":28,"icon":1726,"link":1728,"type":99,"label":1730,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"b19cf668-817c-4adc-b839-8635ff2f977e",{"id":1110,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1111,"copyright":99,"fieldtype":104,"meta_data":1727,"is_external_url":28},{},{"id":1114,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1115,"prep":41,"story":1729},{"name":1117,"id":1118,"uuid":1114,"slug":1119,"url":1120,"full_slug":1121,"_stopResolving":41},"Inteligencia y Automatización",{"tag":99,"_uid":1732,"hide":28,"icon":1733,"link":1735,"type":99,"label":1138,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"49c8595b-725e-49b7-9375-09b3a5cecbbd",{"id":1126,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1127,"copyright":99,"fieldtype":104,"meta_data":1734,"is_private":28,"is_external_url":28},{},{"id":1130,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1131,"prep":41,"story":1736},{"name":1133,"id":1134,"uuid":1130,"slug":1135,"url":1136,"full_slug":1137,"_stopResolving":41},{"tag":99,"_uid":1738,"icon":1739,"link":1741,"type":99,"label":1154,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"977a634d-082c-4387-8112-d3cfc025cc21",{"id":1142,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1143,"copyright":99,"fieldtype":104,"meta_data":1740,"is_external_url":28},{},{"id":1146,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1147,"prep":41,"story":1742},{"name":1149,"id":1150,"uuid":1146,"slug":1151,"url":1152,"full_slug":1153,"_stopResolving":41},{"tag":99,"_uid":1744,"icon":1745,"link":1747,"type":99,"label":1170,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"75918215-79bd-4d1e-8d6a-0f934a37adaa",{"id":1158,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1159,"copyright":99,"fieldtype":104,"meta_data":1746,"is_external_url":28},{},{"id":1162,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1163,"prep":41,"story":1748},{"name":1165,"id":1166,"uuid":1162,"slug":1167,"url":1168,"full_slug":1169,"_stopResolving":41},{"tag":99,"_uid":1750,"hide":28,"icon":1751,"link":1753,"type":99,"label":1220,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"6ceacb70-4395-4d46-a104-52bcbb12549a",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1752},{},{"id":1213,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1214,"prep":41,"story":1754},{"name":1216,"id":1217,"uuid":1213,"slug":1218,"url":1218,"full_slug":1219,"_stopResolving":41},{"tag":99,"_uid":1756,"hide":41,"icon":1757,"link":1759,"type":99,"label":1538,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"aaf8481c-eaf9-49d6-bbf8-294414629527",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1758},{},{"id":1532,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1533,"prep":41,"story":1760},{"name":1535,"id":1536,"uuid":1532,"slug":1537,"url":1537,"full_slug":1537,"_stopResolving":41},{"tag":99,"_uid":1762,"hide":28,"icon":1763,"link":1765,"type":99,"label":1767,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"9ac83939-1d0e-4acd-a388-b7e84d5fe919",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1764},{},{"id":99,"url":1766,"linktype":107,"fieldtype":108,"cached_url":1766},"https://trust.spendesk.com/","Centro de confianza","Plataforma",{"_uid":1770,"ctas":1771,"label":1865,"component":1086,"backgroundIconColor":99},"a5692a00-27ae-4696-a7e1-1634fdadec5f",[1772,1778,1783,1796,1802,1809,1815,1821,1833,1840,1846,1852,1858],{"tag":99,"_uid":1773,"hide":28,"icon":1774,"link":1776,"type":99,"label":1233,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"51465f21-aec8-4db0-8abf-a7642c30c371",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1775},{},{"id":1225,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1226,"prep":41,"story":1777},{"name":1228,"id":1229,"uuid":1225,"slug":1230,"url":1231,"full_slug":1232,"_stopResolving":41},{"tag":99,"_uid":1779,"icon":1780,"link":1781,"type":99,"label":1256,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"d8b26908-181b-4ad4-ac37-10378e37c224",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":104},{"id":1248,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1249,"prep":41,"story":1782},{"name":1251,"id":1252,"uuid":1248,"slug":1253,"url":1254,"full_slug":1255,"_stopResolving":41},{"tag":99,"_uid":1784,"icon":1785,"link":1786,"type":99,"label":1795,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"0c3791b7-d195-40e4-b4ef-3e23020f2fbd",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":104},{"id":1787,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1788,"prep":41,"story":1789},"00374c17-63ac-466f-a8fc-8e1c49811e67","/es/blog/all-articles",{"name":1790,"id":1791,"uuid":1787,"slug":1792,"url":1793,"full_slug":1794,"_stopResolving":41},"All articles",238103281021871,"all-articles","blog/all-articles","es/blog/all-articles","Todos los artículos",{"tag":99,"_uid":1797,"hide":28,"icon":1798,"link":1800,"type":99,"label":1272,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"82afa5ce-ceec-4f5f-8fa9-3f3c3f2ffee6",{"id":1260,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1261,"copyright":99,"fieldtype":104,"meta_data":1799,"is_external_url":28},{},{"id":1264,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1265,"prep":41,"story":1801},{"name":1267,"id":1268,"uuid":1264,"slug":1269,"url":1270,"full_slug":1271,"_stopResolving":41},{"tag":99,"_uid":1803,"hide":41,"icon":1804,"link":1806,"type":99,"label":1808,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"bc6ea1e5-e214-4c5b-891b-97f3a463ab96",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1805},{},{"id":1280,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1281,"prep":41,"story":1807},{"name":1283,"id":1284,"uuid":1280,"slug":1285,"url":1285,"full_slug":1285,"_stopResolving":41},"FAQs",{"tag":99,"_uid":1810,"hide":41,"icon":1811,"link":1813,"type":99,"label":1300,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"a4cbb496-40d2-47fe-a675-0be9c945ac68",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1812},{},{"id":1293,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1294,"prep":41,"story":1814},{"name":1296,"id":1297,"uuid":1293,"slug":1298,"url":1299,"full_slug":1299,"_stopResolving":41},{"tag":99,"_uid":1816,"hide":41,"icon":1817,"link":1819,"type":99,"label":1314,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"c6d3959b-8fdc-4fe9-a7f3-52f49ecbe443",{"id":1110,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1111,"copyright":99,"fieldtype":104,"meta_data":1818,"is_external_url":28},{},{"id":1311,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1312,"prep":41,"story":1820},{"name":1314,"id":1315,"uuid":1311,"slug":1316,"url":1316,"full_slug":1316,"_stopResolving":41},{"tag":99,"_uid":1822,"hide":28,"icon":1823,"link":1825,"type":99,"label":1832,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"c39d3fa4-a923-42b8-9d7c-0b9b936c5bcc",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1824},{},{"id":1826,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1827,"prep":41,"story":1828},"b116361a-f2a4-40f7-a021-4b9b64edade9","/es/finance-resources",{"name":1829,"id":1830,"uuid":1826,"slug":1831,"url":1831,"full_slug":1831,"_stopResolving":41},"Finance resources",363638378,"finance-resources","Biblioteca de contenidos",{"tag":99,"_uid":1834,"hide":41,"icon":1835,"link":1837,"type":99,"label":1839,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"240f0a34-aa81-43d6-bda7-2d971d0d57b7",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1836},{},{"id":1349,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1350,"prep":41,"story":1838},{"name":1352,"id":1353,"uuid":1349,"slug":1354,"url":1355,"full_slug":1355,"_stopResolving":41},"Calculador de ROI",{"tag":99,"_uid":1841,"hide":41,"icon":1842,"link":1844,"type":99,"label":1356,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"34303990-7e9e-493a-b31b-0dec6d2c9350",{"id":1345,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1346,"copyright":99,"fieldtype":104,"meta_data":1843,"is_external_url":28},{},{"id":1349,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1350,"prep":41,"story":1845},{"name":1352,"id":1353,"uuid":1349,"slug":1354,"url":1355,"full_slug":1355,"_stopResolving":41},{"tag":99,"_uid":1847,"icon":1848,"link":1850,"type":99,"label":1356,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"hide":41},"bdd90120-f369-405f-8e86-565a0cb8bebc",{"id":1057,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1058,"copyright":99,"fieldtype":104,"meta_data":1849,"is_external_url":28},{},{"id":1362,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1363,"prep":41,"story":1851},{"name":1365,"id":1366,"uuid":1362,"slug":1365,"url":1367,"full_slug":1367,"_stopResolving":41},{"tag":99,"_uid":1853,"hide":28,"icon":1854,"link":1856,"type":99,"label":1381,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41,"horizontalFill":28},"1e38a088-1716-44d2-91c9-b42a77573314",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1855},{},{"id":99,"url":1857,"linktype":107,"fieldtype":108,"cached_url":1857},"https://www.cfoconnect.eu/",{"tag":99,"_uid":1859,"hide":28,"icon":1860,"link":1862,"type":99,"label":