[{"data":1,"prerenderedAt":2753},["ShallowReactive",2],{"fr-blog/authentification-a-deux-facteurs":3,"fr-global-content":571,"fr-article-global-content":1911,"fr-blog-article-more-articles-247065921":2168},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":558,"full_slug":559,"sort_by_date":15,"position":560,"tag_list":561,"is_startpage":24,"parent_id":562,"meta_data":15,"group_id":563,"first_published_at":564,"release_id":15,"lang":43,"path":15,"alternates":565,"default_full_slug":566,"translated_slugs":567},"Authentification à deux facteurs : l'implémenter pour une sécurité maximale","2023-01-16T10:43:54.218Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:53.142Z",247065921,"fc0134ab-1a2e-4fcd-bff6-7ad0f2dcdfcc",{"seo":11,"tag":12,"_uid":13,"icon":14,"link":17,"type":12,"Image":22,"asset":25,"label":12,"roles":26,"style":52,"title":4,"author":53,"shadow":24,"topics":107,"caption":12,"content":165,"overlay":515,"category":516,"language":542,"component":529,"heroMedia":543,"sidebarCta":552,"publishedAt":553,"readingTime":554,"redirectUrl":12,"listingImage":555,"onClickEvent":12,"sidebarTitle":556,"openInANewTab":24,"horizontalFill":24,"metaDescription":557},[],"","9efc20cb-5042-438b-8594-3ac1f3561810",{"id":15,"alt":15,"name":12,"focus":15,"title":15,"filename":12,"copyright":15,"fieldtype":16},null,"asset",{"id":12,"url":12,"linktype":18,"fieldtype":19,"cached_url":20,"prep":21},"story","multilink","/fr/",true,{"alt":12,"name":12,"focus":12,"title":12,"filename":23,"copyright":12,"fieldtype":16,"is_external_url":24},"https://a.storyblok.com/f/146026/1190x670/e8a7b67110/blog-visual_tva_sur_tcc159.png",false,{"id":15,"alt":15,"name":12,"focus":15,"title":15,"filename":12,"copyright":15,"fieldtype":16},[27],{"name":28,"created_at":29,"published_at":6,"updated_at":30,"id":31,"uuid":32,"content":33,"slug":36,"full_slug":37,"sort_by_date":15,"position":38,"tag_list":39,"is_startpage":24,"parent_id":40,"meta_data":15,"group_id":41,"first_published_at":42,"release_id":15,"lang":43,"path":15,"alternates":44,"default_full_slug":45,"translated_slugs":46,"_stopResolving":21},"Treasurer","2024-11-14T16:28:49.038Z","2026-03-12T10:48:04.029Z",579108344,"7fc81bb7-67b3-471b-b326-38b511ad5345",{"_uid":34,"name":28,"component":35,"hubspotId":12},"fe9819d0-b5da-4a13-9120-3050ce8baea9","tag","treasurer","fr/blog/role/treasurer",-20,[],190903385,"a6ceaa59-c9cd-4d99-8a43-7e2b2d1f03c5","2024-11-14T16:29:38.335Z","fr",[],"blog/role/treasurer",[47,48,50],{"path":45,"name":15,"lang":43,"published":15},{"path":45,"name":15,"lang":49,"published":15},"de",{"path":45,"name":15,"lang":51,"published":15},"es","primary",{"name":54,"created_at":55,"published_at":6,"updated_at":56,"id":57,"uuid":58,"content":59,"slug":80,"full_slug":95,"sort_by_date":15,"position":96,"tag_list":97,"is_startpage":24,"parent_id":98,"meta_data":15,"group_id":99,"first_published_at":100,"release_id":15,"lang":43,"path":15,"alternates":101,"default_full_slug":102,"translated_slugs":103,"_stopResolving":21},"Gabriel