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Après plus de 5 ans à écrire pour divers secteurs de la tech française, Gabriel s'est spécialisé dans l'assur-tech et la fintech,  dans le but de mettre en valeur les courants profonds à l'œuvre dans les méthodes et outils de gestion des ressources, observables dans les grandes structures comme pour les plus modestes entités.","text","fr/blog/author/gabriel-autran",-970,[],176408854,"1299388e-ba28-4bc4-9671-0f5c67eee9be","2022-11-02T15:25:41.087Z",[],"blog/author/gabriel-autran",[98,99,100],{"path":96,"name":26,"lang":33,"published":26},{"path":96,"name":26,"lang":39,"published":26},{"path":96,"name":26,"lang":41,"published":26},[102,132],{"name":103,"created_at":104,"published_at":105,"updated_at":106,"id":107,"uuid":108,"content":109,"slug":119,"full_slug":120,"sort_by_date":26,"position":121,"tag_list":122,"is_startpage":29,"parent_id":123,"meta_data":26,"group_id":124,"first_published_at":125,"release_id":26,"lang":33,"path":26,"alternates":126,"default_full_slug":127,"translated_slugs":128,"_stopResolving":42},"Déplacements professionnels","2022-10-19T17:57:59.106Z","2026-09-29T09:14:38.873Z","2026-09-29T09:14:38.889Z",206171440,"d7f89c1c-62cd-4a28-9a8f-3fe1f9bffcb0",{"seo":110,"_uid":118,"name":103,"component":22},[111],{"_uid":112,"noIndex":29,"component":113,"metaFields":114},"a8d0338e-ec54-4f75-b345-8ffb62d2b1bb","seo",{"_uid":115,"plugin":116,"description":117},"1b46e892-8cd3-49e2-a204-ab6a926a9b55","meta-fields","Deplacements professionnels : politiques de voyage, notes de frais sur la route et budgets de deplacement maitrises.","f673e214-974b-4604-bcb9-54b8f77108d0","deplacements-professionnels","fr/blog/topic/deplacements-professionnels",-440,[],176456153,"cc2599dc-ff92-47a2-8009-d166f3d5a6ea","2022-11-02T15:24:42.751Z",[],"blog/topic/deplacements-professionnels",[129,130,131],{"path":127,"name":26,"lang":33,"published":26},{"path":127,"name":26,"lang":39,"published":26},{"path":127,"name":26,"lang":41,"published":26},{"name":133,"created_at":134,"published_at":135,"updated_at":136,"id":137,"uuid":138,"content":139,"slug":147,"full_slug":148,"sort_by_date":26,"position":149,"tag_list":150,"is_startpage":29,"parent_id":123,"meta_data":26,"group_id":151,"first_published_at":152,"release_id":26,"lang":33,"path":26,"alternates":153,"default_full_slug":154,"translated_slugs":155,"_stopResolving":42},"Outils et astuces","2022-10-19T17:57:59.529Z","2026-09-29T09:14:45.249Z","2026-09-29T09:14:45.264Z",206171442,"143048bf-f5c7-4056-ab60-ecfd3a730bf3",{"seo":140,"_uid":146,"name":133,"component":22},[141],{"_uid":142,"noIndex":29,"component":113,"metaFields":143},"1a417f74-f4df-434a-9d95-bf683f827c1a",{"_uid":144,"plugin":116,"description":145},"a885ad2f-1665-45d8-a20b-dfc23e368a70","Outils et astuces pour les equipes finance : fonctionnalites, integrations et bonnes pratiques qui font gagner du temps.","7acb7442-031d-4c0f-b375-bb5a76b9d3b4","outils-et-astuces","fr/blog/topic/outils-et-astuces",-460,[],"2e3e0832-0204-4734-bdc7-effb516cf20d","2022-11-02T15:24:42.074Z",[],"blog/topic/outils-et-astuces",[156,157,158],{"path":154,"name":26,"lang":33,"published":26},{"path":154,"name":26,"lang":39,"published":26},{"path":154,"name":26,"lang":41,"published":26},{"type":81,"content":160},[161,170,183,193,200,222,230,235,243,249,263,268,291,296,310,315,323,328,350,355,369,374,416,424,434,442],{"type":84,"content":162},[163,165],{"text":164,"type":88},"Les outils SaaS sont indispensables aux agences (créa, analytics, IA, social ads). Mais leur modèle par abonnement, combiné aux cartes d’entreprise partagées et au turnover des équipes,",{"text":166,"type":88,"marks":167}," crée un centre de coûts caché qui érode la marge en silence.",[168],{"type":169},"bold",{"type":84,"content":171},[172,174,181],{"text":173,"type":88},"Les données de",{"text":175,"type":88,"marks":176}," notre ebook",[177],{"type":178,"attrs":179},"link",{"href":180,"uuid":26,"anchor":26,"target":26,"linktype":61},"https://www.spendesk.com/fr/landing/le-piege-des-abonnements/",{"text":182,"type":88}," sont sans appel :",{"type":184,"attrs":185},"blok",{"id":186,"body":187},"036c2079-f8b2-4265-9c43-3259f4218f76",[188],{"_uid":189,"text":190,"color":191,"title":23,"component":192},"i-529751a6-cf2a-4a6a-9301-7c4c180dbc1d","- 47 % des abonnements continuent d’être facturés après leur dernière utilisation active.