[{"data":1,"prerenderedAt":2894},["ShallowReactive",2],{"fr-blog/carte-cashback-entreprise":3,"fr-global-content":688,"fr-article-global-content":2029,"fr-blog-article-more-articles-213437468":2284,"MarkdownRenderer_q2x8TBnCmc9sZ9nrHiN8BQVITQP6I4ImIxPRFxGY":2887},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":675,"full_slug":676,"sort_by_date":61,"position":677,"tag_list":678,"is_startpage":29,"parent_id":679,"meta_data":61,"group_id":680,"first_published_at":681,"release_id":61,"lang":67,"path":61,"alternates":682,"default_full_slug":683,"translated_slugs":684},"Carte cashback : avantages et défauts pour un usage en entreprise","2022-11-02T18:02:20.472Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:48.785Z",213437468,"bfe6b5b2-239f-442a-893e-7c386a499805",{"_uid":11,"roles":12,"title":4,"author":13,"topics":77,"content":163,"category":567,"language":593,"component":580,"heroMedia":594,"sidebarCta":602,"publishedAt":603,"readingTime":604,"redirectUrl":23,"listingImage":605,"metaDescription":606,"componentsAfterTheArticle":607},"b84e72f0-309f-4400-855f-355aab6acdf4",[],{"name":14,"created_at":15,"published_at":6,"updated_at":16,"id":17,"uuid":18,"content":19,"slug":45,"full_slug":60,"sort_by_date":61,"position":62,"tag_list":63,"is_startpage":29,"parent_id":64,"meta_data":61,"group_id":65,"first_published_at":66,"release_id":61,"lang":67,"path":61,"alternates":68,"default_full_slug":69,"translated_slugs":70,"_stopResolving":76},"Gabriel Autran","2022-10-19T17:44:02.412Z","2026-03-12T10:47:22.582Z",206167994,"c9a15b72-6cfa-4af4-9833-8cc8cc8eba55",{"_uid":20,"name":14,"links":21,"picture":43,"lastName":48,"component":49,"firstName":50,"description":51},"f296e8a3-b92d-4cc8-b994-b996e5bbefb1",[22,36],{"tag":23,"_uid":24,"icon":25,"link":30,"type":23,"label":23,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"","d51b7e7b-c635-49fc-99e7-3449e9ad75d1",{"id":26,"alt":23,"name":23,"focus":23,"title":23,"filename":27,"copyright":23,"fieldtype":28,"is_external_url":29},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",false,{"id":23,"url":31,"linktype":32,"fieldtype":33,"cached_url":31},"https://www.linkedin.com/in/gabriel-sahli-autran/","url","multilink","primary","cta",{"tag":23,"_uid":37,"icon":38,"link":41,"type":23,"label":23,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"ea366fce-8220-4640-8d16-f3b6ce616c6d",{"id":39,"alt":23,"name":23,"focus":23,"title":23,"filename":40,"copyright":23,"fieldtype":28,"is_external_url":29},4129793,"https://a.storyblok.com/f/146026/x/9a557168a2/ic_twitter.svg",{"id":23,"url":42,"linktype":32,"fieldtype":33,"cached_url":42},"https://twitter.com/GabSLATR",{"id":44,"alt":45,"name":23,"focus":23,"title":23,"source":23,"filename":46,"copyright":23,"fieldtype":28,"meta_data":47,"is_external_url":29},13791944,"gabriel-autran","https://a.storyblok.com/f/146026/698x624/43261643c7/gabriel-autran.png",{},"Autran","author","Gabriel",{"type":52,"content":53},"doc",[54],{"type":55,"content":56},"paragraph",[57],{"text":58,"type":59},"Chez Spendesk, Gabriel a pour mission de transformer la finance d'entreprise en sujet du quotidien. Après plus de 5 ans à écrire pour divers secteurs de la tech française, Gabriel s'est spécialisé dans l'assur-tech et la fintech,  dans le but de mettre en valeur les courants profonds à l'œuvre dans les méthodes et outils de gestion des ressources, observables dans les grandes structures comme pour les plus modestes