1864,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"729e5d8c-44e2-4878-abfd-74b1064926c4",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":1861},{},{"id":99,"url":1863,"linktype":107,"fieldtype":108,"cached_url":1863},"https://helpcenter.spendesk.com/es","Ayuda","Resources",{"_uid":1867,"ctas":1868,"label":1404,"component":1086,"backgroundIconColor":99},"a55f4bc1-606b-46eb-a94d-b098cfcbf0c3",[1869,1875,1880,1886,1892],{"tag":99,"_uid":1870,"hide":28,"icon":1871,"link":1873,"type":99,"label":1421,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"3bbaa99b-a011-4bb0-b8a4-4155a0f67899",{"id":1142,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1143,"copyright":99,"fieldtype":104,"meta_data":1872,"is_private":28,"is_external_url":28},{},{"id":1414,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1415,"prep":41,"story":1874},{"name":1417,"id":1418,"uuid":1414,"slug":1419,"url":1419,"full_slug":1420,"_stopResolving":41},{"tag":99,"_uid":1876,"hide":28,"icon":1877,"link":1879,"type":99,"label":1430,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"fa32c6df-1ed1-4b6f-9521-f251c5d79dd4",{"id":1425,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1426,"copyright":99,"fieldtype":104,"meta_data":1878,"is_external_url":28},{},{"id":99,"url":1429,"linktype":107,"fieldtype":108,"cached_url":1429},{"tag":99,"_uid":1881,"hide":41,"icon":1882,"link":1884,"type":99,"label":1445,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"b6549fad-eb8f-4dba-a791-37ba72450943",{"id":1434,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1435,"copyright":99,"fieldtype":104,"meta_data":1883,"is_external_url":28},{},{"id":1438,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1439,"prep":41,"story":1885},{"name":1441,"id":1442,"uuid":1438,"slug":1443,"url":1444,"full_slug":1444,"_stopResolving":41},{"tag":99,"_uid":1887,"hide":28,"icon":1888,"link":1890,"type":99,"label":1464,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"6eed8aa0-be5f-4b19-b267-de46368f3dcd",{"id":1452,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1453,"copyright":99,"fieldtype":104,"meta_data":1889,"is_private":28,"is_external_url":28},{},{"id":1456,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1457,"prep":41,"story":1891},{"name":1459,"id":1460,"uuid":1456,"slug":1461,"url":1462,"full_slug":1463,"_stopResolving":41},{"tag":99,"_uid":1893,"hide":28,"icon":1894,"link":1896,"type":99,"label":1479,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"58e6df6a-1e1d-4c37-b4eb-6e8911fcc58e",{"id":1468,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1469,"copyright":99,"fieldtype":104,"meta_data":1895,"is_private":28,"is_external_url":28},{},{"id":1472,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1473,"prep":41,"story":1897},{"name":1475,"id":1476,"uuid":1472,"slug":1477,"url":1477,"full_slug":1478,"_stopResolving":41},"footer",[1900,1908],{"tag":99,"_uid":1901,"hide":28,"icon":1902,"link":1906,"type":99,"label":99,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"225df49b-7d21-46c3-986a-89b609d15540",{"id":1903,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1904,"copyright":99,"fieldtype":104,"meta_data":1905,"is_external_url":28},173615012056826,"https://a.storyblok.com/f/146026/3840x1138/df5342ecf7/app-store.png",{},{"id":99,"url":1907,"linktype":107,"fieldtype":108,"cached_url":1907},"https://apps.apple.com/gb/app/spendesk/id1189271166",{"tag":99,"_uid":1909,"hide":28,"icon":1910,"link":1914,"type":99,"label":99,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"304ab845-c02d-4797-ac5d-b731333ea7dd",{"id":1911,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1912,"copyright":99,"fieldtype":104,"meta_data":1913,"is_external_url":28},173615379803939,"https://a.storyblok.com/f/146026/3840x1138/74c7cdcd5e/play-store.png",{},{"id":99,"url":1915,"linktype":107,"fieldtype":108,"cached_url":1915},"https://play.google.com/store/apps/details?id=com.spendesk.spendesk",[1917,1923,1936,1949,1962,1968],{"tag":99,"_uid":1918,"icon":1919,"link":1920,"type":99,"label":1922,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28},"18c52dc1-2550-498e-947d-ad963cf65b82",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":99,"copyright":25,"fieldtype":104},{"id":1584,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1585,"prep":41,"story":1921},{"name":1587,"id":1588,"uuid":1584,"slug":1589,"url":1589,"full_slug":1590,"_stopResolving":41},"© Spendesk",{"tag":99,"_uid":1924,"icon":1925,"link":1926,"type":99,"label":1935,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"e04f239b-a66b-4a6e-a5aa-98e51dc8ed87",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":99,"copyright":25,"fieldtype":104},{"id":1927,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1928,"prep":41,"story":1929},"9ab6c86b-54a0-4c11-815c-fabbc1170f1a","/es/legals/terms",{"name":1930,"id":1931,"uuid":1927,"slug":1932,"url":1933,"full_slug":1934,"_stopResolving":41},"T&C index page",126275944,"terms","legals/terms/","es/legals/terms/","Condiciones Generales",{"tag":99,"_uid":1937,"icon":1938,"link":1939,"type":99,"label":1948,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"8ce65fa2-298d-48d3-813f-ad303b474ba9",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":99,"copyright":25,"fieldtype":104},{"id":1940,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1941,"prep":41,"story":1942},"79cf9763-fbf7-44fc-b713-7375d45cc602","/es/legals/privacy",{"name":1943,"id":1944,"uuid":1940,"slug":1945,"url":1946,"full_slug":1947,"_stopResolving":41},"Privacy Policy",126276104,"privacy","legals/privacy","es/legals/privacy","Política de Privacidad",{"tag":99,"_uid":1950,"icon":1951,"link":1952,"type":99,"label":1961,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"4102590b-cbea-46dc-a189-9d8f7a6b918d",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":99,"copyright":25,"fieldtype":104},{"id":1953,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1954,"prep":41,"story":1955},"48c66e1a-a010-45ab-824d-e2fe67bdc73b","/es/legals/cookies-policy",{"name":1956,"id":1957,"uuid":1953,"slug":1958,"url":1959,"full_slug":1960,"_stopResolving":41},"Cookies Policy",156606099,"cookies-policy","legals/cookies-policy","es/legals/cookies-policy","Política de Cookies",{"tag":99,"_uid":1963,"icon":1964,"link":1965,"type":99,"label":1967,"style":109,"component":110,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"a04b6ac0-49a7-4255-8df7-25607c934f2b",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":99,"copyright":25,"fieldtype":104},{"id":99,"url":1966,"linktype":107,"fieldtype":108,"cached_url":1966},"https://helpcenter.spendesk.com/en/articles/4168878-our-legal-notice","Aviso Legal",{"tag":99,"_uid":1969,"hide":28,"icon":1970,"link":1971,"type":99,"label":1973,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"13ba1af3-98e6-4327-9fd1-0d23d1d77f28",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":99,"copyright":25,"fieldtype":104},{"id":99,"url":1972,"linktype":107,"fieldtype":108,"cached_url":1972},"openConsentManager.action","Configuración de Cookies",[1975,1980,1985,1990,1995],{"tag":99,"_uid":1976,"icon":1977,"link":1979,"type":99,"label":99,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"b8ae0710-0ec7-4295-a29f-077356785735",{"id":1543,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1544,"copyright":99,"fieldtype":104,"meta_data":1978,"is_external_url":28},{},{"id":99,"url":1547,"linktype":107,"fieldtype":108,"cached_url":1547},{"tag":99,"_uid":1981,"icon":1982,"link":1984,"type":99,"label":99,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"ba7893c6-6da5-49f9-860d-c9a859f7d1c7",{"id":1551,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1552,"copyright":99,"fieldtype":104,"meta_data":1983,"is_private":28,"is_external_url":28},{},{"id":99,"url":1555,"linktype":107,"fieldtype":108,"cached_url":1555},{"tag":99,"_uid":1986,"icon":1987,"link":1989,"type":99,"label":99,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"acea7ba4-1c98-4646-8648-cc6c8283efb6",{"id":1559,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1560,"copyright":99,"fieldtype":104,"meta_data":1988,"is_private":28,"is_external_url":28},{},{"id":99,"url":106,"linktype":107,"fieldtype":108,"cached_url":106},{"tag":99,"_uid":1991,"icon":1992,"link":1994,"type":99,"label":99,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"c9f2572b-c12f-49af-bef8-18e30f455bec",{"id":1566,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1567,"copyright":99,"fieldtype":104,"meta_data":1993,"is_private":28,"is_external_url":28},{},{"id":99,"url":1570,"linktype":107,"fieldtype":108,"cached_url":1570},{"tag":99,"_uid":1996,"hide":28,"icon":1997,"link":1999,"type":99,"label":99,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":41,"horizontalFill":28},"17d82410-d4b0-45ca-b555-6942ae3c15a2",{"id":1574,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":1575,"copyright":99,"fieldtype":104,"meta_data":1998,"is_private":28,"is_external_url":28},{},{"id":99,"url":1578,"linktype":107,"fieldtype":108,"cached_url":1578},[2001],{"_uid":2002,"fields":2003,"component":2033,"submitUrl":2034,"hubspotFormId":2036,"successMessage":2037,"horizontalAlign":99,"onSubmitSegmentEvent":2038},"b2ae7250-4af9-4eb3-be82-7d6f594a0049",[2004],{"_uid":2005,"name":2006,"type":125,"label":2007,"required":41,"component":2008,"submitBtn":2009,"legalNotice":2010,"placeholder":99,"validateEmail":41,"blockPersonalEmailAddresses":28},"96a2a670-a75c-4d4e-bd95-a8907909d223","email","Your