\n- Sur 332 000 abonnements analysés, 156 040 sont inutilisés — soit un gaspillage potentiel de 690 M€ par an.\n- Chaque fournisseur génère en moyenne 980 € de coûts administratifs annuels (hors licence).\n- 20 % des services existent en doublon, 12 % en triple — typique des environnements projets multi‑équipes.","purple","callout",{"type":194,"attrs":195,"content":197},"heading",{"level":196},2,[198],{"text":199,"type":88},"Le sujet critique des cartes d'entreprises partagées",{"type":201,"content":202},"bullet_list",[203,210,216],{"type":204,"content":205},"list_item",[206],{"type":84,"content":207},[208],{"text":209,"type":88},"Rythme campagne/test: essais qui se transforment en contrats, montées de plan automatiques.",{"type":204,"content":211},[212],{"type":84,"content":213},[214],{"text":215,"type":88},"Équipes hybrides: ownership flou, cartes partagées, résiliations oubliées.",{"type":204,"content":217},[218],{"type":84,"content":219},[220],{"text":221,"type":88},"Refacturation: sans ventilation fiable client/campagne, la marge est faussée et les fins de mois s’allongent.",{"type":84,"content":223},[224,228],{"text":225,"type":88,"marks":226},"Conclusion :",[227],{"type":169},{"text":229,"type":88}," tant que chaque abonnement n’a pas un propriétaire, un moyen de paiement isolé et une date de revue, vous subissez le « renouvellement par défaut » et les doublons — exactement les patterns derrière les 47 % de facturations post‑usage .",{"type":194,"attrs":231,"content":232},{"level":196},[233],{"text":234,"type":88},"La méthode éprouvée",{"type":84,"content":236},[237,241],{"text":238,"type":88,"marks":239},"Objectif :",[240],{"type":169},{"text":242,"type":88}," isoler chaque paiement, rendre l’owner accountable, automatiser la détection des renouvellements et fiabiliser l’analytique client/campagne.",{"type":194,"attrs":244,"content":246},{"level":245},3,[247],{"text":248,"type":88},"Inventorier et attribuer",{"type":201,"content":250},[251,257],{"type":204,"content":252},[253],{"type":84,"content":254},[255],{"text":256,"type":88},"Listez les abonnements, l’objectif, l’owner et la prochaine échéance.",{"type":204,"content":258},[259],{"type":84,"content":260},[261],{"text":262,"type":88},"Identifiez les chevauchements par usage (design, stockage, PM, analytics) pour consolidation.",{"type":194,"attrs":264,"content":265},{"level":245},[266],{"text":267,"type":88},"Remplacer la carte partagée par des cartes virtuelles dédiées",{"type":201,"content":269},[270,278,285],{"type":204,"content":271},[272],{"type":84,"content":273},[274,276],{"text":275,"type":88},"1 abonnement = 1 carte virtuelle nommée (« Figma – Équipe Créa – Mensuel », « Meta Ads – Client Orion – S36 »).",{"type":277},"hard_break",{"type":204,"content":279},[280],{"type":84,"content":281},[282,284],{"text":283,"type":88},"Plafonds par période, devise fixée, verrouillage au marchand; durée de vie limitée pour les essais.",{"type":277},{"type":204,"content":286},[287],{"type":84,"content":288},[289],{"text":290,"type":88},"Mise en pause/arrêt en un clic sans impacter d’autres outils.",{"type":194,"attrs":292,"content":293},{"level":245},[294],{"text":295,"type":88},"Encadrer sans ralentir",{"type":201,"content":297},[298,304],{"type":204,"content":299},[300],{"type":84,"content":301},[302],{"text":303,"type":88},"Politiques par rôle (media buyers/chefs de projet) avec validations légères dans Slack/mobile.",{"type":204,"content":305},[306],{"type":84,"content":307},[308],{"text":309,"type":88},"Piste d’audit pour chaque modification (plafond, pause, annulation).",{"type":194,"attrs":311,"content":312},{"level":245},[313],{"text":314,"type":88},"Anticiper les renouvellements",{"type":201,"content":316},[317],{"type":204,"content":318},[319],{"type":84,"content":320},[321],{"text":322,"type":88},"Tableau