Autran","2022-10-19T17:44:02.412Z","2026-03-12T10:47:22.582Z",206167994,"c9a15b72-6cfa-4af4-9833-8cc8cc8eba55",{"_uid":60,"name":54,"links":61,"picture":78,"lastName":83,"component":84,"firstName":85,"description":86},"f296e8a3-b92d-4cc8-b994-b996e5bbefb1",[62,71],{"tag":12,"_uid":63,"icon":64,"link":67,"type":12,"label":12,"style":52,"component":70,"onClickEvent":12,"openInANewTab":24,"horizontalFill":24},"d51b7e7b-c635-49fc-99e7-3449e9ad75d1",{"id":65,"alt":12,"name":12,"focus":12,"title":12,"filename":66,"copyright":12,"fieldtype":16,"is_external_url":24},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg",{"id":12,"url":68,"linktype":69,"fieldtype":19,"cached_url":68},"https://www.linkedin.com/in/gabriel-sahli-autran/","url","cta",{"tag":12,"_uid":72,"icon":73,"link":76,"type":12,"label":12,"style":52,"component":70,"onClickEvent":12,"openInANewTab":24,"horizontalFill":24},"ea366fce-8220-4640-8d16-f3b6ce616c6d",{"id":74,"alt":12,"name":12,"focus":12,"title":12,"filename":75,"copyright":12,"fieldtype":16,"is_external_url":24},4129793,"https://a.storyblok.com/f/146026/x/9a557168a2/ic_twitter.svg",{"id":12,"url":77,"linktype":69,"fieldtype":19,"cached_url":77},"https://twitter.com/GabSLATR",{"id":79,"alt":80,"name":12,"focus":12,"title":12,"source":12,"filename":81,"copyright":12,"fieldtype":16,"meta_data":82,"is_external_url":24},13791944,"gabriel-autran","https://a.storyblok.com/f/146026/698x624/43261643c7/gabriel-autran.png",{},"Autran","author","Gabriel",{"type":87,"content":88},"doc",[89],{"type":90,"content":91},"paragraph",[92],{"text":93,"type":94},"Chez Spendesk, Gabriel a pour mission de transformer la finance d'entreprise en sujet du quotidien. Après plus de 5 ans à écrire pour divers secteurs de la tech française, Gabriel s'est spécialisé dans l'assur-tech et la fintech,  dans le but de mettre en valeur les courants profonds à l'œuvre dans les méthodes et outils de gestion des ressources, observables dans les grandes structures comme pour les plus modestes entités.","text","fr/blog/author/gabriel-autran",-970,[],176408854,"1299388e-ba28-4bc4-9671-0f5c67eee9be","2022-11-02T15:25:41.087Z",[],"blog/author/gabriel-autran",[104,105,106],{"path":102,"name":15,"lang":43,"published":15},{"path":102,"name":15,"lang":49,"published":15},{"path":102,"name":15,"lang":51,"published":15},[108,138],{"name":109,"created_at":110,"published_at":111,"updated_at":112,"id":113,"uuid":114,"content":115,"slug":125,"full_slug":126,"sort_by_date":15,"position":127,"tag_list":128,"is_startpage":24,"parent_id":129,"meta_data":15,"group_id":130,"first_published_at":131,"release_id":15,"lang":43,"path":15,"alternates":132,"default_full_slug":133,"translated_slugs":134,"_stopResolving":21},"Outils et astuces","2022-10-19T17:57:59.529Z","2026-09-29T09:14:45.249Z","2026-09-29T09:14:45.264Z",206171442,"143048bf-f5c7-4056-ab60-ecfd3a730bf3",{"seo":116,"_uid":124,"name":109,"component":35},[117],{"_uid":118,"noIndex":24,"component":119,"metaFields":120},"1a417f74-f4df-434a-9d95-bf683f827c1a","seo",{"_uid":121,"plugin":122,"description":123},"a885ad2f-1665-45d8-a20b-dfc23e368a70","meta-fields","Outils et astuces pour les equipes finance : fonctionnalites, integrations et bonnes pratiques qui font gagner du temps.","7acb7442-031d-4c0f-b375-bb5a76b9d3b4","outils-et-astuces","fr/blog/topic/outils-et-astuces",-460,[],176456153,"2e3e0832-0204-4734-bdc7-effb516cf20d","2022-11-02T15:24:42.074Z",[],"blog/topic/outils-et-astuces",[135,136,137],{"path":133,"name":15,"lang":43,"published":15},{"path":133,"name":15,"lang":49,"published":15},{"path":133,"name":15,"lang":51,"published":15},{"name":139,"created_at":140,"published_at":141,"updated_at":142,"id":143,"uuid":144,"content":145,"slug":153,"full_slug":154,"sort_by_date":15,"position":155,"tag_list":156,"is_startpage":24,"parent_id":129,"meta_data":15,"group_id":157,"first_published_at":158,"release_id":15,"lang":43,"path":15,"alternates":159,"default_full_slug":160,"translated_slugs":161,"_stopResolving":21},"Tendances","2022-10-19T17:57:54.755Z","2026-09-29T09:14:50.507Z","2026-09-29T09:14:50.522Z",206171420,"c0fff9bc-28bd-40d1-a075-96d63aec83c8",{"seo":146,"_uid":152,"name":139,"component":35},[147],{"_uid":148,"noIndex":24,"component":119,"metaFields":149},"a73e2ebe-63ed-465b-af47-870005457343",{"_uid":150,"plugin":122,"description":151},"ada9392a-5257-4ec8-ba91-2f47e3fe1413","Tendances