entités.","text","fr/blog/author/gabriel-autran",null,-970,[],176408854,"1299388e-ba28-4bc4-9671-0f5c67eee9be","2022-11-02T15:25:41.087Z","fr",[],"blog/author/gabriel-autran",[71,72,74],{"path":69,"name":61,"lang":67,"published":61},{"path":69,"name":61,"lang":73,"published":61},"de",{"path":69,"name":61,"lang":75,"published":61},"es",true,[78,109,136],{"name":79,"created_at":80,"published_at":81,"updated_at":82,"id":83,"uuid":84,"content":85,"slug":96,"full_slug":97,"sort_by_date":61,"position":98,"tag_list":99,"is_startpage":29,"parent_id":100,"meta_data":61,"group_id":101,"first_published_at":102,"release_id":61,"lang":67,"path":61,"alternates":103,"default_full_slug":104,"translated_slugs":105,"_stopResolving":76},"Carte de paiement","2022-10-19T17:57:52.020Z","2026-09-29T09:14:34.633Z","2026-09-29T09:14:34.653Z",206171410,"38062cad-91f4-4753-8d76-3407e615ca0b",{"seo":86,"_uid":94,"name":79,"component":95},[87],{"_uid":88,"noIndex":29,"component":89,"metaFields":90},"11adb996-d51b-4c65-970d-d95dc07b5257","seo",{"_uid":91,"plugin":92,"description":93},"29b68154-43fa-44d2-b134-4b39fb2ff94e","meta-fields","Cartes de paiement en entreprise : cartes physiques, virtuelles et a usage unique, et comment elles simplifient les depenses des equipes.","a7b37bf3-5914-400c-8298-e6f44912165c","tag","carte-de-paiement","fr/blog/topic/carte-de-paiement",-140,[],176456153,"7b9ab684-1d4a-45d8-b449-fb3a9869a53e","2022-11-02T15:24:52.809Z",[],"blog/topic/carte-de-paiement",[106,107,108],{"path":104,"name":61,"lang":67,"published":61},{"path":104,"name":61,"lang":73,"published":61},{"path":104,"name":61,"lang":75,"published":61},{"name":110,"created_at":111,"published_at":112,"updated_at":113,"id":114,"uuid":115,"content":116,"slug":124,"full_slug":125,"sort_by_date":61,"position":126,"tag_list":127,"is_startpage":29,"parent_id":100,"meta_data":61,"group_id":128,"first_published_at":129,"release_id":61,"lang":67,"path":61,"alternates":130,"default_full_slug":131,"translated_slugs":132,"_stopResolving":76},"Tendances","2022-10-19T17:57:54.755Z","2026-09-29T09:14:50.507Z","2026-09-29T09:14:50.522Z",206171420,"c0fff9bc-28bd-40d1-a075-96d63aec83c8",{"seo":117,"_uid":123,"name":110,"component":95},[118],{"_uid":119,"noIndex":29,"component":89,"metaFields":120},"a73e2ebe-63ed-465b-af47-870005457343",{"_uid":121,"plugin":92,"description":122},"ada9392a-5257-4ec8-ba91-2f47e3fe1413","Tendances finance et gestion des depenses : ce qui evolue dans les pratiques et les outils des equipes financieres.","01198365-d840-484a-913e-23d34f966269","tendances","fr/blog/topic/tendances",-240,[],"93bcd96b-1759-4cf6-9cdf-680920ecb67a","2022-11-02T15:24:49.456Z",[],"blog/topic/tendances",[133,134,135],{"path":131,"name":61,"lang":67,"published":61},{"path":131,"name":61,"lang":73,"published":61},{"path":131,"name":61,"lang":75,"published":61},{"name":137,"created_at":138,"published_at":139,"updated_at":140,"id":141,"uuid":142,"content":143,"slug":137,"full_slug":152,"sort_by_date":61,"position":153,"tag_list":154,"is_startpage":29,"parent_id":100,"meta_data":61,"group_id":155,"first_published_at":156,"release_id":61,"lang":67,"path":61,"alternates":157,"default_full_slug":158,"translated_slugs":159,"_stopResolving":76},"remboursements","2022-10-19T17:58:01.187Z","2026-09-29T09:14:46.314Z","2026-09-29T09:14:46.333Z",206171449,"259e3eda-7f58-4196-a130-9d02d183bb45",{"seo":144,"_uid":150,"name":151,"component":95},[145],{"_uid":146,"noIndex":29,"component":89,"metaFields":147},"4bff4a6c-1730-41bd-aab3-cd9ecbe789cc",{"_uid":148,"plugin":92,"description":149},"104a9230-e1b6-4073-a044-d0b2ec5b557c","Remboursements de notes de frais : comment les accelerer et les rendre plus simples pour les salaries et les equipes