de bord Abonnements Spendesk: prochaines échéances, alertes J‑30/J‑7, détection d’augmentations.",{"type":194,"attrs":324,"content":325},{"level":245},[326],{"text":327,"type":88},"Garantir la refacturation propre",{"type":201,"content":329},[330,336],{"type":204,"content":331},[332],{"type":84,"content":333},[334],{"text":335,"type":88},"Tags au paiement: Client, Campagne, Canal, Centre de coût.",{"type":204,"content":337},[338],{"type":84,"content":339},[340,342,348],{"text":341,"type":88},"Collecte automatique des reçus et ",{"text":343,"type":88,"marks":344},"TVA",[345],{"type":178,"attrs":346},{"href":347,"uuid":26,"anchor":26,"target":26,"linktype":61},"https://www.spendesk.com/fr/blog/tva-intracommunautaire/",{"text":349,"type":88},"; exports comptables prêts à l’emploi.",{"type":194,"attrs":351,"content":352},{"level":245},[353],{"text":354,"type":88},"Couper les « zombies », éliminer les doublons",{"type":201,"content":356},[357,363],{"type":204,"content":358},[359],{"type":84,"content":360},[361],{"text":362,"type":88},"Mettre en \"pause\" les cartes d’outils non utilisés (gains rapides sur les 47 % post‑usage).",{"type":204,"content":364},[365],{"type":84,"content":366},[367],{"text":368,"type":88},"Regroupez les licences là où 20 % des services sont en doublon.",{"type":194,"attrs":370,"content":371},{"level":196},[372],{"text":373,"type":88},"Les résultats",{"type":201,"content":375},[376,386,396,406],{"type":204,"content":377},[378],{"type":84,"content":379},[380,384],{"text":381,"type":88,"marks":382},"Moins de gaspillage :",[383],{"type":169},{"text":385,"type":88}," arrêt des abonnements post‑usage et consolidation des doublons.",{"type":204,"content":387},[388],{"type":84,"content":389},[390,394],{"text":391,"type":88,"marks":392},"Continuité opérationnelle :",[393],{"type":169},{"text":395,"type":88}," une carte coupée n’en bloque aucune autre.",{"type":204,"content":397},[398],{"type":84,"content":399},[400,404],{"text":401,"type":88,"marks":402},"Clôture plus rapide :",[403],{"type":169},{"text":405,"type":88}," lettrage carte‑dépense‑reçu et exports codés.",{"type":204,"content":407},[408],{"type":84,"content":409},[410,414],{"text":411,"type":88,"marks":412},"Marge protégée :",[413],{"type":169},{"text":415,"type":88}," ventilation fiable par client/campagne, refacturation fluide.",{"type":184,"attrs":417},{"id":418,"body":419},"d3e138ac-2225-4413-93b8-83637cd9bd32",[420],{"_uid":421,"html":422,"component":423},"i-28c55399-3e61-460f-81f6-35aa02d46029","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-54159386-2a9a-499a-81b5-e6510b46888f\">\u003Cspan class=\"hs-cta-node hs-cta-54159386-2a9a-499a-81b5-e6510b46888f\" id=\"hs-cta-54159386-2a9a-499a-81b5-e6510b46888f\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/54159386-2a9a-499a-81b5-e6510b46888f\" target=\"_blank\" rel=\"noopener\">\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-54159386-2a9a-499a-81b5-e6510b46888f\" style=\"border-width:0px;\" src=\"https://no-cache.hubspot.com/cta/default/2694209/54159386-2a9a-499a-81b5-e6510b46888f.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, '54159386-2a9a-499a-81b5-e6510b46888f', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); 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L'application mobile permet de saisir les trajets et joindre des justificatifs, les paramètres de dépenses autorisent l'application de taux personnalisés, et les exports comptables rendent les calculs traçables pour la paie et la comptabilité.",{"_uid":2265,"title":2266,"component":495,"description":2267},"447159d7-34d1-4458-adea-d2e53681de90","Comment rembourser une note de frais kilométrique avec Spendesk ?",{"type":81,"content":2268},[2269],{"type":84,"content":2270},[2271],{"text":2272,"type":88},"Spendesk permet de soumettre une note de frais kilométrique depuis l'application mobile, d'ajouter le justificatif photo, puis de lancer un workflow d'approbation avec règles budgétaires. Les remboursements validés sont enregistrés dans Spendesk et inclus dans les exports comptables pour paiement et rapprochement, ce qui accélère le remboursement salarié.",{"_uid":2274,"title":2275,"component":495,"description":2276},"1e0de030-eb79-449a-870e-bf06295895b8","Les indemnités kilométriques sont-elles soumises aux cotisations sociales et fiscales, et comment Spendesk aide-t-il pour la déclaration ?",{"type":81,"content":2277},[2278],{"type":84,"content":2279},[2280],{"text":2281,"type":88},"Spendesk centralise les remboursements et génère des rapports et exports comptables qui facilitent la déclaration des indemnités kilométriques. 