finance et gestion des depenses : ce qui evolue dans les pratiques et les outils des equipes financieres.","01198365-d840-484a-913e-23d34f966269","tendances","fr/blog/topic/tendances",-240,[],"93bcd96b-1759-4cf6-9cdf-680920ecb67a","2022-11-02T15:24:49.456Z",[],"blog/topic/tendances",[162,163,164],{"path":160,"name":15,"lang":43,"published":15},{"path":160,"name":15,"lang":49,"published":15},{"path":160,"name":15,"lang":51,"published":15},{"type":87,"content":166},[167,176,185,195,205,215,231,238,246,296,300,304,313,321,330,337,341,349,359,365,397,407,415,420,430,450,454,464,470,475,479,489,499],{"type":90,"content":168},[169,171],{"text":170,"type":94},"Il est fort probable que vous ayez déjà reçu un code SMS pour vous authentifier dans un service en ligne. Cette démarche supplémentaire de sécurisation des comptes utilisateurs correspond à un système d’",{"text":172,"type":94,"marks":173},"authentification à deux facteurs.",[174],{"type":175},"bold",{"type":177,"attrs":178,"content":180},"heading",{"level":179},3,[181],{"text":182,"type":94,"marks":183},"Qu'est-ce que l’authentification à deux facteurs et pourquoi est-elle nécessaire ?",[184],{"type":175},{"type":90,"content":186},[187,189,193],{"text":188,"type":94},"L’",{"text":190,"type":94,"marks":191},"authentification à deux facteurs",[192],{"type":175},{"text":194,"type":94}," (2FA pour les intimes) est depuis quelques années devenue courante pour les comptes personnels comme professionnels. Comment ce système fonctionne-t-il ? Quels sont ses atouts ?",{"type":90,"content":196},[197,199,203],{"text":198,"type":94},"L’authentification à deux facteurs ",{"text":200,"type":94,"marks":201},"fait dorénavant figure de standard",[202],{"type":175},{"text":204,"type":94}," pour sécuriser les comptes des utilisateurs sur une majorité de plateformes et services en ligne. Ce mécanisme implique de s’authentifier pour accéder à son compte en deux étapes, à travers deux moyens différents, afin de pallier la faible sécurité du couple identifiant/mot de passe classique.",{"type":90,"content":206},[207,209,213],{"text":208,"type":94},"Chez Spendesk, l’authentification à deux facteurs a été mise en place pour tous les utilisateurs dès 2019 et ",{"text":210,"type":94,"marks":211},"chaque demande de connexion sur un nouvel appareil fait l’objet d’une demande d’authentification à deux facteurs",[212],{"type":175},{"text":214,"type":94},".",{"type":90,"content":216},[217,219,223,225,229],{"text":218,"type":94},"De plus, en accord avec la directive européenne sur les services de paiement en ligne, Spendesk utilise également le standard ",{"text":220,"type":94,"marks":221},"3DS (3 Dimensions Secure verification",[222],{"type":175},{"text":224,"type":94},") pour autoriser toutes les transactions faites à travers la plateforme. Ce dispositif suit donc une logique qui présente à",{"text":226,"type":94,"marks":227}," la fois les avantages d’une authentification à deux facteurs pour l’accès au compte et un degré de sécurité supplémentaire",[228],{"type":175},{"text":230,"type":94}," lors d’un paiement, sécurisant ainsi toutes les transactions, les demandes de remboursement, et les données personnelles des