finance.","a2c58a16-f495-475f-951f-05171468aae4","Remboursements","fr/blog/topic/remboursements",-530,[],"0ebafaa2-2fcd-47a5-bc1d-d0797c153bd6","2022-11-02T15:24:39.815Z",[],"blog/topic/remboursements",[160,161,162],{"path":158,"name":61,"lang":67,"published":61},{"path":158,"name":61,"lang":73,"published":61},{"path":158,"name":61,"lang":75,"published":61},{"type":52,"content":164},[165,172,187,198,200,211,216,226,242,257,267,277,282,292,305,309,318,327,332,349,357,373,383,419,423,428,434,466,471,521,525,532,537,547],{"type":166,"attrs":167,"content":169},"heading",{"level":168},2,[170],{"text":171,"type":59},"Les cartes bancaires cashback peuvent-elles vous faire économiser de l’argent ?",{"type":55,"content":173},[174,176,181,183],{"text":175,"type":59},"Récupérer de l’argent sur ses dépenses d’entreprise peut être, à première vue, une belle promesse. Les cartes cashback se présentent ainsi comme une solution de choix pour ",{"text":177,"type":59,"marks":178},"modérer ses dépenses (ou pouvoir s’en permettre plus)",[179],{"type":180},"bold",{"text":182,"type":59},". Bon plan ou infaux ? ",{"text":184,"type":59,"marks":185},"Notre analyse :",[186],{"type":180},{"type":188,"attrs":189},"blok",{"id":190,"body":191},"8980727b-e93d-4332-880a-60fd06f50c3a",[192],{"_uid":193,"text":194,"color":195,"title":196,"component":197},"i-c981c05a-eb51-4d18-a041-37a8d58930e2","- Les cartes bancaires cashback proposent **le remboursement d’une part des frais engagés** lors de la finalisation de la transaction.\n- Les cartes cashback fonctionnent parfois sur des frais plus élevés que les formules bancaires classiques.\n- Bien que les cartes bancaires cashback soient couramment utilisées par les particuliers en France, **cette pratique ne s’est pas encore généralisée aux entreprises**, comme c’est le cas en Amérique du Nord.","purple","Trop long ? En résumé :","callout",{"type":166,"attrs":199},{"level":168},{"type":166,"attrs":201,"content":202},{"level":168},[203],{"type":188,"attrs":204},{"id":205,"body":206},"6b5594b7-76f6-49fb-b1eb-46b1b161fa75",[207],{"_uid":208,"html":209,"component":210},"5f59fd1a-38b7-4773-9781-88f969dab57f","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-0b394368-9e28-43fb-bbe6-71193a476338\">\u003Cspan class=\"hs-cta-node hs-cta-0b394368-9e28-43fb-bbe6-71193a476338\" id=\"hs-cta-0b394368-9e28-43fb-bbe6-71193a476338\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/0b394368-9e28-43fb-bbe6-71193a476338\" target=\"_blank\" rel=\"noopener\">\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-0b394368-9e28-43fb-bbe6-71193a476338\" style=\"border-width:0px;\" height=\"500\" width=\"1500\" src=\"https://no-cache.hubspot.com/cta/default/2694209/0b394368-9e28-43fb-bbe6-71193a476338.png\"  alt=\"cartes-virtuelles-achats-en-ligne-spendesk\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, '0b394368-9e28-43fb-bbe6-71193a476338', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->","embed",{"type":166,"attrs":212,"content":213},{"level":168},[214],{"text":215,"type":59},"Comment fonctionnent les cartes bancaires cashback ?",{"type":55,"content":217},[218,220,224],{"text":219,"type":59},"De plus en plus de banques ",{"text":221,"type":59,"marks":222},"proposent des cartes bancaires cashback pour les particuliers",[223],{"type":180},{"text":225,"type":59},". Cette solution pourrait également s’appliquer aux dépenses d’entreprise, pour représenter des montants considérables lors de grandes opérations.",{"type":55,"content":227},[228,230,234,236,240],{"text":229,"type":59},"Les frais annuels appliqués aux cartes bancaires cashback peuvent varier d’un fournisseur à un autre, mais ils sont en moyenne plus élevés que pour les cartes bancaires classiques. On remarque ainsi que, pour des cartes bancaires cashback orientées vers les particuliers, comme