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Pour une petite entreprise, le bon outil doit au minimum couvrir cinq points : la capture mobile des justificatifs, l’OCR, des validations paramétrables, des exports comptables fiables, et une gestion documentaire suffisamment solide pour éviter les reprises manuelles.",[2447],{"type":1227,"attrs":2448},{"color":2014},{"type":84,"attrs":2450,"content":2451},{"textAlign":26},[2452],{"text":2453,"type":88,"marks":2454},"Les indicateurs vraiment utiles sont ceux qui se voient dans l’opérationnel, pas dans le discours marketing. Pour un DAF, un Contrôleur de gestion ou un Responsable comptable, le meilleur logiciel est avant tout celui qui réduit la ressaisie, améliore la qualité des justificatifs, et s’intègre proprement à la comptabilité.",[2455],{"type":1227,"attrs":2456},{"color":2014},{"_uid":2458,"hide":29,"title":2459,"component":495,"description":2460},"534d6347-e78f-47d1-bbab-42727b856826","Expensya vs d’autres applications : quel outil choisir pour une petite entreprise en France ?",{"type":81,"content":2461},[2462,2470],{"type":84,"attrs":2463,"content":2464},{"textAlign":26},[2465],{"text":2466,"type":88,"marks":2467},"Pour une petite entreprise, le bon choix dépend moins du nom de l’outil que de quelques critères concrets : la simplicité d’usage, la qualité de l’intégration comptable, la rapidité de traitement, et l’adaptation au cadre français.",[2468],{"type":1227,"attrs":2469},{"color":2014},{"type":84,"attrs":2471,"content":2472},{"textAlign":26},[2473],{"text":2474,"type":88,"marks":2475},"Il faut notamment regarder la gestion des justificatifs, la traçabilité, les workflows de validation, et la capacité à exporter proprement vers la comptabilité. Entre 20 et 100 salariés, un outil correct côté saisie mais faible côté intégration finit souvent par coûter plus cher en temps finance qu’en licence. Spendesk, par exemple, permet de centraliser remboursements, validations et exports comptables dans un même cadre, avec une traçabilité claire pour l’équipe finance.",[2476],{"type":1227,"attrs":2477},{"color":2014},{"_uid":2479,"hide":29,"title":2480,"component":495,"description":2481},"6d545871-9174-4102-834d-3bb7221eff98","Comment intégrer les notes de frais dans ma comptabilité avec les outils existants ?",{"type":81,"content":2482},[2483,2491],{"type":84,"attrs":2484,"content":2485},{"textAlign":26},[2486],{"text":2487,"type":88,"marks":2488},"Le premier enjeu est d’éviter la double saisie. Un outil efficace doit permettre de faire remonter les centres de coût, les codes analytiques et les écritures comptables vers votre ERP ou votre logiciel comptable dans un format directement exploitable.",[2489],{"type":1227,"attrs":2490},{"color":2014},{"type":84,"attrs":2492,"content":2493},{"textAlign":26},[2494],{"text":2495,"type":88,"marks":2496},"Pour l’équipe finance, le vrai sujet n’est pas seulement l’intégration technique. C’est la capacité à récupérer des données fiables, sans ressaisie en fin de mois. Spendesk permet justement de centraliser les notes de frais dans un cadre plus structuré, avec des justificatifs rattachés aux dépenses, des validations tracées, et des exports comptables exploitables pour des outils comme Sage, Cegid ou Pennylane.",[2497],{"type":1227,"attrs":2498},{"color":2014},{"_uid":2500,"title":2501,"component":495,"description":2502},"f5182ac6-b3e1-4018-adcf-5c6ce7e42e8f","Quels simulateurs de frais kilométriques recommandez-vous pour calculer un