utilisateurs.",{"type":177,"attrs":232,"content":233},{"level":179},[234],{"text":235,"type":94,"marks":236},"Comment fonctionne l'authentification à deux facteurs ?",[237],{"type":175},{"type":90,"content":239},[240,242],{"text":241,"type":94},"L’authentification multi-facteurs se base sur la combinaison d’au moins deux des facteurs suivants (",{"text":243,"type":94,"marks":244},"Dans le cas contraire, il s’agit simplement d’un système d’authentification à simple) : ",[245],{"type":175},{"type":247,"content":248},"bullet_list",[249,256,284],{"type":250,"content":251},"list_item",[252],{"type":90,"content":253},[254],{"text":255,"type":94},"Ce que que je sais, généralement votre mot de passe. ",{"type":250,"content":257},[258,262],{"type":90,"content":259},[260],{"text":261,"type":94},"Ce que je possède, par exemple :   ",{"type":247,"content":263},[264,274],{"type":250,"content":265},[266],{"type":90,"content":267},[268,270],{"text":269,"type":94},"votre smartphones grâce à une ",{"text":271,"type":94,"marks":272},"notification push ou un code SMS",[273],{"type":175},{"type":250,"content":275},[276],{"type":90,"content":277},[278,280],{"text":279,"type":94},"une clé USB dédiée qui génère un ",{"text":281,"type":94,"marks":282},"code à usage unique pour s’authentifier",[283],{"type":175},{"type":250,"content":285},[286],{"type":90,"content":287},[288,290,294],{"text":289,"type":94},"Ce que je suis, par exemple l’authentification ",{"text":291,"type":94,"marks":292},"par voix ou par visage",[293],{"type":175},{"text":295,"type":94}," (comme sur les versions récentes de certains smartphones)",{"type":90,"content":297},[298],{"text":299,"type":94},"La sécurité apportée en combinant l'authentification de l’utilisateur par ces différents facteurs vient du fait qu’il est assez simple de voler votre mot de passe ou votre smartphone, mais qu’il est beaucoup difficile (voir impossible) de faire les deux en même temps. ",{"type":90,"content":301},[302],{"text":303,"type":94},"Le développement des technologies, notamment des smartphones, a permis la généralisation progressive de ces méthodes d’authentification en les rendant simples et ergonomiques pour les utilisateurs.  Là où jadis il fallait posséder une clé USB spécifique, une carte d’accès ou un autre appareil physique, une application sur smartphone ou un simple SMS suffit aujourd’hui pour pouvoir mettre en place l’authentification multifacteur.",{"type":90,"content":305},[306,308,312],{"text":307,"type":94},"Les entreprises les plus sensibles (comme celles ayant, par exemple, à gérer des données financières) utilisent même des mécanismes d’authentification combinant les 3 facteurs. L’authentification triple facteurs est cependant le plus souvent restreint  ",{"text":309,"type":94,"marks":310},"à des usages internes pour des fonctions sensibles",[311],{"type":175},{"text":214,"type":94},{"type":90,"content":314},[315,317],{"text":316,"type":94},"Comme pour tout système d’information, l’authentification peut également être construite selon une infrastructure à géométrie variable. Un ",{"text":318,"type":94,"marks":319},"degré d’authentification supplémentaire peut être demandé afin d’accéder à certaines ressources ou fonctionnalités d’une application.",[320],{"type":175},{"type":322,"attrs":323},"blok",{"id":324,"body":325},"24275357-dacf-449e-913a-aed27878be24",[326],{"_uid":327,"html":328,"component":329},"i-7774a91f-1b20-415f-8aa4-44f4f0b07583","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-d9239f25-aafd-4134-8d45-5ac16c34dbce\">\u003Cspan class=\"hs-cta-node hs-cta-d9239f25-aafd-4134-8d45-5ac16c34dbce\" id=\"hs-cta-d9239f25-aafd-4134-8d45-5ac16c34dbce\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/d9239f25-aafd-4134-8d45-5ac16c34dbce\" >\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-d9239f25-aafd-4134-8d45-5ac16c34dbce\" style=\"border-width:0px;\" height=\"375\" width=\"750\" src=\"https://no-cache.hubspot.com/cta/default/2694209/d9239f25-aafd-4134-8d45-5ac16c34dbce.