l’offre d’Orange Bank, ",{"text":231,"type":59,"marks":232},"les frais annuels s’élèvent à près de 100€, ce qui représente la moyenne du marché",[233],{"type":180},{"text":235,"type":59},". Loin des frais courants pour ",{"text":237,"type":59,"marks":238},"les cartes bancaires classiques, qui affichent le plus souvent un coût moyen de 30€ par an",[239],{"type":180},{"text":241,"type":59},".",{"type":55,"content":243},[244,246,250,252,256],{"text":245,"type":59},"Les cartes bancaires cashback les plus courantes remboursent une partie infime des frais engagés lors d’une transaction (souvent aux alentours de 0.5% à 1%). ",{"text":247,"type":59,"marks":248},"Pour des achats importants",[249],{"type":180},{"text":251,"type":59},", comme pour le renouvellement d’un parc informatique ou d’une flotte de téléphones, par exemple, ",{"text":253,"type":59,"marks":254},"ce pourcentage peut représenter toutefois un retour conséquent",[255],{"type":180},{"text":241,"type":59},{"type":55,"content":258},[259,261,265],{"text":260,"type":59},"Pour certains fournisseurs partenaires d’un programme de carte cashback, des récompenses et promotions supplémentaires peuvent s’appliquer lors de l’achat. ",{"text":262,"type":59,"marks":263},"Certains taux de retour sur transaction peuvent en effet grimper jusqu’à 30%",[264],{"type":180},{"text":266,"type":59}," du montant total d’une commande.",{"type":55,"content":268},[269,271,275],{"text":270,"type":59},"Les cartes bancaires cashback fonctionnent ainsi grâce à un réseau de partenaires commerciaux. Ces derniers acceptent, en échange d’un ",{"text":272,"type":59,"marks":273},"taux de promotion permanent établi au cas par cas",[274],{"type":180},{"text":276,"type":59},", de faire bénéficier d’une réduction permanente aux détenteurs de ces cartes cashback.",{"type":166,"attrs":278,"content":279},{"level":168},[280],{"text":281,"type":59},"Pourquoi les cartes cashback peinent-elles à traverser l’Atlantique ?",{"type":55,"content":283},[284,286,290],{"text":285,"type":59},"Depuis plusieurs années, le cashback est, aux États-Unis, ",{"text":287,"type":59,"marks":288},"une pratique courante et proposée par la plupart des banques",[289],{"type":180},{"text":291,"type":59},", pour les entreprises comme pour les particuliers.",{"type":55,"content":293},[294,296,303],{"text":295,"type":59},"En 2018, ",{"text":297,"type":59,"marks":298},"il est estimé que 55% des consommateurs américains",[299],{"type":300,"attrs":301},"link",{"href":302,"uuid":61,"anchor":61,"target":61,"linktype":32},"https://www.statista.com/statistics/1055018/cashback-usage-by-country/",{"text":304,"type":59}," ont fait appel à une offre de cashback pour récupérer une partie du montant de leur transaction.",{"type":55,"content":306},[307],{"text":308,"type":59},"Bien que les cartes cashback soient de plus en plus populaires pour les particuliers en France, elles peinent à se démocratiser dans les entreprises hexagonales.",{"type":55,"content":310},[311,313,317],{"text":312,"type":59},"On note cependant une forte croissance de l’usage du cashback dans la sphère privée. Selon le Syndicat National du Marketing à la Performance (SNMP), regroupant la plupart des acteurs du cashback en France, ",{"text":314,"type":59,"marks":315},"le cashback a généré une croissance de 147% pour les sites spécialisés dans ce type d’offres",[316],{"type":180},{"text":241,"type":59},{"type":55,"content":319},[320,322,326],{"text":321,"type":59},"Comme on peut le voir, la pratique du cashback ne se limite pas seulement aux cartes spécialisées. Néanmoins, pour des dépenses d’entreprise, ",{"text":323,"type":59,"marks":324},"elle est