email address","textField","Subscribe",{"type":116,"content":2011},[2012],{"type":119,"content":2013},[2014,2016,2024,2026,2032],{"text":2015,"type":125},"By submitting this form, you agree to be contacted by Spendesk - in accordance with Spendesk's ",{"text":2017,"type":125,"marks":2018},"Terms of Use",[2019],{"type":253,"attrs":2020},{"href":2021,"uuid":1927,"anchor":25,"custom":2022,"target":256,"linktype":1014,"story":2023},"/legals/terms","[object Object]",{"name":1930,"id":1931,"uuid":1927,"slug":1932,"url":1933,"full_slug":1934,"_stopResolving":41},{"text":2025,"type":125}," and ",{"text":1943,"type":125,"marks":2027},[2028],{"type":253,"attrs":2029},{"href":2030,"uuid":1940,"anchor":25,"custom":2022,"target":256,"linktype":1014,"story":2031},"/legals/privacy",{"name":1943,"id":1944,"uuid":1940,"slug":1945,"url":1946,"full_slug":1947,"_stopResolving":41},{"text":367,"type":125},"formGroup",{"id":99,"url":99,"linktype":1014,"fieldtype":108,"cached_url":2035,"prep":41},"/es/","8b1b128b-c02a-41d9-a512-63e778c062c6","Success","website:footer:blog_newsletter:form_completed",[2040],{"tag":99,"_uid":2041,"hide":28,"icon":2042,"link":2046,"type":99,"label":99,"style":109,"component":110,"mobileLabel":99,"onClickEvent":99,"openInANewTab":28,"horizontalFill":28},"60403492-9eb8-4b6c-95a2-ec45ca7b13ee",{"id":2043,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2044,"copyright":99,"fieldtype":104,"meta_data":2045,"is_external_url":28},15634686,"https://a.storyblok.com/f/146026/69x22/4d9cde3045/visa.svg",{},{"id":99,"url":2047,"linktype":107,"fieldtype":108,"cached_url":2047},"https://helpcenter.spendesk.com/es/articles/8850615-antes-despues-que-ha-cambiado-respecto-a-spendesk-tus-tarjetas-visa-business-premium","No te pierdas nunca una noticia",{"type":116,"content":2050},[2051],{"type":119,"content":2052},[2053],{"text":2054,"type":125},"Capacite a tu equipo con la solución completa de gestión de gastos","Suscríbate para recibir los recursos de suscripción más recientes de Spendesk.",{"type":116,"content":2057},[2058,2066,2073],{"type":119,"content":2059},[2060],{"text":2061,"type":125,"marks":2062},"Los servicios de pago son prestados como parte del producto Spendesk por Spendesk Financial Services en el EEE, por Adyen en el Reino Unido y por Sutton Bank en EE.UU.",[2063],{"type":1620,"attrs":2064},{"color":2065},"rgb(0, 0, 0)",{"type":119,"content":2067},[2068],{"text":2069,"type":125,"marks":2070},"Spendesk Financial Services es una entidad de pago francesa autorizada por la ACPR con el número 17518. Adyen N.V. es un banco neerlandés, cuya sucursal en el Reino Unido está autorizada por la FCA a prestar servicios de pago con el número 779800. Sutton Bank es una entidad miembro asegurada por la FDIC.",[2071],{"type":1620,"attrs":2072},{"color":2065},{"type":119,"content":2074},[2075],{"text":2076,"type":125,"marks":2077},"Las tarjetas de débito Visa son emitidas por Spendesk Financial Services en el EEE, por Adyen en el Reino Unido y por Sutton Bank en EE.UU., en virtud de una licencia de Visa.",[2078],{"type":1620,"attrs":2079},{"color":2065},"es/global-components/footer",[],"8637d535-2095-4870-baed-1138fa7e786e","2022-03-24T16:23:19.302Z",[],"global-components/footer",[2087,2088,2089],{"path":2085,"name":25,"lang":37,"published":25},{"path":2085,"name":25,"lang":39,"published":25},{"path":2085,"name":25,"lang":32,"published":25},{"name":2091,"created_at":2092,"published_at":2093,"updated_at":2094,"id":2095,"uuid":2096,"content":2097,"slug":2247,"full_slug":2248,"sort_by_date":25,"position":2249,"tag_list":2250,"is_startpage":28,"parent_id":1661,"meta_data":25,"group_id":2251,"first_published_at":2252,"release_id":25,"lang":32,"path":25,"alternates":2253,"default_full_slug":2254,"translated_slugs":2255},"Common Content","2022-06-07T08:36:57.529Z","2026-10-22T14:55:39.232Z","2026-10-22T14:55:39.250Z",146453805,"fdf08e93-c532-4aac-bc09-a68c69394432",{"_uid":2098,"modalBtn":2099,"component":2100,"modalTitle":2101,"countdownDay":2102,"modalContent":2103,"modalSuccess":2115,"countdownHour":2116,"hubspotFormId":2117,"countdownLabel":2118,"formErrorTitle":2119,"countdownMinute":2120,"countdownSecond":2121,"eventsLiveLabel":2122,"eventsViewLabel":2123,"formErrorButton":2124,"selectNoOptions":2125,"eventsWatchLabel":2126,"copyPromptLibrary":2127,"eventsReplayLabel":2128,"formErrorSubtitle":2129,"eventsResultsLabel":2130,"blogAuthorResources":2131,"byRolePromptLibrary":2132,"copiedPromptLibrary":2133,"eventsAllTypesLabel":2134,"eventsJoinNextLabel":2135,"eventsLoadMoreLabel":2136,"eventsRegisterLabel":2137,"selectedPricingPage":2138,"yourPlanPricingPage":2139,"byTopicPromptLibrary":2140,"eventsAllTopicsLabel":2141,"allRolesPromptLibrary":2142,"eventsTypeFilterLabel":2143,"modalEmailPlaceholder":2144,"allTopicsPromptLibrary":2141,"emailValidationInvalid":2145,"eventsTopicFilterLabel":2146,"imageItemsListNoResult":2147,"noResultsPromptLibrary":2148,"phoneValidationInvalid":2149,"blogLoadMoreButtonLabel":2136,"eventsReplayPosterLabel":2150,"itemsFoundPromptLibrary":2151,"blogArticleUpdatedAtLabel":2152,"blogArticleWatchTimeLabel":2153,"clearFiltersPromptLibrary":2154,"modalExistingAccountTitle":2155,"modalExistingCompanyTitle":2156,"modalForExistingCustomers":2157,"organizationSchemaOffices":2164,"blogArticleListenTimeLabel":2153,"cardsGridSearchPlaceholder":2217,"blogArticlePublishedOnLabel":2218,"blogArticleReadingTimeLabel":2153,"emailValidationInvalidExist":2219,"modalForUnsupportedCountries":2220,"emailValidationInvalidInvited":2226,"organizationSchemaDescription":2227,"organizationSchemaContactEmail":2228,"modalExistingAccountDescription":2229,"modalExistingCompanyDescription":2235,"emailValidationInvalidDomainName":2241,"multiSelectDropdownSelectedLabel":2242,"softwareApplicationSchemaRatingCount":2243,"softwareApplicationSchemaRatingValue":2244,"emailValidationInvalidUnexpectedError":2245,"emailValidationInvalidCompanyRegistered":2246},"c86a540c-0da7-40e9-a9a5-5053e71081de","Enviar","commonContent","Spendesk aún no está disponible en tu país","Días",{"type":116,"content":2104},[2105,2110],{"type":119,"attrs":2106,"content":2107},{"textAlign":25},[2108],{"text":2109,"type":125},"Parece que te encuentras en un país en el que actualmente no prestamos servicio. Sin embargo, si tienes una empresa en el Espacio Económico Europeo o en el Reino Unido, podemos trabajar contigo y puedes reservar una demo.",{"type":119,"attrs":2111,"content":2112},{"textAlign":25},[2113],{"text":2114,"type":125},"De lo contrario, introduce tu correo electrónico a continuación y te avisaremos cuando podamos ayudarte en tu país.","Gracias por enviar el formulario","Horas","b095740c-b878-41dd-9a7b-f393d2e4de30","El evento comienza en","Ups, algo va mal…","Minutos","Segundos","Próximamente","Ver el evento","Actualizar","Aquí no hay opciones.","Ver la grabación","Copiar prompt","Grabación","Se ha producido un error al enviar el formulario. Asegúrese de desactivar los bloqueadores de anuncios de su navegador e inténtelo de nuevo.","{count} eventos","Artículos de {firstName}","Por rol","¡Copiado!","Todos","Únete al próximo","Cargar más","Inscribirse","seleccionados","Tu plan","Por tema","Todos los temas","Todos los roles","Filtrar por tipo","Correo electrónico del trabajo","Correo electrónico no válido","Filtrar por tema","Sin resultados","No hay ningún prompt que coincida con estos filtros. Prueba a quitarlos.","Número de teléfono no válido","Mira la grabación completa","encontrados","Actualizado el","min","Borrar filtros","Ya tienes una cuenta Spendesk","Su empresa ya tiene una cuenta Spendesk",{"type":116,"content":2158},[2159,2163],{"type":119,"content":2160},[2161],{"text":2162,"type":125},"It looks like your company already has a Spendesk account. Please request access from your finance team.",{"type":119},[2165,2181,2193,2205],{"cta":2166,"_uid":2173,"image":2174,"title":2178,"subtitle":2179,"component":2180},[2167],{"tag":99,"_uid":2168,"icon":2169,"link":2170,"type":99,"label":2172,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"27667f76-0f06-4f10-9e17-a5fb46eb51eb",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":99,"copyright":25,"fieldtype":104},{"id":99,"url":2171,"linktype":107,"fieldtype":108,"cached_url":2171},"https://www.google.com/maps/place/Spendesk/@48.878282,2.3229527,17z/data=!3m1!4b1!4m5!3m4!1s0x47e66dde28328977:0xc584517ccc2c3038!8m2!3d48.8782785!4d2.3251414","Map","ae40634e-f543-4194-ad8b-b80fb446e253",{"id":2175,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2176,"copyright":99,"fieldtype":104,"meta_data":2177,"is_external_url":28},16726400,"https://a.storyblok.com/f/146026/32x32/991bcc40dc/icon-location-32px-bright-purple-filled.svg",{},"Paris, Francia","7 