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, 'd9239f25-aafd-4134-8d45-5ac16c34dbce', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->","embed",{"type":177,"attrs":331,"content":332},{"level":179},[333],{"text":334,"type":94,"marks":335},"Les avantages de la mise en œuvre de l'authentification à deux facteurs",[336],{"type":175},{"type":90,"content":338},[339],{"text":340,"type":94},"Cette méthode présente de nombreux avantages. Elle renforce la sécurité des comptes utilisateurs en évitant de se reposer uniquement sur un mot de passe. Dans le cas d’une fuite de données contenant des mots de passe utilisateurs, la sécurité des comptes n’est donc que faiblement compromise.",{"type":90,"content":342},[343,345],{"text":344,"type":94},"Ce faisant, en prévention (et parfois hélas en réaction) aux risques d’intrusion et de fuite de données, les services intranet ou publics ",{"text":346,"type":94,"marks":347},"doivent de munir d’un degré supplémentaire de sécurité pour leurs utilisateurs. ",[348],{"type":175},{"type":90,"content":350},[351,353,357],{"text":352,"type":94},"L’authentification à deux facteurs répond à cette exigence en mettant en place un degré d’identification qui est ",{"text":354,"type":94,"marks":355},"plus difficilement falsifiable",[356],{"type":175},{"text":358,"type":94}," (bien qu’aucune méthode ne soit infaillible).",{"type":177,"attrs":360,"content":362},{"level":361},2,[363],{"text":364,"type":94},"Comment configurer et utiliser l'authentification à deux facteurs pour vos comptes et services ?",{"type":90,"content":366},[367,369,373,375,385,387,395],{"text":368,"type":94},"En tant qu’utilisateur, mettre en place une authentification à deux facteurs ",{"text":370,"type":94,"marks":371},"peut être d’une simplicité déconcertante",[372],{"type":175},{"text":374,"type":94},", c’est même le plus souvent la plateforme où le compte est hébergé qui en fait la demande. Pour les entreprises, il ne s’agit pas seulement d’une question de déontologie ou de sauvegarde de l’activité. Cette démarche fait partie des ",{"text":376,"type":94,"marks":377},"recommandations",[378,383],{"type":379,"attrs":380},"link",{"href":381,"uuid":15,"anchor":15,"custom":382,"target":15,"linktype":69},"https://www.ssi.gouv.fr/guide/recommandations-relatives-a-lauthentification-multifacteur-et-aux-mots-de-passe/",{},{"type":384},"underline",{"text":386,"type":94}," et même de la ",{"text":388,"type":94,"marks":389},"règle européenne",[390,394],{"type":379,"attrs":391},{"href":392,"uuid":15,"anchor":15,"custom":393,"target":15,"linktype":69},"https://commission.europa.eu/law/law-topic/data-protection/data-protection-eu_fr",{},{"type":384},{"text":396,"type":94}," sur la protection des données personnelles.",{"type":90,"content":398},[399,401,405],{"text":400,"type":94},"Pour peu que l’on fasse confiance à l’entreprise administratrice du service en ligne, il suffit la plupart du temps de ",{"text":402,"type":94,"marks":403},"renseigner son numéro de téléphone. ",[404],{"type":175},{"text":406,"type":94},"Suite à cela, un