trajet domicile-travail en France en 2026 ?",{"type":81,"content":2503},[2504,2509,2514,2534],{"type":84,"attrs":2505,"content":2506},{"textAlign":26},[2507],{"text":2508,"type":88},"Le point de départ est toujours le barème kilométrique de la DGFiP — c'est la référence fiscale à utiliser pour un calcul défendable en entreprise et en cas de contrôle. En 2026, pour une voiture de 5 CV jusqu'à 5 000 km, le taux applicable est de 0,636 €/km.",{"type":84,"attrs":2510,"content":2511},{"textAlign":26},[2512],{"text":2513,"type":88},"Le bon critère de choix d'un simulateur est concret : il doit intégrer le barème 2026 de la DGFiP, permettre d'ajuster la distance réelle, et conserver une trace exploitable par le DAF, le RAF ou le Responsable comptable.",{"type":84,"attrs":2515,"content":2516},{"textAlign":26},[2517,2519,2525,2527,2532],{"text":2518,"type":88},"Si votre enjeu est opérationnel, le vrai sujet n'est pas seulement le calcul du trajet, mais la fiabilité du dossier complet. Les justificatifs doivent être ",{"text":2520,"type":88,"marks":2521},"conservés 10 ans",[2522],{"type":178,"attrs":2523},{"href":2524,"uuid":26,"anchor":26,"target":1632,"linktype":61},"https://www.legifrance.gouv.fr/codes/article_lc/LEGIARTI000006219327",{"text":2526,"type":88}," pour les sociétés commerciales. C'est là qu'un outil de gestion des dépenses devient utile : ",{"text":590,"type":88,"marks":2528},[2529],{"type":178,"attrs":2530},{"href":2531,"uuid":26,"anchor":26,"target":1632,"linktype":61},"https://www.spendesk.com/fr/",{"text":2533,"type":88}," permet de gérer les remboursements kilométriques, de centraliser les justificatifs, d'appliquer des workflows d'approbation et d'ajuster manuellement une distance calculée avec signalement aux réviseurs pour garder une piste d'audit claire.",{"type":84,"attrs":2535,"content":2536},{"textAlign":26},[2537],{"text":2538,"type":88},"En pratique, si vous calculez un trajet de 40 km avec un taux de 0,636 €/km, vous obtenez 25,44 € avant tout contrôle interne sur l'éligibilité du déplacement. Le calcul est simple. Ce qui prend du temps en finance, c'est la validation, l'imputation et l'archivage conforme DGFiP.","FAQ sur le calcul des frais kilométriques en France","indemnite-kilometrique-2026-comment-eviter-les-erreurs-en-cloture","fr/blog/indemnite-kilometrique-2026-comment-eviter-les-erreurs-en-cloture",-1260,[],"9b8bf739-98fa-4a08-8a8b-eeef9f5847e9","2026-04-23T14:36:10.106Z",[],"blog/indemnite-kilometrique-2026-comment-eviter-les-erreurs-en-cloture",[2549,2550,2551],{"path":2547,"name":26,"lang":33,"published":26},{"path":2547,"name":26,"lang":39,"published":26},{"path":2547,"name":26,"lang":41,"published":26},{"name":2553,"created_at":2554,"published_at":2555,"updated_at":2556,"id":2557,"uuid":2558,"content":2559,"slug":2787,"full_slug":2788,"sort_by_date":26,"position":2789,"tag_list":2790,"is_startpage":29,"parent_id":569,"meta_data":26,"group_id":2791,"first_published_at":2555,"release_id":26,"lang":33,"path":26,"alternates":2792,"default_full_slug":2793,"translated_slugs":2794},"Frais de repas professionnels 2026 : plafonds URSSAF, TVA déductible et justificatifs acceptés","2026-07-31T13:34:14.162Z","2026-07-31T13:47:09.400Z","2026-07-31T13:47:09.448Z",204043281100293,"8f8f00fe-be52-4f9c-a650-a898b4b1b9d6",{"_uid":2560,"title":2553,"topics":2561,"noIndex":29,"category":2586,"language":2595,"component":461,"heroMedia":2596,"publishedAt":2603,"redirectUrl":23,"listingImage":2604,"metaDescription":2605,"bottomArticleCta":2606,"componentsAfterTheArticle":2607},"95f8a916-6872-4e21-b11c-5f5a02bccc04",[2562,2570,2578],{"name":103,"created_at":104,"published_at":105,"updated_at":106,"id":107,"uuid":108,"content":2563,"slug":119,"full_slug":120,"sort_by_date":26,"position":121,"tag_list":2564,"is_startpage":29,"parent_id":123,"meta_data":26,"group_id":124,"first_published_at":125,"release_id":26,"lang":33,"path":26,"alternates":2565,"default_full_slug":127,"translated_slugs":2566,"_stopResolving":42},{"_uid":118,"name":103,"component":22},[],[],[2567,2568,2569],{"path":127,"name":26,"lang":33,"published