Rue de Madrid, 75008","officeLocationsItem",{"cta":2182,"_uid":2188,"image":2189,"title":2191,"subtitle":2192,"component":2180},[2183],{"tag":99,"_uid":2184,"icon":2185,"link":2186,"type":99,"label":2172,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"b4c061b1-4c53-40fe-88e9-786150dc1f48",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":99,"copyright":25,"fieldtype":104},{"id":99,"url":2187,"linktype":107,"fieldtype":108,"cached_url":2187},"https://maps.app.goo.gl/9pFn7ohL5zdGnC3H6","41ed7761-debf-40b7-bd75-e2389bfb20dc",{"id":2175,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2176,"copyright":99,"fieldtype":104,"meta_data":2190,"is_external_url":28},{},"Londres, Reino Unido","168 Old Street, EC1V 9BP",{"cta":2194,"_uid":2200,"image":2201,"title":2203,"subtitle":2204,"component":2180},[2195],{"tag":99,"_uid":2196,"icon":2197,"link":2198,"type":99,"label":2172,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"38c45a5f-f897-4567-9b07-94da07c069c6",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":99,"copyright":25,"fieldtype":104},{"id":99,"url":2199,"linktype":107,"fieldtype":108,"cached_url":2199},"https://maps.app.goo.gl/1sRofgrfatSwRecbA","b69cb15c-bf2d-4d26-9514-1b4301fa22f0",{"id":2175,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2176,"copyright":99,"fieldtype":104,"meta_data":2202,"is_external_url":28},{},"Berlina, Alemania","Warschauer Pl. 11-13, 10245",{"cta":2206,"_uid":2212,"image":2213,"title":2215,"subtitle":2216,"component":2180},[2207],{"tag":99,"_uid":2208,"icon":2209,"link":2210,"type":99,"label":2172,"style":109,"component":110,"onClickEvent":99,"openInANewTab":41},"e45749e6-59bb-4c57-a078-bd965da09b48",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":99,"copyright":25,"fieldtype":104},{"id":99,"url":2211,"linktype":107,"fieldtype":108,"cached_url":2211},"https://www.google.fr/maps/place/P.%C2%BA+de+la+Castellana,+194,+28046+Madrid,+Espagne/@40.461669,-3.6916388,17z/data=!3m1!4b1!4m6!3m5!1s0xd42291a4a992797:0x841e7e5325bcf405!8m2!3d40.461669!4d-3.6890639!16s%2Fg%2F11c1_kdlzk?entry=ttu","acb64cc8-ddee-4be7-814c-25ce7afba6e5",{"id":2175,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2176,"copyright":99,"fieldtype":104,"meta_data":2214,"is_external_url":28},{},"Madrid, España","Carrer de Rera Palau, 11, Planta 5, Ciutat Vella, 08003","Type here","Publicado el","Parece que ya tienes una cuenta con Spendesk, así que puedes iniciar sesión.",{"type":116,"content":2221},[2222],{"type":119,"content":2223},[2224],{"text":2225,"type":125},"It looks like you're in a country we don't currently serve. Enter your email below and we'll let you know when we can help.","Parece que ya te han invitado a Spendesk. Comprueba tu bandeja de entrada o pídele a tu administrador que te reenvíe la invitación.","Spendesk es una plataforma integral de gestión de gastos y compras que ayuda a las empresas a gestionar tarjetas corporativas, pagos de facturas, suscripciones y gastos de la empresa en tiempo real.","support@spendesk.com",{"type":116,"content":2230},[2231],{"type":119,"content":2232},[2233],{"text":2234,"type":125},"Ya existe una cuenta de Spendesk asociada a esta dirección de correo electrónico.",{"type":116,"content":2236},[2237],{"type":119,"content":2238},[2239],{"text":2240,"type":125},"Su empresa ya tiene una cuenta en Spendesk. Solicite acceso a su equipo financiero.","Esto parece ser un correo electrónico personal. Introduce tu dirección de correo profesional.","selected","412","4.6","Se ha producido un error inesperado. Inténtalo de nuevo más tarde o contacta con el equipo de soporte para obtener ayuda.","Esta empresa ya está registrada. Ponte en contacto con tu administrador.","commoncontent","es/global-components/commoncontent",-30,[],"426c6c03-a0cf-4332-9288-22e88c385143","2022-06-07T09:23:48.804Z",[],"global-components/commoncontent",[2256,2257,2258],{"path":2254,"name":25,"lang":37,"published":25},{"path":2254,"name":25,"lang":39,"published":25},{"path":2254,"name":25,"lang":32,"published":25},[2260,2264,2268,2272,2276,2280,2284,2288,2292],{"id":2261,"name":2262,"value":2263,"dimension_value":25},10736153,"Amplitude (Actions)","Sk9kb5VoOi-7",{"id":2265,"name":2266,"value":2267,"dimension_value":25},10736154,"Google Analytics 4 Web","HkocEodjb7",{"id":2269,"name":2270,"value":2271,"dimension_value":25},10736155,"Intercom","ryDQcVoOoZQ",{"id":2273,"name":2274,"value":2275,"dimension_value":25},10736156,"HubSpot","ry0QcNodoWQ",{"id":2277,"name":2278,"value":2279,"dimension_value":25},10736157,"Facebook Pixel","ko1w5PpFl",{"id":2281,"name":2282,"value":2283,"dimension_value":25},10736159,"Facebook Conversions API (Actions)","hMRPcifE3",{"id":2285,"name":2286,"value":2287,"dimension_value":25},10736765,"Bing Ads","dsS7z9Hv4",{"id":2289,"name":2290,"value":2291,"dimension_value":25},10736882,"LinkedIn Insight Tag","JQ2XQxIk",{"id":2293,"name":2294,"value":2295,"dimension_value":25},190238565984863,"StackAdapt","HJ5nxcEiOjZm",{"_uid":2297,"component":2298,"sidebarCta":2299,"leadwallForm":2339,"leadwallTitle":2340,"exitModalPopup":2341,"newsletterForm":2342,"newsletterTitle":2367,"bottomArticleCta":2368,"leadwallSubtitle":2400,"moreArticlesLabel":2401,"breadcrumbBlogLink":2402,"newsletterSubtitle":2404,"breadcrumbBlogLabel":1256,"breadcrumbArticleLabel":851,"leadwallSuccessMessage":99,"hiddenNewsletterOnTopics":2405,"componentsAfterTheArticle":2408,"moreArticlesLabelFallback":2547,"sidebarTableOfContentsLabel":2548},"55aaa7a8-90eb-4bfc-82d2-fac89f2d77fb","blogArticleGlobal",[2300],{"cta":2301,"_uid":2309,"image":2310,"title":2314,"subtitle":2337,"component":2338},[2302],{"tag":99,"_uid":2303,"hide":28,"icon":2304,"link":2306,"type":99,"label":1604,"style":109,"component":110,"mobileLabel":99,"onClickEvent":2308,"openInANewTab":28,"horizontalFill":28},"1044c89e-408a-4543-acbd-f3b05e79fc22",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":2305},{},{"id":1596,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1597,"prep":41,"story":2307},{"name":1599,"id":1600,"uuid":1596,"slug":1601,"url":1602,"full_slug":1603,"_stopResolving":41},"website:blog_sidebar_button:clicked","f7a8e7d9-9cbe-43aa-8797-3cff6be1ffc2",{"id":2311,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2312,"copyright":99,"fieldtype":104,"meta_data":2313,"is_external_url":28},141863894965290,"https://a.storyblok.com/f/146026/2471x1843/baa22902e7/image-spendesk-product-1-cropped.png",{},{"type":116,"content":2315},[2316],{"type":119,"attrs":2317,"content":2318},{"textAlign":25,"key":121},[2319,2328,2330],{"text":2320,"type":125,"marks":2321},"Gasta mejor. ",[2322,2324],{"type":1620,"attrs":2323},{"color":99},{"type":2325,"attrs":2326},"styled",{"class":2327},"text-item-heading text-item-heading-md",{"type":2329},"hard_break",{"text":2331,"type":125,"marks":2332},"Trabaja mejor.",[2333,2335],{"type":1620,"attrs":2334},{"color":99},{"type":2325,"attrs":2336},{"class":2327},"Centraliza tarjetas, facturas y gastos en un único flujo controlado para tener visibilidad en tiempo real y acelerar el cierre financiero.","ctaBlock",[],"Want to continue reading?",[],[2343],{"_uid":2344,"fields":2345,"component":2033,"submitUrl":2365,"hubspotFormId":2036,"successMessage":2037,"horizontalAlign":99,"onSubmitSegmentEvent":2366},"631b3bd4-d4d7-468c-a4b2-8dbe164362b8",[2346],{"_uid":2347,"name":2006,"type":125,"label":2007,"required":41,"component":2008,"submitBtn":2009,"legalNotice":2348,"placeholder":99,"validateEmail":41,"blockPersonalEmailAddresses":28},"cc924123-e126-4829-a72a-43fcf863a045",{"type":116,"content":2349},[2350],{"type":119,"content":2351},[2352,2353,2358,2359,2364],{"text":2015,"type":125},{"text":2017,"type":125,"marks":2354},[2355],{"type":253,"attrs":2356},{"href":2021,"uuid":1927,"anchor":25,"custom":2022,"target":256,"linktype":1014,"story":2357},{"name":1930,"id":1931,"uuid":1927,"slug":1932,"url":1933,"full_slug":1934,"_stopResolving":41},{"text":2025,"type":125},{"text":1943,"type":125,"marks":2360},[2361],{"type":253,"attrs":2362},{"href":2030,"uuid":1940,"anchor":25,"custom":2022,"target":256,"linktype":1014,"story":2363},{"name":1943,"id":1944,"uuid":1940,"slug":1945,"url":1946,"full_slug":1947,"_stopResolving":41},{"text":367,"type":125},{"id":99,"url":99,"linktype":1014,"fieldtype":108,"cached_url":2035,"prep":41},"website:article:blog_newsletter:form_completed","¿Te gusta lo que lees?",[2369],{"cta":2370,"_uid":2385,"image":2386,"title":2388,"subtitle":2399,"component":2338},[2371],{"tag":99,"_uid":2372,"hide":28,"icon":2373,"link":2375,"type":99,"label":2383,"style":109,"component":110,"mobileLabel":99,"onClickEvent":2384,"openInANewTab":28,"horizontalFill":28},"9cd3ad49-6a07-48f7-9aa3-34022fabf2d5",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"source":25,"filename":99,"copyright":25,"fieldtype":104,"meta_data":2374},{},{"id":2376,"url":99,"linktype":1014,"fieldtype":108,"cached_url":2377,"prep":41,"story":2378},"0e21aea9-1207-42a1-93a5-48a5a547b5d4","/es/platform-tour",{"name":2379,"id":2380,"uuid":2376,"slug":2381,"url":2381,"full_slug":2382,"_stopResolving":41},"Platform