code peut être envoyé au téléphone, qui sert ainsi lors de la connexion sur un nouvel appareil. ",{"type":90,"content":408},[409,411],{"text":410,"type":94},"Si cette dernière méthode correspond à un canal d’authentification SMS,",{"text":412,"type":94,"marks":413}," une application mobile est tout aussi efficace pour remplir la même mission. ",[414],{"type":175},{"type":177,"attrs":416,"content":417},{"level":179},[418],{"text":419,"type":94},"Quelles vulnérabilités pour l’authentification à double facteur ?",{"type":90,"content":421},[422,424,428],{"text":423,"type":94},"Chaque service en ligne est susceptible de privilégier une méthode d’authentification à deux facteurs différente. La plupart des services utilisent un simple code SMS (en complément du couple identifiant / mot de passe) mais certains services d'authentification (comme Google) commencent à proposer de nouvelles méthodes. Par exemple, Google a conçu ",{"text":425,"type":94,"marks":426},"une application conçue comme second facteur d’authentification, tandis qu’Apple se base principalement sur l’authentification de vos données biométriques (reconnaissance faciale ou d’empreinte digitale).",[427],{"type":175},{"text":429,"type":94}," ",{"type":90,"content":431},[432,434,442,444,448],{"text":433,"type":94},"Le développement de ces nouvelles méthodes a pour but de toujours améliorer le niveau de sécurité et par exemple de répondre à une des principales vulnérabilités de l’authentification par SMS : le ",{"text":435,"type":94,"marks":436},"SIM Swapping",[437,441],{"type":379,"attrs":438},{"href":439,"uuid":15,"anchor":15,"custom":440,"target":15,"linktype":69},"https://esante.gouv.fr/faq/pourquoi-lotp-mail-ou-sms-nest-pas-recommande",{},{"type":384},{"text":443,"type":94},". En deux mots, cette méthode de piratage informatique ",{"text":445,"type":94,"marks":446},"permet de réceptionner les codes SMS",[447],{"type":175},{"text":449,"type":94}," envoyés par un fournisseur de service à l’utilisateur.",{"type":90,"content":451},[452],{"text":453,"type":94},"Pour cette raison, la double authentification de Google se fait directement depuis l’application mobile, car il est plus difficile de la falsifier.",{"type":90,"content":455},[456,458,462],{"text":457,"type":94},"Ainsi, on peut constater que",{"text":459,"type":94,"marks":460}," l’authentification à deux facteurs n’est pas infaillible",[461],{"type":175},{"text":463,"type":94},". 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À l’opposé, une solution de jetons logiciels présente la flexibilité nécessaire aux activités réalisables à distance par un grand nombre d’utilisateurs.",{"type":90,"content":490},[491,493,497],{"text":492,"type":94},"Les techniques les plus ergonomiques de 2FA font le plus souvent intervenir un smartphone comme appareil permettant de faire le lien entre une application et un utilisateur. 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Contrairement aux cartes bancaires classiques, vous savez en temps réel qui dépense quoi.",{"type":90,"content":2125},[2126],{"text":2127,"type":94},"Spendesk permet aux contrôleurs de créer des limites de dépenses et des approbations préalables. 