indispensable pour apporter de la clarté et de la visibilité aux équipes financières",[325],{"type":180},{"text":241,"type":59},{"type":166,"attrs":328,"content":329},{"level":168},[330],{"text":331,"type":59},"Comment les entreprises peuvent-elles utiliser des cartes cashback ? Quels sont les acteurs du secteur en France et en Europe ?",{"type":55,"content":333},[334,336,341,343,347],{"text":335,"type":59},"Comme le disait une connaissance haut placée, “",{"text":337,"type":59,"marks":338},"Il n’y a pas d’argent magique",[339],{"type":340},"italic",{"text":342,"type":59},"”. Par conséquent, ",{"text":344,"type":59,"marks":345},"les cartes cashback ont tendance à compenser leurs remises par d’autres contreparties",[346],{"type":180},{"text":348,"type":59},". Les sociétés bancaires émettrices des cartes bancaires cashback facturent ainsi des frais structurels plus importants et récurrents.",{"type":55,"content":350},[351,353],{"text":352,"type":59},"Les entreprises pourront cependant voir un intérêt dans certains usages du cashback. Les instituts bancaires ayant connaissance des achats et des pratiques financières de leurs clients pourront ainsi ",{"text":354,"type":59,"marks":355},"orienter les promotions et offres spéciales vers des fournisseurs pouvant répondre aux besoins de leurs clients, tout en proposant un remboursement partiel.",[356],{"type":180},{"type":55,"content":358},[359,361,365,367,371],{"text":360,"type":59},"Les banques en lignes comme N26 ",{"text":362,"type":59,"marks":363},"proposent d’ores et déjà des offres de cartes bancaires cashback pour les entreprises",[364],{"type":180},{"text":366,"type":59},". La plupart des banques proposant des cartes bancaires cashback sont en effet ",{"text":368,"type":59,"marks":369},"des structures plutôt récentes dans l’environnement bancaire grand public français.",[370],{"type":180},{"text":372,"type":59}," On peut néanmoins citer des acteurs comme la Société Générale, qui propose également des cartes spécialisées dans ce domaine.",{"type":55,"content":374},[375,377,381],{"text":376,"type":59},"Il convient néanmoins de bien comparer les taux et divers frais associés afin de ",{"text":378,"type":59,"marks":379},"peser le pour et le contre et s’assurer de la pertinence d’une telle recette",[380],{"type":180},{"text":382,"type":59}," pour son entreprise. 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Chez Stripe, les tarifs consultés en octobre 2026 indiquent 1,4 % + 0,10 € pour une carte de l’EEE, auxquels s’ajoutent 0,10 € par autorisation Tap to Pay.",{"_uid":2600,"hide":29,"title":2601,"component":614,"description":2602},"04a61e09-88b1-4970-a50b-47064edbcf97","Peut-on encaisser plus de 50 € avec Tap to Pay ?",{"type":52,"attrs":2603,"content":2604},{"backgroundColor":61},[2605],{"type":55,"attrs":2606,"content":2607},{"textAlign":61},[2608,2612],{"text":2609,"type":59,"marks":2610},"Oui.",[2611],{"type":180},{"text":2613,"type":59}," Il faut simplement vérifier que votre prestataire prend en charge la saisie du code PIN sur iPhone pour les transactions concernées.",{"_uid":2615,"hide":29,"title":2616,"component":614,"description":2617},"222ab718-9ca9-42cf-aff5-788ba217a343","Faut-il un compte professionnel pour utiliser Tap to Pay ?",{"type":52,"attrs":2618,"content":2619},{"backgroundColor":61},[2620],{"type":55,"attrs":2621,"content":2622},{"textAlign":61},[2623,2625,2629],{"text":2624,"type":59},"Il faut au minimum ",{"text":2626,"type":59,"marks":2627},"un compte marchand auprès d’un prestataire compatible",[2628],{"type":180},{"text":2630,"type":59},", qui collecte les paiements puis reverse les fonds à votre entreprise. Chaque prestataire