tour",413550505,"platform-tour","es/platform-tour","Probar demo interactivo","website:blog_bottom_cta_block:clicked","ebce360c-a91d-46ab-8653-18bd86bb08be",{"id":25,"alt":25,"name":99,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":104,"meta_data":2387,"is_external_url":28},{},{"type":116,"content":2389},[2390],{"type":119,"attrs":2391,"content":2392},{"textAlign":25,"key":121},[2393],{"text":2394,"type":125,"marks":2395},"¿Quieres saber  cómo funciona Spendesk?",[2396],{"type":2325,"attrs":2397},{"class":2398},"patron-heading-2 accentuation-01","Prueba nuestro demo interactivo y descubre como controlar  el gasto y las aprobaciones de principio a fin.","Sign up to our newsletter to keep reading","Más artículos sobre",{"id":1248,"url":99,"linktype":1014,"fieldtype":108,"cached_url":1249,"prep":41,"story":2403},{"name":1251,"id":1252,"uuid":1248,"slug":1253,"url":1254,"full_slug":1255,"_stopResolving":41},"Publicamos nuevos artículos como este cada semana. Suscríbete a nuestro Newsletter para mantenerte informado.",[2406,2407],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[2409],{"cta":2410,"_uid":2411,"items":2412,"heading":2525,"reverse":28,"component":970,"sectionSettings":2546},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[2413,2468],{"_uid":2414,"title":2415,"component":899,"description":2416},"dfc0accd-ab64-464a-8597-b76754748f04","¿Qué es la gestión del gasto?",{"type":116,"content":2417},[2418,2423,2448,2453,2458,2463],{"type":119,"attrs":2419,"content":2420},{"textAlign":25},[2421],{"text":2422,"type":125},"El gasto empresarial incluye diferentes tipos de gasto:",{"type":2424,"attrs":2425,"content":2426},"ordered_list",{"order":502},[2427,2434,2441],{"type":186,"content":2428},[2429],{"type":119,"attrs":2430,"content":2431},{"textAlign":25},[2432],{"text":2433,"type":125},"El gasto estratégico suele estar centralizado y gestionado por ejecutivos de alto nivel con responsables de gasto dedicados. Se puede gestionar a través de facturas, transferencias bancarias y órdenes de compra.",{"type":186,"content":2435},[2436],{"type":119,"attrs":2437,"content":2438},{"textAlign":25},[2439],{"text":2440,"type":125},"El gasto discrecional y operativo también está centralizado, pero lo realizan los directivos y empleados durante su vida profesional diaria. Incluye compras con tarjeta, pagos de suscripciones, anuncios digitales, eventos, pedidos de oficina y viajes de negocios.",{"type":186,"content":2442},[2443],{"type":119,"attrs":2444,"content":2445},{"textAlign":25},[2446],{"text":2447,"type":125},"Los gastos, a diferencia del gasto estratégico, representan una cantidad significativa de pequeñas compras que pueden ser difíciles de rastrear. Estos incluyen pagos con tarjeta, reclamaciones de gastos, beneficios para el equipo y gastos de viaje.",{"type":119,"attrs":2449,"content":2450},{"textAlign":25},[2451],{"text":2452,"type":125},"La gestión del gasto es el proceso mediante el cual las empresas gestionan los gastos empresariales. Tiene en cuenta el proceso completo cuando alguien necesita realizar un gasto: obtener aprobaciones de compra, proporcionar métodos de pago, presentar y procesar facturas, presentar y reembolsar reclamaciones de gastos, buscar recibos y facturas para la conciliación, y asignar los códigos analíticos, las cuentas de gastos y los tipos de IVA adecuados a todos esos gastos para la contabilidad.",{"type":119,"attrs":2454,"content":2455},{"textAlign":25},[2456],{"text":2457,"type":125},"Las herramientas de gestión de gastos se vuelven necesarias cuando aumenta el número de empleados y la necesidad de procesos claros, mayor visibilidad y control comienza a crecer para los equipos financieros.",{"type":119,"attrs":2459,"content":2460},{"textAlign":25},[2461],{"text":2462,"type":125},"Los empleados necesitan herramientas flexibles y fáciles de usar para poder gastar fácilmente y estar capacitados para hacer su trabajo.",{"type":119,"attrs":2464,"content":2465},{"textAlign":25},[2466],{"text":2467,"type":125},"Ahí es donde Spendesk puede ser una buena opción.",{"_uid":2469,"title":2470,"component":899,"description":2471},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","¿Cómo funciona Spendesk?",{"type":116,"content":2472},[2473,2478,2490,2495,2505,2510,2515,2520],{"type":119,"attrs":2474,"content":2475},{"textAlign":25},[2476],{"text":2477,"type":125},"Spendesk ofrece métodos de pago para empresas modernas y una potente plataforma para que los equipos financieros gestionen los gastos. Esto incluye tarjetas de débito para sustituir las antiguas tarjetas de crédito de empresa, tarjetas virtuales para compras online e informes de gastos automatizados para pagos inesperados.",{"type":119,"attrs":2479,"content":2480},{"textAlign":25},[2481,2485,2488],{"text":2482,"type":125,"marks":2483},"Para los empleados",[2484],{"type":339},{"type":2329,"marks":2486},[2487],{"type":339},{"text":2489,"type":125},"Los empleados ya no tienen que pagar de su bolsillo. Solicitan fondos para una compra concreta y pueden utilizar su tarjeta Spendesk o su tarjeta virtual para realizar el pago.",{"type":119,"attrs":2491,"content":2492},{"textAlign":25},[2493],{"text":2494,"type":125},"Si por cualquier motivo el empleado no puede utilizar su tarjeta Spendesk, toma una foto del recibo a través de la aplicación móvil de Spendesk y crea una solicitud de reembolso de gastos en el acto. Esta se envía directamente a su superior para su validación y, a continuación, al equipo financiero.",{"type":119,"attrs":2496,"content":2497},{"textAlign":25},[2498,2502,2503],{"text":2499,"type":125,"marks":2500},"Para los equipos financieros",[2501],{"type":339},{"type":2329},{"text":2504,"type":125},"Cada empleado tiene su propio perfil de Spendesk y su tarjeta de débito para gastos. Así, a diferencia de lo que ocurre con las tarjetas de crédito de empresa, siempre se sabe quién está gastando el dinero de la empresa.",{"type":119,"attrs":2506,"content":2507},{"textAlign":25},[2508],{"text":2509,"type":125},"La plataforma permite a los controladores crear límites de gasto y aprobaciones previas. Los ejecutivos de nivel C o los gerentes tendrán un nivel de gasto preaprobado diferente al del resto del personal. Si un miembro del equipo necesita superar su presupuesto preaprobado, puede solicitarlo a su gerente a través de la aplicación móvil o la plataforma en línea.",{"type":119,"attrs":2511,"content":2512},{"textAlign":25},[2513],{"text":2514,"type":125},"Cuando se realiza un gasto con una tarjeta Spendesk, el empleado simplemente toma una foto del recibo en el momento de la compra. Esto significa que ya no se pierden los recibos.",{"type":119,"attrs":2516,"content":2517},{"textAlign":25},[2518],{"text":2519,"type":125},"Los equipos financieros pueden ver los gastos de la empresa en tiempo real y hacer un seguimiento de los recibos o facturas que faltan enviando recordatorios a los empleados a través de la plataforma.",{"type":119,"attrs":2521,"content":2522},{"textAlign":25},[2523],{"text":2524,"type":125},"La revisión de los gastos también es más fácil, ya que los equipos financieros pueden agruparlos y asignarles los tipos de IVA y las cuentas de gastos adecuados antes de exportarlos fácilmente a sus herramientas de contabilidad.",[2526],{"cta":2527,"_uid":2528,"title":2529,"eyebrow":2536,"subtitle":2539,"component":176,"textAlign":99,"sectionSettings":2545,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":116,"content":2530},[2531],{"type":176,"attrs":2532,"content":2533},{"level":178},[2534],{"text":2535,"type":125},"Empezar con Spendesk",{"type":116,"content":2537},[2538],{"type":119},{"type":116,"content":2540},[2541],{"type":119,"content":2542},[2543],{"text":2544,"type":125},"Descubre por qué más de 3500 directores financieros, interventores, contables y administradores financieros confían en Spendesk.",[],[],"Otros artículos","Enlaces rápidos",[2550,2704,2833,2960],{"name":2551,"created_at":2552,"published_at":2553,"updated_at":2554,"id":2555,"uuid":2556,"content":2557,"slug":2692,"full_slug":2693,"sort_by_date":25,"position":2694,"tag_list":2695,"is_startpage":28,"parent_id":975,"meta_data":25,"group_id":2696,"first_published_at":2697,"release_id":25,"lang":32,"path":25,"alternates":2698,"default_full_slug":2699,"translated_slugs":2700},"Cómo integrar Spendesk con Holded, Sage A3 y otros ERP contables: guía paso a