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Spendesk offre la capture OCR, le contrôle de TVA et la recherche par métadonnées pour produire des dossiers justificatifs complets et exportables destinés au commissaire aux comptes.",{"_uid":2243,"title":2244,"component":2027,"description":2245},"23436a75-40c9-4c7b-add6-284052b744ec","Comment Spendesk accélère la réconciliation comptable avant la clôture ?",{"type":87,"content":2246},[2247],{"type":90,"content":2248},[2249],{"text":2250,"type":94},"Spendesk accélère la réconciliation comptable avec des rapprochements automatiques, des exports CSV/PEPPOL et des intégrations ERP qui alignent les écritures bancaires et factures. Spendesk permet également de configurer des correspondances de catégories comptables et de générer des journaux comptables prêts pour l'import afin de réduire les tâches manuelles lors de la clôture.",{"_uid":2252,"title":2253,"component":2027,"description":2254},"51845817-b4bb-4df7-90b2-6661f996ffbf","Quels contrôles internes mettre en place sur Spendesk avant la clôture des comptes ?",{"type":87,"content":2255},[2256],{"type":90,"content":2257},[2258],{"text":2259,"type":94},"Spendesk permet d'appliquer des contrôles internes via workflows d'approbation multi-niveaux, limites sur cartes virtuelles et règles de politique de dépenses pour garantir conformité et segmentation budgétaire. Spendesk fournit un journal d'audit détaillé et des rôles d'accès pour sécuriser les validations et faciliter les revues préalables à la clôture annuelle.",[2261],{"cta":2262,"_uid":2263,"title":2264,"eyebrow":2271,"subtitle":2274,"component":177,"textAlign":12,"sectionSettings":2277,"breakLineOnMobile":24,"subtitleLeftBorder":24,"customTitleFontSize":12},[],"89161728-6ca5-45f9-9a39-def1cf3ceb19",{"type":87,"content":2265},[2266],{"type":177,"attrs":2267,"content":2268},{"level":361},[2269],{"text":2270,"type":94},"Cloture Comptes Annuels — FAQ",{"type":87,"content":2272},[2273],{"type":90},{"type":87,"content":2275},[2276],{"type":90},[],[2279],{"_uid":2280,"hide":24,"theme":2281,"anchorId":12,"component":2282,"spacingTop":12,"hideOnDevices":2283,"spacingBottom":12,"floatingImages":2284,"variableOverrides":2285},"fdfdac01-4ae9-42ef-9217-5cbac7e72204","light-theme","sectionSettings",[],[],[],"cloture-comptes-annuels","fr/blog/cloture-comptes-annuels",1530,[],"68be04a8-e404-426e-8235-6443c911c941",[],"blog/cloture-comptes-annuels",[2294,2295,2296],{"path":2292,"name":15,"lang":43,"published":15},{"path":2292,"name":15,"lang":49,"published":15},{"path":2292,"name":15,"lang":51,"published":15},{"name":2298,"created_at":2299,"published_at":2300,"updated_at":2301,"id":2302,"uuid":2303,"content":2304,"slug":2408,"full_slug":2409,"sort_by_date":15,"position":2410,"tag_list":2411,"is_startpage":24,"parent_id":562,"meta_data":15,"group_id":2412,"first_published_at":2413,"release_id":15,"lang":43,"path":15,"alternates":2414,"default_full_slug":2415,"translated_slugs":2416},"Top 10 des logiciels Ressources Humaines","2024-01-30T08:31:16.440Z","2026-03-20T15:27:14.490Z","2026-03-20T15:27:14.520Z",434752737,"018144f6-7ed8-4a59-9237-3aa6065c88ef",{"_uid":2305,"title":2306,"topics":2307,"category":2316,"language":2325,"component":529,"heroMedia":2326,"publishedAt":2334,"readingTime":2217,"redirectUrl":12,"listingImage":2335,"metaDescription":2336,"forHostedArticlesOnly":12,"componentsAfterTheArticle":2337},"882a4649-f1a9-4779-ba13-922471aa444f","Les 10 meilleurs logiciels RH en 