":26},{"path":127,"name":26,"lang":39,"published":26},{"path":127,"name":26,"lang":41,"published":26},{"name":2183,"created_at":2184,"published_at":2185,"updated_at":2186,"id":2187,"uuid":2188,"content":2571,"slug":2191,"full_slug":2192,"sort_by_date":26,"position":2193,"tag_list":2572,"is_startpage":29,"parent_id":123,"meta_data":26,"group_id":2195,"first_published_at":2196,"release_id":26,"lang":33,"path":26,"alternates":2573,"default_full_slug":2198,"translated_slugs":2574,"_stopResolving":42},{"_uid":2190,"name":2183,"component":22},[],[],[2575,2576,2577],{"path":2198,"name":26,"lang":33,"published":26},{"path":2198,"name":26,"lang":39,"published":26},{"path":2198,"name":26,"lang":41,"published":26},{"name":680,"created_at":2367,"published_at":2368,"updated_at":2369,"id":2370,"uuid":2371,"content":2579,"slug":2374,"full_slug":2375,"sort_by_date":26,"position":2376,"tag_list":2580,"is_startpage":29,"parent_id":123,"meta_data":26,"group_id":2378,"first_published_at":2379,"release_id":26,"lang":33,"path":26,"alternates":2581,"default_full_slug":2381,"translated_slugs":2582,"_stopResolving":42},{"_uid":2373,"name":680,"component":22},[],[],[2583,2584,2585],{"path":2381,"name":26,"lang":33,"published":26},{"path":2381,"name":26,"lang":39,"published":26},{"path":2381,"name":26,"lang":41,"published":26},{"name":449,"created_at":450,"published_at":16,"updated_at":451,"id":452,"uuid":453,"content":2587,"slug":461,"full_slug":462,"sort_by_date":26,"position":463,"tag_list":2589,"is_startpage":29,"parent_id":465,"meta_data":26,"group_id":466,"first_published_at":467,"release_id":26,"lang":33,"path":26,"alternates":2590,"default_full_slug":469,"translated_slugs":2591,"_stopResolving":42},{"_uid":455,"icon":2588,"name":449,"component":460},{"id":457,"alt":458,"name":23,"focus":23,"title":23,"filename":459,"copyright":23,"fieldtype":58,"is_external_url":29},[],[],[2592,2593,2594],{"path":469,"name":26,"lang":33,"published":26},{"path":469,"name":26,"lang":39,"published":26},{"path":469,"name":26,"lang":41,"published":26},[33],[2597],{"_uid":2598,"asset":2599,"caption":23,"component":483},"7f2523df-b1df-4355-93f1-262de2c72ac5",{"id":2600,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2601,"copyright":23,"fieldtype":58,"meta_data":2602,"is_external_url":29},74479840357892,"https://a.storyblok.com/f/146026/1020x680/deb6d321ad/purchase-order-processes.jpg",{},"2026-07-31 00:00",[],"Frais de repas professionnels 2026 : plafonds URSSAF, TVA déductible, titres-restaurant et justificatifs à conserver dans vos notes de frais.",[],[2608],{"cta":2609,"_uid":2610,"items":2611,"heading":2762,"reverse":29,"component":556,"sectionSettings":2786},[],"d521db1c-f138-4141-96e2-aa45099085ff",[2612,2653,2669,2685,2707,2717,2727,2743],{"_uid":2613,"hide":29,"title":2614,"component":495,"description":2615},"ad7e9d64-0acf-4ddb-8081-eafb22ccdc03","Quel est le plafond d’exonération URSSAF du panier repas en 2026 ?",{"type":81,"content":2616},[2617],{"type":84,"attrs":2618,"content":2619},{"textAlign":26},[2620,2626,2630,2635,2639,2644,2648],{"text":2621,"type":88,"marks":2622},"Le plafond dépend de la situation du salarié : ",[2623],{"type":1227,"attrs":2624},{"color":2625},"oklch(0.923 0.003 48.717)",{"text":2627,"type":88,"marks":2628},"7,50 €",[2629],{"type":169},{"text":2631,"type":88,"marks":2632}," pour un repas pris sur le lieu de travail, ",[2633],{"type":1227,"attrs":2634},{"color":2625},{"text":2636,"type":88,"marks":2637},"10,40 €",[2638],{"type":169},{"text":2640,"type":88,"marks":2641}," pour un repas pris hors des locaux sans obligation de restaurant et ",[2642],{"type":1227,"attrs":2643},{"color":2625},{"text":2645,"type":88,"marks":2646},"21,40 €",[2647],{"type":169},{"text":2649,"type":88,"marks":2650}," pour un repas au restaurant lors d’un déplacement professionnel.",[2651],{"type":1227,"attrs":2652},{"color":2625},{"_uid":2654,"hide":29,"title":2655,"component":495,"description":2656},"30d2a9b5-9e43-4ced-b8ad-aa960a3a9f80","Peut-on récupérer la TVA sur un repas d’affaires ?",{"type":81,"content":2657},[2658],{"type":84,"attrs":2659,"content":2660},{"textAlign":26},[2661,2663,2667],{"text":2662,"type":88},"Oui, lorsque la dépense est professionnelle, que le justificatif est conforme et que la TVA est correctement identifiée. Pour une dépense supérieure à ",{"text":2664,"type":88,"marks":2665},"150 € HT",[2666],{"type":169},{"text":2668,"type":88},", demandez une facture comportant les informations d’identification de l’entreprise.",{"_uid":2670,"hide":29,"title":2671,"component":495,"description":2672},"0a8c9e01-3dd2-4164-8e09-f22035363fa9","Un ticket de caisse suffit-il comme justificatif de frais de repas ?",{"type":81,"content":2673},[2674],{"type":84,"attrs":2675,"content":2676},{"textAlign":26},[2677,2679,2683],{"text":2678,"type":88},"Un ticket peut suffire pour documenter une dépense de restauration inférieure ou égale à 150 € HT lorsque les mentions nécessaires figurent sur le justificatif. ",{"text":2680,"type":88,"marks":2681},"Une facture au nom de l’entreprise reste préférable",[2682],{"type":169},{"text":2684,"type":88},", notamment pour sécuriser la récupération de la TVA.",{"_uid":2686,"hide":29,"title":2687,"component":495,"description":2688},"bdece1ad-59a8-4603-8029-1e7f817440bf","Quel est le plafond de la participation patronale aux titres-restaurant en 2026 ?",{"type":81,"content":2689},[2690],{"type":84,"attrs":2691,"content":2692},{"textAlign":26},[2693,2698,2702],{"text":2694,"type":88,"marks":2695},"La participation patronale peut être exonérée jusqu’à ",[2696],{"type":1227,"attrs":2697},{"color":2625},{"text":2699,"type":88,"marks":2700},"7,32 € par titre",[2701],{"type":169},{"text":2703,"type":88,"marks":2704},", à condition de représenter entre 50 % et 60 % de la valeur faciale du titre.",[2705],{"type":1227,"attrs":2706},{"color":2625},{"_uid":2708,"hide":29,"title":2709,"component":495,"description":2710},"337f3872-432f-4319-98c7-3e22880061fb","Quelle différence entre un titre-restaurant et une indemnité de repas ?",{"type":81,"content":2711},[2712],{"type":84,"attrs":2713,"content":2714},{"textAlign":26},[2715],{"text":2716,"type":88},"Le titre-restaurant est un moyen de paiement cofinancé par l’employeur et le salarié. L’indemnité de repas est un remboursement ou une allocation versée dans le cadre de conditions professionnelles particulières, notamment lors d’un déplacement.",{"_uid":2718,"hide":29,"title":2719,"component":495,"description":2720},"22a13db7-5faf-41f0-9bde-c1dcf72bab7e","Comment gérer les frais de repas en télétravail ?",{"type":81,"content":2721},[2722],{"type":84,"attrs":2723,"content":2724},{"textAlign":26},[2725],{"text":2726,"type":88},"Le télétravail seul ne permet pas de verser un panier repas exonéré. Les dépenses liées au télétravail doivent être traitées selon les règles applicables à l’allocation de télétravail ou au remboursement des frais réellement engagés.",{"_uid":2728,"hide":29,"title":2729,"component":495,"description":2730},"f595eada-2951-459d-b5f1-34a3586e37e4","Comment éviter les erreurs sur les frais de repas ?",{"type":81,"content":2731},[2732],{"type":84,"attrs":2733,"content":2734},{"textAlign":26},[2735,2737,2741],{"text":2736,"type":88},"Pour limiter les erreurs, vérifiez systématiquement ",{"text":2738,"type":88,"marks":2739},"le lieu du repas, le régime applicable, le montant remboursé et le justificatif associé",[2740],{"type":169},{"text":2742,"type":88},". Une politique de dépenses claire et des contrôles automatisés permettent de traiter les exceptions avant la clôture.",{"_uid":2744,"hide":29,"title":2745,"component":495,"description":2746},"f4dda4d4-86d2-4089-9895-86549e711b81","Comment reprendre le contrôle sur les frais de repas ?",{"type":81,"content":2747},[2748,2757],{"type":84,"attrs":2749,"content":2750},{"textAlign":26},[2751,2753],{"text":2752,"type":88},"Les plafonds URSSAF, les règles fiscales, la TVA et les titres-restaurant obéissent à des règles différentes. ",{"text":2754,"type":88,"marks":2755},"La première étape consiste donc à rattacher chaque repas au bon régime avant de contrôler son