paso","2026-08-10T14:39:58.819Z","2026-08-27T11:10:52.099Z","2026-08-27T11:10:52.118Z",207598382415141,"d735f64c-929b-4cbe-a5b9-d5ca80001632",{"_uid":2558,"title":2551,"topics":2559,"noIndex":28,"category":2585,"language":2594,"component":863,"heroMedia":2595,"metaTitle":2596,"publishedAt":2597,"readingTime":2598,"redirectUrl":99,"listingImage":2599,"metaDescription":2606,"bottomArticleCta":2607,"componentsAfterTheArticle":2608},"7bad9ea5-a80a-4702-84b9-3294e59e4db3",[2560,2577],{"name":1085,"created_at":2561,"published_at":2562,"updated_at":2563,"id":2564,"uuid":2565,"content":2566,"slug":2567,"full_slug":2568,"sort_by_date":25,"position":157,"tag_list":2569,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":2570,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2571,"default_full_slug":2572,"translated_slugs":2573,"_stopResolving":41},"2023-04-12T07:13:25.147Z","2026-09-29T09:14:30.371Z","2026-09-29T09:14:30.391Z",290525525,"06802810-57db-474a-ae2f-e0f002cb19bf",{"_uid":154,"name":1085,"component":22},"gastos","es/blog/topic/gastos",[],"64c72f54-59b5-40c2-acfd-1ce316754792",[],"blog/topic/gastos",[2574,2575,2576],{"path":2572,"name":25,"lang":37,"published":25},{"path":2572,"name":25,"lang":39,"published":25},{"path":2572,"name":25,"lang":32,"published":25},{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2578,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2579,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2580,"default_full_slug":163,"translated_slugs":2581,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2582,2583,2584],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":851,"created_at":852,"published_at":16,"updated_at":853,"id":854,"uuid":855,"content":2586,"slug":863,"full_slug":864,"sort_by_date":25,"position":52,"tag_list":2588,"is_startpage":28,"parent_id":866,"meta_data":25,"group_id":867,"first_published_at":868,"release_id":25,"lang":32,"path":25,"alternates":2589,"default_full_slug":870,"translated_slugs":2590,"_stopResolving":41},{"_uid":857,"icon":2587,"name":851,"component":862},{"id":859,"alt":860,"name":99,"focus":99,"title":99,"filename":861,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2591,2592,2593],{"path":870,"name":25,"lang":37,"published":25},{"path":870,"name":25,"lang":39,"published":25},{"path":870,"name":25,"lang":32,"published":25},[32],[],"Cómo integrar Spendesk con Holded, Sage A3 y otros ERP conta","2026-08-03 00:00","11",[2600],{"_uid":2601,"asset":2602,"caption":99,"component":889},"d68c9b41-c801-42ce-bade-b7cc605fb270",{"id":2603,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2604,"copyright":99,"fieldtype":104,"meta_data":2605,"is_external_url":28},213563096244034,"https://a.storyblok.com/f/146026/1536x1024/9a28b4bda1/integrar-spendesk-holded-sage-a3.png",{"size":888},"Guía para conectar tu gestión de gastos con Holded, el programa Sage y A3: tipos de conexión, pasos, datos sincronizados y un cierre limpio.",[],[2609],{"_uid":2610,"items":2611,"heading":2670,"component":970},"c4b9a27b-3a3d-4a54-bfb0-c9d6a36b1ae7",[2612,2622,2632,2642,2660],{"_uid":2613,"title":2614,"component":899,"description":2615},"26907c9e-6794-4067-94fb-092bb985c176","¿Se puede integrar Holded con una herramienta de gestión de gastos?",{"type":116,"content":2616},[2617],{"type":119,"attrs":2618,"content":2619},{"textAlign":25},[2620],{"text":2621,"type":125},"Sí. Holded puede conectarse mediante su API, actualmente en la versión 2, o a través de un conector de su ecosistema de socios. De este modo, los gastos aprobados llegan precodificados, sin necesidad de volver a introducirlos manualmente.",{"_uid":2623,"title":2624,"component":899,"description":2625},"e2ca90ec-867a-46b0-82f1-a7f2b57ad8e6","¿Cómo se conecta Sage con un software de control de gastos?",{"type":116,"content":2626},[2627],{"type":119,"attrs":2628,"content":2629},{"textAlign":25},[2630],{"text":2631,"type":125},"Mediante un fichero de exportación configurable y adaptado a tu plan de cuentas. Este sistema funciona con Sage 50 y Sage 200, y también resulta útil para las gestorías que trabajan con A3.",{"_uid":2633,"title":2634,"component":899,"description":2635},"391b80e5-af14-49e0-9020-d4973d941a53","¿Se puede integrar Sage Intacct con otras herramientas, como un CRM o una tarjeta corporativa?",{"type":116,"content":2636},[2637],{"type":119,"attrs":2638,"content":2639},{"textAlign":25},[2640],{"text":2641,"type":125},"Sí. Normalmente se utiliza una API o una exportación multi-entidad. La consolidación de varias sociedades se resuelve mediante un fichero por entidad, en lugar de una única conexión monolítica.",{"_uid":2643,"title":2644,"component":899,"description":2645},"5529aaae-8f15-4986-bc07-738a8ff20327","¿La API de Holded tiene límites de llamadas?",{"type":116,"content":2646},[2647],{"type":119,"attrs":2648,"content":2649},{"textAlign":25},[2650,2652,2658],{"text":2651,"type":125},"Sí. La versión 2 aplica",{"text":2653,"type":125,"marks":2654}," límites por ventana deslizante",[2655],{"type":253,"attrs":2656},{"href":2657,"uuid":25,"anchor":25,"target":256,"linktype":107},"https://www.holded.com/es/desarrolladores/limite-de-tasa",{"text":2659,"type":125},". Si superas el ritmo permitido, recibirás un error 429, por lo que conviene realizar reintentos con esperas progresivas.",{"_uid":2661,"title":2662,"component":899,"description":2663},"34dce294-df95-463c-a470-70f76f841ba3","¿Qué ocurre si falla la exportación al ERP?",{"type":116,"content":2664},[2665],{"type":119,"attrs":2666,"content":2667},{"textAlign":25},[2668],{"text":2669,"type":125},"Una buena integración te avisa en el momento, en lugar de fallar silenciosamente. Así puedes corregir el asiento antes del cierre y antes de que afecte a plazos como los cuatro días del SII.",[2671],{"cta":2672,"_uid":2673,"title":2674,"eyebrow":2680,"subtitle":2685,"component":176,"textAlign":99,"flexibleSection":2690,"sectionSettings":2691,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"bb04e9c7-5b3a-4a72-bcbf-a0a35b56c71f",{"type":116,"content":2675},[2676],{"type":176,"attrs":2677,"content":2678},{"level":178,"textAlign":25},[2679],{"text":957,"type":125},{"type":116,"content":2681},[2682],{"type":119,"attrs":2683,"content":2684},{"textAlign":25},[],{"type":116,"content":2686},[2687],{"type":119,"attrs":2688,"content":2689},{"textAlign":25},[],[],[],"integrar-spendesk-holded-sage-a3","es/blog/integrar-spendesk-holded-sage-a3",-2420,[],"5f555d0f-d052-4621-9b52-bc162efc8856","2026-08-10T14:39:58.885Z",[],"blog/integrar-spendesk-holded-sage-a3",[2701,2702,2703],{"path":2699,"name":25,"lang":37,"published":25},{"path":2699,"name":25,"lang":39,"published":25},{"path":2699,"name":25,"lang":32,"published":25},{"name":2705,"created_at":2706,"published_at":2707,"updated_at":2708,"id":2709,"uuid":2710,"content":2711,"slug":2821,"full_slug":2822,"sort_by_date":25,"position":2823,"tag_list":2824,"is_startpage":28,"parent_id":975,"meta_data":25,"group_id":2825,"first_published_at":2826,"release_id":25,"lang":32,"path":25,"alternates":2827,"default_full_slug":2828,"translated_slugs":2829},"Ficha de proveedores: plantilla, campos y modelo para empresas","2026-08-26T15:56:39.699Z","2026-08-27T11:06:56.335Z","2026-08-27T11:06:56.371Z",213279538023721,"c22f6ca7-22d6-4fbf-9349-1ef9038abd0a",{"_uid":2712,"title":2705,"topics":2713,"noIndex":28,"category":2722,"language":2731,"component":863,"heroMedia":2732,"metaTitle":2733,"publishedAt":2734,"readingTime":2735,"redirectUrl":99,"listingImage":2736,"metaDescription":2743,"bottomArticleCta":2744,"componentsAfterTheArticle":2745},"1f70dcb5-f688-4089-84c5-ef56b52ee337",[2714],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2715,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2716,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2717,"default_full_slug":163,"translated_slugs":2718,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2719,2720,2721],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":851,"created_at":852,"published_at":16,"updated_at":853,"id":854,"uuid":855,"content":2723,"slug":863,"full_slug":864,"sort_by_date":25,"position":52,"tag_list":2725,"is_startpage":28,"parent_id":866,"meta_data":25,"group_id":867,"first_published_at":868,"release_id":25,"lang":32,"path":25,"alternates":2726,"default_full_slug":870,"translated_slugs":2727,"_stopResolving":41},{"_uid":857,"icon":2724,"name":851,"component":862},{"id":859,"alt":860,"name":99,"focus":99,"title":99,"filename":861,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2728,2729,2730],{"path":870,"name":25,"lang":37,"published":25},{"path":870,"name":25,"lang":39,"published":25},{"path":870,"name":25,"lang":32,"published":25},[32],[],"Ficha de proveedores: plantilla, campos y modelo","2026-08-05 00:00","17",[2737],{"_uid":2738,"asset":2739,"caption":99,"component":889},"e7f5e052-d844-48ce-a9c6-b8b01a495d1d",{"id":2740,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2741,"copyright":99,"fieldtype":104,"meta_data":2742,"is_external_url":28},213562154249979,"https://a.storyblok.com/f/146026/1536x1024/532e49ba6c/ficha-de-proveedores.png",{"size":888},"Ficha de proveedores: descubre qué campos incluir y consulta una plantilla de Excel con un modelo y un ejemplo para organizar y mantener datos fiables.",[],[2746],{"_uid":2747,"items":2748,"heading":2799,"component":970},"70c14829-e41d-41a2-ae21-5afdcad57cc0",[2749,2759,2769,2779,2789],{"_uid":2750,"title":2751,"component":899,"description":2752},"aa66f489-8604-4db1-bea7-de8ecad6546d","¿Cuáles son los campos mínimos de una ficha de proveedor?",{"type":116,"content":2753},[2754],{"type":119,"attrs":2755,"content":2756},{"textAlign":25},[2757],{"text":2758,"type":125},"No existe una lista universal de campos obligatorios para todos los maestros de proveedores. Como base, suele ser útil registrar la denominación legal, el NIF, un contacto, el estado