2024",[2308],{"name":109,"created_at":110,"published_at":111,"updated_at":112,"id":113,"uuid":114,"content":2309,"slug":125,"full_slug":126,"sort_by_date":15,"position":127,"tag_list":2310,"is_startpage":24,"parent_id":129,"meta_data":15,"group_id":130,"first_published_at":131,"release_id":15,"lang":43,"path":15,"alternates":2311,"default_full_slug":133,"translated_slugs":2312,"_stopResolving":21},{"_uid":124,"name":109,"component":35},[],[],[2313,2314,2315],{"path":133,"name":15,"lang":43,"published":15},{"path":133,"name":15,"lang":49,"published":15},{"path":133,"name":15,"lang":51,"published":15},{"name":517,"created_at":518,"published_at":6,"updated_at":519,"id":520,"uuid":521,"content":2317,"slug":529,"full_slug":530,"sort_by_date":15,"position":531,"tag_list":2319,"is_startpage":24,"parent_id":533,"meta_data":15,"group_id":534,"first_published_at":535,"release_id":15,"lang":43,"path":15,"alternates":2320,"default_full_slug":537,"translated_slugs":2321,"_stopResolving":21},{"_uid":523,"icon":2318,"name":517,"component":528},{"id":525,"alt":526,"name":12,"focus":12,"title":12,"filename":527,"copyright":12,"fieldtype":16,"is_external_url":24},[],[],[2322,2323,2324],{"path":537,"name":15,"lang":43,"published":15},{"path":537,"name":15,"lang":49,"published":15},{"path":537,"name":15,"lang":51,"published":15},[43],[2327],{"_uid":2328,"type":12,"asset":2329,"shadow":24,"caption":12,"overlay":2333,"component":551},"b3b1f77d-1814-4aa3-9cb4-a18ded844ce1",{"id":2330,"alt":12,"name":12,"focus":12,"title":12,"source":12,"filename":2331,"copyright":12,"fieldtype":16,"meta_data":2332,"is_private":12,"is_external_url":24},13869671,"https://a.storyblok.com/f/146026/2380x1340/a053ca820f/blog-visual_227_outils-rh.png",{},[],"2023-01-30 00:00",[],"Ces 10 outils RH mettent en avant la facilité d'usage et la qualité des intégrations afin d'améliorer votre écosystème, pour les RH comme pour l'équipe financière.",[2338],{"_uid":2339,"items":2340,"heading":2385,"reverse":24,"component":2165,"sectionSettings":2402},"a2fe2722-e16e-42f3-b805-07a18fb928f6",[2341,2350,2358,2367,2376],{"_uid":2342,"title":2343,"component":2027,"description":2344},"9b76165f-b1c5-44d1-a7d1-8a51c4850e0c","Qu'est-ce que la gestion des dépenses en entreprise ?",{"type":87,"content":2345},[2346],{"type":90,"content":2347},[2348],{"text":2349,"type":94},"La gestion des dépenses regroupe le suivi, le contrôle et la réconciliation des achats professionnels. Spendesk centralise les paiements, cartes physiques et virtuelles, notes de frais automatisées et approbations pour donner une visibilité en temps réel. Les contrôleurs peuvent définir des limites de dépenses, appliquer des règles d'approbation et exporter les écritures comptables en un clic.",{"_uid":2351,"title":2087,"component":2027,"description":2352},"b873f9df-1efc-448b-a310-7cc2e523253f",{"type":87,"content":2353},[2354],{"type":90,"content":2355},[2356],{"text":2357,"type":94},"Spendesk fournit une plateforme de gestion des dépenses qui relie paiements, approbations et comptabilité. Les employés utilisent des cartes physiques ou virtuelles et soumettent les justificatifs via l'application mobile; les managers valident via des workflows d'approbation configurables. Spendesk automatise la correspondance des reçus, applique les taux de TVA et exporte les écritures vers les outils comptables en quelques clics.",{"_uid":2359,"title":2360,"component":2027,"description":2361},"662d6702-13b1-4666-957b-948062697faa","Quels modes de paiement propose Spendesk ?",{"type":87,"content":2362},[2363],{"type":90,"content":2364},[2365],{"text":2366,"type":94},"Spendesk propose des cartes physiques et virtuelles, des moyens de paiement pour factures fournisseurs et des virements pilotés depuis la plateforme. Les cartes virtuelles permettent de créer numéros uniques pour chaque abonnement; les cartes physiques servent aux dépenses terrain. 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