fixe ses propres conditions d’ouverture.",{"_uid":2632,"hide":29,"title":2633,"component":614,"description":2634},"b82a2c38-1c4f-46fb-a3fe-b11f1e846ca1","Une carte virtuelle d’entreprise fonctionne-t-elle avec Apple Pay ?",{"type":52,"attrs":2635,"content":2636},{"backgroundColor":61},[2637],{"type":55,"attrs":2638,"content":2639},{"textAlign":61},[2640,2644],{"text":2641,"type":59,"marks":2642},"Oui, si son émetteur l’autorise.",[2643],{"type":180},{"text":2645,"type":59}," Elle peut alors être ajoutée dans l’app Cartes et utilisée avec Face ID, Touch ID ou le code de l’appareil. Certaines cartes virtuelles à usage unique ne sont toutefois pas compatibles.",{"_uid":2647,"hide":29,"title":2648,"component":614,"description":2649},"5740f50b-3e71-4739-b292-d8deffbaf70c","Apple Pay remplace-t-il le justificatif d’une dépense professionnelle ?",{"type":52,"attrs":2650,"content":2651},{"backgroundColor":61},[2652],{"type":55,"attrs":2653,"content":2654},{"textAlign":61},[2655,2659],{"text":2656,"type":59,"marks":2657},"Non.",[2658],{"type":180},{"text":2660,"type":59}," Apple Pay confirme le paiement, mais la facture ou le ticket du fournisseur reste nécessaire pour justifier la dépense et, le cas échéant, récupérer la 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comment choisir une carte virtuelle d’entreprise selon vos usages, vos besoins de contrôle, de sécurité et de suivi des dépenses.",[],[2738],{"cta":2739,"_uid":2740,"items":2741,"heading":2850,"reverse":29,"component":666,"sectionSettings":2874},[],"c9d565f8-622e-4891-aaa4-c6e1283b588e",[2742,2759,2776,2791,2810,2833],{"_uid":2743,"hide":29,"title":2744,"component":614,"description":2745},"84902400-0416-4c40-932b-874b0ac98008","Quels services de cartes virtuelles choisir pour une utilisation quotidienne en entreprise ?",{"type":52,"attrs":2746,"content":2747},{"backgroundColor":61},[2748],{"type":55,"attrs":2749,"content":2750},{"textAlign":61},[2751,2753,2757],{"text":2752,"type":59},"Pour un usage individuel, ",{"text":2754,"type":59,"marks":2755},"une application grand public ou une e-carte bancaire peut suffire",[2756],{"type":180},{"text":2758,"type":59},". Lorsque plusieurs collaborateurs effectuent des achats, une plateforme de gestion des dépenses permet de donner à chacun une carte nominative avec son propre plafond et ses propres règles.",{"_uid":2760,"hide":29,"title":2761,"component":614,"description":2762},"1168181e-92ab-46a6-a556-f60c04bd4385","Une carte virtuelle d’entreprise est-elle payante ?",{"type":52,"attrs":2763,"content":2764},{"backgroundColor":61},[2765],{"type":55,"attrs":2766,"content":2767},{"textAlign":61},[2768,2770,2774],{"text":2769,"type":59},"Cela dépend de l’émetteur. Certaines banques proposent gratuitement leur e-carte, tandis que d’autres la facturent jusqu’à ",{"text":2771,"type":59,"marks":2772},"15 € par an",[2773],{"type":180},{"text":2775,"type":59}," selon Les clés de la banque. Sur une plateforme de gestion des dépenses, les cartes sont généralement comprises dans l’offre souscrite.",{"_uid":2777,"hide":29,"title":2778,"component":614,"description":2779},"99170121-db37-46d6-aa43-d37003327a29","Peut-on payer un hôtel ou une location de voiture avec une carte virtuelle ?",{"type":52,"attrs":2780,"content":2781},{"backgroundColor":61},[2782],{"type":55,"attrs":2783,"content":2784},{"textAlign":61},[2785,2789],{"text":2786,"type":59,"marks":2787},"Pas toujours.",[2788],{"type":180},{"text":2790,"type":59}," Certains hôtels, loueurs de voitures et compagnies aériennes demandent encore la présentation de la carte physique utilisée lors de la réservation. Une carte physique d’entreprise reste donc utile