del proveedor y, cuando sea necesario para pagar, los datos bancarios y las condiciones de pago. Los campos concretos dependen de la entidad, el país, el tipo de operación y los controles internos.",{"_uid":2760,"title":2761,"component":899,"description":2762},"fd9cad58-a254-4599-ab13-71cd1b53a876","¿Cuál es la diferencia entre denominación legal y nombre comercial?",{"type":116,"content":2763},[2764],{"type":119,"attrs":2765,"content":2766},{"textAlign":25},[2767],{"text":2768,"type":125},"La denominación legal es el nombre con el que la empresa o el profesional está identificado legal y fiscalmente. El nombre comercial es la marca con la que opera en el mercado. Pueden coincidir o ser diferentes. En las facturas debe utilizarse la identificación exigida por la normativa de facturación, no únicamente la marca comercial.",{"_uid":2770,"title":2771,"component":899,"description":2772},"b89ecdfe-e537-40cc-84b4-8e8e5867c26b","¿Cuánto tiempo hay que conservar los datos de un proveedor?",{"type":116,"content":2773},[2774],{"type":119,"attrs":2775,"content":2776},{"textAlign":25},[2777],{"text":2778,"type":125},"No existe un único plazo aplicable a todos los datos del proveedor. Las facturas y justificantes fiscales suelen estar sujetos al plazo de prescripción tributaria aplicable, normalmente cuatro años, mientras que los libros y la documentación mercantil deben conservarse durante seis años desde el último asiento realizado en los libros. Pueden aplicarse plazos especiales más largos. Conserva el histórico necesario para justificar las operaciones y elimina o bloquea los datos personales cuando ya no exista una finalidad o una obligación que justifique conservarlos.",{"_uid":2780,"title":2781,"component":899,"description":2782},"4363da7c-dff9-48e2-bd52-1f984495b285","¿Qué datos bancarios necesito para pagar a un proveedor?",{"type":116,"content":2783},[2784],{"type":119,"attrs":2785,"content":2786},{"textAlign":25},[2787],{"text":2788,"type":125},"El IBAN es el identificador principal de la cuenta en los pagos SEPA. En España tiene 24 caracteres, pero la longitud varía según el país. También debes registrar el método de pago y las condiciones acordadas. La validación estructural del IBAN puede detectar algunos errores de introducción, pero no confirma que la cuenta pertenezca al proveedor. Ante un alta o cambio de datos bancarios, utiliza un canal independiente para verificar la información.",{"_uid":2790,"title":2791,"component":899,"description":2792},"e25dca40-69e6-43e5-836f-90078c356ae9","¿Es mejor una ficha de proveedores en Excel o en un software?",{"type":116,"content":2793},[2794],{"type":119,"attrs":2795,"content":2796},{"textAlign":25},[2797],{"text":2798,"type":125},"Depende del número de usuarios, las entidades, el volumen de operaciones, la necesidad de permisos y el nivel de trazabilidad que requiera la empresa. Excel puede ser suficiente para procesos sencillos. Un sistema centralizado puede resultar más adecuado cuando se necesitan controles de acceso, historial de cambios, relación con pedidos y facturas, y un registro común para varios equipos.",[2800],{"cta":2801,"_uid":2802,"title":2803,"eyebrow":2809,"subtitle":2814,"component":176,"textAlign":99,"flexibleSection":2819,"sectionSettings":2820,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"75af5439-dd80-4e9f-bc5a-d09eb461476c",{"type":116,"content":2804},[2805],{"type":176,"attrs":2806,"content":2807},{"level":178,"textAlign":25},[2808],{"text":957,"type":125},{"type":116,"content":2810},[2811],{"type":119,"attrs":2812,"content":2813},{"textAlign":25},[],{"type":116,"content":2815},[2816],{"type":119,"attrs":2817,"content":2818},{"textAlign":25},[],[],[],"ficha-de-proveedores","es/blog/ficha-de-proveedores",-2860,[],"9aadce39-90fd-4b77-adc3-a13bced00c54","2026-08-26T16:07:11.146Z",[],"blog/ficha-de-proveedores",[2830,2831,2832],{"path":2828,"name":25,"lang":37,"published":25},{"path":2828,"name":25,"lang":39,"published":25},{"path":2828,"name":25,"lang":32,"published":25},{"name":2834,"created_at":2835,"published_at":2836,"updated_at":2837,"id":2838,"uuid":2839,"content":2840,"slug":2948,"full_slug":2949,"sort_by_date":25,"position":2950,"tag_list":2951,"is_startpage":28,"parent_id":975,"meta_data":25,"group_id":2952,"first_published_at":2953,"release_id":25,"lang":32,"path":25,"alternates":2954,"default_full_slug":2955,"translated_slugs":2956},"Automatización del onboarding de proveedores: cómo reducir costes y errores","2026-10-29T14:44:09.452Z","2026-10-30T10:38:55.972Z","2026-10-30T10:38:56.003Z",235910960987428,"23b679b6-5593-4cec-83fe-129c1b9c9ad8",{"_uid":2841,"title":2834,"topics":2842,"noIndex":28,"category":2851,"language":2860,"readTime":99,"component":863,"heroMedia":2861,"publishedAt":2862,"redirectUrl":99,"leadwallForm":2863,"listingImage":2864,"leadwallTitle":99,"metaDescription":2872,"bottomArticleCta":2873,"leadwallSubtitle":99,"isLeadwallEnabled":28,"componentsAfterTheArticle":2874,"leadwallVisibleParagraphs":99},"1ed68d25-7530-42ee-ab1c-b0db8eb14ec7",[2843],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2844,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2845,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2846,"default_full_slug":163,"translated_slugs":2847,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2848,2849,2850],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":851,"created_at":852,"published_at":16,"updated_at":853,"id":854,"uuid":855,"content":2852,"slug":863,"full_slug":864,"sort_by_date":25,"position":52,"tag_list":2854,"is_startpage":28,"parent_id":866,"meta_data":25,"group_id":867,"first_published_at":868,"release_id":25,"lang":32,"path":25,"alternates":2855,"default_full_slug":870,"translated_slugs":2856,"_stopResolving":41},{"_uid":857,"icon":2853,"name":851,"component":862},{"id":859,"alt":860,"name":99,"focus":99,"title":99,"filename":861,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2857,2858,2859],{"path":870,"name":25,"lang":37,"published":25},{"path":870,"name":25,"lang":39,"published":25},{"path":870,"name":25,"lang":32,"published":25},[32],[],"2026-10-29 00:00",[],[2865],{"_uid":2866,"link":2867,"asset":2868,"caption":99,"component":889},"a679ea6f-3187-4525-ba34-6194297b7415",{"id":99,"url":99,"linktype":1014,"fieldtype":108,"cached_url":2035,"prep":41},{"id":2869,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2870,"copyright":99,"fieldtype":104,"meta_data":2871,"is_external_url":28},235911367140652,"https://a.storyblok.com/f/146026/1248x832/421c7748b1/supplier-onboarding-flow.png",{},"Automatiza el onboarding de proveedores para reducir costes y errores. Descubre qué tareas automatizar, qué controles aplicar y cómo medir el ahorro.\n",[],[2875],{"cta":2876,"_uid":2877,"items":2878,"heading":2928,"reverse":28,"component":970,"sectionSettings":2947},[],"cfcc9fa2-a4a9-4364-8c53-dceac04b34b0",[2879,2890,2901,2912],{"_uid":2880,"hide":28,"title":2881,"component":899,"description":2882},"4eb0026d-6af1-48a8-b617-971039f56d31","¿Hay que pedir el certificado de estar al corriente a todos los proveedores?",{"type":116,"attrs":2883,"content":2884},{"backgroundColor":25},[2885],{"type":119,"attrs":2886,"content":2887},{"textAlign":25},[2888],{"text":2889,"type":125},"No es un requisito general para todos los proveedores. La necesidad de solicitarlo depende del tipo de contrata o subcontrata, de si corresponde a la actividad económica principal y de las obligaciones previstas en la normativa. En los supuestos aplicables, el certificado específico de la AEAT puede evitar la responsabilidad subsidiaria si se cumplen todas las condiciones legales y se ha emitido dentro de los 12 meses anteriores al pago de la factura. Valida el caso concreto con asesoramiento jurídico.",{"_uid":2891,"hide":28,"title":2892,"component":899,"description":2893},"4776b4c4-219f-42cf-a323-30db1b235f55","¿Qué hacer con las compras urgentes que se saltan el circuito?",{"type":116,"attrs":2894,"content":2895},{"backgroundColor":25},[2896],{"type":119,"attrs":2897,"content":2898},{"textAlign":25},[2899],{"text":2900,"type":125},"Dales un itinerario ligero, como un umbral de 300 € pagado con tarjeta de empresa y justificado después. Si el proveedor se repite más de dos veces, debe pasar por el alta completa.",{"_uid":2902,"hide":28,"title":2903,"component":899,"description":2904},"482ead76-ce6d-48fb-85d8-66b354ab5fbb","¿Cuánto tarda el onboarding de proveedores?",{"type":116,"attrs":2905,"content":2906},{"backgroundColor":25},[2907],{"type":119,"attrs":2908,"content":2909},{"textAlign":25},[2910],{"text":2911,"type":125},"No existe una cifra de referencia verificada, así que mide tu propio tiempo medio por nivel de riesgo. En proveedores críticos, cuenta con que, según la Resolución 2/2004, la AEAT emite o deniega el certificado de estar al corriente en tres días.",{"_uid":2913,"hide":28,"title":2914,"component":899,"description":2915},"e86a04a4-bbaa-4041-b936-9d53e0276ac8","¿Qué documentos se piden a un nuevo proveedor?",{"type":116,"attrs":2916,"content":2917},{"backgroundColor":25},[2918,2923],{"type":119,"attrs":2919,"content":2920},{"textAlign":25},[2921],{"text":2922,"type":125},"Como