montant.",[2756],{"type":169},{"type":84,"attrs":2758,"content":2759},{"textAlign":26},[2760],{"text":2761,"type":88},"Avec Spendesk, les équipes finance peuvent centraliser les paiements, les justificatifs, les règles de dépenses et les validations. Les transactions sont ensuite préparées pour le suivi comptable et l’export vers les outils compatibles.",[2763],{"cta":2764,"_uid":2765,"title":2766,"eyebrow":2775,"subtitle":2781,"component":194,"textAlign":23,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":2784,"sectionSettings":2785,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"d6dbf6c7-4c01-4c3d-bf3c-543b0addf6e3",{"type":81,"content":2767},[2768],{"type":194,"attrs":2769,"content":2770},{"level":196,"textAlign":26},[2771],{"text":2772,"type":88,"marks":2773},"Questions sur les frais de repas professionnels en 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Découvrez les vrais plafonds pour une carte professionnelle et comment gérer Apple Pay en équipe avec Spendesk.",[],[2873],{"cta":2874,"_uid":2875,"items":2876,"heading":2927,"reverse":29,"component":556,"sectionSettings":2949},[],"b6f34c2b-bd98-4437-852a-e562c46efead",[2877,2887,2897,2907,2917],{"_uid":2878,"hide":29,"title":2879,"component":495,"description":2880},"ee0888d0-a12e-4110-aa78-bdc8242c6763","Comment contrôler les dépenses Apple Pay de son équipe ?",{"type":81,"content":2881},[2882],{"type":84,"attrs":2883,"content":2884},{"textAlign":26},[2885],{"text":2886,"type":88},"En utilisant une plateforme de gestion des dépenses qui permet de fixer des plafonds par carte (jusqu’à 50 000 € pour les cartes physiques, 200 000 € pour les cartes virtuelles), de restreindre les catégories de marchands et de suivre chaque transaction en temps réel.",{"_uid":2888,"hide":29,"title":2889,"component":495,"description":2890},"d96ff3a2-b2ef-4a39-a898-935e9f848d97","Peut-on utiliser Apple Pay à l’étranger avec une carte d’entreprise ?",{"type":81,"content":2891},[2892],{"type":84,"attrs":2893,"content":2894},{"textAlign":26},[2895],{"text":2896,"type":88},"Oui, dans tous les pays où Apple Pay est accepté et où l’émetteur de la carte le permet (soit plus de 70 pays). 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Apple Pay utilise l’authentification biométrique (Face ID ou Touch ID), ce qui constitue une authentification forte au sens de la DSP2 et supprime ce plafond.",{"_uid":2918,"hide":29,"title":2919,"component":495,"description":2920},"3e0975c9-2d8a-4c00-b12c-1853f4c9344b","Quel est le plafond maximum d’un paiement Apple Pay ?",{"type":81,"content":2921},[2922],{"type":84,"attrs":2923,"content":2924},{"textAlign":26},[2925],{"text":2926,"type":88},"Apple Pay ne fixe aucun plafond propre. La limite est celle de la carte utilisée. Pour une carte d’entreprise, ce plafond peut aller de 500 € à 50 000 € pour une carte physique, selon la configuration choisie par l’administrateur.",[2928],{"cta":2929,"_uid":2930,"title":2931,"eyebrow":2938,"subtitle":2944,"component":194,"textAlign":23,"eyebrowPill":29,"flexibleSection":2947,"sectionSettings":2948,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"ceee707a-6569-4107-9aff-73f318624b71",{"type":81,"content":2932},[2933],{"type":194,"attrs":2934,"content":2935},{"level":196,"textAlign":26},[2936],{"text":2937,"type":88},"Ce qu'on nous demande souvent",{"type":81,"content":2939},[2940],{"type":84,"attrs":2941,"content":2942},{"textAlign":26},[2943],{"text":548,"type":88},{"type":81,"content":2945},[2946],{"type":84},[],[],[],"plafond-apple-pay","fr/blog/plafond-apple-pay",-510,[],"a16ee50c-9cf7-41c2-ae82-0323efd8ddba","2026-05-28T10:42:57.659Z",[],"blog/plafond-apple-pay",[2959,2960,2961],{"path":2957,"name":26,"lang":33,"published":42},{"path":2957,"name":26,"lang":39,"published":26},{"path":2957,"name":26,"lang":41,"published":26},["Island",2963],{"key":2964,"result":2965},"MarkdownRenderer_9zQkML8frdoFHZLKkGICbwEZC6kc0EIlxOzn633VW0",{"head":2966},{"link":2967,"style":2968},[],[],["Island",2970],{"key":2971,"result":2972},"MarkdownRenderer_c0CwhRIsLZ4zr8KDErpxLP5bQxraxofFayTGEdyxdlI",{"head":2973},{"link":2974,"style":2975},[],[],1793980856890]