pour ces situations.",{"_uid":2792,"hide":29,"title":2793,"component":614,"description":2794},"5aa48a97-db1e-4a06-99e3-4338778ab467","Une carte virtuelle à usage unique fonctionne-t-elle pour un abonnement ?",{"type":52,"attrs":2795,"content":2796},{"backgroundColor":61},[2797],{"type":55,"attrs":2798,"content":2799},{"textAlign":61},[2800,2803,2805,2809],{"text":2656,"type":59,"marks":2801},[2802],{"type":180},{"text":2804,"type":59}," La carte devient inutilisable après le premier paiement, ce qui ferait échouer le renouvellement suivant. Pour un abonnement, mieux vaut utiliser une ",{"text":2806,"type":59,"marks":2807},"carte réutilisable dédiée au fournisseur",[2808],{"type":180},{"text":241,"type":59},{"_uid":2811,"hide":29,"title":2812,"component":614,"description":2813},"4fa89413-bd14-4e2a-a25d-87536f74a382","Peut-on être remboursé d’un achat payé avec une carte virtuelle à usage unique ?",{"type":52,"attrs":2814,"content":2815},{"backgroundColor":61},[2816],{"type":55,"attrs":2817,"content":2818},{"textAlign":61},[2819,2823,2825,2831],{"text":2820,"type":59,"marks":2821},"Oui, généralement.",[2822],{"type":180},{"text":2824,"type":59}," Le remboursement est crédité sur le compte auquel la carte était rattachée, même si la carte virtuelle a expiré entre-temps. ",{"text":2826,"type":59,"marks":2827},"BoursoBank",[2828],{"type":300,"attrs":2829},{"href":2830,"uuid":61,"anchor":61,"target":61,"linktype":32},"https://www.boursobank.com/aide-en-ligne/carte-bancaire/carte-virtuelle/question/puis-je-me-faire-rembourser-un-paiement-effectue-avec-ma-carte-virtuelle-50943845",{"text":2832,"type":59}," le confirme pour ses propres cartes, mais les conditions peuvent varier selon l’émetteur.",{"_uid":2834,"hide":29,"title":2835,"component":614,"description":2836},"79186bae-d2cf-4557-bee0-681c2b8fd972","Combien de temps faut-il pour bloquer une carte virtuelle ?",{"type":52,"attrs":2837,"content":2838},{"backgroundColor":61},[2839],{"type":55,"attrs":2840,"content":2841},{"textAlign":61},[2842,2844,2848],{"text":2843,"type":59},"Lorsqu’elle est gérée depuis une application ou une plateforme adaptée, ",{"text":2845,"type":59,"marks":2846},"une carte virtuelle peut être bloquée immédiatement",[2847],{"type":180},{"text":2849,"type":59}," depuis l’interface. Il n’est alors pas nécessaire de faire opposition sur la carte principale ou sur les autres moyens de paiement de l’entreprise.",[2851],{"cta":2852,"_uid":2853,"title":2854,"layout":23,"eyebrow":2862,"subtitle":2869,"component":166,"textAlign":23,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":2872,"sectionSettings":2873,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"c695d847-0451-4ed6-b576-3c33fdfa73f5",{"type":52,"attrs":2855,"content":2856},{"backgroundColor":61},[2857],{"type":166,"attrs":2858,"content":2859},{"level":168,"textAlign":61},[2860],{"text":2861,"type":59},"Questions fréquentes sur les cartes virtuelles d’entreprise",{"type":52,"attrs":2863,"content":2864},{"backgroundColor":61},[2865],{"type":55,"attrs":2866,"content":2867},{"textAlign":61},[2868],{"text":987,"type":59},{"type":52,"content":2870},[2871],{"type":55},[],[],[],"carte-virtuelle-d-entreprise","fr/blog/carte-virtuelle-d-entreprise",-3780,[],"d5443503-1916-4553-81e4-dc765f9e5b72","2026-10-17T14:22:00.753Z",[],"blog/carte-virtuelle-d-entreprise",[2884,2885,2886],{"path":2882,"name":61,"lang":67,"published":61},{"path":2882,"name":61,"lang":73,"published":61},{"path":2882,"name":61,"lang":75,"published":61},["Island",2888],{"key":2889,"result":2890},"MarkdownRenderer_q2x8TBnCmc9sZ9nrHiN8BQVITQP6I4ImIxPRFxGY",{"head":2891},{"link":2892,"style":2893},[],[],1793980892519]