base, puedes solicitar el NIF, el IBAN y el contacto de facturación. Si el proveedor opera en la Unión Europea, comprueba si necesitas validar su número de IVA en VIES según la operación y el procedimiento de tu empresa.",{"type":119,"attrs":2924,"content":2925},{"textAlign":25},[2926],{"text":2927,"type":125},"Para contratas y subcontratas, la documentación adicional depende de la actividad, del contrato y de las obligaciones legales aplicables. Puede incluir certificados de la TGSS o de la AEAT, documentación preventiva, seguros y otros documentos. Confirma qué certificado corresponde, quién debe solicitarlo y durante cuánto tiempo es válido antes de convertirlo en un requisito del proceso.",[2929],{"cta":2930,"_uid":2931,"title":2932,"layout":99,"eyebrow":2939,"subtitle":2942,"component":176,"textAlign":99,"eyebrowPill":28,"checkmarkList":28,"flexibleSection":2945,"sectionSettings":2946,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"1045b02a-07c4-40a8-98b9-f7281777a200",{"type":116,"attrs":2933,"content":2934},{"backgroundColor":25},[2935],{"type":176,"attrs":2936,"content":2937},{"level":178,"textAlign":25},[2938],{"text":1808,"type":125},{"type":116,"content":2940},[2941],{"type":119},{"type":116,"content":2943},[2944],{"type":119},[],[],[],"automatizacion-del-onboarding-de-proveedores-como-reducir-costes-y-errores","es/blog/automatizacion-del-onboarding-de-proveedores-como-reducir-costes-y-errores",-4010,[],"0c5dfbfc-5add-437b-b160-7bb180f3bedd","2026-10-29T14:51:13.649Z",[],"blog/automatizacion-del-onboarding-de-proveedores-como-reducir-costes-y-errores",[2957,2958,2959],{"path":2955,"name":25,"lang":37,"published":25},{"path":2955,"name":25,"lang":39,"published":25},{"path":2955,"name":25,"lang":32,"published":25},{"name":2961,"created_at":2962,"published_at":2963,"updated_at":2964,"id":2965,"uuid":2966,"content":2967,"slug":3087,"full_slug":3088,"sort_by_date":25,"position":3089,"tag_list":3090,"is_startpage":28,"parent_id":975,"meta_data":25,"group_id":3091,"first_published_at":3092,"release_id":25,"lang":32,"path":25,"alternates":3093,"default_full_slug":3094,"translated_slugs":3095},"Homologación y portales de proveedores: evaluar, dar de alta y gobernar","2026-08-26T15:56:43.000Z","2026-08-27T11:22:49.938Z","2026-08-27T11:22:49.965Z",213279551544644,"df2fe6b5-9582-43a1-9457-a1491afec76a",{"_uid":2968,"title":2961,"topics":2969,"noIndex":28,"category":2978,"language":2987,"component":863,"heroMedia":2988,"metaTitle":2989,"publishedAt":2990,"readingTime":2991,"redirectUrl":99,"listingImage":2992,"metaDescription":2999,"bottomArticleCta":3000,"componentsAfterTheArticle":3001},"a6908dcc-aa94-4298-8df2-3a036e19fee3",[2970],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2971,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2972,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2973,"default_full_slug":163,"translated_slugs":2974,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2975,2976,2977],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":851,"created_at":852,"published_at":16,"updated_at":853,"id":854,"uuid":855,"content":2979,"slug":863,"full_slug":864,"sort_by_date":25,"position":52,"tag_list":2981,"is_startpage":28,"parent_id":866,"meta_data":25,"group_id":867,"first_published_at":868,"release_id":25,"lang":32,"path":25,"alternates":2982,"default_full_slug":870,"translated_slugs":2983,"_stopResolving":41},{"_uid":857,"icon":2980,"name":851,"component":862},{"id":859,"alt":860,"name":99,"focus":99,"title":99,"filename":861,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2984,2985,2986],{"path":870,"name":25,"lang":37,"published":25},{"path":870,"name":25,"lang":39,"published":25},{"path":870,"name":25,"lang":32,"published":25},[32],[],"Homologación y portales de proveedores: guía práctica","2026-08-18 00:00","18",[2993],{"_uid":2994,"asset":2995,"caption":99,"component":889},"4696bec5-e373-4bf7-a572-57bee0d1290f",{"id":2996,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2997,"copyright":99,"fieldtype":104,"meta_data":2998,"is_external_url":28},213566053326877,"https://a.storyblok.com/f/146026/1536x1024/e3536a22fa/homologacion-portales-de-proveedores.png",{},"Homologación de proveedores: aprende a evaluarlos, darlos de alta y gestionarlos, además de elegir un portal de proveedores o migrar a uno de forma segura.",[],[3002],{"_uid":3003,"items":3004,"heading":3065,"component":970},"03761e7c-8a3d-4a4b-9eea-d012fc737faf",[3005,3015,3025,3035,3045,3055],{"_uid":3006,"title":3007,"component":899,"description":3008},"bf064850-af57-4614-b489-93360c87829d","¿Qué diferencia hay entre homologación y precalificación de proveedores?",{"type":116,"content":3009},[3010],{"type":119,"attrs":3011,"content":3012},{"textAlign":25},[3013],{"text":3014,"type":125},"La precalificación filtra candidatos que no cumplen requisitos mínimos. La homologación valida con mayor profundidad la solvencia, el cumplimiento, la capacidad y los criterios de riesgo antes de formalizar la relación.",{"_uid":3016,"title":3017,"component":899,"description":3018},"cf378fd2-4480-4154-a37a-265621902672","¿Con qué frecuencia hay que reevaluar a un proveedor?",{"type":116,"content":3019},[3020],{"type":119,"attrs":3021,"content":3022},{"textAlign":25},[3023],{"text":3024,"type":125},"Depende del riesgo, el volumen de gasto, la criticidad, la actividad, el contrato y la política interna. Los proveedores críticos pueden requerir una revisión anual o más frecuente, mientras que los de bajo riesgo pueden revisarse con una periodicidad más amplia. No existe una frecuencia universal aplicable a todos los proveedores.",{"_uid":3026,"title":3027,"component":899,"description":3028},"7f1e9200-5183-44a0-98bb-a1fd89492a3d","¿Qué KPI sirven para medir a un proveedor?",{"type":116,"content":3029},[3030],{"type":119,"attrs":3031,"content":3032},{"textAlign":25},[3033],{"text":3034,"type":125},"El plazo de entrega medio, la tasa de incidencias o devoluciones, el cumplimiento de las condiciones pactadas y el tiempo de respuesta ante reclamaciones son indicadores habituales. Cada KPI debe tener una definición, un propietario, un período de medición y un umbral de acción.",{"_uid":3036,"title":3037,"component":899,"description":3038},"b8321628-96f7-4f3e-a01e-d93dec724c28","¿Cuánto puede tardar dar de alta a un proveedor y cómo acortarlo?",{"type":116,"content":3039},[3040],{"type":119,"attrs":3041,"content":3042},{"textAlign":25},[3043],{"text":3044,"type":125},"El plazo depende de la documentación, el nivel de riesgo, la complejidad de la aprobación, las integraciones y la disponibilidad del proveedor. En un caso sencillo y bien preparado, la empresa puede fijar un objetivo interno de pocos días, pero no debe presentarlo como una garantía general. Centralizar la documentación, automatizar recordatorios y definir los responsables puede ayudar a reducir el tiempo de alta.",{"_uid":3046,"title":3047,"component":899,"description":3048},"bbd9f873-37d2-47f3-98f8-1d611be753d4","¿Cómo puede Spendesk ayudar a mejorar el control de costes?",{"type":116,"content":3049},[3050],{"type":119,"attrs":3051,"content":3052},{"textAlign":25},[3053],{"text":3054,"type":125},"Spendesk ayuda a centralizar la gestión de gastos, vincular las solicitudes y las aprobaciones con los presupuestos y consultar el impacto previsto antes de aprobar un gasto. También mejora la visibilidad y la trazabilidad de la información, lo que permite a los equipos financieros tomar decisiones con una visión más completa.",{"_uid":3056,"title":3057,"component":899,"description":3058},"8427c66e-c068-4401-85ab-a91acccec289","¿Puede Spendesk conectarse con mi software contable?",{"type":116,"content":3059},[3060],{"type":119,"attrs":3061,"content":3062},{"textAlign":25},[3063],{"text":3064,"type":125},"Spendesk puede preparar los datos de gasto para exportarlos o sincronizarlos con herramientas contables mediante integraciones, exportaciones o una API, en función del producto, la configuración y el plan contratado. La compatibilidad con una herramienta concreta debe confirmarse antes de contratar.",[3066],{"cta":3067,"_uid":3068,"title":3069,"eyebrow":3075,"subtitle":3080,"component":176,"textAlign":99,"flexibleSection":3085,"sectionSettings":3086,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"6530a95a-6300-4bed-b52d-1a6ee61c001e",{"type":116,"content":3070},[3071],{"type":176,"attrs":3072,"content":3073},{"level":178,"textAlign":25},[3074],{"text":957,"type":125},{"type":116,"content":3076},[3077],{"type":119,"attrs":3078,"content":3079},{"textAlign":25},[],{"type":116,"content":3081},[3082],{"type":119,"attrs":3083,"content":3084},{"textAlign":25},[],[],[],"homologacion-portales-de-proveedores","es/blog/homologacion-portales-de-proveedores",-2890,[],"890ad3bf-eaa7-4c17-afda-5b636834e6b1","2026-08-26T16:07:14.527Z",[],"blog/homologacion-portales-de-proveedores",[3096,3097,3098],{"path":3094,"name":25,"lang":37,"published":25},{"path":3094,"name":25,"lang":39,"published":25},{"path":3094,"name":25,"lang":32,"published":25},1793980980164]